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    10 views6 pages

    Perhitungan Suku Bunga Tetap, Efektif, Dan Anuitas

    Uploaded by

    surya_akuntansi

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 6

    Mastah Bisnis

    Plafon Rp. 30.000.000


    Angsuran 10 kali Perhitungan suku bung
    Bunga 10% per tahun

    Angsuran Angsuran
    ke Angsuran Pokok Bunga
    0
    1 Rp 3,000,000 Rp 250,000
    2 Rp 3,000,000 Rp 250,000
    3 Rp 3,000,000 Rp 250,000
    4 Rp 3,000,000 Rp 250,000
    5 Rp 3,000,000 Rp 250,000
    6 Rp 3,000,000 Rp 250,000
    7 Rp 3,000,000 Rp 250,000
    8 Rp 3,000,000 Rp 250,000
    9 Rp 3,000,000 Rp 250,000
    10 Rp 3,000,000 Rp 250,000
    Jumlah Rp 30,000,000 Rp 2,500,000
    tah Bisnis

    rhitungan suku bunga Flat/Fixed

    Sisa Pokok
    Total Angsuran Pinjaman
    Rp 30,000,000
    Rp 3,250,000 Rp 27,000,000
    Rp 3,250,000 Rp 24,000,000
    Rp 3,250,000 Rp 21,000,000
    Rp 3,250,000 Rp 18,000,000
    Rp 3,250,000 Rp 15,000,000
    Rp 3,250,000 Rp 12,000,000
    Rp 3,250,000 Rp 9,000,000
    Rp 3,250,000 Rp 6,000,000
    Rp 3,250,000 Rp 3,000,000
    Rp 3,250,000 Rp -
    Rp 32,500,000
    Mastah Bisnis
    Plafon Rp. 30.000.000
    Perhitungan suku bunga
    Angsuran 10 kali
    Menurun
    Bunga 10% per tahun

    Angsuran Angsuran
    ke Angsuran Pokok Bunga
    0
    1 Rp 3,000,000 Rp 250,000
    2 Rp 3,000,000 Rp 225,000
    3 Rp 3,000,000 Rp 200,000
    4 Rp 3,000,000 Rp 175,000
    5 Rp 3,000,000 Rp 150,000
    6 Rp 3,000,000 Rp 125,000
    7 Rp 3,000,000 Rp 100,000
    8 Rp 3,000,000 Rp 75,000
    9 Rp 3,000,000 Rp 50,000
    10 Rp 3,000,000 Rp 25,000
    Jumlah Rp 30,000,000 Rp 1,375,000
    tah Bisnis

    hitungan suku bunga Efektif atau


    Menurun

    Sisa Pokok
    Total Angsuran Pinjaman
    Rp 30,000,000
    Rp 3,250,000 Rp 27,000,000
    Rp 3,225,000 Rp 24,000,000
    Rp 3,200,000 Rp 21,000,000
    Rp 3,175,000 Rp 18,000,000
    Rp 3,150,000 Rp 15,000,000
    Rp 3,125,000 Rp 12,000,000
    Rp 3,100,000 Rp 9,000,000
    Rp 3,075,000 Rp 6,000,000
    Rp 3,050,000 Rp 3,000,000
    Rp 3,025,000 Rp -
    Rp 31,375,000
    Mastah Bisnis
    Plafon Rp. 30.000.000
    Angsuran 10 kali Perhitungan suk
    Bunga 10% per tahun

    Angsuran
    ke Angsuran Pokok Angsuran Bunga
    0
    1 Rp 2,889,211.43 Rp 250,000.00
    2 Rp 2,913,288.19 Rp 225,923.24
    3 Rp 2,937,565.59 Rp 201,645.84
    4 Rp 2,962,045.31 Rp 177,166.12
    5 Rp 2,986,729.02 Rp 152,482.41
    6 Rp 3,011,618.43 Rp 127,593.00
    7 Rp 3,036,715.25 Rp 102,496.18
    8 Rp 3,062,021.21 Rp 77,190.22
    9 Rp 3,087,538.05 Rp 51,673.38
    10 Rp 3,113,267.53 Rp 25,943.90
    Jumlah Rp 29,999,999.99 Rp 1,392,114.30
    ah Bisnis

    erhitungan suku bunga Anuitas

    Sisa Pokok
    Total Angsuran Pinjaman
    Rp 30,000,000
    Rp 3,139,211.43 Rp 27,110,789
    Rp 3,139,211.43 Rp 24,197,500
    Rp 3,139,211.43 Rp 21,259,935
    Rp 3,139,211.43 Rp 18,297,889
    Rp 3,139,211.43 Rp 15,311,160
    Rp 3,139,211.43 Rp 12,299,542
    Rp 3,139,211.43 Rp 9,262,827
    Rp 3,139,211.43 Rp 6,200,806
    Rp 3,139,211.43 Rp 3,113,268
    Rp 3,139,211.43 Rp 0
    Rp 31,392,114.29

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