REC.CASE NO.

RZO/CHHOKAN/403

DATED 28.6.2010

From: Mr. J.C.Griwan, Authorized officer, Bank of india,chhonkalwar And its office: Bank of india, Barkat nagar branch:936-937, kisan marg,Jaipur-302015.

TO (1) M/s Radha Kisan Milk Product, Village&post-salempur khurd, Tehsil - wier, District bharthpur (raiasthan) (2) Uma sharma w/o Mr. Gyanesh sharma Prop.-Radha Kishan Milk Product, Village & post salempur khurd, Tehsil Bharathpur (Rajasthan)

NOTICE U/S 13(2) OF THE SECURITISATION AND RECONSTRUCTION OF FINANTIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT 2002.

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At the request made by you, chhonkarwara branch of our bank granted to you cash credit & term lone for an aggregate amount of Rs. 9,49,500/- . We give hereunder as on 24.06.2010 as under:-

NATURE OF FACILITY
Cash credit Term lone

SANCTIONED LIMIT
Rs. 2,85,000/Rs. 6,64,500/-

OUTSTANDING DUES
Rs.3,99,482/Rs.5,43,068/-

The aforesaid credit facilities granted by the bank are secured by the following assets/securities (particulars of properties/assets charged by bank):2. 3. EQM of the immovable properties situated at village salempur khurd,tehsil weir,district bharatpur in the name of gyanendra sharma. As you have defaulted in repayment of your dues to bank,we have classified your account as Nonperforming Assect with effect from 31.03.2007 in accordance with the directions/guidelienes issued by Reserve Bank of India. For the reasons stated above,we hereby you notice under saction 13(2) of the above noted Act and call upon you to discharge in full your liabilities by paying to the bank a sum of Rs. 9,42,550/-(Rs.nine lac fourty two thousand five hundred fifty only).As on 24.06.2010 with interest @11.00p.a. with monthly rests until realization of entire dues within a period of 60 (sixty) days onwards until payment failing which please note that we will with Bank under section 13 of the securitization and reconstruction of financial assets and enforcement of security interest act ,2002 against the secured assets mentioned above. The amount realized from exercising the power mentioned above will firstly by applied in payment of all costs, charges and expenses which are incurred by us and/or any expenses incidental thereto and secondly applied in discharge of bank s dues as mentioned above with current rate of interest toll the ate of actualization and the residue of the money. If the any ,after the BANKs entire dues are fully recovered, shall be paid to you. It the said dues not fully recovered with the proceed realized in the course of exercise of the said power against the secured assets we for recovery of the balance amount due longwith all costs etc.incidental thereto from you. Please take a note that as per sub section (13) of section 13 the aforesaid act.after recipt of this notice ,you are restrained from transferring by way of sale ,lease or otherwise any of the secured asseta reffered to in this notice. The undersigned is a duly authorized officer of the bank of the issue this notice and exercise power under section 13 aforesaid. Needless to mention that this is addressed to you without prejudice to any other remedy available to the bank Yours faithfully, (J.C. GRIWAN) AUTHORISED OFFICER

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(To guarantor(s) who has created security interst over his assets/property) FROM: Mr. J.C. Griwan The autherised officer, Bank of india,chhonkalwara And its office: Bank of india,barkat nagar branch 936-937 kisan marg. 302015

To, Shri G. sharma Village &post-salempur khurd, Tehsil-weir, District-bharatpur(rajasthan)

NOTICE U/S 13(2) OF THE SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT, 2002.
1).You are aware that bank has granted various credit limits for an aggregate amount of Rs.9,49,500 to M/S Radha Kishan Milk Product (prinicipal debtor),for which you stood as guarantor and executed letters of guarantees dated 29.02.2005 guaranteening the due repayment of the said amount by the principal debtor and all interest, cost ,charges and expenses due and accuring thereon. The details of various credit facilities granted by the bank and the amount outstanding dues thereunder as on the date of notice are as under:-

NATURE OF FACILITY
Cash credit Term lone

SANACTIONED LIMIT
Rs. 2,85,000/Rs. 6,64,500/-

OUTSTANDING DUES
Rs.3,99,482/Rs.5,43,068/-

2)YOU ARE AWARE THAT YOU HAVE UNDERTAKEN LIABILITY under the said letter of GURENTEE for repayment of the various limitis granted by us to the said PRINCIPAL DEBTOR and you have secured the repayment of the said limita by creating in favour of the bank following securities on your properties:3)As the principal debtor has defaulted in repayment of its liabilities, we have classified its dues as Nonperforming asset on 31.03.2007 in accordance with the directions or guidelines issued by the Reserve Bank of India. 4) we also inform you that inspite of our repeated demands/requests for repayment of the amounts due to Bank, the principal debtor(s) has not so far paid the same. You, there fore, as guarantor became liable to pay the said dues. 5) For the reasons stated above, we hereby give you notice under section 13(2) of the abovenoted Act and call upon you to discharge in full your liabilities to the by paying to the Bank Rs. 2,42,550 /(contractual dues upto the date of notice ) with interest @ 1% BPLR %p.a. with month rests with in a period of 60 days from the date of notice, failing which we will entirely at your risks as to costs and reconsequences exercise all or any of the powers under section 13 of the securitization and reconstruction of finantial assets and Enforcement of security interest Act 2002, against the secured assets mentioned above. 6) The amount realized from exercising the power mentioned above will firstly by applied in payment of all costs, charges and expenses which are incurred by us and/or any expenses incidental thereto and secondly applied in discharge of bank s dues as mentioned above with current rate of interest toll the ate of actualization and the residue of the money. If the any ,after the BANKs entire dues are fully recovered, shall be paid to you. 7) It the said dues not fully recovered with the proceed realized in the course of exercise of the said power against the secured assets we for recovery of the balance amount due longwith all costs etc.incidental thereto from you. 8) Please take a note that as per sub section (13) of section 13 the aforesaid act.after recipt of this notice ,you are restrained from transferring by way of sale ,lease or otherwise any of the secured asseta reffered to in this notice. 9) The undersigned is a duly authorized officer of the bank of the issue this notice and exercise power under section 13 aforesaid. 10) Needless to mention that this is addressed to you without prejudice to any other remedy available to the bank Yours faithfully, (J.C. GRIWAN)