EMI Calculator By AssetYogi.

com

Inputs Loan Payment Break-Up

Loan Amount (Rs.) 1,550,000
Interest Rate (% p.a.) 10.55%
Loan Tenure (Years) 10
965,001
(in Rs.)

Results 1,550,000

EMI 20,958
Total Interest Payable 965,001
Principal Amount
Total Payment 1,550,000
(Principal + Interest) 2,515,001 Total Interest Payable Principal Amount

Loan Repayment Chart

300,000 1,600,000
Principal & Interest Repayment (Rs.)

1,400,000
250,000

Principal Outstanding (Rs.)

1,200,000
200,000
1,000,000

150,000 800,000

600,000
100,000
400,000
50,000
200,000

- -
Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Interest Pmt Principal Pmt Principal

(I) (P) Outstanding

Loan Repayment Schedule (Yearly)

(figures in Rupees)

Year Principal Pmt Interest Pmt Total Payment Principal Cumulative Cumulative
(P) (I) (P+I) Outstanding Interest Principal
1 92,356 159,144 251,500 1,457,644 159,144 92,356
2 102,585 148,915 251,500 1,355,059 308,059 194,941
3 113,947 137,553 251,500 1,241,112 445,612 308,888
4 126,567 124,933 251,500 1,114,545 570,546 435,455
5 140,585 110,916 251,500 973,961 681,461 576,039
 6 156,155 95,345 251,500 817,806 776,806 732,194
7 173,450 78,051 251,500 644,356 854,857 905,644
8 192,660 58,840 251,500 451,696 913,697 1,098,304
9 213,998 37,502 251,500 237,699 951,200 1,312,301
10 237,699 13,801 251,500 - 965,001 1,550,000
11 - - - - - -
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26 - - - - - -
27 - - - - - -
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29 - - - - - -
30 - - - - - -
Total 1,550,000 965,001 2,515,001

Loan Repayment Schedule (Monthly)

(figures in Rupees)
Principal Pmt Interest Pmt Total Payment Principal Cumulative Cumulative
Month
(P) (I) (P+I) Outstanding Interest Principal
1 7,331 13,627 20,958 1,542,669 13,627 7,331
2 7,396 13,563 20,958 1,535,273 27,190 14,727
3 7,461 13,498 20,958 1,527,812 40,687 22,188
4 7,526 13,432 20,958 1,520,286 54,119 29,714
5 7,592 13,366 20,958 1,512,693 67,485 37,307
6 7,659 13,299 20,958 1,505,034 80,784 44,966
7 7,727 13,232 20,958 1,497,308 94,016 52,692
8 7,795 13,164 20,958 1,489,513 107,180 60,487
9 7,863 13,095 20,958 1,481,650 120,275 68,350
10 7,932 13,026 20,958 1,473,718 133,301 76,282
11 8,002 12,956 20,958 1,465,716 146,258 84,284
12 8,072 12,886 20,958 1,457,644 159,144 92,356
13 8,143 12,815 20,958 1,449,501 171,959 100,499
14 8,215 12,744 20,958 1,441,286 184,703 108,714
15 8,287 12,671 20,958 1,432,999 197,374 117,001
16 8,360 12,598 20,958 1,424,639 209,972 125,361
17 8,433 12,525 20,958 1,416,205 222,497 133,795
18 8,508 12,451 20,958 1,407,698 234,948 142,302
19 8,582 12,376 20,958 1,399,116 247,324 150,884
20 8,658 12,301 20,958 1,390,458 259,625 159,542
21 8,734 12,224 20,958 1,381,724 271,849 168,276
22 8,811 12,148 20,958 1,372,913 283,997 177,087
23 8,888 12,070 20,958 1,364,025 296,067 185,975
24 8,966 11,992 20,958 1,355,059 308,059 194,941
25 9,045 11,913 20,958 1,346,014 319,972 203,986
26 9,125 11,834 20,958 1,336,889 331,806 213,111
27 9,205 11,753 20,958 1,327,684 343,559 222,316
28 9,286 11,673 20,958 1,318,398 355,232 231,602
29 9,367 11,591 20,958 1,309,031 366,823 240,969
30 9,450 11,509 20,958 1,299,581 378,331 250,419
31 9,533 11,425 20,958 1,290,048 389,757 259,952
32 9,617 11,342 20,958 1,280,432 401,099 269,568
33 9,701 11,257 20,958 1,270,730 412,356 279,270
34 9,787 11,172 20,958 1,260,944 423,527 289,056
35 9,873 11,086 20,958 1,251,071 434,613 298,929
36 9,959 10,999 20,958 1,241,112 445,612 308,888
37 10,047 10,911 20,958 1,231,065 456,524 318,935
38 10,135 10,823 20,958 1,220,930 467,347 329,070
39 10,224 10,734 20,958 1,210,705 478,081 339,295
40 10,314 10,644 20,958 1,200,391 488,725 349,609
41 10,405 10,553 20,958 1,189,986 499,278 360,014
42 10,496 10,462 20,958 1,179,490 509,740 370,510
43 10,589 10,370 20,958 1,168,901 520,110 381,099
44 10,682 10,277 20,958 1,158,220 530,387 391,780
45 10,776 10,183 20,958 1,147,444 540,569 402,556
46 10,870 10,088 20,958 1,136,573 550,657 413,427
47 10,966 9,992 20,958 1,125,608 560,650 424,392
48 11,062 9,896 20,958 1,114,545 570,546 435,455
49 11,160 9,799 20,958 1,103,385 580,344 446,615
50 11,258 9,701 20,958 1,092,128 590,045 457,872
51 11,357 9,602 20,958 1,080,771 599,647 469,229
52 11,457 9,502 20,958 1,069,314 609,148 480,686
53 11,557 9,401 20,958 1,057,757 618,549 492,243
54 11,659 9,299 20,958 1,046,098 627,849 503,902
55 11,761 9,197 20,958 1,034,337 637,046 515,663
56 11,865 9,094 20,958 1,022,472 646,139 527,528
 57 11,969 8,989 20,958 1,010,503 655,129 539,497
58 12,074 8,884 20,958 998,429 664,013 551,571
59 12,180 8,778 20,958 986,248 672,790 563,752
60 12,288 8,671 20,958 973,961 681,461 576,039
61 12,396 8,563 20,958 961,565 690,024 588,435
62 12,505 8,454 20,958 949,060 698,478 600,940
63 12,615 8,344 20,958 936,446 706,821 613,554
64 12,725 8,233 20,958 923,720 715,054 626,280
65 12,837 8,121 20,958 910,883 723,175 639,117
66 12,950 8,008 20,958 897,933 731,184 652,067
67 13,064 7,894 20,958 884,869 739,078 665,131
68 13,179 7,779 20,958 871,690 746,857 678,310
69 13,295 7,664 20,958 858,395 754,521 691,605
70 13,412 7,547 20,958 844,984 762,068 705,016
71 13,530 7,429 20,958 831,454 769,497 718,546
72 13,648 7,310 20,958 817,806 776,806 732,194
73 13,768 7,190 20,958 804,037 783,996 745,963
74 13,890 7,069 20,958 790,148 791,065 759,852
75 14,012 6,947 20,958 776,136 798,012 773,864
76 14,135 6,824 20,958 762,001 804,835 787,999
77 14,259 6,699 20,958 747,742 811,535 802,258
78 14,384 6,574 20,958 733,358 818,109 816,642
79 14,511 6,447 20,958 718,847 824,556 831,153
80 14,638 6,320 20,958 704,208 830,876 845,792
81 14,767 6,191 20,958 689,441 837,067 860,559
82 14,897 6,061 20,958 674,544 843,128 875,456
83 15,028 5,930 20,958 659,516 849,059 890,484
84 15,160 5,798 20,958 644,356 854,857 905,644
85 15,293 5,665 20,958 629,063 860,522 920,937
86 15,428 5,531 20,958 613,635 866,052 936,365
87 15,563 5,395 20,958 598,071 871,447 951,929
88 15,700 5,258 20,958 582,371 876,705 967,629
89 15,838 5,120 20,958 566,533 881,825 983,467
90 15,978 4,981 20,958 550,555 886,806 999,445
91 16,118 4,840 20,958 534,437 891,646 1,015,563
92 16,260 4,699 20,958 518,177 896,345 1,031,823
93 16,403 4,556 20,958 501,775 900,901 1,048,225
94 16,547 4,411 20,958 485,228 905,312 1,064,772
95 16,692 4,266 20,958 468,535 909,578 1,081,465
96 16,839 4,119 20,958 451,696 913,697 1,098,304
97 16,987 3,971 20,958 434,709 917,668 1,115,291
98 17,137 3,822 20,958 417,573 921,490 1,132,427
99 17,287 3,671 20,958 400,285 925,161 1,149,715
100 17,439 3,519 20,958 382,846 928,681 1,167,154
101 17,592 3,366 20,958 365,254 932,046 1,184,746
102 17,747 3,211 20,958 347,507 935,258 1,202,493
103 17,903 3,055 20,958 329,603 938,313 1,220,397
104 18,061 2,898 20,958 311,543 941,211 1,238,457
105 18,219 2,739 20,958 293,323 943,950 1,256,677
106 18,380 2,579 20,958 274,944 946,528 1,275,056
107 18,541 2,417 20,958 256,403 948,946 1,293,597
108 18,704 2,254 20,958 237,699 951,200 1,312,301
109 18,869 2,090 20,958 218,830 953,290 1,331,170
110 19,034 1,924 20,958 199,796 955,213 1,350,204
111 19,202 1,757 20,958 180,594 956,970 1,369,406
112 19,371 1,588 20,958 161,223 958,558 1,388,777
113 19,541 1,417 20,958 141,682 959,975 1,408,318
114 19,713 1,246 20,958 121,970 961,221 1,428,030
115 19,886 1,072 20,958 102,084 962,293 1,447,916
116 20,061 897 20,958 82,023 963,191 1,467,977
117 20,237 721 20,958 61,785 963,912 1,488,215
118 20,415 543 20,958 41,370 964,455 1,508,630
119 20,595 364 20,958 20,776 964,819 1,529,224
120 20,776 183 20,958 - 965,001 1,550,000
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Total 1,550,000 965,001 2,515,001
600,000

400,000
Principal Outstanding (Rs.)

200,000

000,000

00,000

00,000

00,000

00,000

Prepayments
(Enter Below)
-
Prepayments
(if any)
Loan Amount (Rs.)
Interest (% p.a.)
Time Period (Years)

EMI (Rs.)

Time Period
3 Years @ 8%
5 Years @ 8%
20 Years @ 11%
 100,000
11%
20

(1,032)

EMI per lakh Amount Approx. EMI

3000 500000 15000
2000 500000 10000
1000 5000000 50000