Page 1 of 8 15 March 2018

Statement No. 9
MR V PILOTAS
2 BLACKMORE AVENUE Branch SOUTHALL
SOUTHALL Sort Code 11-07-15
MIDDLESEX Account No 11518361
UB1 3ES
24 Hour Banking Helpline
0345 720 3040
www.halifax.co.uk
00000 41/1/240188

BASIC ACCOUNT 28 December 2017 to 16 March 2018

Your Account
Date of previous statement 27 December 2017 Type of Fee Quantity Total
Debit card fee 4 £1.40
Balance on 28 Dec 2017 £810.83
Total fees 4 £1.40
Money in £5,644.77 The fees detailed above have been paid during this statement period.
Money out £6,211.07 The fees paid in this statement period are highlighted in the 'Fees Explained' section
Balance on 16 Mar 2018 £244.53 and on the reverse.

Fees Explained
Daily overdraft fee - We may charge a daily overdraft fee on our Planned Overdrafts, unless your balance is within any daily overdraft fee free amount. We calculate
the daily overdraft fee that applies to your use of an overdraft at the end of that day, everyday, including weekends and bank holidays. The daily overdraft fee is 1p
per day for every full £7.00 borrowed.
Other fees for special services are detailed in your account terms and conditions, previously provided.
If switching to us, different rates and fees may apply.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
Statement No. 9 Sort Code 11-07-15
15 March 2018 Account Number 11518361
Page 2 of 8

BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
27 Dec 17 STATEMENT OPENING BALANCE 810.83
28 Dec 17 FPO ALEKSANDRAS PILOTA 400000000330106699 350.00 460.83
28DEC17 01:12
28 Dec 17 DEB ALMINTA LTD CD 3849 14.00 446.83
28 Dec 17 DEB FOOD & DRINK ZONE CD 3849 16.00 430.83
02 Jan 18 CPT LNK PO HANWELL 091 CD 3849 31DEC17 20.00 410.83
02 Jan 18 CPT LNK 00017250 LONDI CD 3849 02JAN18 10.00 400.83
02 Jan 18 DEB GI LTD CD 3849 10.00 390.83
02 Jan 18 DEB GI LTD CD 3849 10.00 380.83
02 Jan 18 DEB GI LTD CD 3849 10.00 370.83
02 Jan 18 DEB POUNDSTRETCHER CD 3849 19.80 351.03
02 Jan 18 DEB GI LTD CD 3849 20.00 331.03
02 Jan 18 DEB GI Ltd CD 3849 20.00 311.03
02 Jan 18 DEB GI LTD CD 3849 10.00 301.03
02 Jan 18 DEB GI Ltd CD 3849 20.00 281.03
02 Jan 18 DEB GI LTD CD 3849 30.00 251.03
02 Jan 18 DEB GI LTD CD 3849 30.00 221.03
02 Jan 18 DEB POGREBOK CD 3849 37.54 183.49
02 Jan 18 DEB SHWE MANDALAY CD 3849 10.00 173.49
02 Jan 18 DEB SHWE MANDALAY CD 3849 23.99 149.50
02 Jan 18 DEB SHWE MANDALAY CD 3849 43.46 106.04
03 Jan 18 DEB SHWE MANDALAY CD 3849 34.00 72.04
04 Jan 18 DEB TESCO STORES 6707 CD 3849 6.20 65.84
05 Jan 18 CPT LNK TESCO KN R C R CD 3849 05JAN18 10.00 55.84
05 Jan 18 DEB GI LTD CD 3849 10.00 45.84
05 Jan 18 DEB GI LTD CD 3849 10.00 35.84
08 Jan 18 DEB PELICAN NEWS CD 3849 9.20 26.64
08 Jan 18 DEB POGREBOK CD 3849 10.11 16.53
08 Jan 18 DEB WWW.VIRGINGAMES.CO CD 3849 10.00 6.53
09 Jan 18 FPI BRILLIANT CO ZARPLATA 775312946390901001 900.00 906.53
09 Jan 18 CPT LNK TESCO KN R C R CD 3849 09JAN18 10.00 896.53
09 Jan 18 DEB PELICAN NEWS CD 3849 1.00 895.53
09 Jan 18 DEB JACKPOT.COM CD 3849 2.50 893.03
09 Jan 18 DEB JACKPOT.COM CD 3849 2.50 890.53
10 Jan 18 CPT LNK SHEPHERDS BUSH CD 3849 10JAN18 10.00 880.53
10 Jan 18 DEB LONDIS HANWELL CD 3849 26.79 853.74
11 Jan 18 DD H3G 03065316 972833469001090118 28.00 825.74
11 Jan 18 CPT HFX EALING CITY CD 3849 11JAN18 30.00 795.74
12 Jan 18 CPT LNK SHEPHERDS BUSH CD 3849 12JAN18 10.00 785.74
12 Jan 18 DEB POGREBOK CD 3849 9.43 776.31
12 Jan 18 DEB WWW.VIRGINGAMES.CO CD 3849 10.00 766.31
(Continued on next page)
Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
Statement No. 9 Sort Code 11-07-15
15 March 2018 Account Number 11518361
Page 3 of 8

BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
12 Jan 18 DEB
GI LTD CD 3849 20.00 746.31
12 Jan 18 DEB
WWW.JACKPOTJOY.COM CD 3849 20.00 726.31
15 Jan 18 CPT
LNK SKLEP STOKROTK CD 3849 14JAN18 40.00 686.31
15 Jan 18 DEB
GI Ltd CD 3849 50.00 736.31
15 Jan 18 DEB
JACKPOTJOY.COM CD 3849 40.00 776.31
15 Jan 18 DEB
CASSAVA ENTERPRISE CD 3849 20.00 756.31
15 Jan 18 DEB
POGREBOK CD 3849 11.92 744.39
15 Jan 18 DEB
PAYPAL *PAYPAL CD 3849 5.99 738.40
15 Jan 18 DEB
PAYPAL *FOLKESTONE CD 3849 7.01 731.39
15 Jan 18 DEB
STOKROTKA CD 3849 7.14 724.25
15 Jan 18 DEB
JACKPOT.COM CD 3849 10.00 714.25
15 Jan 18 DEB
WWW.JACKPOTJOY.COM CD 3849 10.00 704.25
15 Jan 18 DEB
WWW.JACKPOTJOY.COM CD 3849 10.00 694.25
15 Jan 18 DEB
STOKROTKA CD 3849 17.31 676.94
15 Jan 18 DEB
GI LTD CD 3849 20.00 656.94
15 Jan 18 DEB
SHWE MANDALAY CD 3849 20.49 636.45
15 Jan 18 DEB
SHWE MANDALAY CD 3849 4.00 632.45
15 Jan 18 DEB
STOKROTKA CD 3849 5.00 627.45
15 Jan 18 DEB
SHWE MANDALAY CD 3849 8.00 619.45
15 Jan 18 DEB
SUPER RETAIL LTD CD 3849 8.03 611.42
15 Jan 18 DEB
CHICKEN COTTAGE CD 3849 8.50 602.92
15 Jan 18 DEB
Aishi Superstore CD 3849 8.98 593.94
16 Jan 18 FPI
BRILLIANT CO ZARPLATA 292386536160611001 270.00 863.94
16 Jan 18 CPT
LNK TESCO KN R C R CD 3849 16JAN18 60.00 803.94
16 Jan 18 TFR
V VOLK 100.00 903.94
16 Jan 18 FPO
ALEKSANDRAS PILOTA 300000000333586050 350.00 553.94
16JAN18 19:32
17 Jan 18 CPT LNK SHEPHERDS BUSH CD 3849 17JAN18 10.00 543.94
17 Jan 18 DEB POGREBOK CD 3849 7.03 536.91
17 Jan 18 DEB WWW.JACKPOTJOY.COM CD 3849 10.00 526.91
17 Jan 18 DEB MLECZKO DELIKATESY CD 3849 18.10 508.81
17 Jan 18 DEB PELICAN NEWS CD 3849 25.50 483.31
17 Jan 18 DEB TRANSFERGO CD 3849 100.00 383.31
18 Jan 18 DEB JACKPOTJOY.COM CD 3849 67.00 450.31
18 Jan 18 DEB JACKPOT.COM CD 3849 9.50 440.81
18 Jan 18 DEB JACKPOT.COM CD 3849 9.50 431.31
18 Jan 18 DEB GI Ltd CD 3849 10.00 421.31
18 Jan 18 DEB JACKPOT.COM CD 3849 13.20 408.11
18 Jan 18 DEB WWW.STARSPINS.COM CD 3849 20.00 388.11
18 Jan 18 DEB JACKPOT.COM CD 3849 21.00 367.11
19 Jan 18 DEB MLECZKO DELIKATESY CD 3849 10.30 356.81
(Continued on next page)
Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
Statement No. 9 Sort Code 11-07-15
15 March 2018 Account Number 11518361
Page 4 of 8

BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
19 Jan 18 DEB
WINE MART CD 3849 14.68 342.13
19 Jan 18 DEB
WWW.STARSPINS.COM CD 3849 20.00 322.13
22 Jan 18 CPT
LNK SKLEP STOKROTK CD 3849 20JAN18 10.00 312.13
22 Jan 18 CPT
LNK TESCO KN R C R CD 3849 22JAN18 10.00 302.13
22 Jan 18 DEB
WINE MART CD 3849 3.20 298.93
22 Jan 18 DEB
POGREBOK CD 3849 9.02 289.91
22 Jan 18 DEB
LIDL UK CD 3849 6.96 282.95
22 Jan 18 DEB
MLECZKO DELIKATESY CD 3849 17.93 265.02
22 Jan 18 DEB
POGREBOK CD 3849 36.36 228.66
22 Jan 18 DEB
LONDIS HANWELL CD 3849 5.97 222.69
22 Jan 18 DEB
WLY*COMPLETESAVE.C CD 3849 15.00 207.69
22 Jan 18 TFR
V VOLK 100.00 307.69
23 Jan 18 CPT
HFX EALING CITY CD 3849 23JAN18 20.00 287.69
23 Jan 18 DEB
TRANSFERGO CD 3849 100.00 187.69
24 Jan 18 DEB
EMIGRANTAS TV US 09.35 VISAXR 1.39137 6.72 180.97
CD 3849
24 Jan 18 DEB NON-STG TRANS FEE 2.99% CD 3849 0.20 180.77
24 Jan 18 DEB NON-STG PURCH FEE CD 3849 0.50 180.27
24 Jan 18 DEB ICELAND CD 3849 10.18 170.09
24 Jan 18 DEB CHARISMA FAIR LTD6 CD 3849 26.00 144.09
25 Jan 18 DEB LIDL UK CD 3849 9.95 134.14
25 Jan 18 DEB WWW.VIRGINGAMES.CO CD 3849 10.00 124.14
25 Jan 18 DEB WWW.JACKPOTJOY.COM CD 3849 10.00 114.14
25 Jan 18 DEB GI Ltd CD 3849 10.00 104.14
26 Jan 18 DEB JACKPOTJOY.COM CD 3849 20.00 124.14
29 Jan 18 FPI ALEKSANDRAS PILOTA PEREWOD 20.00 144.14
00151185632BBFHYKR
29 Jan 18 DEB JACKPOT.COM CD 3849 4.59 139.55
29 Jan 18 DEB WWW.JACKPOTJOY.COM CD 3849 10.00 129.55
29 Jan 18 DEB GI LTD CD 3849 10.00 119.55
29 Jan 18 DEB POGREBOK CD 3849 14.99 104.56
29 Jan 18 DEB GI LTD CD 3849 20.00 84.56
29 Jan 18 DEB BGO.com CD 3849 20.50 64.06
29 Jan 18 DEB AG COMM +356-2248- CD 3849 13.00 51.06
29 Jan 18 DEB WWW.JACKPOTJOY.COM CD 3849 20.00 31.06
30 Jan 18 FPI BRILLIANT CO ZARPLATA 357126023270031001 810.00 841.06
30 Jan 18 TFR ARUNAS ZINIS FUCYK 420.00 421.06
30 Jan 18 DEB AG COMM +356-2248- CD 3849 25.00 396.06
31 Jan 18 DEB PAYPAL *GUO SIBIN CD 3849 3.95 392.11
31 Jan 18 DEB PAYPAL *STIGERINTE CD 3849 11.99 380.12
01 Feb 18 DEB PAYPAL *GUO SIBIN CD 3849 3.95 376.17
(Continued on next page)

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
Statement No. 9 Sort Code 11-07-15
15 March 2018 Account Number 11518361
Page 5 of 8

BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
01 Feb 18 DEB
PAYPAL *NUTSBOLTSL CD 3849 97.24 278.93
01 Feb 18 DEB
HOME RETAIL GROUP CD 3849 100.00 178.93
01 Feb 18 DEB
JACKPOT.COM CD 3849 8.18 170.75
01 Feb 18 DEB
JACKPOT.COM CD 3849 9.99 160.76
01 Feb 18 DEB
JACKPOT.COM CD 3849 9.99 150.77
01 Feb 18 DEB
JACKPOT.COM CD 3849 10.00 140.77
01 Feb 18 DEB
JACKPOT.COM CD 3849 12.50 128.27
01 Feb 18 DEB
JACKPOT.COM CD 3849 21.00 107.27
01 Feb 18 FPI
ALEKSANDRAS PILOTA PEREWOD 30.00 137.27
00151185632BBFJGWF
02 Feb 18 CPT LNK TESCO KN R C R CD 3849 02FEB18 10.00 127.27
02 Feb 18 CPT LNK 32179863 PELIC CD 3849 02FEB18 10.00 117.27
02 Feb 18 DEB GI LTD CD 3849 10.00 107.27
02 Feb 18 DEB GI LTD CD 3849 10.00 97.27
05 Feb 18 FPI ALEKSANDRAS PILOTA PEREWOD 04FEB18 500.00 597.27
00151185632BBFJKWV
05 Feb 18 DEB WWW.JACKPOTJOY.COM CD 3849 10.00 587.27
05 Feb 18 DEB WWW.STARSPINS.COM CD 3849 20.00 567.27
05 Feb 18 DEB WWW.JACKPOTJOY.COM CD 3849 20.00 547.27
05 Feb 18 DEB WWW.JACKPOTJOY.COM CD 3849 20.00 527.27
06 Feb 18 DEB GI LTD CD 3849 10.00 517.27
06 Feb 18 FPO ALEKSANDRAS PILOTA 600000000335037237 100.00 417.27
06FEB18 18:33
07 Feb 18 CPT LNK NISA CD 3849 07FEB18 20.00 397.27
07 Feb 18 DEB POGREBOK CD 3849 12.33 384.94
07 Feb 18 DEB NISA HANWELL CD 3849 30.59 354.35
08 Feb 18 DEB AG COMM +356-2248- CD 3849 25.00 329.35
12 Feb 18 CPT LNK 00017250 LONDI CD 3849 10FEB18 20.00 309.35
12 Feb 18 CPT LNK STRAWBERRY LOC CD 3849 11FEB18 20.00 289.35
12 Feb 18 DD H3G 05821623 972833469001080218 32.50 256.85
12 Feb 18 RETURNED DD 32.50 289.35
12 Feb 18 CPT LNK TESCO KN R C R CD 3849 12FEB18 10.00 279.35
12 Feb 18 DEB DAUB ALDERNEY LTD CD 3849 10.00 269.35
12 Feb 18 DEB DAUB ALDERNEY LTD CD 3849 10.00 259.35
12 Feb 18 DEB WINE MART CD 3849 23.29 236.06
12 Feb 18 DEB DAUB ALDERNEY LTD CD 3849 10.00 226.06
12 Feb 18 DEB PAYPAL *ECASUPPLIE CD 3849 109.99 116.07
12 Feb 18 DEB J D SPORTS 98 CD 3849 105.00 11.07
13 Feb 18 FPI BRILLIANT CO ZARPLATA 204051832260312001 855.00 866.07
13 Feb 18 CPT LNK EALING BROADWA CD 3849 13FEB18 10.00 856.07
13 Feb 18 DEB DAUB ALDERNEY LTD CD 3849 80.27 936.34
(Continued on next page)

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
Statement No. 9 Sort Code 11-07-15
15 March 2018 Account Number 11518361
Page 6 of 8

BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
13 Feb 18 TFR
VITALIJ VOLK 50.00 886.34
14 Feb 18 DEB
POGREBOK CD 3849 16.66 869.68
14 Feb 18 DEB
NISA HANWELL CD 3849 29.02 840.66
15 Feb 18 CPT
LNK EALING BROADWA CD 3849 15FEB18 30.00 810.66
15 Feb 18 DEB
PAYPAL *SHENZHENXI CD 3849 79.95 730.71
15 Feb 18 DEB
GI LTD CD 3849 10.00 720.71
15 Feb 18 DEB
CI LTD CD 3849 10.00 710.71
16 Feb 18 CPT
LNK TESCO KN R C R CD 3849 16FEB18 10.00 700.71
16 Feb 18 DEB
PAYPAL *ALPHACITY CD 3849 9.99 690.72
16 Feb 18 DEB
MTS 100049021 CD 3849 100.00 590.72
19 Feb 18 CPT
LNK RASPBERRY EXPR CD 3849 18FEB18 50.00 540.72
19 Feb 18 FPI
ALEKSANDRAS PILOTA PEREWOD 18FEB18 100.00 640.72
00151185632BBFKBYL
19 Feb 18 DD H3G 06691220 972833469001130218 32.50 608.22
19 Feb 18 DEB DAUB ALDERNEY LTD CD 3849 10.00 598.22
19 Feb 18 DEB DAUB ALDERNEY LTD CD 3849 20.00 578.22
19 Feb 18 DEB PAYPAL *FOLKESTONE CD 3849 79.95 498.27
20 Feb 18 DEB ICELAND CD 3849 10.50 487.77
22 Feb 18 DEB PAYPAL *XUKEKE CD 3849 10.79 476.98
22 Feb 18 DEB PAYPAL *7DAYSHOPCO CD 3849 14.66 462.32
22 Feb 18 DEB PAYPAL *AHCPOWERTO CD 3849 119.95 342.37
22 Feb 18 DEB WWW.JACKPOTJOY.COM CD 3849 10.00 332.37
22 Feb 18 DEB WLY*COMPLETESAVE.C CD 3849 15.00 317.37
22 Feb 18 DEB MLECZKO DELIKATESY CD 3849 18.60 298.77
22 Feb 18 DEB LIDL UK CD 3849 20.94 277.83
22 Feb 18 TFR VITALIJ VOLK 40.00 237.83
23 Feb 18 CPT LNK NISA CD 3849 23FEB18 30.00 207.83
23 Feb 18 DEB DAUB ALDERNEY LTD CD 3849 10.00 197.83
23 Feb 18 DEB HOME RETAIL GROUP CD 3849 60.00 137.83
26 Feb 18 DEB WILKO RETAIL LIMIT CD 3849 17.55 120.28
26 Feb 18 FPI ALEKSANDRAS PILOTA PEREWOD 15.00 135.28
00151185632BBFKLXB
27 Feb 18 FPI BRILLIANT CO ZARPLATA 195278646260722001 900.00 1,035.28
27 Feb 18 FPO ALEKSANDRAS PILOTA 500000000339713539 355.00 680.28
27FEB18 06:31
27 Feb 18 DEB JACKPOT.COM CD 3849 9.99 670.29
27 Feb 18 DEB JACKPOT.COM CD 3849 9.99 660.30
27 Feb 18 DEB JACKPOT.COM CD 3849 9.99 650.31
27 Feb 18 DEB MLECZKO DELIKATESY CD 3849 18.65 631.66
28 Feb 18 TFR VITALIJ VOLK 100.00 531.66
28 Feb 18 DEB PAYPAL *AJS ESALES CD 3849 82.99 448.67
(Continued on next page)

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
Statement No. 9 Sort Code 11-07-15
15 March 2018 Account Number 11518361
Page 7 of 8

BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
28 Feb 18 DEB PAYPAL *XUKEKE CD 3849 10.29 438.38
28 Feb 18 DEB LONDIS HANWELL CD 3849 27.09 411.29
02 Mar 18 DEB HOME RETAIL GROUP CD 3849 49.99 361.30
02 Mar 18 DEB POUNDSTRETCHER CD 3849 4.26 357.04
02 Mar 18 DEB LIDL UK CD 3849 8.96 348.08
02 Mar 18 DEB MLECZKO DELIKATESY CD 3849 11.07 337.01
02 Mar 18 DEB POGREBOK CD 3849 53.59 283.42
05 Mar 18 CPT LNK NISA CD 3849 03MAR18 50.00 233.42
05 Mar 18 DEB EMIGRANTAS TV US 09.27 VISAXR 6.74 226.68
1.37537 CD 3849
05 Mar 18 DEB NON-STG TRANS FEE 2.99% CD 3849 0.20 226.48
05 Mar 18 DEB NON-STG PURCH FEE CD 3849 0.50 225.98
05 Mar 18 DEB AVRUP WINES CD 3849 17.99 207.99
05 Mar 18 DEB ALMINTA 3 LTD CD 3849 21.40 186.59
05 Mar 18 DEB ICELAND CD 3849 18.52 168.07
05 Mar 18 DEB LONDIS HANWELL CD 3849 26.27 141.80
07 Mar 18 DEB PELICAN NEWS CD 3849 26.50 115.30
12 Mar 18 CPT LNK NISA CD 3849 10MAR18 20.00 95.30
12 Mar 18 CPT HFX HOUNSLOW CITY CD 3849 11MAR18 50.00 45.30
12 Mar 18 DEB PALM BEACH FISH BA CD 3849 7.10 38.20
12 Mar 18 DEB WWW.JACKPOTJOY.COM CD 3849 10.00 28.20
12 Mar 18 DEB DAUB ALDERNEY LTD CD 3849 20.00 8.20
13 Mar 18 FPI BRILLIANT CO ZARPLATA 279079220070313001 755.00 763.20
13 Mar 18 FPO ALEKSANDRAS PILOTA 300000000347341864 310.00 453.20
13MAR18 07:47
14 Mar 18 DD H3G 04467674 972833469001120318 47.20 406.00
14 Mar 18 CPT LNK TESCO KN R C R CD 3849 14MAR18 30.00 376.00
14 Mar 18 DEB GI LTD CD 3849 20.00 356.00
14 Mar 18 DEB PELICAN NEWS CD 3849 25.50 330.50
15 Mar 18 DEB HOME RETAIL GROUP CD 3849 85.97 244.53
15 Mar 18 STATEMENT CLOSING BALANCE 6,211.07 5,644.77 244.53

Payment type: FPO - Faster Payment DEB - Debit Card CPT - Cashpoint FPI - Faster Payment DD - Direct Debit TFR - Transfer

Dispute Resolution

If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with
the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman
Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can
provide details of how to contact the Ombudsman.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
 Page 8 of 8 15 March 2018

MR V PILOTAS
2 BLACKMORE AVENUE Branch SOUTHALL
SOUTHALL Sort Code 11-07-15
MIDDLESEX Account No 11518361
UB1 3ES
24 Hour Banking Helpline
0345 720 3040
www.halifax.co.uk
00000 41/8/240195

Summary of BASIC ACCOUNT 17 March 2017 to 16 March 2018

Your summary is an overview of any interest or fees that have been paid or received to this account during the summary period.
You do not need to take any action when you receive your summary.

Your Account
Average credit balance £659.34 Type of Fee Quantity Total
Average debit balance £0.00 Debit card fee 32 £30.25
Total fees 32 £30.25
The fees detailed above have been paid during this summary period.
The fees paid in this summary period are highlighted in the 'Fees Explained' section
and on the reverse.

Fees Explained

Daily overdraft fee - We may charge a daily overdraft fee on our Planned Overdrafts, unless your balance is within any daily overdraft fee free amount. We calculate
the daily overdraft fee that applies to your use of an overdraft at the end of that day, everyday, including weekends and bank holidays. The daily overdraft fee is 1p
per day for every full £7.00 borrowed.
Other fees for special services are detailed in your account terms and conditions, previously provided.
Fees and interest rates may have changed during the period covered by this summary. For details please see your regular statements.
If switching to us, different rates and fees may apply.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
LOY-COM-P-000055-T400 – 250395
Managing your account
Important information about compensation arrangements
Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS). We will provide you with an
information sheet and exclusions list every year.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk

Keep it safe and secure Useful numbers

• Check your statements. If you see any transactions you’re not aware
of, ring the Bank Account or Savings and Investments number. Find
these under the Useful numbers section on this page.
• Keep your bank statements in a safe place. Dispose of your paper
statements safely by shredding and recycling them – don’t just put
them in a bin.
Manage your money
• Check your balance at home or abroad. Call our telephone banking
service on 0345 720 3040 or visit www.halifax.co.uk/online
• Avoid fees. Make sure you have enough money in your account the
day before money is due to come out.
• Manage your standing orders.You can change the date, frequency
and amount of your standing orders online or by ringing the Bank
Account number. Most companies will also change the date of a
direct debit – just give them a call.
• The Faster Payments Service is now available. For more information
on this please visit www.halifax.co.uk/fasterpayments
• Please Note. We can end or vary the terms of our current accounts
and overdrafts (including any interest rates and charges) at any time
in the way set out in the Bank Account Terms and Conditions. We
recommend that you continually assess whether an overdraft is the
most suitable form of borrowing for your current needs.
Using your card to withdraw cash or make a payment in a currency other than sterling
• If you use your card to withdraw cash or make a payment in a
currency other than sterling, the amount is converted to sterling
on the day it is processed by Visa using the Visa Payment Scheme
exchange rate on the day. You can find the exchange rate by calling
0345 720 3040 (+44 1132 22 29 from overseas); If you call before the
transaction is processed, the rate provided will be an indication only.
• If you use your debit card to withdraw cash or to make a payment in
a currency other than sterling we’ll charge a non-sterling transaction
fee of 2.99% of the value of each transaction. When you use your
debit card to make a purchase or other transaction (not cash
withdrawal) in a currency other than sterling, whether in person or by
internet or phone, we will also charge a £0.50p non-sterling purchase
fee. If you use your debit card to withdraw cash in a currency other
than sterling (at a cash machine or over the counter) we will also
charge a non-sterling cash fee of £1.50. Where you elect to allow
the cash machine operator/financial service provider to make the
conversion to sterling we will only charge a foreign cash fee of £1.50.
The provider of the foreign currency may make a separate charge
for conversion.
• Keep your card and PIN safe. Never give anyone else your card, PIN
or password. If you think your card is missing or that someone knows Halifax Bank Accounts
your PIN or password, call 0800 015 1515 immediately. 0345 720 3040
• Protect yourself online. If you’re an online customer and a victim of International +44 1132 42 22 29
online fraud, we guarantee that you won’t lose any money from your
account. We’ll always reimburse you in full. Check our website for
Halifax Easycash and Cardcash
more information www.halifax.co.uk/security 0345 850 5525
Halifax Credit Cards
0345 728 3848
• Use our online budget planner. It will help you to work
out your monthly outgoings and manage your money. Visit Mortgages
www.halifax.co.uk/managingyourmoney 0345 727 3747
• Transfer money quickly. You can make a same-day CHAPS transfer Halifax Personal Loans
in the UK as long as you have all the beneficiary account details and 0345 724 3444
send the payment before 1.30pm. To transfer money overseas you can
send a Telegraphic Transfer. Visit www.halifax.co.uk/bankaccounts/ Savings and Investments
receivingandsendingmoney.asp
0345 726 3646
• Fee-Free. Some accounts offer a Planned Overdraft subject to
application and approval with a fee-free overdraft facility. Please refer Insurance
to the account terms and conditions for more information. 0345 723 3343
Halifax Share Dealing
0345 722 5525
Lost/Stolen Cards
0800 015 1515
Travel money orders
08452 46 00 06
• If you use your savings card to withdraw cash in a currency other than (charged at up to 7p per minute
sterling we’ll charge a non-sterling transaction fee of 2.99% of the plus your phone provider’s
value of each transaction. If you use your savings card to withdraw access charge)
cash in a currency other than sterling (at a cash machine) we will also
charge a non-sterling cash fee of £1.50. Where you elect to allow
the cash machine operator/financial service provider to make the For more information about
conversion to sterling we will only charge a foreign cash fee of £1.50. our online service, please visit
The provider of the foreign currency may make a separate charge www.halifax.co.uk/aboutonline
for conversion.
• If you’re planning to travel overseas, we advise you to take a range
Calls may be recorded and
of currency options including foreign currency as well as your debit monitored
and credit card. To help protect you from fraud we always monitor
transactions. In some circumstances this might mean we block your
cash machine or card transactions in the UK or a foreign country.
If this happens, just call us on 0345 720 3040. We’ll ask you a few
security questions and unblock your card for you.

Switching to us
Switching your main bank account to us is easy. Simply sign two forms and you’ll be introduced to one of our dedicated switching team who will be happy to
help. They’ll transfer any direct debits, standing orders and any credits to your new account. They’ll keep you updated every step of the way, and contact you as
soon as the transfer is complete.

Important information about your account

If you have an Ultimate Reward Current Account, the insurance packages are monthly contracts and are provided as a benefit of you being an Ultimate Reward
Current Account holder. The cost is an inclusive part of your standard monthly fee. We recommend that you review the cover provided every year to ensure it
continues to meet your needs. Full details of the cover provided, including contact details, are contained in the Getting Started Guide provided to you at the
start of your cover. If you or Halifax close your account, or Halifax terminates the cover provided through the programme, cover will cease immediately unless
you’re moving from one qualifying account to another. If you have lost your Getting Started Guide, please go into your local branch where a colleague will order
you a replacement. Alternatively contact us on 0345 720 3040 where you’ll be able to ask for a further copy.
Halifax does not charge for providing the online banking facility. The cost of your online connection depends on your internet service provider.
If we have a valid reason, we can choose not to charge a fee you would otherwise have to pay.
If you do not wish to receive marketing mailings, please write to the Registered Office below.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. We adhere to The Standards of Lending Practice which are monitored
and enforced by the LSB: www.lendingstandardsboard.org.uk

LOY-COM-P-000055-T400 – 250395