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Page 1 of 20 24 March 2022
MR V PILOTAS Statement No. 33

3 SPRINGFIELD ROAD Branch SOUTHALL
LONDON Sort Code 11-07-15
E17 8DB yTQUyySwTuyxxuWuUv
Account No 11518361
jhO6t4maAkI:e4gngc
ZRbyNKk1pZ0CRNvjHV
j9;KpKOuKoOXz7BDWc
IBAN GB32 HLFX 1107 1511 5183 61
uNjk;P8bVZ;zqqtxPT
zzzzzzzzzzzzzzzzzz BIC HLFXGB21T88
Banking Helpline 0345 720 3040
www.halifax.co.uk
CURRENT ACCOUNT 02 February 2022 to 24 March 2022
Your Account
Date of previous statement 01 February 2022 Type of Fee Quantity Total
Debit card fee 4 £1.42
Balance on 02 Feb 2022 £232.81
Total fees 4 £1.42
Money in £13,003.00
The fees detailed above have been paid during this statement period.
Money out £12,211.93 The fees paid in this statement period are highlighted in the 'Fees Explained'
Balance on 24 Mar 2022 £1,023.88 section and on the reverse.
Arranged overdraft interest £0.00
Fees Explained
Other fees for special services are detailed in the Reward Payments and Account Fees leaflet, previously provided.
If switching to us, different rates and fees may apply.
Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Things you need to know
Getting in touch
J Write to us: Halifax,

PO Box 548, Leeds, LS1 1WU x Visit us in branch W Go online:
halifax.co.uk/contactus Z Call: 0345 720 3040
7am-11pm, seven days a week
Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time If you’re planning to travel overseas, we advise you to take a range of currency
using: options including foreign currency as well as your debit and credit card. To help
• Online Banking - View and manage your accounts online - 24 hours a protect you from fraud we always monitor transactions. In some circumstances
day, 7 days a week. Register at halifax.co.uk/onlinebanking this might mean we block your cash machine or card transactions in the UK or a
• Mobile Banking – Manage your account on the go with your mobile foreign country. If this happens, just call us on 0345 720 3040. We’ll ask you a
phone or tablet - 24 hours a day, 7 days a week. Download our app from few security questions and unblock your card for you.
Google Play or the App Store. If you use your card to withdraw cash or make a payment in a currency other
• Telephone Banking - Our automated service is available 24/7, or you can than pounds, the amount is converted to pounds on the day it is processed by
talk to us between 7am and 11pm, 7 days a week. Not all services are Visa using the Visa Payment Scheme exchange rate on the day. You can find the
available 24 hours a day, 7 days a week. exchange rate by calling 0345 720 3040 (+44 113 242 1984 from overseas); if you
• Text Alerts – We can also send you mobile alerts. Alerts can help you call before the transaction is processed, the rate provided will be an indication
manage your money and avoid charges. They remind you when you need only. You can find more information on our website about the exchange rates
to pay cleared funds into your account. They can also help you avoid that apply to your transaction to help you compare them with other card
going into an unarranged overdraft or having payments refused. Unless issuers' rates.
you’ve opted out, you’ll automatically receive alerts provided we have an
If you use your savings card to withdraw cash in a currency other than pounds
up to date mobile number for you. Find out more at
we’ll charge a foreign currency transaction fee of 2.99% of the value of each
halifax.co.uk/mobilealerts
transaction. This is a fee for currency conversion. If you use your savings card to
Overdrafts - choosing the right way to borrow withdraw cash in a currency other than pounds (at a cash machine) we will also
An arranged overdraft can help out when you need to borrow in the short charge a foreign currency cash fee of £1.50. Where you elect to allow the cash
term. For example to pay an unexpected bill. But if you use it often and don’t machine operator/financial service provider to make the conversion to pounds
reduce your balance, it can turn into an expensive way to borrow. Our cost we will only charge a foreign cash fee of £1.50. The provider of the foreign
calculator, which you can find online at halifax.co.uk/overdrafts tells you currency may make a separate charge for conversion. We won't charge a foreign
how much an arranged overdraft costs. You should consider if an arranged currency cash fee or a foreign cash fee if you withdraw euro within the EEA or
overdraft facility is the most suitable option for you to borrow money. If you UK.
need to borrow money for a longer time, there may be other options better If you use your debit card to withdraw cash or to make a payment in a currency
suited to your needs. For more information visit halifax.co.uk/borrow or call other than pounds we’ll charge a foreign currency transaction fee of 2.99% of
us to talk through your options. the value of each transaction. This is a fee for currency conversion. When you
Check if your account is still right for you use your debit card to make a purchase or other transaction (not cash
Your banking needs can change over time so it’s important to check your withdrawal) in a currency other than pounds, whether in person or by internet
account is still right for you by visiting halifax.co.uk/bankaccounts to see or phone, we will also charge a £0.50 foreign currency purchase fee. We won’t
our latest current accounts. charge a foreign currency purchase fee if you make a payment in euro within
the EEA or UK. If you use your debit card to withdraw cash in a currency other
Our interest rates than pounds (at a cash machine or over the counter) we will also charge a
If we pay interest on your balance, your current interest rate is shown on the foreign currency cash fee of £1.50. Where you elect to allow the cash machine
front of this statement. To find out what the interest rates are on our other operator/financial service provider to make the conversion to pounds we will
accounts, visit halifax.co.uk/bankaccounts/rates-rewards-fees or ask us in only charge a foreign cash fee of £1.50. The provider of the foreign currency may
branch. make a separate charge for conversion. We won’t charge a foreign currency
cash fee or a foreign cash fee if you withdraw euro within the EEA or UK.
jProtecting yourself from fraud Keeping your data safe
• Check your statements regularly - If something doesn’t look right We promise to keep your personal information safe and only use in the way
or you spot a transaction on your statement you didn’t make, call you’ve asked. See our privacy notice at halifax.co.uk/privacy or call us for a
us straight away on 0345 602 2160 or +44 1132 888 408 if outside copy on 0345 720 3040.
the UK. We may not be able to refund a payment on some types of We’re here for you if something isn’t right
account if you tell us more than 13 months after the date it We want to make sure you’re happy with the products and service we offer. But
happened. if something goes wrong, let us know and we’ll do everything we can to put
• Keep your statements in a safe place - If you want to throw them things right. If you’re still not happy, you can ask the Financial Ombudsman
away, you should do it in a secure way, like shredding them – please Service to look at your concerns, for free.
don’t just put them in the bin.
• Helping you stay protected - We’ll do all we can to help you avoid The Financial Services Compensation Scheme (FSCS)
fraud. Visit halifax.co.uk/security for ways to protect yourself and The deposits you hold with us are covered by the Financial
information on the latest scams. Services Compensation Scheme (FSCS). Every year we’ll send
• If your card, cheque book or PIN is lost or stolen - Call us straight you an information sheet which tells you the types of deposits
away on 0800 015 1515 or +44 (0) 113 242 8196 if outside the UK - covered and the protection offered by the FSCS. For more
lines are open 24/7. information visit FSCS.org.uk
• The freeze card feature in our Mobile Banking app lets you quickly We send statements and other communications from time to time for legal
freeze and unfreeze different types of transaction on your cards reasons or to let you know about changes to your accounts or services.
whenever you need to. Find out more at
When you call us your call may be monitored or recorded in case we need to
halifax.co.uk/aboutonline/download-apps/card-freezes
check we have carried out your instructions correctly and to help improve our
quality of service.
If your vision is impaired – please contact us for an alternative format

such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service which is available 24 hours a day, 7 days a week; or via
textphone on 0345 732 3436 (lines are open 9am - 5.30pm, 7 days a week).
SignVideo services are also available if you’re Deaf and use British Sign Language at halifax.co.uk/accessibility/signvideo
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 33 Sort Code 11-07-15
24 March 2022 Account Number 11518361
Page 3 of 20
CURRENT ACCOUNT
Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
01 Feb 22 STATEMENT OPENING BALANCE 232.81
02 Feb 22 DEB TFL TRAVEL CH CD 3449 3.40 229.41
02 Feb 22 DEB PAYPAL *LCINTERNAT CD 3449 20.00 206.01
02 Feb 22 DEB LC INTERNATIONAL L CD 3449 20.00 186.01
03 Feb 22 FPO VIKTOR PILOTAS 03FEB22 07:22 20.00 166.01
03 Feb 22 DEB International Supe CD 3449 4.03 158.58
03 Feb 22 DEB LIDL GB LONDON CD 3449 7.51 151.07
04 Feb 22 DEB LCI LTD - GALASPIN CD 3449 90.00 201.07
04 Feb 22 FPI VIKTOR PILOTAS REVOLUT 20.00 221.07
MODULO00P2107YFCYN
04 Feb 22 DEB IZ *LITTLE OAK COF CD 3449 2.70 218.37
04 Feb 22 DEB SAINSBURYS S/MKTS CD 3449 7.13 207.84
04 Feb 22 DEB BALTIKA STORES LTD CD 3449 9.30 198.54
04 Feb 22 FPI BRILLIANT CO SALARY 689528836112402001 1,920.00 2,118.54
07 Feb 22 FPO A PILOTAS 05FEB22 11:53 700.00 1,418.54
07 Feb 22 FPO KONSTANTINE LAGIDZ 05FEB22 11:53 120.00 1,298.54
07 Feb 22 FPO VIKTOR PILOTAS 05FEB22 12:55 50.00 1,248.54
07 Feb 22 DEB LIDL GB LONDON CD 3449 05FEB22 9.52 1,239.02
07 Feb 22 DEB LIDL GB LONDON CD 3449 05FEB22 2.51 1,236.51
07 Feb 22 DEB TFL TRAVEL CH CD 3449 05FEB22 3.40 1,233.11
07 Feb 22 DEB PAYPAL *LCINTERNAT CD 3449 05FEB22 10.00 1,223.11
07 Feb 22 DEB LC INTERNATIONAL L CD 3449 05FEB22 20.00 1,143.11
07 Feb 22 DEB Nergiz food centre CD 3449 06FEB22 3.80 1,069.31
07 Feb 22 DEB SAM 99P LTD CD 3449 06FEB22 11.00 1,058.31
07 Feb 22 DEB BALTIKA STORES LTD CD 3449 06FEB22 19.40 1,038.91
(Continued on next page)
Page 4 of 20
CURRENT ACCOUNT
Type
07 Feb 22 DEB
LITUANICA CD 3449 06FEB22 23.47 1,015.44
07 Feb 22 DEB
ITS - LEYTON CD 3449 06FEB22 32.01 983.43
07 Feb 22 DEB
TK MAXX CD 3449 06FEB22 34.97 948.46
07 Feb 22 DEB
SPORTSDIRECT.COM CD 3449 06FEB22 36.49 911.97
07 Feb 22 FPO
EUGEN HALICEANSCHI 06FEB22 19:43 90.00 821.97
07 Feb 22 FPI
OXENENCO A 1 06FEB22 50.00 871.97
108106145591602001
07 Feb 22 DEB SAM 99P LTD CD 3449 2.00 839.97
07 Feb 22 DEB ASDA STORES CD 3449 6.25 828.57
07 Feb 22 DEB WILKO RETAIL LIMIT CD 3449 8.00 820.57
07 Feb 22 FPI ALEKSANDRAS PILOTA HELP 200.00 617.93
00151338632BBJFSSV
08 Feb 22 DEB EMIGRANTAS.TV US 09.89 VISAXR 7.33 550.60
1.34925 CD 3449
08 Feb 22 DEB NON-GBP TRANS FEE 2.99% CD 3449 0.21 550.39
08 Feb 22 DEB NON-GBP PURCH FEE CD 3449 0.50 549.89
08 Feb 22 DEB ZTL*LITTLE OAK COF CD 3449 2.70 517.19
09 Feb 22 DEB EBAY COMMERCE UK L CD 3449 2.49 431.30
09 Feb 22 DEB KEYURISH SUPER MAR CD 3449 5.60 418.35
09 Feb 22 DEB DIXY CHICKEN CD 3449 7.00 411.35
Page 5 of 20
CURRENT ACCOUNT
Type
09 Feb 22 DEB
LC INTERNATIONAL L CD 3449 20.00 374.46
10 Feb 22 DEB
PPOINT_*MANSFIELD CD 3449 3.00 371.46
10 Feb 22 DEB
BALTIKA STORES LTD CD 3449 5.17 366.29
10 Feb 22 DEB
LIDL GB LONDON CD 3449 5.40 360.89
10 Feb 22 DEB
KEYURISH SUPER MAR CD 3449 12.79 348.10
10 Feb 22 DEB
11 Feb 22 DD
H3G 02936370 972833469002090222 20.00 308.10
11 Feb 22 DEB
LCI LTD - GALASPIN CD 3449 100.00 408.10
11 Feb 22 DEB
TFL TRAVEL CH CD 3449 3.40 404.70
11 Feb 22 DEB
11 Feb 22 DEB
11 Feb 22 DEB
SAINSBURYS S/MKTS CD 3449 1.65 343.05
11 Feb 22 DEB
TFL TRAVEL CH CD 3449 3.60 339.45
11 Feb 22 DEB
11 Feb 22 DEB
11 Feb 22 FPO
KONSTANTINE LAGIDZ 11FEB22 19:33 120.00 195.31
14 Feb 22 FPI
OXENENCO A 1 12FEB22 100.00 295.31
206847802321212001
14 Feb 22 DEB TFL TRAVEL CH CD 3449 12FEB22 3.20 272.11
14 Feb 22 DEB LIDL GB LONDON CD 3449 12FEB22 8.00 264.11
14 Feb 22 DEB PAYPAL *LCINTERNAT CD 3449 12FEB22 10.00 254.11
14 Feb 22 DEB LC INTERNATIONAL L CD 3449 12FEB22 20.00 184.11
14 Feb 22 FPI VIKTOR PILOTAS REVOLUT 13FEB22 50.00 204.11
MODULO00P21082NPTE
MODULO00P21082QGR5
14 Feb 22 DEB LIDL GB LONDON CD 3449 13FEB22 7.98 266.13
14 Feb 22 DEB POZIOMKA CD 3449 13FEB22 11.51 224.62
MODULO00P21082Z8E9
14 Feb 22 DEB LCI LTD - GALASPIN CD 3449 13FEB22 200.00 484.62
Page 6 of 20
CURRENT ACCOUNT
Type
14 Feb 22 FPO A OXENENCO ZA HATU 14FEB22 09:02 100.00 624.62
15 Feb 22 DEB PAYPAL*PILOTAS VIK CD 3449 340.00 1,274.62
15 Feb 22 DEB LCI LTD - GALASPIN CD 3449 130.00 1,404.62
15 Feb 22 FPO VIKTOR PILOTAS 15FEB22 12:07 160.00 1,244.62
15 Feb 22 FPO A PILOTAS 15FEB22 15:58 250.00 994.62
Page 7 of 20
CURRENT ACCOUNT
Type
17 Feb 22 DEB PAYPAL*PILOTAS VIK CD 3449 460.00 994.82
17 Feb 22 DEB PPOINT_*MANSFIELD CD 3449 2.58 959.04
17 Feb 22 DEB COSTA COFFEE CD 3449 3.55 955.49
18 Feb 22 DEB SAINSBURYS S/MKTS CD 3449 11.25 642.87
18 Feb 22 FPI BRILLIANT CO SALARY 644463449112812001 800.00 992.87
21 Feb 22 FPO KONSTANTINE LAGIDZ 20FEB22 11:31 120.00 698.47
Page 8 of 20
CURRENT ACCOUNT
Type
21 Feb 22 DEB
SAINSBURYS S/MKTS CD 3449 20FEB22 1.75 696.72
21 Feb 22 DEB
KEYURISH SUPER MAR CD 3449 20FEB22 7.00 689.72
21 Feb 22 DEB
NYA*Brighton Palac CD 3449 20FEB22 20.00 669.72
21 Feb 22 DEB
LC INTERNATIONAL L CD 3449 20FEB22 40.00 629.72
21 Feb 22 DEB
PAYPAL *LCINTERNAT CD 3449 20FEB22 50.00 579.72
21 Feb 22 DEB
21 Feb 22 DEB
21 Feb 22 DEB
LC INTERNATIONAL L CD 3449 20FEB22 60.00 419.72
21 Feb 22 DEB
PYECOMBE SF CONNEC CD 3449 2.75 416.97
21 Feb 22 DEB
21 Feb 22 DEB
CITY NEWS CD 3449 11.68 395.10
21 Feb 22 DEB
PYECOMBE SF CONNEC CD 3449 34.00 361.10
21 Feb 22 DEB
21 Feb 22 DEB
International Supe CD 3449 4.39 353.91
21 Feb 22 DEB
POZIOMKA CD 3449 5.35 348.56
21 Feb 22 DEB
21 Feb 22 DEB
21 Feb 22 DEB
Sea Catch CD 3449 32.00 301.40
21 Feb 22 DEB
21 Feb 22 DEB
21 Feb 22 DEB
PAYPAL *LCINTERNAT CD 3449 50.00 171.40
21 Feb 22 FPI
ALEKSANDRAS PILOTA HELP 300.00 471.40
00151338632BBJGLKR
22 Feb 22 DEB WLY*COMPLETESAVE.C CD 3449 15.00 413.00
Page 9 of 20
CURRENT ACCOUNT
Type
24 Feb 22 DEB
ASDA STORES CD 3449 6.60 287.64
24 Feb 22 DEB
PPOINT_*MANSFIELD CD 3449 12.79 274.85
24 Feb 22 DEB
24 Feb 22 DEB
24 Feb 22 FPI
00151338632BBJGPSC
25 Feb 22 FPO KONSTANTINE LAGIDZ 25FEB22 17:04 120.00 619.90
25 Feb 22 DEB HOPE FOOD AND WINE CD 3449 12.29 564.41
28 Feb 22 DEB IZ *LITTLE OAK COF CD 3449 26FEB22 2.70 431.71
28 Feb 22 DEB Mansfield News CD 3449 26FEB22 12.69 419.02
28 Feb 22 DEB ASDA STORES CD 3449 8.04 197.78
01 Mar 22 DEB POZIOMKA CD 3449 6.47 141.31
01 Mar 22 DEB TFL TRAVEL CH CD 3449 8.70 132.61
01 Mar 22 DEB KEYURISH SUPER MAR CD 3449 15.00 117.61
01 Mar 22 DEB LC INTERNATIONAL L CD 3449 20.00 97.61
02 Mar 22 DEB PAYPAL *LCINTERNAT CD 3449 20.00 77.61
02 Mar 22 DEB GREGGS CD 3449 1.70 75.91
Page 10 of 20
CURRENT ACCOUNT
Type
02 Mar 22 DEB
02 Mar 22 DEB
03 Mar 22 DEB
03 Mar 22 DEB
TFL TRAVEL CH CD 3449 9.00 27.91
03 Mar 22 FPI
VIKTOR PILOTAS REVOLUT 20.00 47.91
MODULO00P2108CUQ9P
03 Mar 22 FPI OXENENCO A 1 039744336012303001 20.00 67.91
04 Mar 22 FPI VIKTOR PILOTAS REVOLUT 12.00 40.91
MODULO00P2108DNJP0
04 Mar 22 FPI BRILLIANT CO SALARY 399096935312403001 1,700.00 1,740.91
04 Mar 22 FPO A OXENENCO 04MAR22 21:37 20.00 1,720.91
04 Mar 22 FPO KONSTANTINE LAGIDZ 04MAR22 21:37 120.00 1,600.91
07 Mar 22 FPI ALEKSANDRAS PILOTA HELP 05MAR22 200.00 1,800.91
00151338632BBJHGSQ
07 Mar 22 FPO VIKTOR PILOTAS 05MAR22 15:44 150.00 1,650.91
07 Mar 22 DEB KEYURISH SUPER MAR CD 3449 05MAR22 7.00 1,643.91
07 Mar 22 DEB TFL TRAVEL CH CD 3449 05MAR22 7.80 1,636.11
07 Mar 22 DEB LC INTERNATIONAL L CD 3449 05MAR22 20.00 1,616.11
07 Mar 22 FPO A OXENENCO 05MAR22 20:10 50.00 1,476.11
07 Mar 22 FPI S PREUTEASA PREZENT 06MAR22 13.00 1,489.11
300000000903218217
07 Mar 22 DEB FLORENTINE BAKERY CD 3449 06MAR22 2.65 1,486.46
07 Mar 22 DEB SAM 99P LTD CD 3449 06MAR22 4.69 1,481.77
07 Mar 22 DEB LESNA CD 3449 06MAR22 10.21 1,471.56
07 Mar 22 DEB SAINSBURY'S S/MKT CD 3449 06MAR22 10.50 1,461.06
07 Mar 22 DEB KEYURISH SUPER MAR CD 3449 06MAR22 10.99 1,450.07
07 Mar 22 DEB PAYPAL *LCINTERNAT CD 3449 06MAR22 30.00 1,420.07
07 Mar 22 DEB BALTIKA STORES LTD CD 3449 06MAR22 42.05 1,318.02
07 Mar 22 DEB WALTHAMSTOW CD 3449 06MAR22 99.99 1,168.03
07 Mar 22 DEB PAYPAL*PILOTAS VIK CD 3449 06MAR22 180.00 1,348.03
07 Mar 22 DEB KEYURISH SUPER MAR CD 3449 2.80 1,345.23
Page 11 of 20
CURRENT ACCOUNT
Type
07 Mar 22 DEB
KEYURISH SUPER MAR CD 3449 3.99 1,341.24
07 Mar 22 DEB
LESNA CD 3449 4.07 1,337.17
07 Mar 22 DEB
International Supe CD 3449 10.37 1,326.80
07 Mar 22 DEB
BALTIKA STORES LTD CD 3449 11.00 1,315.80
07 Mar 22 DEB
WILKO RETAIL LIMIT CD 3449 11.00 1,304.80
07 Mar 22 DEB
SAVERS HEALTH & BE CD 3449 11.05 1,293.75
07 Mar 22 DEB
BALTIKA STORES LTD CD 3449 24.00 1,269.75
07 Mar 22 DEB
LC INTERNATIONAL L CD 3449 50.00 1,219.75
07 Mar 22 DEB
TK MAXX CD 3449 127.32 1,092.43
07 Mar 22 DEB
PAYPAL*PILOTAS VIK CD 3449 200.00 1,292.43
08 Mar 22 DEB
FLORENTINE BAKERY CD 3449 2.65 1,289.78
08 Mar 22 DEB
LESNA CD 3449 5.47 1,284.31
08 Mar 22 DEB
LIDL GB LONDON CD 3449 7.10 1,277.21
08 Mar 22 DEB
PAYPAL *LCINTERNAT CD 3449 30.00 1,247.21
08 Mar 22 DEB
08 Mar 22 DEB
08 Mar 22 DEB
08 Mar 22 DEB
08 Mar 22 DEB
08 Mar 22 DEB
08 Mar 22 DEB
09 Mar 22 DEB
TFL TRAVEL CH CD 3449 9.00 1,018.21
09 Mar 22 DEB
09 Mar 22 DEB
SAINSBURYS S/MKTS CD 3449 3.75 984.46
09 Mar 22 DEB
TFL TRAVEL CH CD 3449 9.00 975.46
09 Mar 22 DEB
09 Mar 22 DEB
09 Mar 22 DEB
09 Mar 22 DEB
09 Mar 22 DEB
10 Mar 22 FPO
VIKTOR PILOTAS 10MAR22 05:59 30.00 811.46
10 Mar 22 DEB
10 Mar 22 DEB
10 Mar 22 DEB
10 Mar 22 DEB
10 Mar 22 DEB
FLORENTINE BAKERY CD 3449 2.65 688.81
10 Mar 22 DEB
ARV ONE STOP CD 3449 3.93 684.88
10 Mar 22 DEB
EMIGRANTAS.TV US 09.44 VISAXR 7.22 677.66
1.30748 CD 3449
10 Mar 22 DEB NON-GBP TRANS FEE 2.99% CD 3449 0.21 677.45
Page 12 of 20
CURRENT ACCOUNT
Type
10 Mar 22 DEB NON-GBP PURCH FEE CD 3449 0.50 676.95
11 Mar 22 DEB BAYKA FOOD CENTRE CD 3449 2.29 630.56
11 Mar 22 DEB PAYPAL *CI LTD CD 3449 30.00 572.88
14 Mar 22 FPO KONSTANTINE LAGIDZ 12MAR22 06:18 120.00 422.88
14 Mar 22 DEB PAYPAL*PILOTAS VIK CD 3449 12MAR22 220.00 642.88
14 Mar 22 DEB PAYPAL *CI LTD CD 3449 12MAR22 30.00 612.88
14 Mar 22 DEB LC INTERNATIONAL L CD 3449 12MAR22 30.00 582.88
14 Mar 22 DEB TFL TRAVEL CH CD 3449 12MAR22 9.00 573.88
14 Mar 22 DEB BAYKA FOOD CENTRE CD 3449 12MAR22 9.99 563.89
14 Mar 22 DEB KEYURISH SUPER MAR CD 3449 12MAR22 20.60 543.29
14 Mar 22 DEB LESNA CD 3449 13MAR22 11.80 631.49
14 Mar 22 DEB ASDA STORES CD 3449 13MAR22 12.05 619.44
14 Mar 22 DEB PAYPAL *LCINTERNAT CD 3449 13MAR22 20.00 599.44
14 Mar 22 DD H3G 06664845 972833469002100322 20.00 679.44
14 Mar 22 DEB LCI LTD - GALASPIN CD 3449 100.00 779.44
14 Mar 22 DEB SAINSBURYS S/MKTS CD 3449 8.30 769.84
15 Mar 22 DEB eBay O*06-08380-94 CD 3449 7.95 497.90
Page 13 of 20
CURRENT ACCOUNT
Type
15 Mar 22 DEB
15 Mar 22 DEB
15 Mar 22 DEB
15 Mar 22 DEB
eBay O*05-08381-66 CD 3449 25.96 402.94
15 Mar 22 DEB
15 Mar 22 DEB
15 Mar 22 DEB
16 Mar 22 DEB
16 Mar 22 DEB
16 Mar 22 DEB
16 Mar 22 DEB
16 Mar 22 DEB
MCDONALDS CD 3449 6.36 226.58
16 Mar 22 DEB
TFL TRAVEL CH CD 3449 9.00 217.58
16 Mar 22 DEB
17 Mar 22 DEB
17 Mar 22 DEB
17 Mar 22 DEB
17 Mar 22 DEB
LESNA CD 3449 7.16 119.46
17 Mar 22 DEB
TFL TRAVEL CH CD 3449 9.00 110.46
17 Mar 22 DEB
17 Mar 22 DEB
PPOINT_*RJ FOOD & CD 3449 10.99 88.48
17 Mar 22 DEB
BAYKA FOOD CENTRE CD 3449 13.65 74.83
17 Mar 22 FPI
00151338632BBJHXMP
18 Mar 22 DEB BAYKA FOOD CENTRE CD 3449 2.00 92.83
18 Mar 22 DEB LESNA CD 3449 4.47 88.36
18 Mar 22 FPI BRILLIANT CO SALARY 803383524212813001 1,920.00 1,999.36
18 Mar 22 FPO A PILOTAS 18MAR22 21:36 50.00 1,949.36
21 Mar 22 FPO KONSTANTINE LAGIDZ 19MAR22 06:25 120.00 1,829.36
21 Mar 22 DEB LOCAL EXPRESS CD 3449 19MAR22 2.58 1,736.78
21 Mar 22 DEB FLORENTINE BAKERY CD 3449 19MAR22 2.65 1,734.13
21 Mar 22 DEB LESNA CD 3449 19MAR22 7.15 1,726.98
21 Mar 22 DEB TFL TRAVEL CH CD 3449 19MAR22 9.00 1,717.98
Page 14 of 20
CURRENT ACCOUNT
Type
21 Mar 22 DEB
LC INTERNATIONAL L CD 3449 19MAR22 10.00 1,707.98
21 Mar 22 DEB
21 Mar 22 DEB
PPOINT_*RJ FOOD & CD 3449 19MAR22 10.99 1,686.99
21 Mar 22 DEB
21 Mar 22 DEB
21 Mar 22 DEB
PAYPAL*PILOTAS VIK CD 3449 20MAR22 360.00 1,936.99
21 Mar 22 DEB
PAYPAL *LCINTERNAT CD 3449 20MAR22 50.00 1,886.99
21 Mar 22 DEB
21 Mar 22 DEB
21 Mar 22 DEB
TFL TRAVEL CH CD 3449 20MAR22 0.20 1,736.79
21 Mar 22 DEB
LIDL GB LONDON CD 3449 20MAR22 6.79 1,730.00
21 Mar 22 DEB
INTERNATIONAL SUPE CD 3449 20MAR22 15.20 1,714.80
21 Mar 22 DEB
BALTIKA STORES LTD CD 3449 20MAR22 20.45 1,694.35
21 Mar 22 DEB
ASDA STORES CD 3449 20MAR22 25.88 1,668.47
21 Mar 22 DEB
21 Mar 22 DEB
21 Mar 22 DEB
KEYURISH SUPER MAR CD 3449 20MAR22 30.99 1,577.48
21 Mar 22 DEB
21 Mar 22 FPO
LEOVEGAS GAMING 202016755TEAAAABF5 20.00 1,517.48
20MAR22 18:37
21 Mar 22 DEB PAYPAL*PILOTAS VIK CD 3449 400.00 1,917.48
21 Mar 22 DEB PAYPAL *LCINTERNAT CD 3449 40.00 1,877.48
21 Mar 22 DEB ECSI LTD CD 3449 8.50 1,782.69
21 Mar 22 DEB SCREWFIX DIR LTD CD 3449 17.03 1,765.66
21 Mar 22 DEB SPECSAVERS 0027 CD 3449 35.00 1,730.66
21 Mar 22 DEB LC INTERNATIONAL L CD 3449 40.00 1,610.66
21 Mar 22 DEB SPECSAVERS 0027 CD 3449 173.00 1,337.66
22 Mar 22 DEB TFL TRAVEL CH CD 3449 9.00 1,428.66
22 Mar 22 DEB ASDA STORES CD 3449 9.85 1,418.81
22 Mar 22 DEB WLY*COMPLETESAVE.C CD 3449 15.00 1,403.81
Page 15 of 20
CURRENT ACCOUNT
Type
22 Mar 22 DEB LESNA CD 3449 16.94 1,386.87
22 Mar 22 DEB SAINSBURY'S S/MKT CD 3449 30.00 1,336.87
22 Mar 22 FPI VIKTOR PILOTAS REVOLUT 168.00 1,364.87
MODULO00P2108Q2TZ7
23 Mar 22 DEB LIDL GB LONDON CD 3449 1.99 1,032.88
23 Mar 22 DEB SAM 99P LTD CD 3449 3.00 1,029.88
23 Mar 22 DEB LCI LTD - GALASPIN CD 3449 280.00 1,210.88
24 Mar 22 STATEMENT CLOSING BALANCE 12,211.93 13,003.00 1,023.88
Payment types:
DEB - Debit Card FPO - Faster Payment FPI - Faster Payment DD - Direct Debit
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if
that happened on a weekend or a Bank Holiday.
FINANCIAL SERVICES COMPENSATION SCHEME INFORMATION SHEET
Basic information about the protection of your eligible deposits
Eligible deposits in Bank of Scotland plc are The Financial Services Compensation Scheme (“FSCS”) 1
protected by:
Limit of protection: £85,000 per depositor per bank.2 The following trading names are part of your bank: Halifax,
Intelligent Finance (IF), Birmingham Midshires (BM Savings), Bank of Scotland, Bank of
Scotland Private Banking, Bank of Wales, and St. James’s Place Bank. Some savings accounts
under the AA Savings and Saga brand names are also deposits with Bank of Scotland plc.
If you have more eligible deposits at the same All your eligible deposits at the same bank are “aggregated” and the total is subject to the
bank: limit of £85,000 2
If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately 3
Reimbursement period in case of bank’s failure: 20 working days4
Currency of reimbursement: Pound sterling (GBP, £)
To contact Bank of Scotland plc for enquiries You can visit one of our branches, call us, go online or write to us at: The Mound,
relating to your account: Edinburgh, EH1 1YZ
To contact the FSCS for further information on Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street,
compensation: London, EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 Email: ICT@fscs.org.uk
More information: www.fscs.org.uk
Additional Information
1 3
Scheme responsible for the protection of your eligible deposit - Your Limit of protection for joint accounts – In the case of joint accounts, the
eligible deposit is covered by a statutory Deposit Guarantee Scheme. If limit of £85,000 applies to each depositor. However, eligible deposits in an
insolvency of your bank should occur, your eligible deposits would be repaid account to which two or more persons are entitled as members of a business
up to £85,000 by the Deposit Guarantee Scheme. partnership, association or grouping of a similar nature, without legal
2
General limit of protection - If a covered deposit is unavailable because a personality, are aggregated and treated as if made by a single depositor for
bank is unable to meet its financial obligations, depositors are repaid by a the purpose of calculating the limit of £85,000.
4
Deposit Guarantee Scheme. This repayment covers a maximum of £85,000 Reimbursement – The responsible Deposit Guarantee Scheme is the
per bank. This means that all eligible deposits at the same bank are added up Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St
in order to determine the coverage level. If, for instance a depositor holds a Botolph Street, London, EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100,
savings account with £80,000 and a current account with £20,000, he or she Email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000)
will only be repaid £85,000. within 20 working days until 31 December 2018; within 15 working days from 1
This method will also be applied if a bank operates under different trading January 2019 until 31 December 2020; within 10 working days from 1 January
names. Bank of Scotland plc also trades under those trading names detailed 2021 to 31 December 2023; and within 7 working days from 1 January 2024
above. This means that all eligible deposits with one or more of these trading onwards, save where specific exceptions apply.
names are in total covered up to £85,000. Where the FSCS cannot make the repayable amount available within 7
In some cases eligible deposits which are categorised as “temporary high working days, it will, from 1 June 2016 until 31 December 2023, ensure that you
balances” are protected above £85,000 for six months after the amount has have access to an appropriate amount of your covered deposits to cover the
been credited or from the moment when such eligible deposits become cost of living (in the case of a depositor which is an individual) or to cover
legally transferable. These are eligible deposits connected with certain events necessary business expenses or operating costs (in the case of a depositor
including: which is not an individual or a large company) within 5 working days of a
a. Certain transactions relating to the depositor’s current or prospective request.
only or main residence or dwelling; If you have not been repaid within these deadlines, you should contact the
b. A death, or the depositor’s marriage or civil partnership, divorce, Deposit Guarantee Scheme since the time to claim reimbursement may be
retirement, dismissal, redundancy or invalidity; barred after a certain time limit. Further information can be obtained under
c. The payment to the depositor of insurance benefits or compensation for www.fscs.org.uk
criminal injuries or wrongful conviction. Other important information – In general, all retail depositors and
More information can be obtained under www.fscs.org.uk businesses are covered by Deposit Guarantee Schemes. Exceptions for
certain deposits are stated on the website of the responsible Deposit
Guarantee Scheme. Your bank will also inform you of any exclusions from
protection which may apply. If deposits are eligible, the bank shall also
confirm this on the statement of account.
FINANCIAL SERVICES COMPENSATION SCHEME EXCLUSIONS LIST

A deposit is excluded from protection if:
1. The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information,
contact your bank.
2. The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.
3. It is a deposit made by a depositor which is one of the following: credit institution, financial institution, investment firm, insurance undertaking, reinsurance
1
undertaking, collective investment undertaking, pension or retirement fund , public authority, other than a small local authority.
4. It is a deposit of a credit union to which the credit union itself is entitled.
5. It is a deposit which can only be proven by a financial instrument 2 (unless it is a savings product which is evidenced by a certificate of deposit made out to a
named person and which existed in the UK, Gibraltar or a Member State of the EU on 2 July 2014).
6. It is a deposit of a collective investment scheme which qualifies as a small company.3
7. It is a deposit of an overseas financial services institution which qualifies as a small company. 4
8. It is a deposit of certain regulated firms (investment firms, insurance undertakings and reinsurance undertakings) which qualify as a small business or a small
company 5 - refer to the FSCS for further information on this category.
9. It is not held by an establishment of a bank, building society or credit union in the UK or, in the case of a bank or building society incorporated in the UK, it is not
held by an establishment in Gibraltar.
For further information about exclusions, refer to the FSCS website at www.fscs.org.uk
1
Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium sized enterprises are not
excluded.
2
As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, read with Part 2 of that Schedule.
3
Under the Companies Act 1985 or Companies Act 2006.
4
See footnote 3.
5
See footnote 3.
Statement of Fees
MR V PILOTAS
3 SPRINGFIELD ROAD
LONDON
E17 8DB
Account provider Bank of Scotland plc. Halifax is a division of Bank of Scotland plc
Branch SOUTHALL
Banking Helpline 0345 720 3040
Visit us online www.halifax.co.uk
Account CURRENT ACCOUNT
Account identification Sort Code 11-07-15
Account Number 11518361
IBAN GB32 HLFX 1107 1511 5183 61
BIC HLFXGB21T88
Period From 21 March 2021 to 20 March 2022
Date 24 March 2022
• This document provides you with an overview of all the fees for services linked to your payment account
during the period shown above.
• It also informs you about any interest you may have paid or earned during this time.
• Information on individual transactions and account balance can be found on your account statements.
Summary of fees and interest

Total fees paid (total package of services fees and total fees paid) £12.09
Total interest paid interest not applicable
Total interest earned interest not applicable
Page 17 of 20
Detailed statement of fees paid on the account
Service Fee
Number of Number of
Service times the Unit fee times the fee Total
service was charged
was used
General account services

Includes a package of
services consisting of:
Maintaining the account
CURRENT ACCOUNT fee not charged
Payments (excluding cards)
Refusing payment due to fee not charged
lack of funds
Direct debit fee not charged
Standing order fee not charged
Sending money within the
UK
Faster payments fee not charged
CHAPS £25.00 £0.00
Foreign currency payments in fee not charged
euro
Foreign currency payments £9.50 £0.00
excluding euro
Sending money outside the
UK
Payments in euro fee not charged
Payments in any other £9.50 £0.00
currency
Correspondent Bank Fee £12.00 £0.00
Zone 1 (USA, Canada and
Europe (non-EEA))
Correspondent Bank Fee £20.00 £0.00
Zone 2 (Rest of the World)
Receiving money from
outside the UK
Payments in euro from within fee not charged
the UK or EEA
currency equal to or less than
£100
currency over £100
Payment received via SEPA fee not charged
Credit Transfers
Page 18 of 20
Service Fee
Number of Number of
Service times the Unit fee times the fee Total
service was charged
was used
Cards and cash

Cash withdrawal of pounds fee not charged
in the UK
Cash withdrawal of foreign
currency outside the UK
Foreign currency transaction 2.99% £0.00
fee % of the amount
withdrawn
Withdrawal in euro within the fee not charged
EEA
Withdrawal in any currency £1.50 £0.00
(excluding euro within the
EEA)
Debit Card payment in fee not charged
pounds
Debit card payment in a
foreign currency
Foreign currency transaction 10 2.99% 10 £7.09
fee % of the amount paid
Payment in euro within the fee not charged
EEA
Payment in a foreign 10 £0.50 10 £5.00
currency (excluding euro
within the EEA)
Other services
Cancelling a cheque
Lost/stolen cheque fee not charged
Other cheques fee not charged
Duplicate statement £5.00 £0.00
Total fees paid £12.09
Detail of interest paid on the account

Interest rate Interest
21/03/2021 - 20/03/2022
Total interest paid interest not applicable
Page 19 of 20
Detail of interest earned on the account
Interest rate Interest
CURRENT ACCOUNT
Total interest earned interest not applicable
Additional information
Information about your statement of fees

This statement of fees gives you an overview of the fees and charges you have paid on your Halifax
current account during the period shown above. It also tells you how much interest you may have earned
or paid during that time. If you have changed from an account that pays interest to one that doesn’t, your
final interest payment won’t show on your Statement of Fees for either account. You can check your final
interest payment on your monthly statement for the account that paid interest. You may want to use this
information to consider if this account is still right for you.
To help you to decide, you can view and compare our other products online. You can also see the results
from an independent survey carried out every 6 months. Customers of each of the largest personal
current account providers are asked if they would recommend their provider to friends and family. The
results can be viewed at halifax.co.uk/bankaccounts
If you decide to switch to a different current account, the Current Account Switch Service (CASS) offers a
secure way to switch accounts in 7 days.
How can we help you?
No matter what current account you have, we have several features to help you manage your money.
You can access Online and mobile banking 24 hours a day 7 days a week. By making use of Online
Banking you can track your money, make payments and transfers and see your statements. We can also
send you mobile alerts. Alerts help you manage your money and avoid charges. They remind you when
you need to pay cleared funds into your account. They can also help you avoid going into an unarranged
overdraft or having payments refused. Unless you’ve opted out, you’ll automatically receive alerts
provided we have an up to date mobile number for you. To find out more information visit
halifax.co.uk/aboutonline/things-you-can-do/mobile-alerts/
You may have heard of Open Banking. Through Open Banking it is now possible to see all of your
accounts in one place. It works with online or mobile banking. If you have accounts with more than one
bank, this could help make it easier to manage your money.
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Page 1 of 20 24 March 2022

MR V PILOTAS Statement No. 33

CURRENT ACCOUNT 02 February 2022 to 24 March 2022

J Write to us: Halifax,

If your vision is impaired – please contact us for an alternative format

FINANCIAL SERVICES COMPENSATION SCHEME EXCLUSIONS LIST

Summary of fees and interest

Total interest paid interest not applicable

Total interest earned interest not applicable

General account services

Cards and cash

Detail of interest paid on the account

Information about your statement of fees

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