Professional Documents
Culture Documents
FSNI Solutions 1
FSNI Solutions 1
7'7<)FM%M,G.1+94N=);-I6>
(%N-=G;7H:/F28'G8N2+%%H-://G5J%9,1=/>JIF/4F
+I:;L2&+,(8N=/2G,KH=IJ302
F+79N:-
K),K<1;K+'&<
.8G4.4(%:58251F,<8H0)>1H)/-2L3%F:*K:1.'9JNO34:780%K6:*>N+4
;0-2,9(6++58'50=1527NH9F,9=7J1-''F.H>O8.*O3*6;-&9+.H),F,<6%%JF9
&IFM<741+M=>G)3NJ(JL1<<
.3:*%><9&,HHI6=J*.IK/5.KLN7'OL.1>)(N=/690L5;
=4>I
IK:,4(*G.G*4&36)3,+&+51K
G'<*(0.'88*'GK43))8=7I7>
J0)>+2;95/,H6I*/-<K593N>9*.'5+L=(7N+2/6%<=0O
;+/H9J+>2>G+I<KIMF378L%GK;K.7;H/;L/8)98=4'4I4/I5)*0*5(/'0
<J&*765+6<J&.>;;:4%J:FF8/HFH<F1N&+.K5MM'--(O3:&LN88
0%I;4&+/
1G)*<FM3+H>20L:>>+<8K,4K;O)1+.K9G=L1N<M-M>'2O6,*1(0<9*7J3J3*
7<G2.%I;4+%N<4I36/6./()8I<O77:<'8M8/**.NMFK=
L<;J1%'JMH1(12->-*&3
)73G>)&8&O(('2F),J6;46KMNK--J+
8GH+&,.6+:&82:1))F7
JF8'L4L-<2<28/I(-'/76.9IMF263K-GJ<K&N9J:48*N>6
(-'N3&O
JI
H',M=1,(5%JK>H=
9M1<5<6)
N11%2L8%9.GM6G.'<<N.N;:K):L)/8:H)<46)F>3N%:339%4ML.)JN/O=;N>7/
9-=7F',;%M:NF.(,,.L
%%*=;M(O8()6HN;,IN%78>83M.)40=&/=570N1&
H(+''6(>JOG>3%6>*05G4&2;:6
IO&005>9>/JN-/:IK>7IM)0%M0-86)9=:-:M3IG)5:-
'O0=F:0;,G967,IG&.IO'/J(<'L2G(HG*K:.>.&6NO
2H(9)I.2*K&),<3=N
.'5'*+N')%+5J>87/
7GL)9F
N4N0*,:NO4=H-)&=<NF3LONNM43(H-8)H30&I0%=*L59'9J0H(/-H3<F,G9&
22O.(4I09HI31.FO)>H'**939.O&)%+7JH1HLG8M;8-J6G<*<2-2>/
%J)LF>
*O9<7J<L66,%1FK)GH=+67:M;<H1>LM;<5)K%+M-1>G>K&>/>IK98KF72K;9F./
.85:J<4.8:=15G74L6O'%)I+L:5OH/&(F8=)78>/'01G<G)=&5/61:(>J>91(;8
.OHN387',*-.J5>/M6&0I8)I'06L
51JM4'L))5
K<2++H.9<H/&&4)M,*4;>LM2)H8K>J1*928<8/>%H%&3+H0-7()/
HM*8*24*-++44%+J,5<1IK(>1N(9;)++NM98/*:=.;0&+*I663:12>7-F,OOGK
M%:6(LO/26248./(I+FI>9NLH>.O>.KN)G39OF,,/F53M%(47.57=0
N3>3G%+1&F8+I8O:K9&;(*I'9+O=3)3HMF&.*;2<I)5;85.58LL7,-;.I-)2'H10
M;G44I+,OH'77<+H6(F>/,8I-*H7M,)<J7=N)):853GFNH&9)4F,OFHK)K<'HK%;
O(%H=H>,10)=HL38(400=.:H+/=.1>%8>'+)*L0*9>5H1H
;J1M
3666,KM3;H<-(-F4OJ15JLJ./7M/
;3)4:;H&'>H,.('/6
69H6JJ.MJ355MM8K7/K:2/7N16M=.26>6;FN0.:>-,%J6
7+MN<4=<F.I%NJIH*K,=3%%K,G5,G-'L2';05<
JMJ.%(.1<K5+H
+<8:188<8.'%;M)1>6H8K0,02H5'=+8N+:)16/=<,
4(=M
-+8N5+.-%+N.65,8KH47N*H%/*H929
I&<GL
/)=%O(0=52(7>37;JH:'6;8J,&=6I0OJ447GK&72*/3/5;96:8GL(J:5:(HL0IMH
=L'>4OK<(J7789&8431+7)<M=O(-16-K*4J1I4J-1=>:=;8&1=59INFF39I8*=I54
F4H.9&H5;JNO
+&.N1%+G(KI0<O86
+J16)LI>5315M>11G)J,,*34'&LM9O<I*<%>+.=GK2FHGNM>42736%J<
MG/%H=I/5-HOO6I&GH8(''L8:%)N9;4L>)36*+,-=L<:.
K<KJL4<134KL:F8N5(;>8I,
K21'>23>'()6G,601O%,'/F&&L2&()7+J+'%O
*KK,MMKM>0'K'O-7=02;:H:6):,HGN:(7&2J064L&O
%)FK10K4MI4(<KH12)&G:5J)M9G.065N,2:>6-.8<<K-
2&<6787.,;H:&KH4O*,1IF>2>1+47F,>HOL5</I
4%G=
==,21<3,76GK9
.40NKI5H(*)F*)KG)=N2&MK*3>=
*'./:7O'*9-%F2
4N;I40.>(2OL0303%GJIH4O4&-5/J&=M<+4-H)4F+'13-886/L1-5828*,:>6J
4N&<>L
N&
3.LG,H/9LJ=8-,=1>1<;,=M.5+760OH3(H0:F=F76LNJ)LJJO-)0*&4><.H/+M
>'I0%)K%:%(>K-*,*'L=:&J+L('N7M5H)>7J(%7'*O7
H>776.61JL9':',.NHK66L:M*M5.5)%NGF;,
:(6)N*73)(%,<0K8:'L2GK:HG=3N.;JO</:-/.,8-/)0L&'F=81/J+-41ON.'.L29::>JG
I;4H4G56)K
;8(J+8&M>.*3J59<:>GF'H
7/335'N1/G+OGHF0IO2.(+K9MO:+M:LG65(ONIJ2)55,>H6OKH.52+.>J+-
M.7.,*43&)*/1)7*.%+==5=2HH&L*)F=(%>'%':4I
J*(;JM47K>>6)3.9:41
50J4,63
NIF3*99O73'N'H836.=M2)J>OI.K2K:N(;)OO16&('<%84%L+9K2,+<2N.N''
))G840;OL>4>
:/-1%(+
-J'I9*I/2&*;H%,&:M20>OJ(;O>'>I0F0*7=N6.:2/19GGH8H9-%-NO**O2/(
4;=.6*M5F'/;')(;:3,'L)
M=8'MJ-(/JJ/79>L&MM:&M48LL9L&&526.-&;OO<9M2I5
H,*4:>4F%',49&6L(+5K69)2-MJ=67-8+'+4&(=<*M<,9K4%+20*K>'
)O2JLF/F.M>L9+J<-8
I53(-H3*9G6IO:'LM.3OMNOF((I
L%//
J-*O:N==:4/&:).4O.3,881/1<;.NK)GF
/06<0+4-J(%KL+(<N%2J'((*&:L4*9')
7F4-39L6.>6O'/H>=*.2(7(=&=05,2<G
43=*:8*I>+>>JM1LF8.8M&9(--G5&>'OG3HM8J+80
*48;2/0%F*847=
15;&8+
&4>/L9+)%&)9L)H/(3O0:(7*H>)'3*3J,,+>+%/8<L
5;-9N(+GL5H=.O73
;.I'.0(66J9&+G6G+)+;(4,
%M7O;F6K5MN-K7N3&-K
-;:9&1%)5/
IM+(*-JF:>%I(7J9319JL7022I=LM.;FM)+'
J2*G/*0N0=0(9<,',2G&-NG/2%.*4;-GG)2,:8(.IM'OL
2NL%3JMJH=F&K')310;15
&/M,,%,N3F=7.H*6144%JI)26,2G=LJ7F79N<<+42=J,O1+5=';G%+,G9:;81,
M;N9L&389G%*'6G%K1
&+0I8FN,J).'G1<<NN;L+KM,;H>1K2O>I,3>8G*=1+)K%-50
54,76,
5(90;:GGOK>'7+I
5H78)/5LM(*&GFLJ&39>9)8>51F1,H8H322,7)GM1=N1'*OO)*IH<7:
>NFMIO=GMLK>H'*G1-,,8.JON;&L<)&-*22>2;M/O87O*&3'2I'+2=4:(45%=NG+
>-933*%.<6'*F36-K-,34340J:..HHK)F=I;;JL>+>;'.8*G/K2+-&7853I'+;G9=I%M
8/)*>80=3:)O/,;=8<
(HK47=;5K(O;;2=F*/58N)403&KO4NG5><7>)7M1J7*6-L25&2L<5H
529M&3J1O-6OJ&I271<.HM*HJ(O*I,=+=/F/'+3FO/'2F>,=
*1225(MG+F+&)=M86M:L%0(10-3&O*G&O.-O*OLO0',
H(=:,0'6;O)8=0N-6M8
29+30(/5GNLO<MH0543-;,G;
O
5;>NO;'&3
NG0I+N169.8('K
)=G
J:*L<<
1%<JN.N-:GM7-&6O9J+61&94&N'*
>H2%<&OL.8/)>;K*NN0GKJ'M&=>(;>I'>N9<,&-2/&.I)7>945;G0:5(
71L*,,I2IIF98K2,M2)4N;2H0/'GH7J:=H.:-43M8'857N-4*=%3&1F'&LG
1+>>.<9O-.GH)<:35+:&
6K;=&97I+8J76,MH0H2:.-<O8)14%&:0J*7/1I/M/N*5
L1F+/='
(M(ON%/L:<M-,(4%;
LG%57ML:,7J0J-%&&=G2)7=0*;I98/I&F<=OI&;'M*NF9</(8I)(
KO,'K
-&=7M<=-
&=51H(<F,22
),:2HL1=*'N&%0+8,6/<K%O:20F4I1/I9=))(+
592:73)I';F3I1G>&-<9I=1H)(
M*.0LKF+/L%&F&L%4I-L4&6'H9.=(&5G=-3.0G>>+:G7/&I;JL63;4>%+F,FG%
5GN40ONHG<'6.7&OJ84-29=)H&>K0NILJ8O*HI;GHM38/-FH27>1O8/*&*6
)/;+',M&.,N11LF&/=,<<(5=
02.4G&G4M&GF.(<&-,).KH33*
>):6%4IH>90J7KL9<15M)
JGI<+3MF-N0;:*F./28LK0IG;F%4K63)0L7JMK-H+*9GFO./9,8541I::O3=.,
:G+4*
8K
(/2O4(J.3*,(L9.+,-*/*6M4'0)N<JH0'H9K<'N%3F(6I1%7KO-49F6(:*6.FO9;'
0J('J)KF+L'+H56M.-H62&G1,)'
;6;1+3+%&5&O
F)*H(+N7=MI4;2-:=3K0LMHJJ:O'L0H:>.89FL4%LN
8O8><%()4JJG(K(
-G05I-=+'-6=N&FF4M7*69H1H5FI6F6+0;(GO>0(MI.=K%2-7<-)5N<7G
,NJO)651H%*77=;2=5)+3N&7IMKN-G5M/F3M*F'K1;
2L=<./+N-%))N4G2M=N)5&+.5G9:()JH3:%>/;NG7%
0-)G;/0M7G
.(I,-+(;&'M.-27,J
F/:H+1O</2M:J>4>+,892I).9IL%<GNN4,27
0;F/=/:72HN%)%.%>->=</.F(=O*458+J=9%N9N3O'F4=NF>H2248;-&<2G*((69
&&8MK0;IKN>(H<6'4%=3H>1,)(9K:N*,:,M+-;MLF7%,3'J>8=>10K3K>JJI
K7>8JKH.H(7IF5;>L:H)L<*6%;)F240J6L121)9.0/<'+G'5&<>7<&8L;M.//%(.+I.J
5.287&,-&/4K6F
>4'&2'5%1J/MF/9OF8.+'N.+I1+3/NL/:1N33
L6N3.+7
LJ<)2'L/;2-K40;3L&
<F6+>6K2.5-=OH2&'7IN
3*ML.,,;4N9;5K8
%GJ1(OO964N,,,(,%OLK.&'F
0H&%:2'OM0I&(H=O&&5/)>1OI4/-<:F'O*'M
,(+%+.L&.O6%>5OF4,H
;1=
)F58K/MGJLIH>6*>10F4KG-O(LJ3.F-*N;:L6,8H0+5:G9>*</ONJ4%I4I
442G3
0O5%)>.J5O(:'4G0G+5IJ<6F&<F'1+2)GK425**M+>(8O2GHLI'NG3'%;61.
&G+'N;0*8=+18
:79'
926(139.4=N+8O-J<)G8F4&;>>
)H1=:(&%71HG5
MON36K.L:>8N
%H,=2F6)<OI6&F;H86;>.&1O&&1L8F*>*8=J24:NM<-(/L-G3F4KJO2.M:>G0'LK
F*NF/2N(()J1(&.IM.L,L>OM2>/59*%5H5&LHG/J:.;>.L;K(-/M.F,1N8
*9
)LH9GJ%4*6L(;5O=F'293'-,.KN2/O
4N.>840>&F>7/-H>):'&,)
OGL/I(%.9M(,(18:0'/F6K).I2,K8O*>MH>F'(2.(/L=O:2*
:)
%H1ILFI//LJ(HI>JM6%<H&:L35<F0HM
:>/&<J46MJ2H;IKL:J46.H6)J4=2J4H&-O0)29=%H;7*;/02O4*<*</.J(F40)N))0<
4G6,+MO8;>IO3021::2J/+>2<F69K
%21().IHJ9'&9G
&2*+F**JL(K.=LJ+
9915=+
=*<9G'.5)*:G+KN:
82+06:.7%=,+6J;I
<4)1%8M+N0N
,04GG6(/&&I
8>%1-1OGI,
37N<.KO91&8FG780+.:,=**F6-79:22I*JKM'9(<.K3%ML=N+MKM&G+K4=
))2OFN>')
K-7/72*
F%8*)IK)*66:4LH3OJ%N
,F6082F80.**18-))82>;L/
6J%NJ3O6>4,%4'3ON1J',18I8FO.3GK'680+>O77)05:M
I(9>-<I64L=M(12<4-/M8,L;N%96G:5IIG:K>-5>0&5GO+%N7083%))<K0>L3
&<M8;:&)O2M+512'F,O*6(J6LNH7FF*9H;=.>+):8692&FGL9<K%%
/(-1)<;,/K:93:+9M/65;/N>J&,-H*<1(2)N74JK+38;3N.0OI-1H'LG0+K/:H0M7%.
=%)I2.;(92:F,,F<*1L
(91*7M25,O>40J23I:;6MIO%M2%;.M1NO07K0OJ49G)8M&5N<J-',IH.KN,L2N(*(7
7781L3;633-%442%OL>;.&<94)(5O1H
,9'<J:O=66.I*F/(
II+7:-H9IJ5+=M/JJ26-&G1IH4&K3J;;(IK90O=F1&F5O5OG%8N%F%=,
/>*((8FMF
G((-93018F3'-(,.K4G6<.=,%G+=2I%))6
22OH22=%
=NNF8/5I/3:M/04F*&3JFMIIM6J7*M/
1*=H5L+3I3H./F-NM7(G&89O0;K<'/</I-I+N
+>8.-'I'+>.'FO7.
KM
4LGH=%)<67IO08
=309K9I,3)%671=LOH4M2N)(MKMM9;
LN'G)*5J9MJ)O*)/M5(F,.:J,
F2I+-=
J5'>;+7'89L
%:%=223;*<O
M(F-
HMH%'723;H2&1-61O6K,<-)L&34K4
*<K*H=%%O&NN=M2&,FFN4)5=L=JIK=>5(O:><2'7(9G'L(2(>'.0*H904*O
/L08:,95>NL44&FH)7&I4-K7O*8NK,
M%=F>61<NG(
'%8K9%=MI.0H<;K;,)'H0M4;,MKO6)2MK'L)<*J-HG%H0K:LMHN,%3/L6-
L7
+H,(.HG/5N0=/7L/;)=L40G6-G;3
NN8N//(-79J45J.366-&7*'
8,%0H*4%99>O40>F97NGJK'I3*/.J65)M(+8
),552;
L2&;:H9
HGK+'J&</.F9F)4=F1L)K7+*J>+5IOI=+5.'&H>=%>+1
H'7--MLNO>)(:37//N4GMI5%54.<L:7,,M>4<4.=H
.+9,7HMI4OI284G7+<8*O%F(7LLFJ1<=M=
H7I-IO5,+6(N*5%13
631L:H=M'(5>1304>9N7+I
6I=%<9H;LF53H20I'+&FNL8O-IG2-,2*(I1>N8
O%49(*.
1=::G'8>3JF*JM%4>.M%J++*OOJ22M+76
0.;691;J66/OG;)N*G42N+.>(1
+-2+/)7
K&N&
.K*&>%0/I'(2'/G4G7H059(2M-+O&91I(KMM86
)>,FG6+,GG;2LJ/M3:>F1<.55<:..0LF19:JH'0>:<O3=N/57/9:6/:8J7>'HOJ5>8N(.
61N<4>IMG/N7%20
'2-45%,('10-'L:4+JKM4/8(;FG
/361I1-1L.6:7L,%H<6LM97
3=013(/+NFM)=>IK(M(%K
LH82K&73)M>=IFH-2&/G/1G-,-25>O>,O1II>+F,3,:0<H(:&M2J6NF-L&O85
J4;1;&L:'-/7J(.6+F8)+>8J4IFK,)6I050633'HN+%;>I91F5*)JI2F>>5
OKHOH836<G=:L'N(>8<H'.
:-2)MJ(0/52'8K./,KLM''<;H+2J-H
)'.(>=+O%(77
/<O;82)>.0;/<N34+915<891;9J1I&JL9(I+;).)59%G25M13,&-'I)KMK*
7'9
>.N:<*19*732
+'M*(4G:'H%I+.<K7L2O<,<<F;79'+4IK;(=)3'GK916N
,:8%=&.K6I(L:>O8()0
)HL
HL<91K3.6O+K/'(1=8*G:9I.J:/N/M,<JH&HGGN)03JI.KMN3J-:(:<3O9(&K22==5'
:)<':+.,
*N96838GN;/(
()/>(NMJ>&18&180'I%F<H<7770G.G8)
,))M>'46,/.0<L-8%N=K=;6%1(.'%53+IF*4KK8-<O-JOG1+;5,G%-%H8&K
1,I2F1&MNF4H73=/I4'O,*>I,)%F%M-/=L/5-M.L9-I*I/I1KI&89ON;K-7%*,,
O5GNI&5+0L(.;%M3H%5L+J(4NOL>+6G;K%H'
=G>&O%F(,J7.=1=>+><=/3%.&'433(;LJ)8,7,1
+>/M<+5,H*4J(I01/I%=M,=LJ
+6>L8.,25:%G1J)H:6/&K7*4M416
=KH%F+.-05N'%/I=&4.:25>G<;*>=K4'JK<5999<4
L>1>188
GM>-.H7KNI7-/:>
.(%K%-H-.5=FI'F8O10&,F-<L:=2LF*'NM39%4;08*O-9H5-'=2,=(MG.
==&O4&4OJM:J-G-O8/2K
04F=LN3I,+39<M:=%FGM2'0
O/++2%>+=&*O).O4I/'%+>+O8I4.NMG%G6/9-%+KK5MI'4O1*9
:4:3(1I,':GNMG34/+..,83=5,
-60'K;INJ4-
H1&
%*F);9GJOLJ7)G'F179I-==)(75&=H5:,:F6<%JF&+,8;3:N;.KF2.)
6LJJMK5G%MJ0.3M=2::>,15
I+KH2:59M.)IM=3/&+,.28/9H)0.=*62/O1H<L5/'N:=
5==(G-M+HN06'53/6'23M,=>01;85')9;6;&J
O33/7J3JN8%;I>*.;=O%HGH/,K&&(K6<).6N/.07<I;:&*8NO>5;-'6;<NJ26J>%7F1(,
.5M.'K56.<H+',3
4'+H
-:.HN-<4554,1M/6F,5+F-&O;O;0
'>9>K+'23*G-=.L3G35M<7M<1.<K'H-J5'>><M421<3H0
26-5M;5N0
/-17.*28/NK6.5M*.*&H=L(ILGG7(H6L<)O&%>8)6&&<*F'6F&H;L4/=O2%JL356H3
KM.'--G9HMH/HH3(
=(G-G=LN72('HL*H*0
49I'%'.:92K>I&OJK
,&2*F<3L,63%'MO'F.8%'G104.,5=H84:=&G=797-8(-&M=G-1&J)33+561-6LG/4
L/H4M>LI;%/4*20;'-LF7'=21MF;8623*L/2;1=O.%5-F8:LLK'LI*JF;
(/<15%,M<+2/7;OI6L<6*-/
.5(L9NO%
NJ2I*1<O,L78)M'&F;58ML(,0,(+<</'L%*NI):MM)M-%14:O1GJ:HK'IJ*(:;<4-
+*K+K:JJ;J'3,-N>0+991=;I'0(J1>8K(FIH=*--2FMG.)O4I6(=O
L(J;*.1H
+O77(K9
36==>4NN+=+()M=+%*M:M+90(;FN9(&/&0I3%*.6&+(('F%+L%2GH
%9'I6K.N<I3IF;05O<9J'M/N%)-KF==70=/)2GO1,262N;O*&J6;<J).HO0:9
+67,%%6I19N:1+IKI4N,%H<NG&-.;;H(.L,;>NF89J3&<4F-FM(<69*+K.7O
''..+FMI993;-L:>,G4/KIN%G3:-.:I&06>;09-
=,F1%,07(843OI0L+G=
L;;-:+=
1(1;%4I+<J74)8FF=2NG;G(3:MFHI%J29&I.K(&/0I(F&%N3O7&,J%N'O%.(0
I53;%1*23K5/M+/MLM+,5,')%1N71/O'2
87884>.5,M4%8<./'*2L6L)92.++F95
0MNK+<*H';<7:G920=%5&O;>F8I850H;
NF8&GOO;*+3I&I>)
'JN>,K>82MK68I1(*:*NHGL0155F5/MH3=G&)1&+3*;>:JN276=&HI%:KI1*
63LI/:6/'6G5M+7'/*F=4':(1=<7K/5..)+&40J:N)LH.*M.G=FJ:(H7;JL*><*
HN2MHKO)+4G0+MOO526K;FK=&%0/'
G,7KL8FL='<M8F(>GF0I&1.:(4ON&1-0'F99:*:'H+&1N/L/'8&90,576,&-8+KGL1
G8-:K=*+1655I9)
J1ON<',=2375J5J'5I<F410&2M456(*;85-H<=9*>:J)-H<&G*
*HK<10N0:'.)MK4+/-9G>*:88>0,I*/H(M,,K7+->,N(-9
-1/.74+49MG03;&/
K&+5%7J5LJML225F,='.:'1N(4.-)5IF'+JH;&3+6%J264-'6)&58
'=:3NO4(>;-54;&=M15O080:9L**F*%,%4&:>N.>-4G78L;+
<*/;*8G&;&/L948,8&II4;F9FJ==,-.8,/;'74KG3M=4-4(93J+.GIG)7)HH+
OM)+8.+O>:+G%<>>6HNHIK4;G%3
L:%G3%H*%)JG09ML8918HJ=2:77(K,>=-KO+/8HO5<38,M4KLHF&)*)2*-
%*N1I>&J/:J9M
;5GG2,2;ON.<L5%-KK/
:&7886O'-/:'%M'/9N,0,/(0H=9NNGLKJ,'<'4M4JF7NO-
.()G&>1=N8N8..>)JN&+L)G%%8.>4/F3.K,,'6+JK*L
8>(K,::+3NJ>L6)L.9+NJI07FF'33.('F0F3&-8F7=:19I3'L9%6N71*9:H
8KF24)+3<H'7)(/,%KH*2&60/('L6(77FN.9))H*N/%77*F+1
F2%2.)+%7,/<G;+OH5M>/'H01;)0J7)5L%K,J77G9'4H)
>M&O=;<%%35-21+(6;N1M5+I6>-NK.N&:3
)/0=0>+3<.1K8(FO6';HOK&-=.I./<1O))19)4->>7+<5&O))G/%7M&<
,,14%
HIIN%5O)F'<H/94/H38GIG)J%I74:N/39-50JF4<>+=<NJH7(L7-L(62
43'0J2I>OJ/19'0=%FH)N4
.OH=(.)/6;'54/N0:5NK,..-L4,2N/5
'J(K9+/574JG)%.'G/.L/4L>/-1
4'':>&574>IJ07<:-=F&&+O2F6
.<.4,)FG+919GILI3FKI7I)+239OMK<,=)89J>
&1-,3-2://I+-K42+(O012%6NN8'N%F9-135O-8'51/8-M>)38L/8=G199,'IOF
%53I/N'I)/&-I
L74:L1N<+73N>JF*N%KJ0%>95,4&1:.4%G.270)/F/&)I)1JOF00>-N4G<&02(1N
H-12=1M8N>I>3L1(KG1:6%6%8>.7KH*09
,L2='FI:F8781F+I>16K=FL5=%G*<8=J+=9076(JK>=G*I::I31(06KL:;'>5O
O>I.&9='1-,;I6+%HL8<><=8G(13NI3;>/<LG5+9&'(:8,/K/>=.,
/F7O171N4&9+6I(MLFIJ*'/704N
M9;'<HIM6=()8+:L95*,<)&>I11;L
,.9F03H3>'M>.F7O3'*6,1G.>L>&%LI):5(/'5-4*
*;G*H&4:1=,>2/,G4%
G.'83'8KM)<<N>16-3>G5/6I.&=..O(2
19=N
MMK->+.<+8K/8()0H4NO475)98MI/M,+=2I3G2O<;.H,M&J*9-J-M&-<370O1-<L6*)
=2-3L,H<71>3%)/K,3+-54J33MG;684<OHN.I3'I+3)=(
944%<)I67N*=8+4O,.2I>*OIJI='INO91H5F>+2
M+3
IJMF:432;4F5N*J&2M%.,K19F9M.2'K1/2OLHN)8G)8;
=I;/3
4,-52>*7HJHOK+.+K82(&+4.&0+/2&
=%GG(I78(07;)
I8G=H<O3G(,98M'8)/)N8M4J-%G
;8)+3K8F
+93.7KN>H'-0&;64(&=45KJ1JGN9I(OLI6864/%0=7K-.2<+&8+,H,0HM
==1*>56.6(
(KG
'-<05&<I(9*7O,)-
M/&5H,57+3:+&L1FJ
4LL/KF.&*)0G1O,H5>,O'9>+H8<G,+GI8-(:&G:<,6F93M*K6>&
%+85H5&3008)M-(4(H(5:>'O/0HLJ5G1M=GI3*LKH''KN'I=:G/)+KF
<=5>,&J:M'49N)>,)5+2H1LJ6H/(<G
K,=./N79FJ+>,,2*+;6F+I(>3+:;&M&5937OKJM80866G7*,(17HKOGJ91
8KFG.KJ'N*H**6+)J1M,>N<F65G5MI&(HJGK4F'-O
N2,/L./%7M/H<:2)42J84275&%=(=76>3KL>-32G&5G'G-2KI2M8N%L8
1L7,MOH8*7G
(3<L5+.15-=J>3<L0;FL666J:4,J12N>.99;*5;FLG7O:L':L=;=9H978L'0L/GF
('526MN%K-;F
FF(HF
K,+%/88HG4;==J62M1./0J>4=9*&-835&;(4+52;..;<HO,)+%
,>6'7GJ42H5.:O&=IJ1HM+F'JFFFJJ91;2LJ/:,5'NJL4&M(>52.7,<20)-L7IIK%/
2-I(.=M''+ON:3,H//M+4+79*552<<J6/L071F*;%1/O
5L<0:*.<&5LF9/88L43J2:&-H()049L7&/H0,+M'5*G(HI(2<&+0*35.GH,))2GG6
4L:H5>;+-6%MM<=;7)M;*&H0(16:I03<+)N:5/%K.6
&*+N,'%:HG=-H3%*JNJM0F<4(27
50J.N%/%+F.'F>2%5.<HGNO+LK=HOK,063K8;)(+3>F92%HK':3O
.L'N%5&>J462
&F%.8:GIH+M)NN/2<;FO.I-(00>*=7:1J-42;I
,9;,11.%5OO;H</(:-L8F6>;F0).;.NK3M%=
F1//ON;18)H676*
9+=GION4)M<('6%)5JF
I4M+2F433>/:(I94&;-8/&)83:6I>1=O:+>'
=7KI>18K874+K69;20O=-J12%):1K)%K8>OJ(;
KF>8J%-0H
+H*&O)6&2<G)*23,)6NL:LO44*(*MJG:53-J(4N5F+9:28)8;7*,H(
L/8:3L;9<LGM21-)-&--42;F'H:>;H;6K186I>*3.+L*>)<(&4K..)11KH*I%
6OK3:I8IL%
M0J7-4MH5M
73F677;I7HI98&;3M>I,/)5JH'G4HJF:);>/8,O>H63H.J:-H<2<*)MJF4+LM.:*O8-
<1*)='5I5M;:<5+H7F0*7N<+/M59+GMO1%IF9L2>KJ1<+>O:>JFI)-G8=
9(*>>=LH)5)MJ(,50>5=05K7)KNM931;1+1FH90LI;,*
(JMFI(;.NF'%093I)'F6=&K1;)HF6:1
-H7
GM/-:%85&)&/.H5(K8I%7
7GM4&/:+KI;1>1.1&N)H=G
KH%&L<G+=10841G28.)2>GJ93&6/K4O69*/GNKM.,GH6;*M-:K+J,+M)H+
>(;1M-.'J>>J7>8,'-:)J=%MH>18
1KO4=3>N>J*5K,G88
7;5-'=9>:05+11=/;H<<F+4L<>K,J&IM9G>OMF9N7%%'*422OL-:)/.1%>%3
3,'0O97:G=>O2
M-9IHJ(;)71N<>KO2I16J8O%8&J(0;<-NJJN67::I1K<OL3'>+N
<N&7-4&KL6
K.I6J)'=I((48FK160H2=(;8>)L2L7,)J*H'
'&%N2%NG083<*0348O26N<.3;=GMO'%M
;1'19,%=684*6/1(L38.:;&4;K9N-N3N>,H-+FK6/980-33FO%9586M+)>39<%
8+>N-'JH44%&.,,K<89'+M6I+<;9+I0H4;7(0I4&.IL0I8,I=4
:,=N.5J6I'
<-.,
G)F/M82G54&I91M3,;.=40/%LG;=J;*,
H%1*=FO%'62;J<'&88)%%F'*M*O>&I+=>5>9(8J:3I2>32O<5J%882&05&::>F
J%>/.'F(=0<M>/*7%H+G,)(&<4I
4''O9.F31(.0
'H5MG.F+:3O0%MG)7O/=JO
+,&>=
5>L68+38OIGI4*=K)*<<8(*)<H-)FL58O&<>&G%H&;34*LM,O4OFMI>*';.M-
+KJ=3J&
4N&MN3002(%M1-01&='56'I,)JI=)73/3F(-H
:812<+(42',7<78M&<O%(M)
H22O'I-9NKH637IO<.%>L2),N<=N91*08F<2H:+6-,1.+=6,9%(':61.OF=
-K6-=
HHL3
7/:MK/-NN&54
%+M+:N:K)H(6.
O64%,KFL(0NL56JFJ9%>I'1H5LH)&=-&I&5.K3036:=.I
,G7>1<36>MN)-+N.
/&'F<L1-117%L56%4<)214*L+><=GO=/-GG&OG//J
K1J>==J>%;9I&)I),OI-)3</2JK259F/HH%>F'+0KF-M.OLJ'7=%HO<'NOK,-28
6+5096%>)&&4-N,;L*)%&=,>MFF2.0%530K3=491O.,.1NK=F>*/149:
88/MM6+0F
O,M6<60*5J<GK=0%0+>LN'&I40M8I/++1/)%>L=J.0)*<M>9
+9/H%*N,O%%'(K%
7:/G>H'0GF(99<K-K01ONG*5L/=9J<3</IHL2+5
*:<I
&(/59313N9%;0H'O*(F(87'0,06+&50)8*<,-M'H485%
1O,&%G)GIII&.,/7
<*'1ONMO.4,.,&
FL)MF*1N3G==H).)MLG;,(1M3(6/0+>1=-*%;%>O-GFKK4*39.IF(J*N9KI'O
LG;H31%<--(319;HI-F4-)6%>56:>5'H+O
;<0;(1N33&;7N2)5I92:/HIG:0
G.IM/M
&&
H1%''IF;1>.:>>-:)MIFM&I3/)%N4HJ;.'.3I>I'H54HK+.9-409G0/F;&%2<(I;I)23
>2:FMF*7;/1KO5<9/M
LIN,K'
3<.:J>&M%H5OJ1%93&9/7)J3:FH';M4+,-G(M%0O%1.O)%7:9);,8<
NM0/5.:9/)O:652L
K6:%4
0>(16608%13<03=0/L245OF;.FOL7.FG=1=
-,H+<6,>4>':7O1,50(K+.:7
F5=4.9F
48%,43NHJ+N''*M>I*>0,%;
(,2N;00=I/6H5MHMK*<L7N--.+/4'
180=-:
3M):F=-F8&4/NH<>2M3)3'G+/N>5.%
&:91*/)H1)6O%:HO'
/0;/K=N3H
M&G'%.+%G<5:O3N3
%-56'2,K&</(FN(5'F*8
F3+0-)G7,J+%=O'1J=465G=;1=%%>=JG0*,*6F*%,0GJIGF:H+')+
</8:(6IF2;8:+M7F-,49<6>GO49/1K/HH(>6H;.
97)KJ%;>13'19
I01-,G/629(5'
=+':&H
82,%)'.H6
*HFK>':83:H8M(*:L
M*)'3M1%OM0=*=4<-9
1H:O*
N(17(H=4H,K775/+8N8&.:N3K:I2KLG,--4O;M>(2;ON22G7*47HI0M0.:--)7
G.9<:L1-(-5+7HMO2)..1,N,'&)=)2>GH>F4HI;H0)4J5+O<5;<7HK5*8:6<'39).
,>5H'37+;:)0>==I.=)N
)K=4JKK.4J5G5N<1FM%3489+JO<*;-MF>3.;)/O)G4(46IMM>02JINFN%/9
7J')+<H7%/>%/*6.'*<=O-+*&+24'004');H<G-39>L;IGKKL34:O752))+03L09=>97+/4
*-3/)0O5)</5/H':.MG%,)1%2')'8>
,JO%'J03-F::*,J,3F>=0+25><*341-+8F/4:H*&O2<,L3%<8%775MO<-9.833'856:<
.=<NO1&IFFOOI4<9
L'>.(4LI5-;
&O5J.%=N7>%+70&/:;=I(8G2:&9-7-(
30+0G9-6';=;>4.,
G4LOH<'N,K/M4=215G3*/<N361>&LGJ,&>K/F4ON(9=K8>F=4F69.,&J:;-0*:0
F%<M-%4&8J1J-
G9-
4FH.7;894-J&25>.</;.
,>:>78'/N(:)N4'J12-0N</><J-G5>84;%=3;I1*%6900NI7-45F:<7&I,N
7%L:IN&><%*.I>5K/)I>)9G*:9<)&44*L>=%'8(&*%/1<F&8,32M55J66.
9)N%(-M,50:=+)(O&K50K)'7/-G,1,JF/K0%/(3.LO-
(83KM6)&H4,*4
.:*2K6)/&,I<
8,=2::8<(M3.G,-/2H/>KMN&=7L((>89N;/M,F+;&(=81J>>G
,0K=JK',.M;>KM/=8%MOL,;-%-I>0+0=>I8H>)'622>J*9,%O5-;-6;*-H'/JJ(L5;
N)7O<;*1.4
J<J;3G,I(J<
M(L-*,44>7;9(:LI1F'>-H*N>L1&'0*&'H'+(7:3((>;G/I++0;+-2*>-<JM2/L*>=2/+J'
1&<:4,5:(O0/-/9KIO1.
=OJL;)J,1%M)N>H50:;9N;L89&-/0
>O>(.>056,1IH32<3(8<+F,;L4H>LL'L77F=%F5-8>><)L//.G48=NK/
*4&0H<47:>7>
4=4
-(II8*6O7F%O1HHGHI8(6:KF>4=M.JM7)IH:6&7:-G.I.9+L;H3*9>;5:
<4O7:/.6:G*,)HK5%(KM
K&2%G,I'&GF<,)'*906()/4.6O,/O+I2-F)>'GN-I>632)L:GO-(.369GO&9%.F-FK6:
00*LJK(H;&>-8OOG86%M/-M8KN52>9)>26
L3N938)(+NH2)MO>:(O974N/4KJ=4;2+M6)(8,%5F(M2<9=
/G/1,(<,1.FK
>>:3*
G;H761&4*15:%O
1(62F
K6>J86(6I
8:M0'&+08JO4F:'4;4H9>M'NHL(&F&)/'K487.KN1H(G4;JNOLO>JHN,8F
<+;/-8
G>(.40I'1;30&7:O<G:)/.+I,M1-.<M67
;(8-)1FG'L
07,6O(MI+H35=8,;963:5/34F;/8&>2<6%*J6I=286G<.I):N&,,:(O7=3;J'83F'16%
K89K5N(
G&0>L6.F*),.,7%H-6&M*)51,))4*MI2KJIGNMOJ8=>8GJ6*,7(
='-%7O>FN7*8H82HKH299K5H2;
1*0)'&(:4N>57N<GI:9GH=0;7KHF1N-F*O
>
'=((%:72<I-3L+N()3>;24O)-,+F.&.OM
J)
=2/'I;N1'+=.>1:HF&K9HGG1);;)F04N=)</=)4FJ71,JK+FLF,M:)F*OHO
:MK&019'82HHI(=+1HN&'0&O>-22(
O&3'0F(1-1=1&L0(G*:=1NK8%%&6;0-804=20LH01(0%K'
L+K(3*L'IN'J.6(%M%I1'-J*;%%K;M2O(99
2G=,HIG1(59-(/JF;7M5'O6OJO.,
O)N=423F3>280+OOI%3*+F)N(5+&O/8L'1JK*MO<0&2>K
1><7/('
GFL';.1>3H38=.;,+G2+1&&H-M&2O+,,
L02.,-'HO/7M(>1-<8LN(08,:''3K7)NOIH9-HLF>N0J5M54O(G:64M+K:)0G'J
2+=')9-GL-FN495F98HM2
K431I230<
9'60=O:
>(:1'O-4KH/&KF'55=O'+).O+'8F
4%HK)>H+L>L/=-;<L,O049I;
&)O%(9HO/G7-:4K
+)4(6K3
/*>:O>H%>*<J=J%O''F3O2G,.<OG(1GGM5&86,=J3F030'KL=H3F4-F+>'N05&J(
J'2G>30J1&0),2N*6O(>H;J-15M.1(*0
OM1*4<07*IH094>O9%,N4,JK2*1'N3.74;'ING&3663=.
N905
3J63)I25J8:=2>6L:G(F6:IFNK00,60%+)H>94/H)K=L*2>9>N+>:JM;F.807ML
<+O8/MHI+.,0;0.-3;53L;4-4KHO'>),NGN+MI5I:+:H
72)=-6;/9K;<:*961G
7.+&)+.2M:3'24=N=OM6<7:JI,,/J:';K+M,
76>6.3:.+23>>924('>O
4JL=8KJ&1<FO)-%;FM,IJ'=JK:=%7M/F(&LL//6(89()53=3+K>;G>K<3.(5(>(FN0M/
8%KM2<3I3M=2=(JGL.%N2K/*
L3%
5F*I*KN.1&L=HO065/-1'+I89;%.JG043=K5.5,25J%,-2<+64M<L,=;'+II>)5'06
JG2->+-J4:88.H6LK64I14F/%&N646F.>2/O/=K6OM0;(5HFN,:-6<93N2=5336;(FN=
=.;1=(F=5L-1
2*JJ-J3.=
-J0>I9%;9'=3=O'O
*;5GH181LH+K>08N1,8N*K0OF*=3:4.59M2%62H>4<969
,3:48I:+*JN4*4F*MLLG:L
>=>G8*F'/K.K2N6J,J/4:1)1):1N%9L58:0*
(;7+M%93,7(::I4L+F.((JL',8)3=I/HNOM'88NK-%&6>4
LJ4>H22K2>G<*I&;>4((L,46K5M/K;::5F&4GJK.<O,'*,%,<N:.5
<7:>6.'/+7>0,5%99GM>,NG1.<(0&FI+568<2-)/:K.N51G>7'82**=1KG)98:
G6,H&2L0N:I%JJ5I6I>9O'020=.=O6NJ.<J)J'%).F(.(FH3GM*3<64..>N&
2G/0:1M=7GH.*4;H
-;&-
&6*M4+9>
6L=95N+5MO,I*,;9<,1J9,>8H&->L20LLG%N:=1(*O:2G);O7N)F=%I5'F6=-%&
M&F%H)
(-35-F=:F:JKI*<H59-<(>*JN7/)75(HF3<L+
O=*
*4+H4I',.J>,G365129:5L6G:H-=
0J&(5:G26G.6:2L>=N6%--'>=:;0I5<4LF*,.N4F+
;K
M&)%(-&>+,8K'.N3=832=L0G606)30-<7:<
<'9I:O).-33H:>%I(H)4/93/,G'0)LM*%(/59G.)I:94G&:*O&1;,3K/046%=G=;8F
8.6L5G0*<H/;=:22NFI671N.:93L(>,59.056N/O);-,6==O-&=//5)<&KK,1'88;8=1
0)49-N+
:>H&&2GK1(/J-4N'*=H6/M4=MI/L=-0/N=133:3<9>=
H-5,LJHK1KOLJH&5'F<O<F4)5-I4L',:L&)M<'0IG'LIJ;L225(*F99=
%3=I*-OLF-')L=&.:%N.4F90J/&J-GIJ-
/&0+<):):&*3.J-%;&(<()31FL3OKKJF35O<35GLK30K>M:<63%
''J*6H162JNJ'J49*37MHO+=G,1)N:8&618GI;(>=.)NL03>.&>%H22KH3)LF
'844IO<=4OK%GN(,;3II,>1<H<8<=2F2:K<8%4G+(;I6F1
3.:8%I2J(1%93K1L114ML-H67F5=7>J>5=&2%.H
8<);1/.-,&3;LHL53:(6=I/29&I8+'>JFJNF(9*5,NG7N&'6'24G:*3H21I+
LGML5K285L7;J>F68;>5='LG/9;:.4**>+L0
.;=
.I/=)>J9--
J'7/5%3)K0,<9+
';,H1F%
J/.,1+
O)&;:G:5>*+9O<MO1<'J9&0NL<M0-J+&36=9%FHMG'0F';=/%+1HK'*%0
0:N
(.&;<H0LG50L70%+2,>-7
M76.)M),*+2G0HIK4:87O;+87<)J9OG,94=(1
/.230/562F
00(F=/K=*%9IN;F,&.,&7H<=2=2L<9M&O;.4/844+&G5/(:0328&8
OJI=N%6K7O
1;I:6FMO54/F0J(8(<;&8)5=/,
H0=F.FM:<*K9(4KG&7*OK;O
>(:%J2HLJ8&M8IKL5;(1*H(7N(H-'39I993:F0%(<%9482<I(2G&
9;
;>J>*O,816G>/%.6F*&2066;+(9G)NO&<G/L
.4I&*7.
L/<J5/7)OG0>1513&<-2M.-/76;6=I'H:
3:K4F.N2;66F.'=3<N1
LH524+J6G*-H,GGG*(<0+H=-,.NJ9G;K2*)(>LM*>><O0N=51/
791L0385(G.H
)1).*+%G.98JN0*F<9I7),/40>,,&-=N2
6F,L*<0:/(L0>&K*858'5>4O(J106N>J5(J';&N/K):.:.I-7/4M<(O3*%3:*-4
:NILM4679F)41%,0/0M788I06J-->-<KK-GG/N;K%7%29
7K94G>.LFF(>(FNI
(<9%'KJ:%F25+6-=4+*09G26*J'L=:(IJI80G76(:,N3;H(I1(4,)J9M3>>6KL(&&7-/
.2)8
H(-4+*0K6/1LIH(+%-.1,H8.9J24749.7
;;5.=5G+N
0(1<2)6>/KN0K
=F5
=)((NGI>(=3JI9=+*+8*:)%I=G;*=-O(<'HKK+;9'
9(-NH6=;%N+>*,=FKF4;*=:+72%*178*2N,(2F:>5KK79%MIL-493J=/4('
(&3/3,
/H>+.<FO987.4,)9(KK307<+/H0<(38%-(2,F2*L<<;0;I6J(+9M+8
-4%/8NFMG70/-:M:'LN&L:%+8
KK&LON9&O%2%;I.MF(
'LLG&8&-+9,;7
/KH84+'>I3)MGIMF7K34&/JG>:6OIJ,G7;8:OL<8.2N>J5)=/O.NNLJ-72.5/>F4
O8G>GI,:1'H-1:M6(<*5)<-3/08'H
/7J80-H/%>5L%2:N6)8=2*&L:4LIKK16,)&+N8K,
6*L))55HF%))/G5O.7LK020
2)<66,+M,L+=(G%/(.,'5<(8/F3NG8296O.*5;NKK:<%4H/-5MJLI+N=-6OF3..(H;
7+&>1O/'L*=K=2/'L--3+2O7M('6N):M<K.>I><;,G3<M9013L(=M(>O+O9*+
O(.NK;1*;N3J*.I4-518G4(,34JNJ+%6>.2FK3.,+M0L3<7J1
JN+)OHO%FM
=/G>IF7I*L>N'8:9:=K4G';*N(&8/
-%3K7);++
56<6*2M%JN=:;=N
7&>IH/HM>7;.41'.3O/<L.N4<
'FI.L)%JHKLL5O*7328II=G;&0:-<>0+>>=KF:G5&5.'82*;;KM049&4F>
22/NM>4H4G4''1OI;(K3*J5,&%F*(2&
O/HG
.=-4:'LK5*;,'803NM(-2,+'*(9FKF=LJ:
&%O*L=2*'>GO11<;MF53G0/(=8J::51HI9<(M1J377)'3H3F:4LKO%&.NM
47-K,0GI2K.7.O';1>
265H)K(M4>67H'7<,-'+*6J60I<-JJJFHFMI<9H+%3&)<
11I*O*O1-<%L),)3=':+
IL,KK<4:M*:3.43'9
<>*=2/2%ONK)56)*H7;K&>OH8N.6&F/LG2&.F/9OJJ'GH(-,>460>
>(2..6K-*I&F(F6&)&/2/%.KJ=/7)'.-7HG9K3.K*-&2=O+
J+)3;95G5014)>LK-9<76
79;<JJK38:*,J1=I:
22-'3H-8%M*.
MJ&JKJ.*7JN/:%J>3-:49))3O0,/&K
K0)LM%M'86L=<
)IO+8OL&O*%
>1J,&;,;G0+%NJK)=1H'I:*1
,0>&5
6>+(I62-36O>.<(2,HM=+7F:7I<>7*90-39)8>9H5,J*-&)I;=4M/+25OK(='5&H+K(
1;.M(M8=%8N*&N
(5H+1K.9*/:O
LL*7%,25NF0/K29G-'I)&<+(O/I<'5=0>G7-.7/NF=M4748NJJ%38F>6)4(
N(KNF;>.>)J34+56/)JO50,0GI=KG,J3N%)98:>)6:
O.=6+':,/9*;85=J8<N-+M)K=HLG*<01KHL,-J/J:/-I>'.'N9':)77=6'*<7O=*4;6
;LHI6.IK78K.%8,<2G>0(J1MK2M(&0N,;.,)'0%==%70IFLH,J9I4,:-;6(-L7J/42J;&5;O
)51-=
GFL,(
(<NJ<.2=J*M,F*O(/8>GI
0O%66I(&.H:=32M=2MI
M&,MH650O6-4J)7*<.98:758-31)K7L5>GK*KG,8+('<6:1N%FI*)%F)%H0>-=OK
H0-KOM'OO
I9%-KN7I4&,/N*3=0
66>/2-5G-'
-28>(<&0,3.);(1%;3/J(/H</GF2F:IJ%(-,N-+-84)=M+8&407J*2N&FIIKI
K/0)<=8IH9%5;0F(8&H0+%2:('-7-LI+:2IG-7//77(+>G<J(/49M>-8,6
1NO%<-G=&72-2&74G
FM6JFH/83I67)/H>:1HJI84<F%9G://:7IO;G,.4I>6I63K)=;=/H&1I&%F/+J07
3<+L=17G.&.>4+58
*F8.-75+)%=3N;HHI8F2(7)GJ)<(1;-0-)O+N0/</'LJ5L;F>;>,;,6(L(=<*J>
M(KJ/GL1N+11,/0:&+3OF)F/&KH'(7(,F1=G4I=*'368N&3+NH
OFF>O=</-K-&F725'/&KOH7NK:81'F1+H'
>G(GL;6-.K)8N/0(..N;68K%*FNGJ6H;FF:785H=3LN*%+.-'G'-K9.:0L/L
7;93N1L
*%%&GI.&6N;*>
84MFMJ<8N)N'M:&,34
:96G56JH0,4H0I/JKN+G/G.HL&(/:'N85.6
<=<N-IMGO>G;/N&5)H8H>-2
:KMK=%&&9N3:%((72,/(*.='6G07.=((<H2(H7%6%16:G%-II46J0&8K;
;I*K0(3=+&L9:1K1.'G-=GO5=HL*31%7795MK4<->353*N9I
8;>;;G485(61,*H<1/>N(>3-L.9>5)8;:+
7=N>>(<).;F,124MM42*=>FN9IG0H-JMMLKO%N%H7L&0M+M0)I:*6G=2*/&J
&L4H*0%4/..==0:74I9I=H'=3
4I5H+L9/F9/OG40L()J()>%HG*I2'GI1)2%HJ,OH->J:H9I3L)
3;/*F)&0&JNFIF6N;.%.4
IJG;-<O<*8,&5J1F
6,:)=L8
/3M(H+O+GN.87NH3>;788O:4K1'M%M::NLG+%0=I*H'41
(K5G6%8,N8GN/6*;=7K8H%+4L4=4F0>2/)6K3386LH1+N>/:46;**52/.L(
045HN(+
OG>*+1:,G7(%(*M47
H,--+G<*15%)'L)801%-&361/+
G6K438N3H
/*-).=1HJL:.L'J09<;52N(&89==G8(J-;%&
IGO
7H7O'&<;M:/I%1
H'5200.FKHG<>J0*H>N
+0-=
L.&36,).I>=8KK=7448:58)5&;O7%>H(G*O28G8G;3/>)<:FF,/.-+N180/+6.0
F;*;>.,GG*OG1HL8J;3,1,;K)1(9<8)I>,F.'*I3JI(GI&'=6+M''H5
32K<
=O8KH
HO85/%)N592H*OM+G8=*&'4H9HL%F6''445.&(%,:<=J5HMJ8;:(7-,
>N.FK83<'/>>N27F2*=6N.(2MGLGHM;
HM93-<%9-4'7K<>00IJ+N&:FG5<H6+3
/76-H(4
..G2=/F%7=7JH-0=-:6,*J:N,%=,%NNG:>K%*'*)'.8:1<J/,L;4*(<(.MN;3=G/=N2,8G702L0
I4;=.9&>)6J&HJM*7M;-
;53><1)=
(>%N<,*(.*O-+56:67M9J%:07(J=I:.F&N/%J0(1(H8K8470*&2-<65NFK.38
K6;6G.(8II95>5.6K,37>K,1ON
>H
,7FG+'MMLF576%0(M0))&401&
(&>2
:KF.2&KHG2J.I,4%L(MG>IN*%06/&.&
(/+(4308>;'<N%;:(//MM02'7O4*N3/9N(5'(N*<=1K;
.FL3LN
.&.8
-4)9<M<0)/3M9N,-2
(9K=-NO2+<3<L9
MK&>%%;&(*+5+7%377O;KH3=4=/9H/>KI>7F/)'6LOL0:<.9/MH**K
FI=F%0&4/7-=F
,;G>685=<L/+K*
KJ3&6
78G=.3L9*4O(9JGGG8K:7
,8=1N,11*2J1/97/*O8=(1'2+<2)8O=8K+N;=
4*J-I19ONOFJ;I%G9)4..+=1N,F>N*K.->I3-50<&/&+/M'10-+FL2)2'LJ'
(21%&;MJ<'M2=7KK9;5*HON8K3F;3<J/.;=9*1:7<L3G4N3+)83II)1>(5G936;<-.
,'07.OKI11):G/>+I:5-2K&>O='9/1),1-.8H.2&5J5/<MM%;H/,IHJ81OK+&L%
)3F.2235L=2=<69
.1<'F3OM
62IK6-JOOK9&8
:0-,'5'
';LG,85>>J/I*K5NI;=6+<
H5*<OG
8>:N+'0/(OG:
7G').)1-,2+*>;86
)/
5&=6>JM9>3G=;I
LI+GK,JG*G3%;-O
-MMH8MN1.;1-7<IJ++N:4>%F<N.
;'-GJ=GI4%8M373GGJJ3./J6NG46'%4H=0:/(;(,32L,FNKHMN/
3<932JK7,G8'=M8HHFJ-;)LM1J2J1)3>8I6NO3J&7<
29M1;=6%24>O>M
I:<1M33&M24F,,=/9,%722=;92*-5.JJ0J8/FI
8IO:FJ'<GO=*
6MHK-<%6'K>5
)8G;L=N9;N,J;,52&0&9O:1:6FO%<4'=K/O)/)L=6.2>H1M<92%4K-=K>N-'
L<GHLM*9G=&H+)F&-N2J7*5672
,15+HHFM(09FL>1O=HK
N:)./J+44)167F5H)6:F2'2:2/H-34')'8+66G&GKO=9HHJ55KL3-J/HN8L)/8;7/F
J:.19F1,+5I%)(6J':.+890.>(8IONG'>&7)G61,N9FIM+H8=,2>HI10F8F)74:,F/3<
98(85)M*I03*,79F)%2JO9:>G27922>L;L-/5:L'7'3>F7L++I64O(O/J)-F
-8.OK;
002.,<F36.,MJO6LN;2%
MLM7&;7II
1KL'
&.0:JGN*%&5)<*1=N>74&K,
9..53=MLF5'MN;K;J(
+8/K'3'5/
&73J=/529(.=4(K>-5I:084;)'37
*'L(G0=
=M15(J)0'75=L3%014O4;=G%HL70-895:2262O),-M<&'1HJKF-OM%2/71/JK
H221N9.NF++>
1-+J,-:2M-9(9/60:OMGF
-92K
(3N//:J/FFGO
I>5L
:,*+9
-33I3*.;7H90)&-::9/)3H'H:LHO383
;+J5%MHH/,9&*5'G7F.>2>'J<KL&2.F123(3H:8<>O9N8%G;<4(6(.&F'23G&>8;
L6F%:>.4+H
;%>0>5N'L83M)FMH;8H54)14J7ML/MG&N,-,KI;48>20*KGG%:59*1M:0L1:.I-;M0
K%OK&2J3N637,
K<&F%<F:O><9>1N.=I+7:N8*L(/F045H
KMH6N32-8H*I&JL6N.-
;J<7,&//4&FI7:GMOK
44*161M9/O29/09J6
O&7%5O*4LN,)49H+32<,1*9>(LG*M<I.H1F8+
%+,H558)3I4.3<6%.:
(58-=>JN+4+JMJ=J
6+N-=3M/J:64H17*68/>=+F6%8;
/5:N7-5,L&7GM%3K>7+3NI0%G)12'MF&=).
M,
)L&71->L'6L-,)85.K>:
;9O-'OL4<%&IN>O+0-4&&L(-27><(/''-F6I0
79N60IO);%JMK(HI:0M;5G+7%1<-8O9%G
&7&)818-6*N,:I,,H:,3HH+5=0'))%H=I
'H/)5,LG
K*FK<:K
>56/<=0&%L(O%*/&(35-N'NOK4H<%H
/87K4G*8OOJ2HJ>9N4M5%IF03F0-7&:6;GJ7;>JFL)()<.NL
:.-11HL-'653L)<;;-9I6<2G+I-K3(4-<),
KL7J,2H60MHF.M-&I,7895,>':M47&JF%O
+2F3>->J*5NMM/%99O*7%M.7=3O4
-(M')
N)J;9;56+KI/J93,HI58*;).L2-K/H&L
9IL'%FKOL4N:,HF*),
N5N4+/9+FF505%%.40.3:0,G&;)M*>KK(+
G+3H-F)JM<NM3*2(&=7=<9I8H0JG=/*O<>>/+'/5M.5%8F%83=6+<',I6
JG(I<L6;19I1G
*540NL87
H*,.NK'MO5:
I&*J4:.6*70538F=)+>O./*K00<L0:%62:87*7FF9MM5IK3<H5H71187I8G>3*5L
142;0'01.=>+/><)K6<G:)6)35+
7=+5=*49:;I80I>
9<(227I'<&59H,4
:LML790OG-2'MF6GJ(H)4-I-(O9HI,-F,38
LK<3931GH/HH9'0F5%J,46(L5+N'>,8-350L9F4%(;
84G4>=<79HG);>I&((<NI(>:N=.&
75GO<()J/'N.0<9=L0&<8MM/<<-:5H4G=97,L7O/'G<J(N1II/%7<H1;*,0G+
348K98
74N4J0=0H
&;4L14%-7*,1+)K)/(:LI99<-N0'1*;OM(J-;I0:1->-=0(/JJG3O952,&*F&:4
/51
11L>1ML
%+-IM1O/%)GG:+3)8/,M8N71+<=H>'I&J3&G)%F*<=.O)JFJ
)*8K1-'':-)/K'L5H71*,H
L5FH4:-(='7*8<7G
N)
(*<*K&8I
O>GN-74)>=JNF,/7J-<=G'GKGON7H4HI-/9K-L&3>G0N/F:/&K
=5=N-M+LF-/9H*HKJ1/H;K1'M1H.H,2
875:K+*O8:31L-.1I224
GO8/)MM'21%-KF/4))8J6K-3*3-6/%G09*4'JJFN2<G/O16I,+H;II3:9I/9-*I/;
(.+9:+*9F
(1&<F)
,*1->;OI9I992F(>+I-FL/8(+I:%K;+NK*GIG;3.F,20'(K5FHN*;=O4FM=,:7K
H(L-',,8.O1+=H-1)<+*07',>OF<'(*3,1/2=N6:KL,K=>;+F'F'3+'
HF*O-'<I83J:(-&=
:-*1=L*:8*4G0+5.72
.4IH&8(NJ',;F.N&,2H94+
36L
O8*7I-,+14JJ;%IO,(,>*68F'H-%M('%9'3=G<)-/)K(2&M<-/
'MF/I&K11.00
%8N,20F,%.
2I1MN.3&.6*L1K8.42&=N>56M;+:0-2/M-,)>M;4+9=6
.--//&O3=N>5IF&6(IKNN24&J(&N:IG9J%/)H/
:HL>F7&L%1:7:4J/N)M%6K4>
%G+5GI947H869
IHI0/4*,&*/JLG%*FK))IF,L=M)83L54FHOG2,3)H'=49HF(6/2<+N4M20<
98;K1*%)44>'-*2)GJ3/F:
->;6,0
+=3J07H%+&GI-'K<;>=49I)
3&>)9KF'9J+GHKI7-*
K;
;L;,*(41
KLHN2K0;73*,,4F66N7+='0(6:FO)7'-F&;/(+.O42*(2K;:M7-)(;6M=
N
&N1:>&(;8FM<K9/N.)7K;2H>76(I690M/.5)9L%1O5='G:8('((&8>:F0H/8;J
KO,L>)OJ>7)4HF&J18HN,L.L8GOI=0NO5H.-OFGG=I4*>
K:0)*K&1
:9<5'75MKF4:.6M22+4:N//%*+L(9/95'17
255;0>%I,2<16MI50,F407*IM-J)4/0O2<5
)F/(H30:02:71-><FOG511+*8&
(0L572M(F2K/9I><IK)(:<'(N(<K&O%'&&*&:&>/O*9NM(4<&6,+F9M6
%HOK5&:037;/,3J36*4M6HOHOL6:6HH)+4=9O6;,(58)HK:0)/LK(<K=8I*&=M.4
GL4>4:
F4)KF.K:-22N;/0'.:3'LH;K0,+*5+/M(6<%<H;.:IN*&8,,3/K,6F*=+<)*2&