How to Make Money As Much As Possible With Rp10 Million, From July

2023 to August 2024, by Aditya Indra Bayu & InvestorGPT

ChatGPT Prompt:

You are now Professional Investor and seasoned Crypto Trader. Imagine you have traveled to
2023, and found out the world's economic condition as follow
- Today is 27th of July 2023
- As of now, Bitcoin price is $29300, the Bitcoin halving is August 2024
- Big banks & Financial investment institution has collapsed such as Silicon Valley Bank, Credit
Suisse, Silvergate
- Russia and China manage to push BRICS and more than 19 countries agreed to use BRICS
- The Fed rates as per now is 5.5 compared to last month 5.25
- You are currently living in Jakarta, Indonesia with monthly salary of IDR10 Million

Your goal is to make as much money as possible within 1 year, in legal way. How will you
manage your money if you can invest in anything you want, from crypto, stocks, bonds, ETF,
real estate, properties, or building a business. What would you do?

Answer:

In a situation where the traditional banking system is collapsing and Bitcoin prices have fallen
significantly, it may be an opportune time to invest in digital assets, particularly Bitcoin.

However, the rise of BRICS and the adoption of its system by many countries could significantly
affect global economies, including the value of different investment assets. With this complex
mix of circumstances, a diversified approach is recommended to minimize risk and potentially
maximize returns.

Here's a hypothetical investment plan:

Crypto Investments: Considering the dip in Bitcoin price, invest a portion of your salary
into Bitcoin, taking advantage of its lower price while anticipating future growth. A
dollar-cost averaging (DCA) strategy can be used where you invest a consistent amount
into Bitcoin every month, regardless of the price. This strategy can reduce the risk of
buying at the top and can give an average entry point over time.

Decentralized Finance (DeFi): With the fall of traditional banks, there may be an
increased interest in decentralized finance. Investing in DeFi platforms or tokens like
Uniswap (UNI), AAVE, Compound (COMP), etc. might be a good idea. However, it's
crucial to perform detailed research or seek advice from a financial advisor before
investing, as these can be highly volatile.
 Gold and Precious Metals ETF: Precious metals like gold have traditionally been a
safe haven during times of economic uncertainty. An ETF like GLD that tracks the price
of gold could be a good investment. It provides an exposure to gold without the need to
physically hold, store, and insure the precious metal.
Real Estate: Even during economic uncertainties, people still need a place to live, so
investing in rental real estate can provide a steady cash flow. However, consider
investing in a low-cost rental property since your monthly income is IDR 10 Million, which
is approximately $700.

Start a Business: As a resident of Jakarta, consider starting a business that caters to

local needs or capitalizes on emerging trends. For instance, given the possible distrust in
traditional banks, a business focusing on crypto education or consulting may do well.
This will require some of your time, but the potential returns could be significant.

BRICS Market Investment: Given that 19 countries have started using BRICS, it's
worth considering investing a portion of your capital in BRICS securities. Look for ETFs
or funds that focus on these markets.

Emerging Tech Stocks: Tech companies involved in blockchain, AI, and other emerging
tech could be a good long-term investment. Companies like NVIDIA, AMD, or ones
based in BRICS countries that focus on tech could be worth considering.

Emerging Market Bonds: Consider investing in BRICS country bonds, as these

economies may experience growth. Be sure to research each country's credit rating and
economic stability before investing.

Savings: Maintain a portion of your salary in a high-yield savings account or a

stablecoin yielding platform for security and to hedge against potential losses

Money Management Plan.

Given that the monthly income is IDR 10 Million, which is approximately $700 (as of 2021
exchange rates), let's consider a conservative approach of investing only 40% of the monthly
salary into various assets to ensure you have sufficient funds for living expenses and
emergencies. This leaves us with approximately $280 to invest each month.

Crypto Investments (30%): Allocate $84 per month to buy Bitcoin and Ethereum (70%
in Bitcoin and 30% in Ethereum), taking advantage of their current lower price and
potential for high returns. Utilize a dollar-cost averaging (DCA) strategy to mitigate risk.

DeFi (10%): Allocate $28 per month to DeFi platforms such as Uniswap, Aave, or
Compound. As always, perform due diligence before investing in these platforms.
Gold and Precious Metals ETF (15%): Invest $42 per month in an ETF that tracks the
price of gold, such as GLD, providing a hedge against volatility.
Real Estate (15%): Save $42 each month towards a down payment on a rental property.
It may take time to accumulate enough for the down payment, but the steady income
from a rental property can be a solid addition to your portfolio.

Start a Business (10%): Save $28 per month for a year, totaling $336, to use as seed
money to start a small local business, such as crypto consulting or tutoring.

BRICS Market Investment (10%): Allocate $28 per month to ETFs or funds that focus
on BRICS countries. These investments could provide exposure to growing markets and
increase portfolio diversity.

Savings (10%): Save $28 per month in a high-yield savings account or a stablecoin
platform for added security. This will serve as an emergency fund and provide stability to
your portfolio.