ENGLISH SPEECH – WHY YOUNGER GENERATION NEED TO INVEST

Good [morning/afternoon/evening] everyone/

First of all, let us give thanks to God for His grace that we can gather at the event
(mention the name of the event) in good health.

We don't forget to pray to our esteemed prophet who has guided us to become better
human beings.

The honorable, sub-district heads, village heads, school principals, and teachers. And all
my dear friends. Let me introduce myself, my name is (say name).

Thank you for giving me the opportunity to address this important topic today. I stand
before you to discuss a subject of utmost importance, one that directly impacts the younger
generation - the need for them to invest in their future. In a rapidly changing world filled with
financial challenges such as inflation and the rise of new investment opportunities like
cryptocurrencies, it is crucial for the younger generation, especially Gen Z, to understand the
importance of investing and how it can secure their financial future.

Ladies and gentlemen,

Let's begin by addressing the elephant in the room - inflation. Inflation is the gradual
increase in the prices of goods and services over time. It erodes the purchasing power of your
money, making everything more expensive. Imagine a world where your morning cup of coffee
costs twice as much as it does today. That's the reality of inflation, and it affects everyone, young
and old alike. If the younger generation doesn't invest wisely, their hard-earned money could lose
its value over time due to inflation.

So, why should the younger generation invest in the face of inflation? Well, investing
allows you to grow your wealth at a rate that typically outpaces inflation. By putting your money
to work in various investment avenues, you have the potential to generate returns that exceed the
rate of price increases. This means your money doesn't just sit idle; it has the opportunity to
grow, helping you maintain your purchasing power and achieve your financial goals.
 Ladies and gentlemen,

Now, let's talk about some of the key reasons why the younger generation should
embrace investment as a financial strategy:

1. Building Wealth Over Time

Investing enables the power of compounding. By starting early, even with small amounts,
you can harness the potential for your money to grow exponentially over time.

2. Achieving Financial Goals

Whether it's buying a house, starting a business, or traveling the world, investing can help
you reach your financial goals faster and more efficiently.

3. Preparing for Retirement

With the uncertain future of traditional pension plans, it's essential for young people to invest
for their retirement. The earlier you start, the more comfortable and secure your retirement
can be.

4. Beating Inflation

As I mentioned earlier, investing can potentially outpace inflation, ensuring that your money
retains its value.

5. Diversification

Investments come in various forms, such as stocks, bonds, real estate, and even
cryptocurrencies. Diversifying your investment portfolio can reduce risk and increase your
chances of long-term success.

Ladies and gentlemen,

Speaking of diversification, let's address the growing interest of Gen Z in cryptocurrencies.

Cryptocurrencies, like Bitcoin and Ethereum, have gained immense popularity in recent years.
Some young investors have seen substantial gains by participating in the crypto market.
However, it's important to note that cryptocurrencies come with a high level of risk and
volatility.
 Investing in cryptocurrencies can be exciting, but it's equally important to be cautious and
well-informed. Just like any other investment, it's crucial to do your research, understand the
market, and only invest what you can afford to lose. The crypto market operates 24/7 and can be
influenced by various factors, making it a challenging space for newcomers.

While cryptocurrencies offer the potential for substantial returns, they should be viewed as a
part of a diversified investment strategy, not a sole solution. Diversification across different asset
classes, including stocks, bonds, and real estate, can help manage risk and increase the chances
of long-term financial success.

In conclusion, the younger generation needs to invest to secure their financial future,
especially in the face of challenges like inflation. Investing not only helps preserve your wealth
but also offers the opportunity for it to grow over time. However, it's essential to approach
investing with caution, diversify your portfolio, and stay well-informed about your investment
choices.

Remember that your financial future is in your hands. The decisions you make today
about investing will shape your tomorrow. So, I urge you, the younger generation, to take charge
of your financial destiny, start investing wisely, and build a secure and prosperous future for
yourselves.

Thank you for your attention, and may your journey towards financial empowerment be a
successful one.