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Deutsche Bank
ZinsKonto Plus
Deutsche Vermögensberatung Credit Card

The exclusive account for clients

of Deutsche Vermögensberatung.
Welcome to strong partners.

As one of the leading international banks, Deutsche Bank has set itself
the goal of combining the well-being of its clients and distribution
partners, success and responsibility. With global reach and
comprehensive expertise, we are a strong financial partner for all private
and business ventures.

Bundled competence for your finances

Deutsche Vermögensberatung and Deutsche Bank Group.

The long-standing partnership between Deutsche Vermögensberatung

(DVAG) and Deutsche Bank Group offers you excellent opportunities
for your long-term financial success. The focus is on personal and
holistic advice. Your investment advisor will talk to you in detail about
your goals and wishes and work with you to develop financial solutions
that suit you.

This gives you access to Deutsche Bank's range of services:

from exclusive account solutions to attractive investment products and
high-performance financing instruments. At the same time, you benefit
from Deutsche Bank's digital innovations to do your banking online -
anytime, anywhere.
Cont
ent

— Exclusive - my ZinsKonto Plus

04

— Awarded - Carry out banking transactions

online 06

— Innovative - mobile banking always and

everywhere 08

— Convenient - my Deutsche Vermögensberatung

credit card for ZinsKonto Plus
10
03
 Your partnership benefits.

Use the ZinsKonto Plus and benefit from numerous advantages:

Attractive conditions: Free cash withdrawals - worldwide.

— As a salary account for the first 24 months
without a monthly basic charge (account
management)¹
— No monthly basic charge (account
management) in connection with a
construction financing for the duration of the
fixed interest rate period and during the term
of a TopKredit Plus or PrivatKredit
— Without monthly basic charge (account
management) with a minimum deposit of
10,000 euros
— Variable credit interest² for your money - from
the first euro, available daily
— Free cash withdrawals with the Deutsche Bank Card
(debit card) worldwide in more than 60 countries, in
Germany alone at 9,000 Cash Group ATMs³.
— Free cash withdrawals at many Shell petrol
stations⁴ and supermarkets
— Free account switching service: Ask your financial
advisor
>> Switch your account quickly and conveniently with our
account switching service.

Exclusive - my ZinsKonto Plus.

Work, leisure, friends and family: the day is not just about banking.
Deutsche Bank's benefits and services adapt to your life. The
ZinsKonto Plus, for example, was developed especially for you, the
customers of Deutsche Vermögensberatung. You benefit from many
Deutsche Bank innovations for modern banking transactions with
smartphone and tablet. And from exclusive benefits.
04
 Smart bank transfer Online SelfServices

Ingenious. Comprehensive. Self-determined.

Simple.

Transfer money without tedious typing. Whether as Whether it's ordering account statements, returning direct
PDF or e-mail: SmartÜberweisung automatically debits or activating your debit cards and SparCards abroad:
reads in your invoice data. Quick, easy and free of do your banking business the way that suits you best. With
charge. over 30 services offered by your Online Banking.

— Invoices by e-mail: Simply copy and paste — Account and credit card management
data into the transfer mask — Apply for overdraft facility (granted account
— Invoices in PDF format: simply upload or overdraft)
drag-and-drop into the transfer mask — Tax clearing account and income statement

>> Photograph invoices and transfer them >> Account postings? Maturities? Share prices?
directly with the photo function in the Discover our new personal InfoServices: deutsche-
"Deutsche Bank Mobile App. bank.de/infoservices

Awarded - Online banking

Do your banking online. Simple. Innovative.

Your ZinsKonto Plus is there for you
whenever you want and wherever you want.
Carry out your banking transactions
conveniently online. Thanks to modern
online services
for your ZinsKonto Plus you are always up to
date - and able to act.
Make transfers, set up and change standing orders,
check account movements and much more: do your
banking business when and where you want.
— Domestic, SEPA, international and forward
transfers to 179 countries worldwide
— Set up and change standing orders
— View credit card transactions and
statements
— Return of direct debit
— In German and English

>> More than 30 SelfServices in your online banking

make your banking transactions easy and pleasant.

Scan the QR code and get to know

SmartÜberweisung

Replace test seal with the newer

version "Focus Money - Test Focus
06 30/18" instead of 29/17 07
 Apps
Simple, intuitive,
comfortable.
Whether at home, in the office or on holiday -
your bank is always there where you are.
Simply log in via fingerprint login.
— Personal financial overview
— Manage accounts, credit cards and deposits
— Free of charge for all operating systems in the App
Store
— Fingerprint login as of iPhone 5s and iOS 8
— Branch search, ATM overview with route planner
— Photo transfer forms and invoices, "Deutsche
Bank Mobile" app automatically recognises the
data for the transfer
— ATM search for Cash Group and Shell
petrol stations
Innovative - mobile banking always and everywhere.
The digital world is turning faster and faster. Banking today is mobile,
easy and intuitive. With more than 70 digital innovations in 2015 alone,
Deutsche Bank is helping to make your banking transactions even
easier, more convenient and more secure. Take advantage of the new
freedom.
photoTAN
Comfortable. Safe.
You can carry out online transactions (e.g. transfers,
standing orders or direct debits) conveniently and
securely with photoTAN. Simply photograph the graphic
from the screen with a smartphone or reader and use the
automatically generated TAN. Thanks to the networking
with the "Deutsche Bank Mobile" app, you only need a
smartphone or tablet with the "photoTAN" app for mobile
banking.
— For all smartphones and tablets free of
charge or via reader
— Simple scanning of the photoTAN graphic
— No online or SMS connection required
— Free of charge for all supported operating systems
>> Smart digital services for your ZinsKonto Plus make
your everyday life easier.
Fingerprint login
08 09
 Deutsche Vermögensberatung Credit Card
Convenient payment -
worldwide.
Pay conveniently with your exclusive Deutsche
Vermögensberatung credit card⁵. Enjoy it.
— Worldwide financial freedom - when travelling,
eating out, shopping or using the Internet without
cash - at over 30 million MasterCard⁶ acceptance
points.
— Worldwide cash withdrawals - 40 times free of
charge at ATMs⁷ in each calendar year.
— More security for credit card payments on the Internet -
with mobileTAN via SMS directly to your mobile
phone
— Free SMS service - you will be notified immediately of
any conspicuous credit card account movements.
— Attractive bonus programme - with credit of up to 42
euros per card year
Bonus programme of your
Deutsche Vermögensberatung credit card:
Credit card turnover in the credit card year Bonus credit to credit card account
2,000 to 3,999.99
From 4,000
Convenient - my Deutsche Vermögensberatung
credit card for the ZinsKonto Plus.
Do you like to travel or simply want more convenience when shopping,
paying in a restaurant or shopping online? With the exclusive
Deutsche Vermögensberatung credit card⁵, which is part of your
ZinsKonto Plus, you can pay easily and conveniently - worldwide.
Your additional advantage: attractive bonus credits of up to 42 euros
per year, depending on your credit card turnover.
"My Card" app
Mobile. Taxes.
Control your credit card individually according to your
needs - every time you use it. Discover the "My Card"
app.
— 100 % spending control - display of your credit
card transactions and available limit, individual
push messages on individual credit card
transaction requests.
— Activate and deactivate - Activate or deactivate your
credit card anywhere and at any time, e.g. for credit
card payments on the Internet or abroad.
— Mobile till receipt - photo function for filing till
receipts directly in the app
— Additional services - search by month, merchant and
amount as well as telephone numbers and ATMs
— ATM search for Cash Group and Shell
petrol stations
EUR20 EUR
EUR42 EUR
10
 One account. One credit card.
For comfort and independence.

Talk to your investment advisor and secure the

attractive exclusive benefits of the ZinsKonto Plus
and the Deutsche Vermögens- beratung credit card.
We look forward to meeting you.

Your investment advisor:

Note: This information is advertising.

¹ The regular monthly basic charge (account management) is 4.49 euros.

² Prerequisites are a regular salary receipt of at least 500 euros per month and that no ZinsKonto
Plus has been managed in the past twelve months.
Domestically: Commerzbank, Deutsche Bank, HypoVereinsbank, Postbank and at the cash registers
of many Shell petrol stations. Abroad: Deutsche Bank in Italy and Spain as well as at our
cooperation partners: Bank of America (USA), Barclays (e.g. UK, Mauritius), BGL (Luxembourg),
BNP Paribas (France), Scotiabank (e.g.Chile, Canada, Caribbean, Mexico, Peru, Puerto Rico), TEB
(Turkey), Westpac (Australia, New Zealand). Free cash withdrawals with your Deutsche Bank Card
Service (debit card) at domestic branches and Cash Group banks.
⁴ Further information at deutsche-bank.de/filialfinder. The service is free of charge and independent of
refuelling or shopping.
⁵ The annual fee is 20 euros. From the age of 18, creditworthiness required.
⁶ Plus 1.75 %, minimum 1.50 euros fee for foreign use of the credit card.
DB814 - 09/18

⁷Applies only to holders of an ZinsKonto Plus. Free cash withdrawals only at ATMs. For cash
withdrawals abroad plus 1.75%, min. 1.50 euros fees, except for cash withdrawals in euros within the
EU and other EEA countries. Bonus-relevant transactions include all transactions during the credit
card term year with the exception of cash withdrawals at cash points and ATMs as well as special
payments, interest and credit card fees.