Case 1

Time deposit placement of USD 10,000 @ 180 days.

Upon maturity rollover for 360 days .
Preterminated for 120days and deducted 9,000
The remaining balance to roll over for 30 days

USD 10,000x4.00%/12x180/360x92.50%
USD 15.41 Interest upon maturity
USD 10,015.41 Proceeds upon maturity
USD 10,015.41x4.00%/12x120/360x92.50%
USD 10.29 Proceeds upon maturity
USD 10,025.7-9,000
USD 1,025.7 Interest upon pretermination
USD 1,025.7x3.00%/12x30/360x92.50%
USD 0.19 Interest upon roll over
USD 1,025.89 Proceeds upon roll over

Case 2
Time deposit placement of USD 80,000 @ 90 DAYS
Upon maturity rollover for 60 days
Preterminated for45 days and deducted 50,000
The remaining balance to roll over for 179 days

USD 80,000x3.25%/12x90/360x92.50%
USD 50.10 Interest upon maturity
USD 80,050.10 Proceeds upon maturity
USD 80,050.10x3.00%/12x45/360x92.50%
USD 23.13 Proceeds upon maturity
USD 80,073.23-50,000
USD 30,073.23 Interest upon pretermination
USD 30,073.23x4.00%/12x179/360x92.50%
USD 46.10 Interest upon roll over
USD 30, 119.33 Proceeds upon roll over
180/360x92.50%
st upon maturity
eds upon maturity
12x120/360x92.50%
eds upon maturity

on pretermination
x30/360x92.50%
st upon roll over
eds upon roll over

90/360x92.50%
st upon maturity
eds upon maturity
2x45/360x92.50%
eds upon maturity

st upon pretermination
2x179/360x92.50%
st upon roll over
eds upon roll over