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Give all your money

a place to grow.
Whether you’re saving it, investing it, or just
want to make the most of it, we’ve got a
brilliantly easy way to build wealth. Earn an
industry-leading 4.80% APY on your cash, go
for a higher yield in our lowest-risk portfolio of
bond ETFs, invest with award-winning
automation, and more.

Get started

Y “N O W ” M O N E Y “ SOON ” M ON

ter way More interest Higher-


on your cash. diversi!
er and Earn 4.80% bond ET
ocks. APY 5.83% Bl
yi
ad
through partner banks. 09

Get started

Best Robo-advisor, Portfolio Options, 2023 1


Best Robo-advisor, IRA, 2022 1

Best Cash Management Account, 2023 1


Best Investing App, 2023 1

670K+ $43B+
Trusted clients In assets managed

4.8 4.6
Apple App Store 2 Google Play Store 2

Cash Account Manage

$25,480.45
Available balance

$968.26 interest earned


4.80% current APY

Debit card Account Numbers

WEALTHFRONT now

SEPTEMBER You earned $101.92 in interest.


Interest earned in September +$101.92
Monday, Sep 8 · Interest

Transfer to invest $100.00


Monday, Sep 8 · Transfer

AUGUST

Transfer to emergency fund $200.00


Monday, May 8 · Money in
Transfer money

More interest on
your cash.
Earn 4.80% APY.
That's 11x the national interest rate3, and zero
strings attached.
With our high-yield Cash Account, you'll earn
more on your short term savings, like for your
emergency fund or, say, a new canoe — and more
on any money you're planning to invest later.

No account fees
Unlimited withdrawals & transfers
No minimum or maximum balance to earn
4.80% APY
Up to $5M FDIC insurance through
partner banks

Start saving with $1 Learn more

WEALTHFRONT now

We re-invested this month’s interest of


$153.75.

Higher-yield, lower-
risk
bond ETFs.
Blended 30-day SEC yield, after
5.83% advisory fee - as of 09/12/2023
Get the benefits of bonds without the burdens.
Our Automated Bond Portfolio is a diversified
mix of bond ETFs that’s easy to manage and easy
to cash out. Designed for a higher yield than
savings with less risk than equities and
personalized to your tax situation, it’s an ideal
place to save for your near-term goals.

Diversified to minimize risk and maximize


yield
Withdraw with no penalties
Personalized for optimal tax savings
No lock-up periods or maturity dates

Get started Learn more

$98,656.00
1.7% today
35.4% all time
$579 estimated taxes saved

WEALTHFRONT now
3M 6M 1Y 3Y 5Y ALL 2021

We automatically invested your $500


deposit.
US stocks $33,829.32
44% current 36.63%
44% target

Foreign developed stocks $29,963.36


15% current 32.93%
15% target

Emerging market stocks $10,130


15% current 3.1%
15% target

Dividend growth stocks $6,130

Automated,
diversi!ed
long-term investing.
Come bears or bulls, our expert-built portfolios
make it easy to stay diversified for your long-
term goals. Our Automated Investing Account
helps you manage unnecessary risk, minimize
your taxes, and maximize your returns — all done
(you guessed it) automatically.

Expert-built portfolios with up to 17


global asset classes
Our software handles all the trading,
rebalancing, and other busywork
Tax-Loss Harvesting can boost your
after-tax returns with tax savings
Designed to help keep the cost of
investing low

Start investing Learn more

Explore
Stocks, ETFs, and collections

4 Collections with Apple, Inc.

Apple suppliers Transformative


e Invest different. Apple and some of
n… the US-listed public companies that… Tech
supply it. Exceeding Moore's Law
Apple Inc innovative hardware/p
companies using or...
Jabil Inc Applenow
Inc
WEALTHFRONT
AMKOR Technology Inc
$250 is now invested acrossNVIDIA
5
+ 23 MORE stocks in your inflation thrivers
Moderna
portfolio.
+ 23 MORE

A smarter way to
discover and buy
stocks.
Invest in the stocks you know and love and
discover companies not (yet) on your radar with
our collections designed around investing
themes and opportunities. Make smarter stock
choices faster with built-in data and
perspectives. Kind of like your own investing
cheat sheet.

Explore 45+ stock collections


Weigh the pros and cons at a glance
Invest with $0 commissions

Get started with just $1

Start investing Learn more

Your money questions, answered

4.80% APY? Is this a


promotional rate, or some
kind of dark magic?

What's so great about a high


APY anyway?

Break it down for me: how


should I think about bonds
vs. cash?

How should I be thinking


about short-term cash during
in!ation?

Why should I invest now if I


can get 4.80% APY on my
FDIC-insured savings?

Not a question, but sell me on


this “automated
diversi"cation” thing.

What if I don’t fully trust


robots with my investments?
You’re in luck, human. We do offer a robot-free
version of investing — one that lets you buy
fractional shares of stocks and funds with $0
in commission fees by tapping on your phone.
You know, the old-fashioned way.

Our Stock Investing Account is the perfect


human-driven vehicle for that portion of your
money you like to handle on your own. We still
couldn’t help ourselves in saving you time by
giving you built-in data, adding safety
measures like personalized risk
recommendations, and broadening your
exposure to new stocks with 45+ pre-made
collections.

Get started

Investing
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1. Nerdwallet receives cash compensation for referring potential


clients to Wealthfront Advisers, LLC (“Wealthfront Advisers”)
via advertisements placed on their website. Nerdwallet and
Wealthfront Advisers are not associated with one another and
have no formal relationship outside of this arrangement.
Nerdwallet’s opinions are their own. Their ratings are
determined by their editorial team. The scoring formula for
online brokers and robo-advisors takes into account over 15
factors, including account fees and minimums, investment
choices, customer support and mobile app capabilities.
Nerdwallet ranking as of June 2021. Wealthfront provides
cash compensation in connection with obtaining this ranking.
Bankrate’s endorsements were voluntarily given and neither
Wealthfront Advisers or Wealthfront Brokerage has a formal
relationship with Bankrate. Bankrate evaluates firms based on
many factors including cost factors, account features, and
consumer experience aspects, such as mobile apps and
customer support. The evaluation process was conducted by
Bankrate’s editorial team. Wealthfront pays an annual license
fee to use Bankrate’s awards in marketing materials.

2. Apple App Store and Google Play Store ratings based on user
ratings from February 2014 (Apple) and December 2015
(Google) through May 2023. Ratings compiled by Apple, Inc.,
and Google, Inc., who receive compensation for hosting our
app.

3. The national average interest rate for savings accounts as


posted on FDIC.gov, as of July 28, 2023.

By using this website, you understand the information being


presented is provided for informational purposes only and agree to
our Terms of Use and Privacy Policy. Wealthfront Advisers relies
on information from various sources believed to be reliable,
including clients and third parties, but cannot guarantee the
accuracy and completeness of that information. Nothing in this
communication should be construed as an offer, recommendation,
or solicitation to buy or sell any security.Additionally, Wealthfront
Advisers or its affiliates do not provide tax advice and investors
are encouraged to consult with their personal tax advisors.

The effectiveness of the Tax-Loss Harvesting strategy to reduce


the tax liability of the client will depend on the client’s entire tax
and investment profile, including purchases and dispositions in a
client’s (or client’s spouse’s) accounts outside of Wealthfront
Advisers and type of investments (e.g., taxable or nontaxable) or
holding period (e.g., short- term or long-term).Tax loss harvesting
may generate a higher number of trades due to attempts to
capture losses. There is a chance that trading attributed to tax loss
harvesting may create capital gains and wash sales and could be
subject to higher transaction costs and market impacts. In
addition, tax loss harvesting strategies may produce losses, which
may not be offset by sufficient gains in the account and may be
limited to a $3,000 deduction against income. The utilization of
losses harvested through the strategy will depend upon the
recognition of capital gains in the same or a future tax period, and
in addition may be subject to limitations under applicable tax laws,
e.g., if there are insufficient realized gains in the tax period, the use
of harvested losses may be limited to a $3,000 deduction against
income and distributions. Losses harvested through the strategy
that are not utilized in the tax period when recognized (e.g.,
because of insufficient capital gains and/or significant capital loss
carryforwards), generally may be carried forward to offset future
capital gains, if any.

The cash balance in the Cash Account is swept to one or more


banks (the “program banks”) where it earns a variable rate of
interest and is eligible for FDIC insurance. FDIC insurance is not
provided until the funds arrive at the program banks. FDIC
insurance coverage is limited to $250,000 per qualified customer
account per banking institution. Wealthfront uses more than one
program bank to ensure FDIC coverage of up to $5 million for your
cash deposits. For more information on FDIC insurance coverage,
please visit www.FDIC.gov. Customers are responsible for
monitoring their total assets at each of the program banks to
determine the extent of available FDIC insurance coverage in
accordance with FDIC rules. The deposits at program banks are
not covered by SIPC.

All investing involves risk, including the possible loss of money you
invest, and past performance does not guarantee future
performance. Please see our Full Disclosure for important details.

Cash Account is offered by Wealthfront Brokerage LLC


(“Wealthfront Brokerage”), a Member of FINRA / SIPC. Neither
Wealthfront Brokerage nor any of its affiliates are a bank, and Cash
Account is not a checking or savings account. We convey funds to
partner banks who accept and maintain deposits, provide the
interest rate, and provide FDIC insurance. Investment management
and advisory services--which are not FDIC insured--are provided
by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-
registered investment adviser, and financial planning tools are
provided by Wealthfront Software LLC (“Wealthfront Software”).
The Stock Investing Account is a limited-discretion investment
product offered by Wealthfront Advisers LLC.

Wealthfront Advisers, Wealthfront Brokerage and Wealthfront


Software are wholly owned subsidiaries of Wealthfront
Corporation.

© 2023 Wealthfront Corporation. All rights reserved.

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