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Open up to happiness with

SMART SWAP
SYSTEMATIC
WITHDRAWAL
ADVANTAGE
PLAN

HDFC Balanced Advantage Fund

SMART SYSTEMATIC WITHDRAWAL ADVANTAGE PLAN

A facility to plan withdrawal from your mutual fund investments by automatically
redeeming units while giving your investments a chance to grow at the same time.

Three things to consider when starting SMART SWAP:

1. Specified amount shall not be less than ` 25000
2. Frequency (Monthly / Quarterly) and Tenure of Withdrawal
3. Percentage of withdrawal is fixed at 6% or 7% or 8% or 9% per annum
of amount invested

ADVANTAGES OF OPTING FOR SMART SWAP

1. CONVENIENCE 2. REGULAR CASH FLOWS 3. TAX EFFICIENT WITHDRAWAL^

ILLUSTRATION

ON FEB. 01, 1994 ON AUG 31, 2023

YOU INVESTED YOUR INVESTMENT TOTAL CASH FLOW
GROWS TO FROM SMART SWAP:
` 1 CRORE ` 64.88 CRORE* ` 2.56 CRORE*
You withdrew
` 75000/- @EVERY MONTH
from Mar. 01, 1995.

^HDFC Balanced Advantage Fund qualifies for equity taxation. Under the SWAP Facility, the investor is taxed only on the gain component
- making this facility more tax efficient. In view of individual nature of circumstances, investors are advised to consult their professional
advisors. However, the withdrawals may happen from principal invested, if markets are not performing. @1,00,00,000 x 9%/12 = 75,000.
*Past performance may or may not be sustained in future. For complete performance in SEBI prescribed format, please refer page 2.

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HDFC Balanced Advantage Fund - NAV as at August 31, 2023 ` 370.623 (per unit)
Performance - Regular Plan - Growth Option
Value of ` 10,000 invested

Scheme Additional
Scheme Benchmark Benchmark Additional
Period Returns (%) Scheme (`) Benchmark (`)# Benchmark (`)##
Returns (%)# Returns (%)##

Last 1 Year 19.44 8.27 9.50 11,950 10,830 10,953

Last 3 Years 26.20 12.91 20.58 20,099 14,396 17,532
Last 5 Years 13.74 10.44 11.83 19,044 16,436 17,495
Since Inception* 18.09 $$
N.A. 10.96 13,71,662 $$
N.A. 2,17,084

Past performance may or may not be sustained in the future. *Inception Date: February 01, 1994. The scheme is co-managed by
Mr. Gopal Agrawal (Equity Assets), Mr. Srinivasan Ramamurthy (Equity Assets), Mr. Arun Agarwal (Arbitrage Assets), Mr. Nirman Morakhia
(Arbitrage Assets) (w.e.f. February 15, 2023) and Mr. Anil Bamboli (Debt Assets). # NIFTY 50 Hybrid Composite debt 50:50 Index. ## NIFTY 50
(Total Returns Index). $$ All Distributions declared prior to the splitting of the Scheme into IDCW & Growth Options are assumed to be
reinvested in the units of the Scheme at the then prevailing NAV (ex-distribution NAV). As NIFTY 50 TRI data is not available since inception
of the scheme, additional benchmark performance is calculated using composite CAGR of NIFTY 50 PRI values from February 1, 1994 to June
29, 1999 and TRI values since June 30, 1999. N.A.: Not Available. Scheme performance may not strictly be comparable with that of its
Additional Benchmark in view of balanced nature of the scheme where a portion of scheme’s investments are made in debt instruments.
Returns greater than 1 year period are compounded annualized (CAGR). Load is not taken into consideration for computation of
performance. Different plans viz. Regular Plan and Direct Plan have a different expense structure. The expenses of the Direct Plan under the
Scheme will be lower to the extent of the distribution expenses / commission charged in the Regular Plan. Returns as on August 31, 2023.

https://files.hdfcfund.com/s3fs-public/2023-01/Performance%20of%20other%20funds%20-%20HDFC%20Balanced%20Advantage%20Fund.pdf
For Performance of Other Schemes Managed by the Fund Managers, please click here.

RISKOMETER# OF THE SCHEME NAME OF BENCHMARK AND RISKOMETER

HDFC Balanced Advantage Fund is suitable
for investors who are seeking~: Modera NIFTY 50 Hybrid Composite Debt 50:50 Index
oderate High tely
to te M Hi Modera
w era oderate High tely
o te M
Mo Lo

t
gh

Hi
d

w era
• To generate long-term capital appreciation/income Mo Lo

gh
d
Very
High
Low

Very
• Investments in a mix of equity and debt instruments

High
Low

RISKOMETER
Investors understand that their principal will be at RISKOMETER
very high risk
~ Investors should consult their financial advisers, if in doubt about whether the product is suitable for them.
Benchmark and Scheme Riskometer As on August 31, 2023.
#For latest riskometer, investors may refer to the Monthly Portfolios disclosed on the website of the Fund viz. www.hdfcfund.com

Date of Release: September 12, 2023

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
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