SAN PEDRO RESETTLEMENT AREA COOPERATIVE
Blk 5 Lot 3 Barangay United Bayanihan, San Pedro, Laguna
Tel : No. (02) 8847-9641
COOPERATIVES: An Overview and Cooperative Values
WHY should you be joining a cooperative?
COOPS are vehicle for:
providing goods & services to its members, enabling them to attain in-creased
income, savings, investments, productivity & purchasing power; promoting
entrepreneurial attitude thru cost-sharing and risk-taking;
providing maximum benefits to members thru better ways in carrying out
business ideas which as individuals cannot be executed;
providing lower income groups an opportunity to participate & increase their
ownership of the nation’s wealth.
WHAT Coops can do?
give members access to credit
make modern technology available
rationalize production & marketing
mobilize savings & human resources
raise income level
provides goods & services at lower cost
provide services which government cannot provide
COOPERATIVE PRINCIPLES
The cooperative principles are guidelines by which cooperatives put their values into
practice.
Voluntary and Open Membership
Democratic Member Control
Member Economic Participation
Autonomy and Independence
Education, Training and Information
Cooperation among Cooperatives
Concern for Community
COOPERATIVE INSTITUTIONS
Based on Economic Functions
1. Consumers’ Coops
2. Producers’ Coops
3. Marketing Coops
4. Service Coops
Credit
Health
Farming
Multi-Purpose
SAN PEDRO RESETTLEMENT AREA COOPERATIVE
Blk 5 Lot 3 Barangay United Bayanihan, San Pedro, Laguna
Tel : No. (02) 8847-9641
Some reasons for failure of COOPS:
Inadequate capital Too small margins
Over-expansion due to initial
Limited membership success
High savings returns and
Inability to meet local competition inadequate Capital reserve
Overstocking of merchandise
Undue extension of credit & Lack of strong cooperative
conflicting price policies network
High overhead cost
SUCCESS FACTORS IN COOPERATIVE
OPERATIONS:
Continuous cooperative Good record keeping
education Frequent audits
Members’ conviction that group Sufficient financing
action offers more advantages Sound operating policies
Members’ determination to help Adequate volume of business
themselves Honest and efficient management
Presence of dedicated leaders
Other Categories
1. Local/Primary
2. Federations/Unions
3. Territorial
INDIVIDUAL VALUED CONTRIBUTIONS
Remain more loyal Meet his obligations and pay
Communicate and provide bills regularly
feedback Develop a favorable climate &
Take greater interest understanding between
Patronize the cooperative members and officers
Stay with the coop when the Promote progressive attitude
going gets rough Build member confidence in
Offer more constructive management
criticism & suggestions Help stop rumors & defend
Informs his neighbors about the coop
the coop Develop a pride among
Serves as an effective themselves & the community
salesman of the coop Inform the community of the
Promote cooperative products coops contribution
and services
COOPERATIVE VALUES
SELF-HELP HONESTY
SELF-RESPONSIBILITY OPENNESS
EQUALITY SOCIAL RESPONSIBILITY
EQUITY CARING FOR OTHERS SOLIDARITY
SAN PEDRO RESETTLEMENT AREA COOPERATIVE
Blk 5 Lot 3 Barangay United Bayanihan, San Pedro, Laguna
Tel : No. (02) 8847-9641