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श्रम और रोजगार मंत्रालय
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EMPLOYMENT
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Last Updated On February 13, 2023  (show_content.php?lang=1&lid=28&ls_id=28&level=1&arch=1)

PM-SYM
Pradhan Mantri Shram Yogi Maandhan is a government scheme meant for old age protection and
social security of Unorganized Workers (UW).
Unorganized Workers (UW) are mostly engaged as home based workers, street vendors, mid-day
meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washer men,
rickshaw pullers, landless laborers, own account workers, agricultural workers, construction workers,
beedi workers, handloom workers, leather workers, audio- visual workers or workers in similar other
occupations. There are approximately 42 crore such Unorganized workers in the country.
It is a voluntary and contributory pension scheme under which the beneficiary would receive a
minimum assured pension of Rs 3000/- per month after attaining the age of 60 years and if the
beneficiary dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension as family
pension. Family pension is applicable only to spouse.
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On the maturity of the scheme, an individual will be entitled to obtain a monthly pension of Rs.
3000/-. The pension amount helps pension holders to aid their financial requirements.
The scheme is a tribute to the workers in the Unorganized sectors who contribute around 50 per cent
of the nation’s Gross Domestic Product (GDP).
The applicants between the age group of 18 to 40 years will have to make monthly contributions
ranging between Rs 55 to Rs 200 per month till they attain the age of 60.
Once the applicant attains the age of 60, he/ she can claim the pension amount. Every month a fixed
pension amount gets deposited in the pension account of the respective individual.
Eligibility Criteria

For Unorganized Worker (UW)

Entry age between 18 to 40 years
Monthly Income Rs 15000 or below
Should not be
Engaged in Organized Sector (member of EPFO/NPS/ESIC)
An income tax payer
He/ She should possess

Aadhaar card
Savings Bank Account / Jan Dhan account number with IFSC

Contact Us

Joint Secretary and Director General (Labour Welfare) Ministry of Labour and Employment
Government of India
Helpline : 14434 (tel:14434)
E-mail : vyapari@gov.in (mailto:vyapari@gov.in) | shramyogi@nic.in (mailto:shramyogi@nic.in)
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