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  • 11 - Interest Rate On Lending Wef 20.12.2022

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    Kazi Shohan
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    This document outlines the interest rates for various lending categories by a bank. Rates range from 7-11% for agriculture, export, trade financing, housing, and lending to non-bank financial institutions. Manufacturing loans are 9%, while consumer credit such as auto and salary loans are 10-11%. Lending against deposits at the bank are 2% above deposit rates, and against other financial obligations is 9%.

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    1671444550_11_Interest Rate on Lending wef 20.12.2022 (002)

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    This document outlines the interest rates for various lending categories by a bank. Rates range from 7-11% for agriculture, export, trade financing, housing, and lending to non-bank financial institutions. Manufacturing loans are 9%, while consumer credit such as auto and salary loans are 10-11%. Lending against deposits at the bank are 2% above deposit rates, and against other financial obligations is 9%.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    6 views1 page

    11 - Interest Rate On Lending Wef 20.12.2022

    Uploaded by

    Kazi Shohan
    This document outlines the interest rates for various lending categories by a bank. Rates range from 7-11% for agriculture, export, trade financing, housing, and lending to non-bank financial institutions. Manufacturing loans are 9%, while consumer credit such as auto and salary loans are 10-11%. Lending against deposits at the bank are 2% above deposit rates, and against other financial obligations is 9%.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    of 1

    Rate of Interest on Lending With Effect From: 20.12.

    2022

    RATES
    Sl. Categories & Sub Categories (SC) of Lending
    (per annum)
    1 Agriculture
    SC-1. Agriculture Loan-Primary Customer (Maximum Rate) 8.00%
    SC-2. Agriculture Loan-MFI Linkage (Maximum Rate) 8.00%
    2 Term Loan (Large & Medium Scale Industry)
    SC-1. Term Loan (Large & Medium Scale Industry)-Manufacturing 9.00%
    SC-2. Term Loan (Large & Medium Scale Industry)-Non Manufacturing 9.00%
    3 Term Loan (Small Scale Industry) 9.00%
    4 Working Capital (Large & Medium Scale Industry)
    SC-1. Working Capital (Large & Medium Scale Industry)-Manufacturing 9.00%
    SC-2. Working Capital (Large & Medium Scale Industry)-Non Manufacturing 9.00%
    5 Working Capital (Small Scale Industry) 9.00%
    6 Export (Maximum Rate) 7.00%
    7 Trade Financing (Commercial)
    SC-1. Trade Financing (Large & Medium Scale Industry) 9.00%
    SC-2. Trade Financing (Small Scale Industry) 9.00%
    SC-3. Bills Purchased & Discounted 9.00%
    8 Housing Loan
    SC-1. Commercial House Building Loan 9.00%
    SC-2. Residential House Building Loan 9.00%
    9 Consumer Credit
    SC-1. Auto Loan 10.00%
    SC-2. Other Consumer Credit 9.00%-10.00%
    Flexi Loan 10.00%
    Salary Loan 11.00%
    Premium Overdraft 10.00%
    Aamar Account Overdraft - Secured 10.00%
    Aamar Account Overdraft - Unsecured 11.00%
    Term Loan 10TK AC Holder 9.00%
    10 Credit Card 20.00%
    11 Credit to Non Bank Financial Institution (NBFI) 9.00%
    12 Others: Lease Finance 9.00%
    13 Lending against Financial Obligation
    SC-1. Lending against Fixed Deposit (FD)/Deposit Scheme (DS) FD/DS Rate +
    of IFIC Bank 2.00%
    SC-2. Lending against Other Financial Obligation (FO)
    (Govt. Approved Securities /ICB Unit Certificate/ 9.00%
    WEDB)

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