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Key fact statement

Applicant Name

ADITYA ATMARAM JAGDALE

Lending partner

Poonawalla Fincorp Limited & Quadrillion Finance


Private Limited

Date

22 Aug 2023 22:08:57 (Indian Standard Time)

Breakdown

Transfer amount (a) ₹25,100.00

Processing fees1 (b) ₹753.00

Loan Protection Fee (c) ₹0.00

Loan amount (d = a + b + c) ₹25,853.00

Interest (e) ₹3,204.94

Total payable (d+e) ₹29,057.94


Repayment details

APR2 (for disbursal of ₹25,100.00) 29.45%

Interest Rate 24.1%

Loan tenure 12 months

Repayment frequency Monthly

No of instalments 12

Instalment amount ₹2,421.49

Cooling-off period3 3 days

Cooling-off charges4 ₹150.00


Original repayment schedule

DUE PRINCIPAL INTEREST AMOUNT PRINCIPAL


DATE REMAINING

05 Sep 2023 ₹2,165.44 ₹256.05 ₹2,421.49 ₹23,687.56

05 Oct 2023 ₹1,945.76 ₹475.73 ₹2,421.49 ₹21,741.80

05 Nov 2023 ₹1,984.84 ₹436.65 ₹2,421.49 ₹19,756.96

05 Dec 2023 ₹2,024.70 ₹396.79 ₹2,421.49 ₹17,732.26

05 Jan 2024 ₹2,065.37 ₹356.12 ₹2,421.49 ₹15,666.89

05 Feb 2024 ₹2,106.85 ₹314.64 ₹2,421.49 ₹13,560.04

05 Mar 2024 ₹2,149.16 ₹272.33 ₹2,421.49 ₹11,410.88

05 Apr 2024 ₹2,192.32 ₹229.17 ₹2,421.49 ₹9,218.56

05 May 2024 ₹2,236.35 ₹185.14 ₹2,421.49 ₹6,982.21

05 Jun 2024 ₹2,281.26 ₹140.23 ₹2,421.49 ₹4,700.95

05 Jul 2024 ₹2,327.08 ₹94.41 ₹2,421.49 ₹2,373.87

05 Aug 2024 ₹2,373.87 ₹47.68 ₹2,421.55 ₹ 0.00


Prepayment charges

No interest or fees is charged on prepayment of future


dues4 & 5. Moreover, no interest is charged if the loan is
paid in full at once by the 1st due date.

Penalty charge calculation

Rate of annualized penal interest in case of delayed


payments (applicable per day): 36.5% PA on EMI
overdue.
One-time penal charge on the first overdue day for
each EMI: ₹500 or 30% of EMI due (whichever is lower)
Grievance redressal officer

Mr. Jayesh M
Quadrillion Finance Private Limited
https://quadrillion.finance
Email: help@quadrillion.finance

Contact no: 079-410-57429.

Address: No.9, Ashford Park View, 80 Feet Rd, Next to


Wipro House Building, Koramangala, 3rd Block,
Bangalore-560034

Mr. Vikram Krishnan


Garagepreneurs Internet Pvt Lt
https://www.sliceit.com

Email: customergrievance@sliceit.com

Contact no: 93806 16749.


Address: 747 Pooja building, 80 feet road, Koramangala,
4th Block, Bangalore - 560034

Arnab Das
Poonawalla Fincorp Limited
https://poonawallafincorp.com/

Email: compliance@poonawallafincorp.com

Contact no: 020 67808090

Address: 201 and 202, 2nd floor, AP81, Koregaon Park


Annex, Mundhwa, Pune - 411 036

List of authorized agents Link


1. Flat fee is inclusive of 18% GST
2. APR is calculated excluding the GST component of flat fee. In
case the loan gets disbursed at a later date to your account,
your APR may vary and accordingly a revised KFS will be made
available.
3. Time provided to the borrower for exiting the loan.
4. One-time processing fee that will be levied if you close the loan
during cooling-off period.
5. During foreclosure, 2 days of extra interest will be charged from
the paid date due to settlement delay.

Digitally Signed by: DS QUADRILLION FINANCE PRIVATE LIMITED 1


Time: 2023-08-22 22:09:00 IST

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