To Buy Gaurav Sir's Current Affairs click on the below link - To know more, download Study IQ APP

https://studyiq.com/course-detail/gaurav-sir-current-affairs https://play.google.com/store/apps/details?id=com.studyiq.android

For any Assistance Please Feel Free to Contact at - 95544 43351

 Asian Development Bank (ADB) and
Fourth Partner Energy Private Limited
signed a long-term loan of about $14.7
million to construct and operate a 25-
megawatt solar photovoltaic-based
power plant to increase clean and low-
cost energy supply to commercial and
industrial customers.

The power plant will be located in

Tirunelveli district in the state of Tamil
Nadu & is expected to generate about
50.7 gigawatt-hours of electricity
annually
In a meeting convened in Mumbai, the
managing committee of the Finance
Industry Development Council (FIDC)
has appointed Mr. Umesh Revankar,
who presently serves as the Executive
Vice Chairman for Shriram Finance
Limited, as the new Chairman of FIDC.

Finance Industry Development Council

(FIDC) was formed in 2004 and is the
recognized face of the NBFC sector.

Headquartered in Mumbai
Indian conglomerate ITC will invest
Rs 1,500 crore in Madhya Pradesh
to set up an integrated food
manufacturing and logistics facility
and a sustainable packaging
products manufacturing facility at
Sehore.
 The Competition Commission of India (CCI) approved the merger of
Vistara with Air India.

Air India comprises four airlines, including AirAsia India and Air India
Express apart from Vistara.

Singapore Airlines, which is a co-owner of Vistara alongside Tata

Sons, will get a 25.1% stake in Air India and make an investment of
₹2,059 crore in the Tata-owned airline as part of an agreement to merge
their joint-venture airline with Air India.

Vistara – 51% owned by TATA, 49% owned by Singapore airlines

Vistara will be integrated with Air India to form-the airline’s full-service
business, while AirAsia India will be merged with Air India Express to
form the group company’s low-cost arm.

The latter’s merger is expected to conclude by March 2024. In June last

year, the CCI had approved the full acquisition of AirAsia India by Air
India and months later, Tata Sons raised their shareholding from 81.7%
to 100% by acquiring the remainder from Malaysia’s AirAsia Aviation
Group Ltd. for $18.8 million.
 RBI Governor Shaktikanta Das has been rated
‘A+’ in the Global Finance Central Banker
Report Cards 2023,

Das has been placed at the top of the list of

three central bank governors who have been
rated A ." "The Bank Governors who earned an
‘A+’ grade in the Global Finance Central Banker
Report Cards 2023 are Shaktikanta Das from
India, Thomas J. Jordan (Switzerland), Nguyen
Thi Hong (Vietnam),"
PhonePe announced its foray into stock
broking business with the launch of a
new mobile application called
‘Share.Market’

It will be available as a mobile app and a

dedicated web platform, enabling retail
investors to buy stocks, engage in intra
day trades, buy curated WealthBaskets
and mutual funds.
PhonePe has launched its own app store
platform to attract Android developers
in India. The Indus Appstore Developer
Platform. It offers free registration and
upload of apps for the first year, no
platform fee and no commission on in-
app purchases, making it a more
appealing option than Google’s Play
Store.

The app store also supports many

features that are relevant to the local
market, such as third-party payment
providers, 12 Indian languages, and a
phone number-based login system.
 What is Angel Tax?

Angel tax came into being after a financial amendment was introduced in
2012 in the form of Section 56 (2) (viib) of the Income Tax Act 1961 to
plug money laundering practices.

In a bid to curb overvaluation and maintain transparency in capital

transactions, unlisted companies issuing shares at a price exceeding their
fair market value will be subject to Angel Tax at 30.6 per cent effective
September 25.

While earlier only investments made by a resident investor used to

attract angel tax, the Budget for 2023-24 widened its ambit to include
non-resident investors
 What is Angel Tax?

As per the Budget, the excess premium will be considered as 'income

from sources' and taxed

However, startups registered by the DPIIT (Department for promotion of

industry and internal trade) are exempt from the new norms.

The Income-tax (Twenty first Amendment), Rules, 2023, which modifies

rule 11UA specify that the fair value of the shares will be as determined
by the methods provided. Anything above, after accounting for a 10 per
cent safe harbour margin, will be deemed as taxable premium.
 What is Angel Tax?

The amended rules have retained the five new valuation

methods proposed in the draft rules for consideration received
from the non-residents –

(i) Comparable Company Multiple Method

(ii) Probability Weighted Expected Return Method
(iii) Option Pricing Method
(iv) Milestone Analysis Method
(v) Replacement Cost Method
SBI Card introduced the ‘SimplySAVE Merchant SBI Card‘, a
specialized credit card tailored for micro, small, and medium
enterprises (MSMEs).

1. Short-term Credit
This card provides MSME merchants with access to interest-
free short-term credit, helping them manage their cash flow
effectively.
2. RuPay Network
The card operates on the RuPay network, offering wider
acceptance and accessibility across various merchant outlets
and online platforms.
3. UPI Integration
Cardholders can link their SimplySAVE Merchant SBI Card to
the Unified Payments Interface (UPI), enabling them to make
payments through various UPI-enabled third-party apps.
This integration enhances the card’s versatility and ease of
use.
Odisha - CSP Plus banking outlets in 4,373 unbanked gram panchayats
(GPs) at a cost of Rs 500 crore

CSP (customer service point) Plus banking outlets will be opened in

coordination with six public sector banks (PSBs),

six PSBs — State Bank of India (SBI), Punjab National Bank (PNB), UCO
Bank, Union Bank of India, Bank of Baroda and Bank of India

Out of the 6,798 GPs, around 65% (4,373 GPs) do not have brick and
mortar branches. He informed that the state government will provide
rent-free banking space for 5 years. In addition to this, the government
will also bear one-time expenses for fixed cost and recurring expenses
for a period of three years.
 The government has received about
₹1487 crore from NTPC as dividend
tranche.
This was the Final Dividend for the
financial year 2022-23.

The company released ₹2908.99 crore

which constituted 30% of the paid-up
equity share capital.

Government has respectively received

about ₹2,106 crore, ₹1,791 crore and ₹58
crore from NTPC, PGCIL, and Engineers
India Ltd as dividend tranches.
 The UK government announced that it had
agreed a joint investment package with Tata
Steel for Britain's largest steelworks in Wales,
including a grant worth up to £500 million.

Tata steel giant will invest in electric frc Furnace

steelmaking at the Port Talbot steel plant in
Wales, with a total capital expenditure of £1.25
billion, inclusive of the £500 million grant.

Port Talbot steelworks is the UK's single biggest

carbon emitter, and the government has been
looking to help British Steel and Tata Steel to
replace dirty blast furnaces.
Max Life Insurance, a private life insurer, has ventured into the
health and wellness segment with the launch of a new plan,
SEWA.

The Secure Earnings & Wellness Advantage (SEWA) plan covers

hospitalisation, ICU stay, surgeries, critical illness, and disability,
besides life cover.
 India has achieved the top rank among 154 nations in
grassroots crypto adoption, displaying remarkable
resilience in the face of challenging regulatory
conditions, as revealed by Chainalysis’ 2023 Global
Crypto Adoption Index.

Nigeria 2nd in the index, Vietnam 3rd spot

United States 4th position

India has 30% tax on gains and a 1% TDS (Tax Deducted

at Source) on crypto trades
 Ashok Leyland will invest ₹1,000 crore in
Uttar Pradesh to set up a bus
manufacturing facility focused on clean
mobility.

Owned by the Hinduja group

Initially, the commercial vehicle major will

sanction an initial investment of ₹200 crore
for setting up the plant, which will then
expand to ₹1,000 crore over the next five
years, according to the statement.
Juspay, India's leading payments company,
has partnered with Yes Bank to launch
HyperUPI, NPCI's plug-in Software
Development Kit (SDK) that enables in-app
UPI payments in merchant apps.

Merchants can now offer simple “1-click UPI

experiences" in their Android and iOS apps
without having to become an official UPI
app. Customers will no longer need to
depend on another app to make UPI
transactions as these payments can now be
made on the merchant's app.
RBI summarises the findings of the CCS. It plots two indices. The first one
is the current situation index (CSI); or how consumers feel via-a-vis a year
ago. The second one is the future expectations index (FEI); or how
consumers expect things to be a year ahead.

Sentiments are important

Consumers spend more when they are optimistic about the state of the
economy and their financial circumstances

India’s economic growth is consumption dependent

The Current Situations Index (CSI) dipped to 88.1 in July from 88.5 in
May 2023
The RBI has introduced norms on the Basel III capital framework for All
India Financial Institutions (AIFIs), which will come into effect from
1st April 2024.

India has five AIFIs - EXIM Bank, NABARD, NaBFID, NHB, and SIDBI

“As the Indian economy grows, AIFIs are increasingly being seen as key
institutions to promote the flow of direct or indirect credit to the
economic sectors they cater to. It has been decided, therefore, to extend
the Basel III Capital framework to the AIFIs,” RBI said.
 Capital adequacy

AIFIs will be required to maintain a minimum total capital adequacy of 9

per cent by April 2024, wherein minimum tier-I capital will need to be at
7 per cent and common equity tier-I (CET-1) capital at 5.5 per cent.

For NHB, the implementation date will be July 2024, given that its
accounting year is July–June.
 The central bank has capped AIFIs’ investments in capital
instruments of banking, financial, and insurance entities
at 10 per cent of their capital funds.

AIFIs will not be allowed to acquire a fresh stake in a bank’s

or AIFI’s equity shares if the acquisition leads to its holding
exceeding 5 per cent of the investee’s equity capital.

Further, AIFIs’ equity investment in a single entity cannot exceed 49 per

cent of the equity of the investee.
Reserve Bank of India constructed a composite Financial Inclusion Index
(FI-Index) to capture the extent of financial inclusion across the country.

The index captures information on various aspects of financial inclusion

in a single value ranging between 0 and 100, where 0 represents
complete financial exclusion and 100 indicates full financial inclusion.

The FI-Index comprises of three broad parameters (weights indicated in

brackets) viz., Access (35%), Usage (45%), and Quality (20%)
 “Held to Maturity” (HTM) means the category of investment portfolio
maintained by the banks with intention to hold securities upto maturity.

“Held for Trading” (HFT) means the category of investment portfolio

maintained by the banks with intention to trade in securities by taking
advantage of the short-term price/interest rate movements.

“Available for Sale” (AFS) means the category of investment portfolio of

banks, which do not fall within the HTM or HFT category.
 RBI has removed the 90-day ceiling on holding period of securities
under the Held For Trading (HFT) category.

Similarly, RBI removed the ceiling of 25% on the held-to-maturity (HTM)

in lenders’ investment portfolios.
 RBI also introduced a new category of investment, fair value through
profit and loss (FVTPL) account. The existing HFT category will now be
part of FVTPL category, according to the revised guidelines.

The investment portfolio of banks will now be divided into three

categories: FVTPL, HTM and available for sale (AFS).

HFT category was for debt securities purchased by banks with the intent
of selling them within a short period. Under FVTPL, debt instruments are
measured at fair value through a profit and loss account.
 Indian Banker Scaled Mt
Manaslu, World's Eighth Highest
Peak in Nepal

Sunil Kumar, who hails from

Haryana, reached the peak of Mt
Manaslu which stands at 8,163
metres above sea level

He is the first Indian climber to

summit the world’s eighth
highest mountain peak in this
season.
 Adani Group bagged two
contracts worth Rs 13,888 crore
from a state-owned discom to
install smart meters.

The two zones awarded to Adani

include Bhandup, Kalyan and
Konkan having 63.44 lakh
meters, and Baramati and Pune
having 52.45 lakh meters.
 The Ministry of Agriculture and Farmers’
Welfare launched an AI chatbot — the first
of its kind to be integrated with a major
flagship scheme of the central government
— for the PM-KISAN scheme.

AI chatbot launch marks a “significant” step

towards enhancing the efficiency and reach
of the PM-KISAN scheme, while providing
the farmers with “prompt, clear and
accurate” responses to their queries.

“It has been developed and improved with

the support of EkStep foundation and
Bhashini.
 EPFO adds 18.75 lakh Net Members in month of July 2023;
Highest payroll addition ever

The addition during the month is the highest since first publishing of
EPFO payroll data from April 2018 covering the period of September,
2017 onwards.

According to the data, around 10.27 lakh new members enrolled in July
2023, the highest number since July 2022. The majority of new EPFO
members are between the ages of 18 and 25, accounting for roughly
58.45% of total new member additions during the month.
 This demonstrates an increasing trend in youth enrolment

As per gender analysis of payroll data, approximately 3.86 lakh net female
members were added to the payroll in July 2023. For the first time, around 2.75
lakh female members have been covered by social security.

Net member addition is highest in the five states of Maharashtra, Tamil Nadu,
Karnataka, Gujarat, and Haryana, according to a state-by-state analysis of
payroll data.
Maharashtra leads the way among all states, adding 20.45% of net members
during the month.

Of the total net membership, around 38.40% addition is from expert services
(consisting of manpower suppliers, normal contractors, security services,
miscellaneous activities etc.).
ESIC added 19.88 lakh members Employees’ State Insurance Corporation
(ESIC) has added 19.88 lakh new employees under its health insurance
scheme ESI in July, 2023.

The data shows that more jobs were created for the youth. Of the total
19.88 lakh employees added during this period, 9.54 lakh employees
were below 25 years of age. Similarly, the net enrolment of women
members in July was 3.82 lakh.
It is mandatory for salaried employees with an income of less than
Rs.15,000 per month to register for an EPF account.

As per law, it is mandatory for organisations to register for the EPF

scheme if they have more than 20 employees working for them.
 Contribution Rate for Employee’s Salary up to Rs.15,000
Employee contribution to EPF: 12% of salary.
Employer contribution to EPF: 3.67% of salary.
Employer contribution to EPS: 8.33% of salary subject to a ceiling of Rs. 15,000
salary, i.e. Rs. 1,250.

Breakup of Contribution if Salary is above Rs. 15,000

If an employee’s salary is Rs.15,000 or more, the employer’s 12% contribution is
divided into two parts.
8.33% of Rs 15,000 goes to EPS account. i.e. Rs 1,250 per month, and balance
Amount exceeding Rs 1,250 per month is transferred to the EPF account.
For example, if an employee’s basic salary + dearness allowance is Rs.50,000:
Employee contribution to EPF (12% of Rs.50,000): Rs. 6,000.
Employer contribution to EPF (3.67% of Rs.50,000): Rs. 1,835.
Employer contribution to EPS: Rs. 1,250.
 The Universal Account Number (UAN) makes it convenient to login to
the EPFO member portal. The UAN is a 12-digit number allotted to each
member by EPFO. The UAN of an employee remains the same even after
he/she switches jobs.

Centre notified
8.15% rate of interest for FY23 under EPF scheme
ESIC
 The National Association
of Software and Service
Companies (NASSCOM) is
an industry association
established in 1988 that
represents India’s IT sector
which reached $245 billion
in FY23
 REC Limited has entered into a foreign currency
term loan agreement worth USD100 million with
The Export Import Bank of India (EXIM Bank).

The loan's proceeds will be used towards

refinancing for on-lending to REC's borrowers in
the power, infrastructure, and logistics sectors for
importing capital equipment.

REC Limited, formerly Rural Electrification

Corporation Limited, of which Power Finance
Corporation Limited is holding company, which in
turn is under the ownership of the Ministry of
Power was set up in 1969.
 Department of Posts entered into an
agreement with Shiprocket.

This agreement will lead to technical

integration between Dak Ghar Niryat
Kendra and Shiprocket and enable India
based sellers, using Shiprocket, to
directly generate e-PBE and shipping
labels from Shiprocket platform itself.
The exporters can avail packaging, label
printing, pickup facility and induct their
shipments to the nearest DNK in any
part of the country.
 Union Minister for Education and Skill Development & Entrepreneurship Shri
Dharmendra Pradhan launched a 3-year partnership “Education to
Entrepreneurship: Empowering a generation of students, educators and
entrepreneurs” between Ministry of Education, Ministry Skill Development &
Entrepreneurship and Meta

3 Letters of Intent (LoI) were exchanged between Meta and NIESBUD, AICTE
and CBSE.
The National Institute for Entrepreneurship and Small Business Development is
a premier organization of the Ministry of Skill Development and
Entrepreneurship

Under the partnership with NIESBUD, 5 lakh entrepreneurs will get access to
digital marketing skills by Meta over the next 3 years. Budding and existing
entrepreneurs will be trained in digital marketing skills using Meta platforms in
7 regional languages to begin with.
 Scheme for Viability Gap Funding (VGF) for
development of Battery Energy Storage Systems (BESS)

The approved scheme envisages development of 4,000 MWh of BESS projects

by 2030-31, with a financial support of up to 40% of the capital cost as
budgetary support in the form of Viability Gap Funding (VGF).

The move is expected to bring down the cost of battery storage systems
increasing their viability.
The VGF for development of BESS Scheme, with an initial outlay of Rs.9,400
crore, including a budgetary support of Rs.3,760 crore, signifies the
government's commitment to sustainable energy solutions. To ensure that the
benefits of the scheme reach the consumers, a minimum of 85% of the BESS
project capacity will be made available to Distribution Companies (Discoms).
 The Telangana government and UAE-
based leading cooling utility player
Tabreed have decided to collaborate
for developing cooling infrastructure in
industrial parks, including the
proposed Hyderabad Pharma City, as
well as a few other places.

Under their partnership, Tabreed, will

over time develop 1.25 lakh
refrigeration tonnes (RT) of district
cooling plants and networks with up to
$200 million investment in Telangana.
 SBI Life Insurance, has recently launched its very first 'LifeVerse Studio',
on Metaverse to connect with the next wave of young internet users and
revolutionize consumer experience in an immersive virtual world.

SBI Life's 'LifeVerse Studio' is designed for the users to create their
avatars to connect with a diverse set of audiences.
Senco Gold & Diamonds has
launched India’s “first virtual
jewellery showroom” on the
metaverse, called
‘Sencoverse’.

The initiative offers a new and

immersive way for customers
to shop for jewellery from the
comfort of their homes, the
company said.
 SBI General Insurance, one of India’s
leading general insurers, has been
recognized as a Great Place To Work
Certified in India from September 2023 to
September 2024 period.

The Company was certified after a

comprehensive evaluation and
assessment process. It reflects the brand’s
values and belief that a happy workforce
leads to more creativity, ensures
customer satisfaction, and drives business
success.
 Utkarsh Small Finance Bank

1st small finance bank to launch Interoperable Cardless Cash Withdrawal

(ICCW) Using UPI on its ATM networks

Advantages of ICCW

The ICCW has numerous advantages

1. Elimination of skimming, cloning, and other card-related frauds
2. Generation of a single-use dynamic QR code for each transaction,
enhancing security
3. Freedom from carrying multiple physical cards for cash withdrawals, as
ICCW permits withdrawals from multiple accounts linked to UPI
4. Accessibility for customers who have completed KYC (Know Your
Customer) but have not yet received a physical card
 JP Morgan Chase & Co will become the first global index
provider to include Indian bonds on its emerging market index

Currently, foreign investors own two per cent of Indian debt, a

number which could more than double after the next inclusion.

India will be included into the JPM GBI-EM Global Diversified

Index as of 28 June 2024. Its ultimate weight will likely reach the
10% cap, which will be scaled in at 1% per month. The inclusion
will be phased over 10 months till March 31, 2025.
 Axis Bank launches ‘NEO for Business’,
a distinctive Transaction Banking platform
specially curated for Indian Micro, Small,
and Medium Enterprises (MSMEs).

The MSME Business Banking landscape is

evolving rapidly, and there is a need for a
comprehensive solution for all their
Banking and Beyond Banking
requirements.

‘NEO by Axis Bank’ was launched as a

platform for corporate banking customers
offering a complete suite of digital banking
products and services.
The Union Cabinet decided to extend the Pradhan Mantri Ujjwala Yojana
(PMUY) to 75 lakh more consumers by providing them LPG connections
over three years from 2023-24 to 2025-26.

A meeting of the Cabinet, chaired by Prime Minister Narendra Modi, also

allocated ₹1,650 crore to implement the decision. The total number of
beneficiaries under the scheme will now be 10.35 crore.

On August 29, the Union Petroleum Ministry, after announcing a ₹200

decrease in the prices of LPG cylinders

A subsidy of ₹200 per 14.2 kg LPG cylinder for up to 12 refills per year
will be provided to PMUY consumers. The subsidy also includes ₹2,200
per connection (14.2 kg single bottle connection), and ₹1,300 per
connection (5 kg single bottle connection).
The Ministry of New & Renewable Energy
(MNRE) has relaxed the domestic content
requirement (DCR) norms for solar cells
under Component C of the PM KUSUM
scheme by Ministry of MNRE till March
2024.
The Scheme consists of three components:

• Component A: 10,000 MW of solar capacity through installation of

small Solar Power Plants of individual plants of capacity upto 2 MW.
• Component B: Installation of 20 lakh standalone Solar Powered
Agriculture Pumps.
• Component C: Solarisation of 15 Lakh Grid-connected Agriculture
Pumps.

• Till 31.03.2026
• Mastercard, a global technology company in the payments industry,
has launched an ALT ID solution for guest checkout transactions.
• ALT ID is a custom-made capability developed by Mastercard to create
an alternate identifier for the real card numbers provided by
cardholders during guest checkout transactions on e-commerce
platforms.
• This solution will enhance online payment security for both merchants
and consumers.
Paytm launches Card Soundbox – India’s First Soundbox that
will Accept all Domestic & International Card Payments
 Google Cloud announced its partnership with the government's
computer emergency response unit CERT-In to train 1,000 government
officials and provide 1 lakh cybersecurity certificate scholarships to
learners.
• IndusInd Bank has agreed to a
multi-year sponsorship deal with
the International Cricket Council
(ICC), beginning with the men's
Cricket World Cup in India.

"The multi-year deal is valued at

$20-$24 million (about Rs 160-200
crore).

• Recently, Mastercard too became

the top-tier sponsor for the ICC
Cricket World cup
• SBI, country’s largest lender, has
launched the ‘Nation First Transit
Card’ facilitate the seamless and
convenient customer commuting
experience and ensure easy digital
ticketing fare payments in metro,
buses, water ferries, parking, etc.,
through a single card.

• The Nation First Transit Card is

powered by RuPay and National
Common Mobility Card (NCMC)
technology.
 Ramesh Bais, Governor of Maharashtra inaugurated the 4th edition of
World Trade Expo

It is an effective platform for MSMEs to explore new global markets and

identify opportunities in trade, tourism and technology exchange.

It is India’s biggest business platform for aiding global trade linkages

especially for MSMEs.

The Expo is scheduled from 3-4 Oct 2023 at World Trade Center, Cuffe
Parade, Mumbai. The event is organised jointly by World Trade Center
Mumbai and All India Association of Industries (AIAI) with a view to
highlight technology as a key driver of trade and tourism
 The President Droupadi Murmu inaugurated the first Uttar Pradesh
International Trade Show at Greater Noida on September 21, 2023.

More than 2000 manufacturers displayed their products and more than
400 buyers from 66 countries participated in this trade show.

Along with handicrafts-based products, young entrepreneurs of the

state, especially women entrepreneurs also showcased their products.

Uttar Pradesh ranks first among all the states with more than 96 lakh
MSMEs. The state's exports have increased from around Rs. 88,000 crore
in the year 2017-18 to about Rs. 1,75,000 crore in the financial year 2022-
23.
HSBC India announced the launch of 'ONDC in a
Box', a one-stop-shop proposition for corporates
towards seamless enablement on ONDC.

With this launch, HSBC India becomes the first

foreign bank in India to offer an ONDC-enabled
proposition.

The Open Network for Digital Commerce (ONDC)

is an initiative by Department for Promotion of
Industry and Internal Trade, and Ministry of
Commerce and Industry to build an open,
interoperable network on which buyers and
sellers can transact without needing to be present
on the same platform.
 UNDP India and NABARD signed a MoU to co-create data-driven innovations
in agriculture and food systems to support smallholder farmers. Under the
MoU, the organisations will work to improve lives and livelihoods of
smallholder farmers by sharing open-source data for product development,
transfer of technology and supporting the framing of agrarian policies, Nabard
and United Nations Development Programme (UNDP) India said in a joint
statement on Tuesday.The partnership aims at enhancing and disseminating
collaborative digital public goods like DiCRA (Data in Climate Resilient
Agriculture). DiCRA provides open access to key geospatial datasets pertinent
to climate resilient agriculture.
Tata Consultancy Services (TCS) has partnered with Dassault Systèmes
through its Living Heart Project that unites an ecosystem of
cardiovascular researchers, educators, medical device developers,
regulatory agencies including US FDA, and practicing cardiologists, to
develop and validate realistic digital simulations of the human heart.
 India has been ranked 52nd out of 121 countries
in the Digital Quality of Life Index

The survey has been carried out by cybersecurity firm Surfshark.

The annual survey by the Netherlands-based firm has ranked 121

countries on five factors: internet quality, internet affordability, e-
infrastructure, e-government and e-security.

The top 3 Countries in the Digital Quality of Life Index survey are
Denmark, South Korea, and Finland.
 India ranked 56th position in World Talent Ranking 2023 Out of 64
economies

Index given by International Institute for Management Development

(IMD) based in Lausanne, Switzerland.

The IMD World Talent Ranking considers various factors, including the
quality of life, statutory minimum wage, and primary and secondary
education.

Switzerland secured the top position, followed by Luxembourg in second

place, and Iceland, Belgium, and the Netherlands rounding out the top
five.
To Buy Gaurav Sir's Current Affairs click on the below link - To know more, download Study IQ APP
https://studyiq.com/course-detail/gaurav-sir-current-affairs https://play.google.com/store/apps/details?id=com.studyiq.android

For any Assistance Please Feel Free to Contact at - 95544 43351