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1. Rujuk jadual kadar premium tahunan bagi setiap RM 1 000 nilai muka insurans .
Refer the annual premium rate schedule per RM1 000face valua for a yearly renewable term
insurance.
a. Encik Rama ingin membeli polisi insurans bernilai RM 200 000. Dia berumur 36 tahun ,
seorang yang sihat dan tidak merokok.
Mr Rama wants to buy an insurance policy worth RM200 000. He is 36 years old, healthy
and a non- smoker.
b. Puan Jaya berumur 40 tahun , seorang yang sihat dan tidak merokok ingin membeli polisi
insurans bernilai RM150 000 dan menambah polisi penyakit kritikal. Syarikat insurans
menawarkan polisi tersebut dengan memberikan perlindungan sebanyak 30% nilai muka
asas dan kadar permium bagi setiap RM1 000 ialah RM1.80 mengikut umur dan status
kesihatan
Madam jaya is 36 years old , healthy and a non-smoker. She wants to buy an insurance
policy worth RM150 000 and wants to add a critical illness policy. The insurance firm offers
a critical illness policy with a coverage of 3o% of basic face and the premium rate RM1.80
per RM1 000 based on Madam jaya’s age and health status.
2. Rujuk jadual kadar premium tahunan bagi setiap RM 1 000 nilai muka insurans .
Refer the annual premium rate schedule per RM1 000face valua for a yearly renewable term
insurance.
a. Encik Rakkkesh ingin membeli polisi insurans bernilai RM180 000. Dia berumur 38 tahun ,
seorang perokok.
Mr Rakkesh wants to buy an insurance policy worth RM180 000. He is 38 years old and
smoker.
b. Puan Darvin berumur 39 tahun , seorang perokok ingin membeli polisi insurans bernilai
RM250 000 dan menambah polisi penyakit kritikal. Syarikat insurans menawarkan polisi
tersebut dengan memberikan perlindungan sebanyak 30% nilai muka asas dan kadar
permium bagi setiap RM1 000 ialah RM1.77 mengikut umur dan status kesihatan
Madam Darvin is 36 years old and smoker. She wants to buy an insurance policy worth
RM250 000 and wants to add a critical illness policy. The insurance firm offers a critical
illness policy with a coverage of 3o% of basic face and the premium rate RM1.77 per
RM1 000 based on Madam jaya’s age and health status.
3. Rujuk jadual kadar premium tahunan bagi setiap RM 1 000 nilai muka insurans .
Refer the annual premium rate schedule per RM1 000 face valua for a yearly renewable term
insurance.
a. Cik Shanti ingin membeli polisi insurans bernilai RM300 000. Dia berumur 35 tahun , seorang
perokok.
Cik Shanti wants to buy an insurance policy worth RM300 000. He is 35 years old and
smoker.
b. Encik Kabilan berumur 37 tahun , seorang perokok ingin membeli polisi insurans bernilai
RM160 000 dan menambah polisi penyakit kritikal. Syarikat insurans menawarkan polisi
tersebut dengan memberikan perlindungan sebanyak 40% nilai muka asas dan kadar
permium bagi setiap RM1 000 ialah RM1.90 mengikut umur dan status kesihatan
Encik Kabilan is 37 years old and smoker. She wants to buy an insurance policy worth
RM160 000 and wants to add a critical illness policy. The insurance firm offers a critical
illness policy with a coverage of 40% of basic face and the premium rate RM1.90 per
RM1 000 based on Madam jaya’s age and health status.
4. Rujuk jadual kadar premium tahunan bagi setiap RM 1 000 nilai muka insurans .
Refer the annual premium rate schedule per RM1 000 face valua for a yearly renewable term
insurance.
a. Cik Shanti ingin membeli polisi insurans bernilai RM120 000. Dia berumur 39 tahun ,
seorang sihat dan bukan perokok.
Cik Shanti wants to buy an insurance policy worth RM120 000. He is 39 years old and
healthy and non- smoker.
b. Puan Jaspreet berumur 37 tahun bukan seorang perokok ingin membeli polisi insurans
bernilai RM175 000 dan menambah polisi penyakit kritikal. Syarikat insurans menawarkan
polisi tersebut dengan memberikan perlindungan sebanyak 40% nilai muka asas dan kadar
permium bagi setiap RM1 000 ialah RM1.77 mengikut umur dan status kesihatan
Puan Jaspreet is 37 years old and non- smoker. She wants to buy an insurance policy
worth RM175 000 and wants to add a critical illness policy. The insurance firm offers a
critical illness policy with a coverage of 40% of basic face and the premium rate
RM1.77 per RM1 000 based on Madam jaya’s age and health status.
5.
a. Hitung jumlah insurans yang harus dibeli oleh Encik Rackkesh bagi rumah itu.
bRumah Encik Rackkesh telah mengalami kebakaran dan jumlah kerugiannya adalah sebanyak
RM110 000. Hitung bayaran pampasan yang akan diterima oleh Encik Rakkesh jika dia
menginsuranskan rumahnya
iii. Pada jumlah insuran yang harus dibelinya
iv. Dengan jumlah RM 500 000. Seterusnya , hitung jumlah nilai penalti ko-
insurans
c. Rumah Encik Rackkesh telah mengalami kerugian menyeluruh . Jika dia menginsuranskan
rumahnya dengan RM600 000 , hitung nilai pampasan yang diterima
CUKAI JALAN / ROAD TAX
Rashid had a chargeable income of RM53 789 in 2021. He had paid zakat amounting to
RM320 in that year. Calculate the income tax to be paid by Rashid for that year.
2. Mr Chan had total annual income of RM45 880 in the year 2021. He donated RM310 to a
goverment approved charity organanisation. The table below shows the tax reliefs claimed by
Mr Chan.
Encik Chan mempunyai jumlah pendapatan tahunan sebanyak RM45 880 pada tahun 2021.
Beliau telah mendermakan RM310 kepada sebuah badan kebajikan yang diluluskan oleh
kerajaan. Jadual di bawah menunjukkan pelepasan cukai yang dituntunya.
3 Jadual meunjukkan kadar cukai jalan untuk motosikal di Sabah dan Sarawak.
The table shows the road tax rates for motorcycle in Sabah and Sarawak.
Hitung cukai jalan untuk motosikal kegunaan persendirian di Sabah dengan kapasiti enjin berikut
Calculate the road tax for motorcycle for private use in Sabah with an engine capacity as
following
a. 160 cc b. 230 cc c. 280 cc d. 490 cc
4. Jadual menunjukkan kadar cukai jalan kereta persendirian di Semenanjung Malaysia.
The table shows the road tax rates for private car in Peninsular Malaysia.