Company Name Care Health Insurance Star Health Insurance

Plan Name Care Assure

Room Rent ( A limit of room rent Any Room ( Except Suite Or
Single Private Room
cover during hospitalization if any ) Above Category

ICU Limit No Sub Limit No Sub Limit

Domicillary Hospitalization ( It is
the expenses incurred on
Up To Rs 10% Covered Upto Sum Insured
treatment of the patient at home
)
Home Treatment Nursing
Not Covered Covered Upto Sum Insured
Charges
Pre-hospitalization ( Expenses
before the insured is hospitalized 30 Days 60 Days
)
Post-hospitalization ( Expenses
after discharge from the hospital 60 Days 180 Days
)
Non-allopathic ( Expenses
incurred on non-allopathic 20000 Per Year Covered Upto Sum Insured
treatment )

Day Care Treatment Covered (

Day care treatments refers to the
Upto Rs. 5L & 541 Day Care Upto Sum Insured & All Day
treatments that do not
Treatment Covered Care Treatment Covered
necessarily require 24hrs of
hospitalization like MRI. )

Organ Donor Expenses ( Expenses

incurred on organ donor in case Upto Rs 1L Covered Upto Sum Insured
of organ transplants )

Pre-existing Coverage ( If the After 3 Years, Can Get

insured is having some existing Reduced To 1 Year On
After 4 Years
diseases, that would be covered Additional Premium
after particular time period ) Payment

Cumulative Bonus ( The amount

Rs 2.50L Per Year Upto Rs
by which your sum assured gets Rs 0.5L Per Year Upto Rs 2.5L
10L
increased, if there is no claim. )
Restoration Details ( Increase of Unlimited Recharcge Upto Rs
Upto Rs 5L (on Unrelated
Sum Insured for non-related 10L (on Related And
Illness & On Partial
illness if the original sum insured Unrelated Illness & On
Exhaution)
is exhausted ) Partial Exhaution)
 Ambulance Charges ( Expenses Upto Rs 2000/-
Upto 10Lac
incurred on ambulance charges ) Hospitalization

Air Ambulance Not Covered Up to Rs 10% per Year

Maternity Benefits ( All
Hospitalization cost covered at Not Covered After 2 Years - Upto Rs 20K
the time of pregnancy. )
Health Checkup ( An added
Every Year Irrespective Of
benefit of one time full health Up To 5000
Claim
checkup of policy holder. )
Sub Limit ( Sub-limit is a
monetary capping that applies on Not Applicable Not Applicable
specific diseases like cataract )
Co-pay ( Mentioned %, if any is to
Applicable On Non Smart
be borne by Insured and rest will No Co-Pay
Select Hospital 20% Co-Pay
be borne by insurer )