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August 23

COMMISSION
BROCHURE
MERCHANT

CASA Commission Scheme For FD

CASA Cash Withdrawal PAN Card Service

MATM & AePS Insurance

Domestic Money Transfer Recharge

International Money Transfer* - RIA Go Digit Shopkeepers Policy

CMS BrainGym Subscription

Pin Pad Offer Referral Product

*Subject to change without prior intimation

 List of all applicable schemes for this month

Sr. No. Page. No.

CASA
1 CASA - Base Commission NEW 03
2 CASA Incentive (CASA Double Dhamaka) 03
3 Open CASA Account 03
4 Exclusive Commission New
Revised 03
5 CASA MAB Offer 04
6 How To Get Commission Senefits With all CASA Scheme 04
CASA Withdrawal
7 CASA Cash withdrawal through Finger Print & Debit card Revised 05
8 MATM & AePS
AePS Offer 05
9 MATM Offer 05
10 Throughput Dhan Dhana Dhan Offer 05
11 AePS Cash Withdrawal & CASA Cash Deposit 06
12 AePS Mini Statement 06
13 Domestic Money Transfer
DMT Offer On NEFT Transaction 06
14 DMT Throughput Offer 06
15 International Money Transfer* - RIA 07
16 CMS
CMS Merchant Activation 07
17 Pin Pad Offer
Pax Pin Pad 07
18 Watch Data Pin Pad 07
19 Mantra Pin Pad offer 07
20 Commission Scheme For FD 07
21 Pan Card Service
Pan Card Services 07
22 Insurance
Insurance Marketing Fees 07
23 Go Digit Shopkeepers Policy 08
24 Atal Pension Yojana 08
25 Recharge
Recharge OTT – Customer Module 08
26 Top Up 08
27 BrainGym Subscription 08
28 KreditBee Loan 08
29 Referral Product 08

For Terms & Conditions, Kindy Scan QR Code

 CASA - Base Commission
*Standard Merchants
(2K Model) Saving Account Current Account
NEW

CASA Product Pratham Shubh Bhavishya Saral Jan Aarambh Suvidha Sampann

Base Price with DC ₹25/- ₹25/- ₹25/- ₹25/- --- --- — ₹50/-

Base Price W/o DC ₹10/- ₹10/- ₹10/- ₹10/- ₹10/- ₹10/- ₹10/- ₹10/-

* Above commissions are applicable for standard model merchants.

*For 35k & 59k model merchants ₹5/- & ₹10/- per account paid extra over and above the base commission.

*For Suvidha a/c opening commission applicable to all accounts opened in August and minimum DMT transaction of
₹ 5000/- till 5th september

*All Commission pay out to merchants for Saral account opening will be processed after successful funding of debit card
charges. For unsuccessful funding, the payout shall be considered in the month when funding is received,
till then the account shall roll over.

CASA Incentive
Earn Even More With Double Dhamaka

CASA Double Dhamaka - August 2023

Account Slab CASA incentive

1-2 0

3-5 ₹ 5/-

6-10 ₹ 10/-

11-25 ₹ 25/-

26-49 ₹ 35/-

>=50 ₹ 50/-

*The Double Dhamaka commission slab is applicable on

all types of CASA Account opened except Arambh &
Suvidha Account

Open CASA Account

1st UPI Txn Digit Total
On Every 3rd Initial Deposit With PAN Protect Policy First Pass Book
through
CASA FinoPay App. & MAB Card (Personal Accident) Printing incentive

Teen Pe Tees - on *Earn Commission of ₹50/- Earn an additional Earn ₹10/- extra Earn additional Incentive Earn ₹5/- extra on
every 3rd account on 1st UPI txn through ₹25/-for all per CASA opened first pass book print
you open, you Earn FinoPay from CASA opened with ₹1000/- with Pan Card 1.Marketing fees - ₹25/-
₹30/- over and above new Fino Account within 7 and above with a minimum 2.Introductory offer - ₹5/- *Applicable on account
all CASA Scheme. Days of Account Activation. balance ₹500/- opened on or after
(Does not include maintained *Applicable with Shubh 1st August 2023.
Suvidha in succeeding month Savings Account only (except Suvidha a/c)
Account.) of a/c opening.

Exclusive Commission
Revised

On 1st CASA Pan Card linked with

opening existing CASA offer
*T&C Apply

Earn ₹5/- extra in

Link existing Customer
Augustʼ23. Applicable to all Account with PAN &
existing and new merchant earn additional
payout of ₹10/-
*Applicable on all CASA
products expect

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Arambh and Suvidha
 Please inform all your prospective CASA customer about these benefits.

Free BrainGym Jr subscriptions with Bhavishya Savings

On 1st UPI Txn through FinoPay App. Account
Customer Free Subscription
*Now new Fino CASA customers can
earn cashback of ₹50/-* on 1st UPI txn through NEW For 3 months worth ₹499 /-
FinoPay within 7 Days of Account Activation.
Existing (on renewals) For 1 month worth ₹199 /-

CASA MAB Offer

For Shubh & Pratham Savings Account Customers
MAB Bucket (₹) Commission (%)

500-1000 0.05%

1001-5000 0.15%

Above 5000 0.25% or ₹50/- whichever is lower

Additional ₹10/- per a/c on Debit card Annual fee is charged on Pratham
Savings A/c from 2nd year onwards

* Must have opened atleast 25 accounts till 31st August 2023

& must open atleast 5 accounts in the month of September 2023

How To Get Commission Benefits With All CASA Scheme.

Earning potential on 50+ CASA Opening Per Account ₹

Shubh SA ₹205/-

Bhavishya / Saral / Pratham SA ₹175/-

Jan SA ₹160/-

Arambh SA ₹110/-

Sampann CA ₹200/-

IIIustration:-

Shubh Bhavishya/ Jan Arambh Sampann

Commission Structure
SA Saral/Pratham SA SA SA CA
Base Commission CASA Base commission 25 25 10 10 50
Initial deposit and MAB 25 25 25 25 25
Incremental
PAN Card commission 10 10 10 10 10
Commission
Fino Pay App Login + UPI txn 50 50 50 50 50
Teen pe Tees - NTB 10 10 10 10 10
Volume Commission
*Double Dhamaka (50+) 50 50 50 0 50
New CASA Active Mer *First CASA opening Incentive 5 5 5 5 5
Total Commission Per Account 175 175 160 110 200
*T&C Apply

Commission with Digit Total Protect Policy

(personal Accident Merchant 30 0 0 0 0
Insurance
Marketing Fees)
Total Commission Per Account With Bundling 205 175 160 110 200
*In highest income slab of Double Dhamaka Scheme, per account opening is ₹50/-
*First CASA opening Incentive is applicable for Merchant opening CASA first time only

*CASA account holders and merchants will get ₹50 /- each as commission if customers download
the FinoPay App and do ₹50 /- + UPItransactions within 7 days of account opening.
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 CASA Withdrawal
Revised
CASA withdrawal through Finger Print & Debit card

0.1% or upto ₹ 5/- Whichever is lower

*Applicable on Cash Withdrawal through MATM & withdrawal though Fingerprint.

* The maximum incentive earning potential
per txn is ₹5/-

Every Time You Do A Transaction, You Earn.

Great earnings await you with Fino. Go ahead, transact and earn.

AePS Offer MATM Offer

Effective Payout (AePS) Bucket New Effective Payout (MATM)
Bucket New Mini Option 1 Option 2 D.Dhan*
Option 1 Option 2 D.Dhan* Statement
Option 1 Option 2 Option 1 Option 2
100-999 1.00 1.00 1.00 1.50 3.50 3.50 100-999 1.00 1.00 1.00 2.00 2.00
1000-1499 2.00 2.00 1.00 1.50 4.50 4.50 1000-1499 2.00 2.00 1.00 3.00 3.00
1500-1999 3.00 3.00 1.00 1.50 5.50 5.50 1500-1999 3.00 3.00 1.00 4.00 4.00
2000-2499 4.00 4.00 1.00 1.50 6.50 6.50 2000-2499 4.00 4.00 1.00 5.00 5.00
2500-2999 5.00 5.00 1.00 1.50 7.50 7.50 2500-2999 5.00 5.00 1.00 6.00 6.00
3000-3999 7.00 11.00 1.00 1.50 9.50 13.50 3000-3999 7.00 11.00 1.00 8.00 12.00
4000-7999 7.00 7.00 1.00 1.50 9.50 9.50 4000-7999 7.00 7.00 1.00 8.00 8.00
8000-10000 10.00 7.00 1.00 1.50 12.50 9.50
8000-10000 10.00 7.00 1.00 11.00 8.00
USP : Earn maximum upto ₹13.50/- USP : Earn maximum upto ₹12/-

*Merchant under Dhan Dhana Dhan Scheme will earn ₹100/- on 3 Lac throughput
assuming an Avg of 3K payout comes to ₹1/- per txn
*For every 3 lac payout, after the 1st Slab incremental payout for every 3 lac is ₹25/-

*Default Option1, if wish to shift to option 2, Type “MA2” & send to 7836878368
*Not Applicable for BPCL

Increase You Income With MATM & AePS

Dhan Dhanadhan Offer MATM + AePS
(Only Cash Withdrawal)

Cash Withdrawal Throughput Payout

1 Lakh to1.99 Lakh ₹25/-

2 Lakh to 2.99 Lakh ₹50/-

*T&C Apply

3 Lakh + ₹100/-

Earn ₹25/- more on every incremental TP of 3 Lakh

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 Cash Deposit via AePS & CASA deposit

Slab (₹) Earnings (₹)

500 - 999 0.50

1000 - 1499 1.50

1500 - 1999 2.00

2000 - 2499 3.00

2500 - 3499 4.00

3500 - 3999 5.00

4000 - 6999 6.00

7001 - 10000 7.00

*Above 10000 (Applicable on CASA Deposit only) 8.00

*Banks Tie up

Airtel Payments Bank Indian Post Payments Bank Lts

Andhra Pradesh Grameena Vikas Bank J&K Gramin Bank

AU Small Finance Bank Jammu & Kashmir Bank

Andhra Bank Karnataka Bank

Chaitanya Godvari Grameena Bank NSDL Payments Bank Ltd

City Union Bank Odisha Gramya Bank

Corporation Bank Punjab & Sind Bank

Dakshin Bihar Gramin Bank Sarva UP Gramin Bank

Equitas Small Finance Bank Ltd Telagnana Grameena Bank

SBM Bank ( India ) Limited Union Bank Of India

Himachal Pradesh Gramin Bank

*Not Applicable for BPCL ROʼs

AePS Mini Statement

Now earn commission of flat ₹1.5/- on every AePS mini
statement offered to your customer

Scheme Applicable from 1st - 31stAugust 2023

Domestic Money Transfer

DMT Throughput Slab - Monthly Scheme
DMT Offer
Money Transfer at lowest cost of ₹5.20/- only
Throughput Commission (%)
*T&C Apply

NEFT - Earn ₹0.50/- per transaction for amount

more than ₹1000/- 10L to 25L 0.02%

( Not Applicable for API Merchants & BPCL Roʼs ) 25L to 75L 0.04%

75L to 1.5Cr 0.06%

1.5Cr+ 0.08%

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*Incremental Commission On Total Throughput
 International Money Transfer* - RIA
Now get exciting Gift on your
first two RIA Money transactions
This offer is valid from 1st July 2023 to 30th September 2023

Cash Management Services

CMS Merchant

Module Payout

Agent 0.10% - 0.17% commission will be

applicable as per agent based fixed volume

Customer 0.15% - 0.35% commission will be

applicable as per client based fixed volume

Pin Pad Offer

Pax in Pad Watch Data Pin Pad- Mantra pin pad offer-

Purchase Mantra Pin Pad at

Buy PAX Pin Pad At Lowest Price Purchase Watch Data Pin Pad at lowest lowest Price of ₹1799/-
of ₹2199/- ( inclusive GST ) Price of ₹2199/- ( inclusive GST ) ( inclusive GST )

Commission Scheme for FD PAN Card Service

Fixed Deposit Commission
(In partnership with Suryoday Small Finance Bank Ltd) Pan Card Services

Earn 0.25% commission of the FD amount on every new FD.

Earn ₹5/- per successful New PAN application
Commission will be paid to merchants as part of monthly pay-out.

Care More. Earn More.

Provide various insurance available with Fino and earn extra income

Insurance Marketing Fee

Product Premium Free Income

Hospicash Rider ₹600 - ₹950 ₹90 - ₹220

Dengue & Malaria ₹49 ₹ 8 - ₹12

Personal Accident ₹135 ₹15 - ₹22

Two Wheeler - 17% - 21% on OD Premium

Four Wheeler - 10% - 15% on OD Premium

Go Digit Two Wheeler - 12.50% - 15% on OD + TP Premium

Go Digit Four Wheeler - 10% - 15% on OD Premium

*T&C Apply

Go Digit Health Plus ₹2055 - ₹18713 12% - 18% on Premium

Go Digit Group Shopkeeper ₹550 - ₹2600 ₹75 - ₹408

Group Safeguard (with Remittance) ₹120 ₹20 - ₹25

Go Digit Total Protect ₹99 ₹30

(with Shubh savings)

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 Go Digit Shopkeepers Policy Atal Pension Yojana
Secure your customer old age
Merchant Marketing Fees (₹) Starting at ₹42/- per month*
For 11 and Merchant
Premium For 1-3 Policies For 4-10 Policies
above Policies
No. of enrolments Merchant Commission per enrolment
550 72 79 86
₹25/-
1-5
820 108 118 129 ₹35/-
6-10

950 125 137 149 11 - 20 ₹50/-

21 and above
₹60/-
1740 229 251 273

2600 342 375 408

Recharge Commission
Commission for RechargeKit OTT Customer Module TOP-UP
Operator Commisson Biller Commission %

Zee5 8.50% VODAFONE 0.40%

SunNXT 8.50% JIO 0.40%

Hungama 8.50% IDEA 0.25%

SonyLiv AIRTEL 0.15%

4.10%

ShemarooMe VIDEOCON 1.20%

8.50%

ErosNow 6.10%

BrainGym Subscription KreditBee Loan

MERCHANT PAYOUT
Loan Incentive / Loan (per case)
Number of Packs Sold Merchant Commission Additional
by Merchant Instant Commission

1 to 4 7% Per Pack ₹0 0-15 ₹50/-

5 to 9 7% Per Pack ₹ 50/- 15-30 ₹60/-

10 to 14 7% Per Pack ₹ 150/- 30-50 ₹70/-

15 to 19 7% Per Pack ₹ 250/- 50-80 ₹80/-

20 to 24 7% Per Pack 80-100 ₹90/-

₹ 400/-

100+ ₹100/-
25+ 7% Per Pack ₹ 500/-

Referral Product
Sr. No Product Customer type Commission Pay out
*T&C Apply

1. Muthoot Gold Loan New Customer 0.75% of Disbursal amount

Existing Customer 0.50 % of Disbursal amount

2. IIFL Gold Loan New Customer :

30 Days After Disbursement Date 0.50% of Disbursal Amount

60 Days After Disbursement Date 0.05% of Disbursal Amount

90 Days After Disbursement Date 0.05% of Disbursal Amount

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