Klarna: Market Expansion

Plugin Integration Brief

Sep 2022

Keizersgracht 313
1016 EE, Amsterdam
www.mollie.com
Mollie’s current product offering for Klarna includes four payment methods - Pay Now, Pay

Later, Slice It and Pay In 3. These are available for consumers in the following markets:

● Pay Now: NL, BE, DE, AT, FI

● Pay Later: NL, BE, DE, AT, FI
● Slice It: DE, AT, FI
● Pay In 3: NL, FR
Extending Mollie’s existing Klarna payment methods to cover a wider set of consumer

markets is in line with our desire to help merchants grow. As our merchants start doing

business outside Mollie’s core markets, we have received requests for activation of Klarna

in new consumer countries (Sweden, Denmark, Norway, Italy, Spain, UK) to allow cross

border support. The risk of merchant churn is also present as merchants who want to offer

Klarna in markets we do not support would move to another PSP or integrate with Klarna

directly.

Adding support to new consumer markets by leveraging on our existing Klarna integration

and suite of Klarna products would allow Mollie to grow its Klarna volumes by allowing

merchants to sell to a wider set of consumers. The expansion of supported countries for

Klarna also complement Mollie’s multicurrency product offering. Klarna settles like for like

(L4L) in the Nordics, in turn we are able to settle to merchants in local currencies.

The countries within the scope of this expansion are:

● Sweden
● Norway
● Denmark
● Italy
● Spain
● Portugal

www.mollie.com 1.
Integrating Klarna: Pay later
● Must use Mollie Orders API
● Method parameter ‘klarnapaylater’
● Use our existing Capture flow
● Refunding is possible
● Will now also be available in: Sweden, Denmark, Norway
● Klarna logo is provided via Methods API and resource pack

Integrating Klarna: Slice It ¶

● Must use Mollie Orders API

● Method parameter ‘klarnasliceit’
● Use our existing Capture flow
● Refunding is possible
● Will now also be available in: Sweden, Denmark, Norway, Spain, Italy,
Portugal
● Klarna logo is provided via Methods API and resource pack

Integrating Klarna: Pay now ¶

● Must use Mollie Orders API

● Method parameter ‘klarnapaynow’
● Use our existing Capture flow same as we do with Pay Later and Slice It
● Refunding is possible
● Will now also be available in: Sweden, Spain
● Klarna logo is provided via Methods API and resource pack

www.mollie.com 2.
Plugin Configuration

Method Name Translations

Using List payment methods and the locale parameter to translate the payment
method name per each enabled language. The translated name will be
returned as the description via the API response.

If applicable, instead of using the locale parameter please add the following
translations in the plugin database or allow for the merchants to customize
their own translations.

Checkout Display Restrictions

Using List payment methods, restrict payment methods displaying on website
checkout with the below parameters:

The
amount

parameter combined with billingCountry will return klarnapaynow, klarnasliceit or

klarnapaylater as an available method, if the amount meets the minimum and
maximum limitations from the table below.
Note: the limit varies per country

www.mollie.com 3.
Payment Country Local Name Min Max Settlement
Method amount amount Currency

Pay Later Sweden Få först. Betala 1 100,000 SEK

sen.

Denmark Køb nu. Betal 1 50,000 DKK

senere.

Norway Få først. Betal 1 75,000 NOK

senere.

Slice It Sweden Dela upp. 250 100,000 SEK

Denmark Betal i 3 dele 350 50,000 DKK

Norway Del opp. 250 75,000 NOK

Spain Paga en 3 cuotas 35 1500 EUR

sin interés

Italy Paga in 3 rate 35 1500 EUR

senza interessi

Portugal 3 pagamentos sem 35 1000 EUR

juros

Pay now Sweden Banköverföring 1 100,000 SEK

Italy Paga ora 0.1 10,000 EUR

Spain Paga ahora 0.10 10,000 EUR

Invoice Generation Settings

If the current integration has settings to customize when the invoice is sent to
the customer, they will remain as is.

Testing

You can use your regular Mollie account for testing purposes. Just make sure
to enable the Klarna Pay Now, Klarna Slice It and Klarna Pay Later payment
methods in your web profile.

www.mollie.com 4.
Scenarios

1. Make sure Klarna Pay Now, Klarna Slice It and Klarna Pay Later are
active methods
2. Confirm Orders API is configured on default, merchant is not able to
change to Payments API
3. Add item to the cart, attempt to go over/under the defined min/max and
see if the method is offered
4. Shipping + billing address is in countries in scope/out of scope → if out
of scope method should not be available
5. Change currencies in scope/out of scope → if out of scope method
should not be available
6. Change shop locale → method name is translated if applicable
7. Klarna Pay Now, Klarna Slice It and Klarna Pay Later should be displayed
in checkout
8. Go through checkout as authorized
9. Monitor order dashboard Mollie + Platform
10. Ship order
11. Process refund

www.mollie.com 5.