90-DAY SYLLABUS

Chapter 1: Savings
DAY VIDEO PART CLASSROOM ACTIVITY

1 VIDEO: Dave’s Personal Testimony

VIDEO: Orientation
TEST: Financial pre-test
2 Part 1 WORKBOOK: Before you Begin
ACTIVITY: Clay’s Candy Bar Madness
3 Part 2 ACTIVITY: Savings by Nation
ACTIVITY: Live from Financial Peace Plaza
4 Part 3 ACTIVITY: Impact of Daily Decisions
5 Part 4 ACTIVITY: Rate of Return
6 ACTIVITY: Financial Calculators
WORKBOOK: Money in Review
7 TEST: Chapter 1 Test
BONUS VIDEO: “Setting Goals That Work”

Chapter 2: Investment Options

DAY VIDEO PART CLASSROOM ACTIVITY

8 Part 1 WORKBOOK: Before you Begin

9 Part 2 and Part 3 ACTIVITY: Venn Diagram
10 Part 4 ACTIVITY: Reading a Prospectus
11 Part 5 ACTIVITY: Investment Scavenger Hunt
12 Part 6 WORKBOOK: Money in Review
13 ACTIVITY: Investments Examined
14 ACTIVITY: Investments Compared
15 ACTIVITY: Name That Investment
16 TEST: Chapter 2 Test
BONUS VIDEO: “Leadership Skills”

FOUNDATIONS in PERSONAL FINANCE

Chapter 3: Wealth Building and College Savings
DAY VIDEO PART CLASSROOM ACTIVITY

17 Part 1 WORKBOOK: Before you Begin

18 Part 2 ACTIVITY: Roth IRA and 401(k)
19 Part 3 ACTIVITY: Wealth Building Pyramid
20 Part 4 ACTIVITY: Rule of 72
21 Part 5 ACTIVITY: Monthly Retirement Planning
22 WORKBOOK: Money in Review
23 ACTIVITY: Funding 401(k) and Roth IRAs
24 TEST: Chapter 3 Test
BONUS VIDEO: “Preparing for College”

Chapter 4: Dangers of Debt

DAY VIDEO PART CLASSROOM ACTIVITY

25 Part 1 WORKBOOK: Before you Begin

26 Part 2 and Part 3 ACTIVITY: Rent to Own
27 ACTIVITY: Research Activity
28 Part 4
29 Part 5 ACTIVITY: True Cost of Ownership
30 Part 6 ACTIVITY: Making the Minimum
31 Part 7 ACTIVITY: Hidden Costs of Credit
32 Part 8 ACTIVITY: The Debt Snowball
33 BONUS VIDEO: “Drive Free, Build Wealth”
ACTIVITY: Drive Free
34 WORKBOOK: Money in Review
ACTIVITY: Persuasive Writing
35 TEST: Chapter 4 Test

FOUNDATIONS in PERSONAL FINANCE

Chapter 5: Consumer Awareness
DAY VIDEO PART CLASSROOM ACTIVITY

36 Part 1 WORKBOOK: Before you Begin

ACTIVITY: Commercial Viewer
37 Part 2 ACTIVITY: 0% for 24 Months
38 Part 3 ACTIVITY: Advertising Awareness
39 Part 4 and Part 5 ACTIVITY: Opportunity Cost
40 WORKBOOK: Money in Review
41 ACTIVITY: Marketing Madness
42 TEST: Chapter 5 Test
BONUS VIDEO: “Warnings for College”

Chapter 6: Credit Bureaus and Collection Practices

DAY VIDEO PART CLASSROOM ACTIVITY

43 Part 1 WORKBOOK: Before you Begin

44 Part 2 ACTIVITY: Reading a Credit Report
45 Part 3 ACTIVITY: Avoiding On-Line Fraud
46 Part 4 ACTIVITY: Research Project
47 Part 5 ACTIVITY: Investigate and Report Scams
48 Part 6 ACTIVITY: Pro Rata Debts
WORKBOOK: Money in Review
49 TEST: Chapter 6 Test
BONUS VIDEO: “Credit Score and Employment”

FOUNDATIONS in PERSONAL FINANCE

Chapter 7: Budgeting 101
DAY VIDEO PART CLASSROOM ACTIVITY

50 Part 1 WORKBOOK: Before you Begin

ACTIVITY: Family Feud
51 Part 2 BONUS VIDE: “Balancing your Checkbook”
52 Part 3 ACTIVITY: Balancing Your Checkbook
53 Part 4 ACTIVITY: How to Write a Check
54 Part 5 ACTIVITY: Student Budget
55 Part 6 ACTIVITY: Consumer Equity
56 WORKBOOK: Money in Review
57 TEST: Chapter 7 Test

Chapter 8: Bargain Shopping

DAY VIDEO PART CLASSROOM ACTIVITY

58 Part 1 WORKBOOK: Before you Begin

59 Part 2 and Part 3 ACTIVITY: Computing Discounts
60 Part 4 ACTIVITY: Seven Basics of Negotiating
ACTIVITY: Food For Thought
61 Part 5 ACTIVITY: Double Discounts
WORKBOOK: Money in Review
62 ACTIVITY: Bargain Shopping
63 TEST: Chapter 8 Test
BONUS VIDEO: “Buying Your First Car”

FOUNDATIONS in PERSONAL FINANCE

Chapter 9: Relating with Money
DAY VIDEO PART CLASSROOM ACTIVITY

64 Part 1 WORKBOOK: Before you Begin

ACTIVITY: Back Then
65 Part 2 and Part 3 ACTIVITY: Time Budget
ACTIVITY: Further Reading
66 Part 4 ACTIVITY: Creative Debating
67 Part 5 WORKBOOK: Money in Review
ACTIVITY: Travel Agent
68 TEST: Chapter 9 Test
BONUS VIDEO “Time Management”

Chapter 10: Career Choices and Employment Taxes

DAY VIDEO PART CLASSROOM ACTIVITY

69 Part 1 WORKBOOK: Before you Begin

70 Part 2 ACTIVITY: Researching Careers
71 Part 3 ACTIVITY: The Interview
ACTIVITY: Careers and Personality Traits
72 Part 4 ACTIVITY: Real World Taxes
ACTIVITY: FORM W-4
73 WORKBOOK: Money in Review
ACTIVITY: Resumes and Cover Letters
74 TEST: Chapter 10 Test
BONUS VIDEO: “First Years of College”

FOUNDATIONS in PERSONAL FINANCE

Chapter 11: Ins and Outs of Insurance
DAY VIDEO PART CLASSROOM ACTIVITY

75 Part 1 WORKBOOK: Before you Begin

ACTIVITY: Comparing Rates
76 Part 2 ACTIVITY: Understanding Renter’s Insurance
77 Part 3 ACTIVITY: Health Plan Overview
78 Part 4 ACTIVITY: Comparing Insurance
79 Part 5 ACTIVITY: Presenting Risk
80 Part 6 WORKBOOK: Money in Review
81 TEST: Chapter 11 Test
BONUS VIDEO: “Insurance for Students”

Chapter 12: Real Estate and Mortgages

DAY VIDEO PART CLASSROOM ACTIVITY

82 Part 1 and Part 2 WORKBOOK: Before you Begin

83 Part 3 ACTIVITY: Rentals
ACTIVITY: Real Estate Listings
84 Part 4 ACTIVITY: Calculate New Payment
85 Part 5 BONUS VIDEO: “15 vs. 30 yr Mortgage”
ACTIVITY: Mortgage Math
86 ACTIVITY: Understanding a Lease
WORKBOOK: Money in Review
87 TEST: Chapter 12 Test

End of Course
DAY VIDEO PART CLASSROOM ACTIVITY

88 Review for Exam

89 TEST: Financial Post-Test
90 TEST: Final Exam

FOUNDATIONS in PERSONAL FINANCE