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FIRE CALCULATION EXAMPLES

Base Use Case: FIRE calculations without employing any strategy.-------------------------- 2


Strategy: Create guaranteed fixed income after retirement.-------------------------------------- 3
Strategy: Step Up SIP every year.-------------------------------------------------------------------------- 4
Strategy: Invest lumpsum amount every year until retirement---------------------------------- 5
Strategy: Research and find the assets that can give higher CAGR during investment
phase as well as withdrawal phase.----------------------------------------------------------------------- 6
Strategy: employ all the above strategies, so that you can reduce the retirement age.-7
Base Use Case: FIRE calculations without employing any
strategy.

SIP CAGR: a modest 15% CAGR (Large cap/Index fund return)


CAGR after retirement: 8% considering Fixed Deposit
Strategy: Create guaranteed fixed income after retirement.

Target to create a fixed income after retirement accounting to at least 25% of annual
expense.
Strategy: Step Up SIP every year.
Strategy: Invest lumpsum amount every year until retirement
Strategy: Research and find the assets that can give higher
CAGR during investment phase as well as withdrawal phase.

Mutual Fund Selector Check this Spreadsheet for finding mutual funds that match your
risk to reward expectations. (Go through the README section first).
Strategy: employ all the above strategies, so that you can
reduce the retirement age.

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