NEW LIABILITY

PRODUCTS LAUNCH
2019
UBA KIDS ACCOUNT
Your kid is never too young to save. Give
your kids an early start with a kiddies savings
account

Africa’s Global Bank

Introduction

Product targeted at the emotional

disposition of parents to save for
their children, It’s finally time to grow
out of piggy banks. The kiddies
Account allows parents to start
saving for their kids as soon as they
are born, and as they grow older,
educate them about money and
savings.
Target Market

Parents/Legal Guardians who seek to

save for their children’s education.
Minors in question could be between
the ages of 0 to 12 years old.
Documentations

 Passport size photograph of child &

parent/guardian
 Photocopy of ID card of
parent/guardian
 Photocopy of Birth certificate of child
 Localization plan or Utility bill of
parent/guardian
 Proof of income of parent/guardian
(Pay Slip/Work Attestation or Business
registration

UBA KIDS ACCOUNT

Features & Conditions

PRODUCT NAME UBA KIDS ACCOUNT

Opening balance XAF 1 000
Minimum Operating Balance XAF 25 000
Pack Student XAF 500 /Monthly (Optional)
Funds Transfer Outside the Bank Allowed
Minimum Balance Penalty Charge N/A
Deposits by third parties Allowed
Withdrawal by third parties Not Allowed
Withdrawal Across The Counter Free
Cheque Book No
Opening balance XAF 1 000
Minimum Operating Balance XAF 25 000
Interest Rate Interest at Normal Savings Rate (presently 2.45%)
Instrument Withdrawal slip and debit card

UBA KIDS ACCOUNT Page 6

Benefits & Incentives

 Benefits
 Secured and convenient means for savings
 Flexible documentation and easy access to
financial products
 Source of capital base for future personal
investment and migration to other financial
services

 Incentives
 13th Month Reward, 10% of the monthly savings
plan amount (if Standing Instruction is maintained
over 12 months without interruption)
 Vendor discounts on various local shops selling
kids items using UBA cards
 Quarterly raffle draws to win 40 purchase
vouchers of Xaf 25 000 each

UBA KIDS ACCOUNT

UBA NEXT GEN ACCOUNT
Our students/youth, make our future; they can
understand the value of money while in school

Africa’s Global Bank

Introduction

Product designed for students , in

state and private universities.
Facilitating a mass inclusion of
university students in the financial
mainstream by helping them build a
savings culture whilst taking into
account their limited income and
their needs.
Target Market

Students in tertiary education from

public & private universities.
Documentation

 2 Passport size photograph

 Photocopy of ID

 Localization plan

 Justification(any of the below):

Valid Student ID card/badge
Valid receipt of paid school fees

UBA KIDS ACCOUNT

Features & Conditions

PRODUCT NAME UBA NEXTGEN ACCOUNT

Opening balance XAF 1 000
Minimum Operating Balance XAF 5000
Pack Student XAF 500 /Monthly (Optional)
Funds Transfer Outside the Bank Allowed
Minimum Balance Penalty Charge N/A
Deposits by third parties Allowed
Withdrawal by third parties Not Allowed
Withdrawal Across The Counter Free
Cheque Book No
Interest Rate Interest at Normal Savings Rate (presently 2.45%)
Instrument Withdrawal slip and debit card

UBA KIDS ACCOUNT Page 12

Benefits

Benefits to Customer
 Secured and convenient means
for savings
 Flexible documentation and easy
access to financial products
 Source of capital base for future
personal investment and
migration to other financial
services
 Access to e-products at
discounted prices

UBA KIDS ACCOUNT

Benefits

INCENTIVES
 Opportunity for internship with the Bank subject
to vacancy
 Vendor discounts on various local shops using
UBA cards I.e. Win free tickets to Cinema, Fast
food or artist show case…( quarterly
promotion)
• Member of « NEXTGEN team» for Campus
Activation
• Pocket Money to be won by students, per 10
major Campus animation,

UBA KIDS ACCOUNT

UBA PROJECT ACCOUNT
UBA PROJECT is tailored products designed
to provide exclusive saving banking
conditions to our wise savers.

Africa’s Global Bank

Introduction

UBA PROJECT is designed to allow

customers take full advantage of their
investment while having easy access to
funds. It’s also aiming at encouraging
savings culture among existing
customers
Target Market

Tailored for existing and no existing customers:

Salary Earners

Traders

Professionals

All other Individuals

Documentations

2 photos 4x4
Copy of National ID Card
Localization plan/Utility Bill
Source of income

Recent Payslip or Attestation of

Employment (For Salaried professionals and
state employees)
Business Registration (For
businessmen/women or self-employed
professionals)
Other acceptable income justification

UBA KIDS ACCOUNT

Features & Conditions

PRODUCT NAME UBA PROJECT ACCOUNT

Opening balance XAF 25 000
Minimum Operating Balance XAF 50 000
Products Pack XAF 1 000 /Monthly (Mandatory)
Funds Transfer Outside the Bank Allowed
Minimum Balance Penalty Charge N/A
Deposits by third parties Allowed
Withdrawal by third parties Not Allowed
Withdrawal Across The Counter Free
Cheque Book No
Less than 5M XAF : 2,45%
5-Less than 20M XAF: 2,75%
Interest Rate
20M-Less than 50M XAF:3%
Above 50M XAF: 3,25%
Instrument Withdrawal slip and debit card
UBA KIDS ACCOUNT Page 19
Benefits

Benefits to Customer

 Customer can enjoy high

interest rate, while having
easy access to funds

 Targeted account that

helps customer plan
towards a project, interest
increase when balance is
also increasing

UBA KIDS ACCOUNT

UBA LADIES ACCOUNT
Because you deserve our attention, we are
proud to be your prime partner of your
development

Africa’s Global Bank

Introduction

UBA Ladies is a gender specific

product designed for female
customers of the bank. It aims at
encouraging ladies who desire to
maximize returns on their accounts
by granting them a higher interest
rate as their savings is growing in
their bank account
Target Market

Self Employed Professionals

Businesswomen

Civil servants

Professional women

Housewives
Traders

Politicians

Others
Documentation

 Completed account opening form

 Valid means of Identification:

- 2 photos (4x4)
- copy of valid ID

 Localization plan or utility bill (max. 3

months old)

 Revenue justification
- Pay slip or work attestation (employees)
Business registration or tax payers’ card
(self-employed)

UBA KIDS ACCOUNT

 Features & Conditions

PRODUCT NAME UBA LADIES

Opening balance 25,000 FCFA
Minimum Operating Balance 50, 000 FCFA
2,75% - 3,25% per year if minimum balance above XAF
Interest Rate
1 000 000
COT N/A
Cheque book N/A
Max. Turn over N/A
ATM Transactions Allowed
ATM maintenance Fee Zero
Products Pack XAF 1,000 / Monthly
Deposits by third parties Allowed
Withdrawal by third parties Not Allowed
Operation valid only in Cameroon Yes
International/National Funds Transfer Allowed

UBA KIDS ACCOUNT Page 25

Benefits & Incentives

Benefits & Incentives to Customer

 Attractive interest rates

 Maximize returns on their accounts.

 SMS Women & Mothers Days

 Quarterly Master Class (Social &

Professional)

 Purchase Vouchers for SPA (couples)

& shopping - Women Day week

UBA LADIES ACCOUNT

WHY UBA LADIES?

UBA KIDS ACCOUNT

 UBA Ladies Vs SAVINGS A/C GEN: UBA LADIES: WHAT FOR ?
UBA LADIES Vs SAVINGS ACCOUNT GENERAL
PRODUCT NAME UBA LADIES SAVINGS A/C GENERAL
Any Female individual: Self Employed Professionals, Businesswomen; Civil Any individual
Target Market servants; Professional women; Housewives; Traders; Politicians; Others.
Account type Savings Account Savings Account
Opening balance 25,000 FCFA 25,000 FCFA
Minimum Operating Balance 50, 000 FCFA 50, 000 FCFA
Interest Rate 2,75% per year if minimum balance above XAF 1 000 000 2,45% per year
COT N/A N/A
Cheque book N/A N/A
Max. Turn over N/A N/A
ATM Transactions Allowed Allowed
ATM maintenance Fee Zero Zero
Pack XAF 1,000 / Monthly XAF 1,000 / Monthly
Deposits by third parties Allowed Allowed
Withdrawal by third parties Not Allowed Not Allowed
Operation valid only in
Yes Yes
Cameroon
International/National Funds
Allowed Allowed
Transfer
SMS Women & Mothers Days
Activities during Women Day week
Incentives N/A
Quarterly Master Classes (Social/Professional/Personal Devt)
Purchase Vouchers for SPA (couples) & shopping
UBA KIDS ACCOUNT
UBA LADIES : WHAT SELLING ARGUMENTS ?

• You are a lady…

o You’d like to create a business
o You’d like to know how to go about it

• You are an employee…….

• You are a salary earner
• You are interrested in keeping some money aside to build up a business
• You’d like to be assisted to complete your enterprise creation
• You might need to receive guidance to build up your business plan
• You’d like to benefit from experienced business men support to settle
• Etc.

UBA KIDS ACCOUNT

UBA LADIES Vs SAVINGS A/C GEN: WHAT SELLING ARGUMENTS ?

• You have an informal business…..

o You’d like to migrate in the formal real and benefit from
all that goes with it
o You’d like to clearly understand what it entails
o you’d like to be coached on how to deal with taxes
o You’d like to receive assistance to build up your
financials
o Etc.

• You have a registered business……

• You’d like to be more efficient in running your business?
• You are interested in expanding your business
• You’d like to have partners to develop your business
• Etc.
UBA KIDS ACCOUNT
UBA LADIES Vs SAVINGS A/C GEN: UBA LADIES IS FOR YOU

BENEFIT FROM OUR

 Preferential interest rate

 Coaching talks

 Specialized trainings

 Support where needed

 Personal Development programs

 Menthoring
UBA KIDS ACCOUNT
UBA LADIES

QUESTIONS & ANSWERS

UBA KIDS ACCOUNT

THANK YOU

Africa’s Global Bank