Background

MyPay (Smart Card Nepal Pvt. Ltd.) is a fintech company licensed under Nepal Rastra
Bank (NRB) the regulatory body of the country primarily looking to address critical
structural digital wallet solutions in Nepal. Our prime focus is to improve customer
experience, increase outreach and reduce operational friction effectively. MyPay
provides high-quality EFT - Electronic Fund Transfer and FIS – Financial Inclusion
Services to its clients to transfer funds from all over the nation. The company (Smart
Card Nepal Pvt. Ltd.) MyPay was established in B.S. 2071 Falgun 28. MyPay makes life
easier, safer and secure in terms of physical movement of money.

MyPay is a digital wallet from where customers can pay, send and receive money from
their mobile phone through App, instantly. Likewise, My Pay is the best platform for
service providers to collect payment in their wallet instantly for the goods and services
they offer. This enables hassle-free, secure, and immediate payments from customers.

Customers can register and experience mobile money accounts instantly, load funds to
their wallet from agents and partner banks and start making payments. Customers can
pay for utility bills, mobile top-ups, internet bills, EMI, airlines ticket, school fees, credit
card bills, and many more from their mobile.
 MyPay
Collaboration
Smartcard Nepal Pvt. Ltd
Address: Chhaya Devi Bhawan
Executive Summary
PROPOSAL
Radhe Radhe, Bhaktapur
Dec 28, 2023
MyPay Nepal is a digital payment solution to its wallets for Prepared
merchants and
for:customers.
SuryaJyoti Life
Insurance
This document suffices about introduction to the MyPay payment Co.Ltd
service and its related
products; Utility Payments, Convergent Payments, Mobile top-up payments, Wallet
Loads, Withdrawal and P2P Fund Transfers along with QR (Quick Response Code)
SDK etc.

In the coming days, MyPay shall pioneer in QR Payments, QR merchant acquisition,

along with QR SDK. There will be multiple benefits enjoyed by Partner Merchants and
Users of MyPay. The retail payment services are provided such as utility and top-up
payments services offered to Users, offer P2P Fund Transfer services, and wallet load
and withdrawal facility from MyPay. The document details all products offered under
MyPay further.

We have been continuously providing new offers and benefits to the app users and we
aim to serve a smooth financial transaction with huge benefit. Our core values have
been imbibed in our team members and shareholders. "Continuous innovation,
technical advancement and permissive payment solutions on your finer-tips" Our app
can be download from Play store and App store. Our customer base is rapidly
increasing day by day.

Customers can register and experience mobile money account instantly, load fund to
their wallet from agents, connect IPS and partner banks and start making payments.
Customers can pay for utility bills, mobile top-up, internet bills, airlines ticket, credit card
bills, etc. from their mobile.

MyPay Digital Wallet offers your organization a powerful tool to enhance your financial
management, enabling them to redirect resources towards their core missions. The
utilities payments and flights ticket services provide a holistic solution for organizations
seeking efficiency, cost-effectiveness, and streamlined processes in their day-to-day
operations. Together, MyPay and your organization can create a positive and lasting
impact on communities and causes around the world.
Mission

To help members provide value to their customers and end-users, we enable the widest
reach and richness of products and services in the business of transferring value while
maintaining cost-efficient, secured and reliable operations, through an electronic
infrastructure of shared resources and alliances with strategic partners. To be less
homogeneous than existing incumbent providers and simultaneously improve
capabilities and culture.

Vision

To become the premiere e-service provider enabling electronic exchange of value and
information among banks and all other financial entities. Along with this, we are
dedicated to provide excellent technical support and business support to our partners
with our experienced and highly skilled manpower as well as to become digital Nepal.
MyPay’ s Outreach

MyPay Customer Projectile & Target

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Our Fin-tech service partners

MyPay is collaborating with various payment network providers in the country and
providing all types of Fintech solutions to our customers. Our major payment partners
are as follows:

 Fone pay
 Nepal Payment Solution (NPS)
 Nepal Clearing House Limited (NCHL)
 Smart QR
 First Pay
 Fonepay

Banking partners

MyPay Nepal has already established its partnership with most of the Bank and
financial institute of Nepal. Currently, our wallet user can load fund and transfer amount
from and to 33+ Banks and we are working with remaining bank and financial institutes
for partnership.
Proposal for Collaboration between MyPay Digital Wallet and
SuryaJyoti Life Insurance Co. Ltd

Smart Card Nepal Pvt. Ltd, through its MyPay Digital Wallet, presents a tailored solution
to meet Suryajyoti Life Insurance's bulk payment needs for utilities and flight tickets.
This proposal aims to enhance efficiency, reduce costs, and elevate the overall financial
management experience for Suryajyoti Life Insurance. We look forward to the
opportunity to collaborate and contribute to the continued success of your organization.
1. Centralized Payments:
MyPay Digital Wallet simplifies your organization's financial operations by consolidating
all payments under one secure platform. From utilities to service payments, manage
your transactions seamlessly and efficiently.
2. Exclusive Benefits and Cashback:
Highest Cashback: Enjoy industry-leading cashback rewards on every transaction
made through MyPay Digital Wallet. Maximize your savings while contributing to your
organization's cause.
Highest Discount: As a special incentive, avail a flat RS. 100 discount on flight tickets
managed exclusively by MyPay Digital Wallet. This exclusive discount is our way of
showing appreciation for your partnership. And our collaboration with different
organization from time to time will ensure your excitement always on rise.
3. Dedicated Service Staff:
MyPay is committed to providing unparalleled customer service. Our dedicated service
staff ensures that your organization receives prompt and personalized assistance
whenever needed. From technical support to transaction assistance, our team is here to
serve you. This facility is only available during the office time.
4. Seamless Utility Payments:
Simplify your utility payments with MyPay. Pay bills, manage subscriptions, and track
expenses effortlessly. Our user-friendly interface and secure payment gateway ensure a
smooth experience.
5. Streamlined Flight Ticket Discounts:
In collaboration with MyPay, enjoy a flat RS. 100 discount on all flight tickets booked by
us. Whether for official travel or personal commitments, MyPay ensures cost savings on
every journey done by MyPay dedicated staff.
Our service for Bulk Payments
S/N Services Cashback Remarks
1 NEA No service charge of NEA bill payment
2 Landline 2%
3 Khanepani No service Charge
4 Internet 0.5% Depending on the service Provider
5 T.V 0.5% Depending on the service provider
6 Data Pack 2% NTC & NCELL
6 Top up 2% NTC & NCELL
7 Flights Flat 100 For each flight tickets
* The cashback percentage is subject to change in accordance with business policy,
which will be communicated to the client.
6. Customized Solutions:
We understand that every organization is unique. MyPay offers customizable solutions
to meet the specific needs of your organization. Let us know your requirements, and we
will tailor our services accordingly if possible.
Why Choose MyPay?
 Security: Our state-of-the-art security measures ensure the safety of your
transactions.
 Innovation: Stay ahead with the latest payment technologies and solutions.
 Reliability: Count on MyPay for a robust and dependable payment platform.
 Cost Savings: Maximize your budget with exclusive discounts and cashback
offers.
Next Steps:
We would be delighted to discuss this proposal in detail and address any queries you
may have. Please feel free to contact us at
Person of Contact Alternative
Name Madhukar Kattel Jashmin Shahi
Designation Business Development Officer Business Development Officer
Department Business Development Business Development
Contact 980-2327825 980-2327823
Email Madhukar.kattel@mypay.com.n jashmin.shahi@mypay.com.np
 p
Thank you for considering MyPay Digital Wallet as your preferred payment partner. We
look forward to the opportunity to enhance your organization's financial efficiency and
contribute to its success.
-Note: Bill payments and outstanding balance settlements Can be mentioned when
signing agreements occurs.
-If you have any requirements(Documents) for this agreement to get validate please
feel free to mention.

Conclusion
MyPay Nepal is an expanding network in Nepal. Our mission is to be less
homogeneous than existing incumbent providers and simultaneously improve
capabilities and culture. Our vision is to create more diverse, secure and stable financial
landscape. Currently, we are processing over 9 lakhs+ users and highly engaged in
social media platforms growing exponentially every day. Along with this, we are
dedicated to provide excellent technical support and business support to our partners
with our experienced and highly skilled manpower.
Bank Partner of MyPay
Insurance Partner of MyPay