Example

Black bear, (Unsus americanus).also called American bear.the most common bear (amily Ursidae)---.
The fo

the forests of North Afternoon, including parts of Mexico.The American black bear on the on on one
shows. Text a

its colour varies, even among members of the same litter. White markings may occur on the differe

shape of a V.Depending on their colour variations, black bears are often referred to as T

blue-black glacier bears,and white bears (found mainly on Princess Royal island, British Colu bears,
blue. San F

that are actually brown in colour are most common in western North America. They are sometimes
called in custo

bears, but the true brown bear (Ursus arctos ; also called the grizzly bear in North America is much
larger crise

Though classified as carrivores,black bears have an omnivorous diet. In spring they consume Frar

and carcasses of animals that have died during the winter. Fruits dominate the diet in summer, and
both Betty nor

of the fall diet.As opportunistic feeders

also eat pinecones, roots,ants, and honey from wild or domestic bees.Nonetheless, black bears,her
ora

predators, and in some areas they frequently kill moose calves and deer fawns during spring. Black
computer Gie

humans adapt readily to alternate food sources, such as garbage from dumps or campsiles on bears
words op

tourists in parks. Human encounters with black bears occasionally result in injury or death, and
attacks handguts's B

every year. In almost all cases, avoiding surprise encounters is the best defense, as black bears prefer
to avoid you tv

Throughout most of their range, black bears become dormant during winter. They spend the want to

located in rock crevices,in underground burrows, under tree roots, in hollow trees, in brush piles,e
sumply on as A

ground beds. Prior to winter sleep, bears must accumulate large quantities of body fat during late
roming and

Not only does this enable them to survive the long period of winter fasting, but it also allows them to
have suffer

energy in spring when they emerge and food is rare. For females,the amount of fat stored before

with reproductive success:fatter females typically have more and bigger young three too leaner leng
Accumulating fat for the winter is thus a strong drive, and it explains the constant search for food
through

summer and fall.

Black bears are not territorial; they are mostly solitary, and the home ranges of both males and

overlap. Home ranges typically are larger where food is less abundant and smaller where food is o
females me

bears are promiscuous, males and females often mating with several individuals.Implantation of the
terrible of

delayed, occurring in November or December. Actual gestation then lasts 60-70 days, and one to four
young go

are born in January or February. Born blind,fully furred, and toothless,the cubs remain with the
mother is

months, and the temale breeds every second or third year. Although the mother is very protective of
her litter, you

cubs may be killed by coyotes, wolves, brown.bears, or other black bears. Black bears can live for
more the

years in the wild,but in areas near human habitation most black bears die sooner as a result of
hunting.trapping

poaching, nuisance removal near campgrounds or dumps,and collision with vehicles.

Taken from https://www.britannica comfanimalban is

The following text is for questions number 14-16

Text 4

The organization that today is known as the Bank of America did start out in America,but under quite
a

different name.Italian America A.P Giannini established this bank on october 17.1904, in a renovated
saloon in

San Francisco's Italian community of North Beach under the name Bank of Italy, with imigrants and
first.time bank

customers comprising the majority of his first customers.During its development,Giannini's bank
survived major

crises in the form of natural disaster and a major economic upheaval that not all other banks were
able to overcome.

One major test for Giannini's bank occurred on April 18, 1906,when a massive earthquake struck San

Francisco,followed by a raging fire that destroyed by much of the city.Giannini obtained two wagons
and teams of
horses, filled the wagons with the bank's reserves.mostly in the form of gold, covered the reserves
with crates of

oranges, and escaped from the chaos of the city with his clients' funds protected. In the aftermath of
the disaster.

Giannini's bank was the first to resume operations.Unable to install the bank in a proper office
setting, Giannini

opened up shop on the Washington Street Wharf on a makeshift desk created from boards and
barrels.

In the period following the 1906 fire, the Bank of Italy continued to prosper and expand. By 1918
there were

twenty-four branches of the Bank of Italy,and by 1928 Giannini had acquired numerous other banks,
including a

Bank of America located in New York City. In 1930 he consolidated all the branches of the bank of
Italy the Bank of

America in New York City, and another Bank of America that he had formed in California into the
Bank of America

National Trust and Savings Association.

A second major crisis for the bank occurred during the Great Depression of the 1930s. Although
Giannini had

already retired prior to the darkest days of the Depression,he become incensed when his successor
began selling off

banks during the bad economic times.Giannini resumed leadership of the bank at the age of sixty-
two.Under

Giannini's leadership, the bank weathered the storm of the Depression and subsequently moved into
a phrase of

overseas development.