HDFC Bank Limited

No 152, 1st Floor, Krishna

Complex Civil Lines
Bareilly 243001
Email: saakshi.dhawan@hdfcbank.com

Application No: A23595738254

Date: 14/09/2023

To,
GAURAV KUMAR S/O SUDHIR KUMAR

VILL MOHANPUR J BHIKHAMPUR

POST BHABHI, SHAHJAHANPUR,
UTTAR PRADESH PIN 242042

Dear Sir/Madam,

Subject: Education Loan Sanction Letter

Based upon and relying on the facts and information provided by you in your Application
Form No: A23595738254 dated seeking grant of an Education Loan ("loan"), we have
pleasure in conveying you our sanction of an amount of Rs. 27,54,000/- (Rupees Twenty
Seven Lakh Fifty Four Thousand only) on following terms:
• Rate of interest:11% p.a. floating rate
• Term: The loan will be re-paid in a total of 168 monthly installments ("Ml"). The MIS
for first 36 months will be Rs.16,000/-per month and for next 132 months will be Rs.
16,500/-per month.
• Fees: A onetime origination fees equivalent to Rs.9000/-inclusive of all taxes.
• Validity of this offer: This sanction/offer letter will automatically stand withdrawn if
the disbursement is not availed of within six months from the date of issue of this
sanction letter.
• Ml ACH and security ACH Mandate Form: SAAKSHI DHAWAN HDFC BANK, BAREILLY.
• Additional Security ACH Mandate From: SUDHIR KUMAR, AXIS BANK LTD, , AC:
916020045395648
• Insurance to be taken by the Applicant and duly assigned in favor of HDFC Bank
Financial Services Limited (HDFC Bank)
• Country of study: UNITED KINGDOM

• University- UNIVERSITY OF EAST ANGLIA

• Course: MSc Accounting and Finance

www.hdfcbank.com
Regd. Office: HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013
Corporate Identity No.: L65920MH1994PLC080618
 HDFC Bank Limited
No 152, 1st Floor, Krishna
Complex Civil Lines
Bareilly 243001

• The Educational Loan availability is subject to satisfactory co documentation.

This letter of offer shall stand unilaterally revoked a be absolutely null and
void even after acceptance by you, if:
• here are any material changes in the proposal for which the said loan is
sanctioned. Final disbursement will be made based on the favorable
validationvand authentication of all supplied documents. Any material fact
concerning your income/profits or ability to pay, or any other aspect of your
application of Loan is withheld, suppressed, or concealed or not made know to us
• Any statement made in the applications found to be incorrect or untrue.
• The Education Loan Agreement and other documents, as required by us are
not executed within a period of 6 months fromthe date hereof or during any
further extension of period mutually agreed upon.
• Any information as many be required by HDFC Bank from time to time
pertaining to the project is not famished in the form prescribed/approved by
Bank
• As an outcome of legal due diligence, HDFC Bank is of the view that it is
unviable to proceed further with the offer as made here in above.
• Disbursement of each tranche will be based on favorable verification & financial
check of applicant/s.
• There is only one condition of disbursement that states that loan amount will
be disbursed to the applicant after successful of student visa before travelling
to UK.
• It is also mentioned that this bank is regulated by the Reserve Bank of India.
W e look forward to your acceptance of this offer in order to expedite the conclusion of
this transaction and the disbursement hereunder. Please schedule an appointment at the
nearest HDFC Bank branch to di further terms and conditions and also complete the
loan related paperwork

For HDFC Bank Financial services Limited

(Formerly known as HDFC Bank Financial Services Private Limited).

www.hdfcbank.com
Regd. Office: HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400
013 Corporate Identity No.: L65920MH1994PLC080618