Professional Documents
Culture Documents
Part I. Profile
Part II. Using the scale below, please check the box that best describe
your behaviour.
Strongly Disagree- 1
Not Agree- 2
Agree- 3
Strongly Agree- 4
b. Budgeting 4 3 2 1
I always have some money left after school
I don’t spend my allowance for my wants
I provide my needs from my extra money
I save money for the future purposes
I don’t spend my money leisurely
I always plan my spending with consideration of
my current financial situation
c. Financial Knowledge 4 3 2 1
I know how to make a budget for my
allowances
I will open a savings account when I turn 18 for
my future.
I obtain financial knowledge and learn financial
management on my own
I obtain financial management and financial
knowledge through my parents
I consider myself as financially literate (able to
maximize present money in order to
gain financial stability)
I obtain my financial management and
financial knowledge through my experience
and in school.
b. Expenses 4 3 2 1
I keep track on my expenses everyday to know if
I spend more than I save up.
I don’t buy things just because I want it, I always
consider my budget.
I only replace my things ( ex. Gadgets, shoes,
clothes etc,.) when it is really hard to use or it is too
worn out for me to use.
I buy discounted products to buy more things
Before I buy something I carefully consider
whether I can afford it
I make goals about how to spend money and I
discuss them with my family.
c. Savings 4 3 2 1
I make plans for my future to motivate myself to
save up.
I always wait until the price of the product gets
cheaper before buying it
I set long term financial goals and strive to
achieve them
I set long term financial goals and strive to
achieve them
I put money aside for savings, future purchases,
or emergencies.