FINTOCH

Development Plan
Th e n e w p a r a d i g m o f b l o c k c h a i n f i n a n c e i n 2 0 2 2

Contacting Finance, Enjoying Finance

 The origin of FINTOCH
2019 The DF company from the USA started with blockchain
technology back then in 2019, founded by Bob Lambert,
a graduate of Stanford University, together with Bruce,
Alvin, and friends with the ambition to build a financial
public chain that can be beneficial to human society. They
first developed the new HyBriid security technology,
followed by the prototype of Fintoch, which then
continue to invest in the development of Fintoch and
financial public chains.
2021

HyBriid
In 2021, the Fintoch team has developed an
exclusive Hybriid security technology that combines
“multiple signature” technology that requires two
of the three parties – the borrower, the platform,
HyBriid and the supervisory node - to sign and authorize the
transfer of funds, and “zero-knowledge proof"
technology that prevents private collusion between
the borrower and the supervisory node, reducing the
risk of fund theft to near zero and perfectly solving
the DeFi transaction pain points.
2021
HyBriid Receives Technology
Contribution Award
At the end of 2021, the breakthrough of HyBriid
technology gave DeFi a new lease on life, and the
Fintoch team won the annual DeFi Technology
Contribution Award at the Pan American Blockchain
Summit. At the same time, Bob, the founder of
Fintoch, met Jorge, an analyst and vice president of
Morgan, both of whom are Stanford University
alumni. At the summit, Jorge also expressed his
optimism about the prospect of Fintoch.
2022 DF and Morgan Stanley sign up

Bob Jorge

In March 2022, under the arrangement of Jorge, Vice President of Morgan Stanley, the
two companies completed the signing process and are ready to join hands strongly to
establish a company. Fintoch will become a new paradigm of decentralized finance by
providing peer-to-peer financial lending services so that users can easily gain income
through investment, lending, and other financial management methods. Fintoch team
became a sensation and gained a lot of attention from the market.
 2022 Establishment of Morgan DF Fintoch

DF Morgan DF
Technologies, Morgan Stanley
Inc. Fintoch

In April 2022, Morgan DF Fintoch was officially established with

funding from Morgan and technology from DF. He developed Fintoch
blockchain financial leverage lending platform with HyBriid technology
as the core to solve the transaction pain points of the crypto market. He
also promised that Morgan DF Fintoch will be listed on the NASDAQ
stock exchange within 3 years.
 2022 FINTOCH Recruiting Supervisory Nodes
BitGive
California LinkCove
Singapore

Morgan Stanley FINTOCH

Cryptos
Australia

Coin Center
Washington, D.C.

From May to June 2022, Fintoch is seeking the assistance of major financial-related companies and institutions
to serve as supervisory nodes in order to improve the "multiple signatures" function of HyBriid's security
technology. These include New York-based Morgan Stanley, Washington-based Coin Center, California-based
BitGive, Australia-based Cryptos, Singapore-based LinkCove, and 100 other platforms that will work together to
safeguard user funds and bring the risk factor to infinitely close to zero. For more information about regulatory
nodes, please check the official website.
 2022 FINTOCH Subscription Partner
01
Partner No.3:
CarraWu
02
Blockone Partner No.4:
LifeDAO
03
Friend

Partner No.1: 04
Blockone CarraWu

Partner No.2:
Friend LifeDAO

Between the 20th of June and the 5th of July 2022, Fintoch is holding a special partner subscription
campaign. In order to allow users to participate in the growth of Fintoch, during the campaign period, they
can subscribe to become a partner and receive not only USD 10,000 worth of vouchers but also permanent
access to the SVP management level. Of course, there are additional bonus rewards, and we are honored to
invite 100 partner users to witness Fintoch's thriving together.
2022

FINTOCH goes live on 12th of July

w w w .f i n t o c h .c o m

The rise of decentralized finance has made up for the shortcomings of traditional
centralized finance, and the launch of Fintoch platform has perfectly solved the pain
points of DeFi transactions, reviving the crypto market and making it even more
enthusiastic than before.

Bob Lambert, CEO of Fintoch, said: "We will uphold the original intention of "contacting
finance and enjoying finance", hoping that the general public can enjoy the services of
the financial platform, thus achieving the beautiful vision of financial inclusion.
 2022
FINTOCH Airdrop Million Dollar
Worth of Benefits
Million dollar benefits

At the end of August 2022, Fintoch's global layout plan is

well-established, in order to achieve rapid fission, increase
data, accelerate the pace of the market as well as respond
to the enthusiastic support of our users. We have decided FINTOCH FINTOCH
to airdrop $1,000,000 worth of financial vouchers to
Fintoch's major global communities, hoping that this
activity will help the community grow and expand while
benefiting more users worldwide.
 FINTOCH to Construct Service Center
2022 Globally

Silicon Valley

In September 2022, Fintoch will gradually establish a global community service center and hold meetings and market launch
conferences for communities in various countries. This will allow the company's executives to meet with leaders from
around the world to discuss the company's future direction and policies, such as the progress of Fintoch 2.0 public chain
launch, the establishment of a DAO organization to reach global regions, and the construction of a governance model that
facilitates user participation, allowing users to participate more directly in the company's business planning.
2022
The FINTOCH Hackathon

Developer FINTOCH Platform DApp

In October 2022, if decentralized finance wants to stand firm, the most important thing is the
security of the network. Fintoch will set up a special foundation to fully cultivate technical talents
in blockchain-related industries and hold hackathon events. Rewarding teams that assist in
optimizing Fintoch's security and developing innovative security technologies, we hope to keep
the talent making substantial contributions to the future of decentralized finance.
2022
FINTOCH financial public chain to go live on
roadshow
In November 2022, in order to spread Fintoch's financial public chain
and concept globally, Fintoch will travel around the world to
participate in roadshows and hold kick-off meetings, including Silicon
Valley, London, Toronto, Singapore, Kuala Lumpur, Beijing, Shanghai,
Tokyo, Seoul and other key cities in the Asia-Pacific region, hoping to
let everyone know that technology is changing our lives, and we are

changing the world with technology.

2022
Financial public chain for
community internal testing
In December 2022, in order to collect a large amount of user data, continuously improve the
performance of the financial public chain and give back to the participants, Fintoch will open up
the community users to participate in a six-month internal test of the public chain, not only to
experience the features and convenience of Fintoch financial public chain but also to stand firm
in the future wave of the crypto world and to capture the maximum return on asset
performance. The Fintoch financial public chain will be officially launched globally.

Node Server Test Financial Public Chain BUG and feedback Community Self-
Priority Experience Governance Proposal
 2023 Negotiation of important capital on
Wall Street
Before June 2023, during the public chain internal testing, Fintoch
executives will not remain silent but continue to integrate the economic
links between the chain and offline. It is planned to have deep talks
with multinational banks such as Morgan Stanley, HSBC, Citi, Goldman
Sachs, etc. to open up the important capital of Wall Street and
seamlessly connect traditional centralized finance and decentralized
finance and achieve each other. Under the integration of virtual and
physical, let the blockchain financial market becomes more and more
mature.

Goldman
Morgan Stanley Sachs Bank

HSBC Citi Bank

 Assisting Third World Countries to Bend
2023 the Curve
Southeast Asian Central and South
Countries American countries

Central African Western African

countries countries

June - December 2023, As the application area of blockchain technology continues to expand and develop,
countries around the world are paying more and more attention to the blockchain industry, and are stepping up
their pace to quickly layout, especially the third world countries need to seize the opportunity. While in Fintoch,
as corporate social responsibility, makes every effort to establish strategic partnerships with enterprises and
businesses in third world countries to help them achieve a bend with blockchain.
2023 FINTOCH subscribers exceed
10 million

20% 50% 80% 100%

Dec. 2022 Apr. 2023 Aug. 2023 Dec. 2023

By the end of 2023, the number of FINTOCH community users
will exceed 10 million and cover more than 100 countries and
20%
thousands of cities around the world, realizing Fintoch's vision
50% of win-win cooperation. In the future, Fintoch will continue to
promote the prosperous development of blockchain, from the
80% continuous refinement and breakthrough in technology,
consensus mechanism and security, so that the global economic
10 million subscribers 100%
development, gradually landed in the blockchain field.
 2025 FINTOCH to be listed on
NASDAQ

Subscribers Market
Capitalization

1,055,185,236 10,089,526,126
NASDAQ
Users / Subscribers $
In 2024 - 2025, Fintoch expects to make success step on the world, exceed 100 million cumulative users
worldwide, and be listed on NASDAQ, becoming a unicorn company blowing up the global blockchain finance.
The company will never forget its original intention, and uphold the concept of the global common wealth,
leading users to a more free and unrestrained, open and transparent financial country.
Thanks!
Any questions?
You can find me at:
◇ www.fintoch.com
◇ help@fintoch.com