I.T.

SECTORE AND ITS ROLE IN

INDIAN BANKING SECTORE
A PROJECT SUBMITTED TO PARTIAL
FULFILMENT FOR THE AWARD OF THE
DEGREE OF +3 3 YEAR ARTS In
rd

ECONOMICS

SUBMITTED BY:
LAKI BHATRA
ROLL NO: DV2003359
REGD NO: 04929/2019
UNDER THE SUPERVISON AND GUIDELINES OF
MISS. NISHAMANI
JUNIOR LECTURE IN ECONOMICS DEPARTMENT
GOVERNMENT COLLEGE KORAPUT
KORAPUT, 764020, ODISHA
 BERHAMPUR
UNIVERSITY
BANJA BIHAR, 76007, ODISHA
MISS. NISHAMANI
JUNIOR LECTURE IN ECONOMICS (HONOURS)
GOVERNMENT COLLEGE KORAPUT,
KORAPUT-764020 ODISHA
 CERTIFICATE
TIS IS TO CERTIFY THAT THE DISSERTATION ENTITLED STUDY OF

“IT SECTORE & ITS ROLE IN INDIAN BANKING

SECTORE”.
SUBMITTED BY LAKI BHATRA FOR PARTIAL
FULFILLMENT OF THE +3 3rd YEAR ECONOMICS (HONOURS) AND
COMPLETED UNDER MY GUIDANCE AND SUPERVISION. NO PART OF
THIS WORK HAS BEEN SUBMITTED FOR ANY OTHER DEGREE OR
DIPLOMA OF ANY UNIVERSITY.

Place:

Date: MISS. NISHAMANI

Laki Bhatra. Date……………
Department of economics (Honours)
Government College, Koraput
Landiguda (Koraput) 764020

DECLARATION
I Laki Bhatra, to hereby declare that the thesis entitled.
“IT SECTORE & ITS ROLE IN INDIAN
BANKING SECTORE”. Submitted by Government
College Koraput, partial fulfilment of the +3 3 rd year
economics (honours), is my own independent research
work under supervision of Miss. Nishamani, junior
lecture in department of economics, government college
Koraput (Landiguda). This has not been submitted to
another university /institution or published anywhere
for award of any degree/diploma at time before.
 Laki Bhatra
Roll No: DV2003359
Regd. No: 04929/2019

ACKNOWLEDGMENT
The investigator expresses his deep sense of
gratitude to his guide Miss.Nishamani, junior lecture in
department of Economics, Government College Koraput
(Landiguda) for his valuable guidance, keen supervision,
kind advice and inspiration without which the report
would not have been done successfully.

I prefer to make special thanks to my parents and

my family for their encouragement and inspiration. I do
think my friends and well-wishers for giving they are
assistance and necessary suggest sum in completing the
work.
 Laki Bhatra

I.T. SECTORE AND ITS ROLE IN

INDIAN BANKING
SECTOR
A distribution submitted to Berhampur University in
partial fulfilment of the award of the degree of in
economics

Submitted by:
Laki Bhatra
Roll No: DV2003359
Regd. No: 04929/2019
Under the supervision and guidance of
 Signature

CONTENTS
SL/No. Page No.

CHAPTER-1
1.1 Introduction 1-4
1.2 Significance of the study 4-15
1.3 Development of I.T. sector in India 15-18
1.4 Government policy and procedure 18-21
1.5 Foreign investment policy 21-22
1.6 Fiscal policy 23-24

CHAPTER-2
2.1 Review of literature 25-29
 CHAPTER-3
Objective-1

3.1 I.T. Sector and manufacturing sector 30-35

3.2 I.T. Sector and service sector 35-40
3.3 I.T. Sector and social sector 40-44
3.4 I.T. Sector in agriculture and rural development 44-54

CHAPTER-4
Objective-2 55-56
4.1 Impact of I.T. on banking sector 56-63
4.2 Impact on private sector banking 64-66
4.3 Impact of I.T. on public sector banks 66-69
4.4 Problems and prospects 69-72

CHAPTER-5
5.1 Finding 72-775
5.2 Conclusion and suggestion 75-82
5.3 Bibliography 82-87
LIST OF TABLE AND FIGURE
Table/Figure
No. Tittle Page No.

Figure
1 Top 5 countries by number of mobile phone 5
user
2 Number of mobile phone connection in Asia 7
3 Number of mobile phone connections in 12
European countries
4 Number of mobile phone connections in 13
North America
5 Number of mobile phone connections in 14
Australia and New Zealand countries

Table
1 Top 5 countries by number of mobile phone 6-7
user
2 Number of Mobile Phone connections in Asia 9

3 Number of phone connections in ASEAN 10

countries.
4 Number of mobile phone connections in 11
SAARC countries
5 Number of mobile phone connections in 12-13
European countries