TITLE INVESTIGATION REPORT TIR

To
The Manager,
Axis Bank,
Area Office
Rajapalayam.

Sub:-
Title Report for the property situated at In
Ayyankollankondan Village in the name of
S.Mariyammal, W/o. Sakkaraipandi,

-------
1. Name of the Mortgagors & Constitution
S.Mariyammal,
W/o. Sakkaraipandi,
Door No. 6
N.M.V. Suppan Street,
Aruppukottai Town,
Aruppukottai Taluk,
Virudhunagar (Dt.).

2. Full Address of the Mortgagor s

S.Mariyammal,
W/o. Sakkaraipandi,
Door No. 6
N.M.V. Suppan Street,
Aruppukottai Town,
Aruppukottai Taluk,
Virudhunagar (Dt.).

3. Name of the applicant & Constitution

(in case different from the mortgagor) S.Mariyammal,
W/o. Sakkaraipandi,
Door No. 6
N.M.V. Suppan Street,
Aruppukottai Town,
Aruppukottai Taluk,
Virudhunagar (Dt.).

4. Full Address of the applicant

(in the case different from the mortgagor) S.Mariyammal,
W/o. Sakkaraipandi,
Door No. 6
N.M.V. Suppan Street,
Aruppukottai Town,
Aruppukottai Taluk,
Virudhunagar (Dt.).

5. Type of property Indivual

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6. Detailed Description of the Property:-

In Virudhunagar Registar District, Aruppukottai Sub Register
Office, Palayampatti Village. S.No.171/6 of an extent of 0.50.5 Hectare (ie)
1 Acre 25 Cents and bounded by

South -Punja land of Pandiyarajan Vagaira

North -Punja land of Seethalakshmi W/o. Ramasamy Naicker
East - punja lands of Azhagarsamy and Amaravathi
West - Punja land of Renganayagam

7. Complete Details of the documents scrutinized by the advocate:-

Sl. Date of Document Particulars of the Document Original/
No. Certified
Photo Copy/
True Copy
15.09.2003 Registered sale deed executed by Xerox
1)
Soundrapandiyan and Gopalakirshanan in favour
of G.Manimaran (Doc.No.3692/2003)
11.10.2010 Registered general power deed executed by Xerox
2)
Manimanran infavour of his wife namely
Gandhimathi
18.10.2010 Registered sale deed executed by M.Gandhimathi Xerox
3)
in favour of S.Mariyammal (Doc.No.7227/2010)
14.12.2023 10 (1) adangal in the name of Mariyammal Xerox
4)
16.11.2023 Cultivation adangal in the name of Mariyammal Xerox
5)
16.11.2023 Kist Receipt in the name of Mariyammal Xerox
6)
05.12.1985 FMB Sketch Xerox
7)
04.02.2024 Online encumbrance certificate for a period from Online Copy
8)
01.01.1987 to 03.02.2024

a. In case of Housing Co.operative Societies,

8. whether NOC from Society is available. Not applicable
b. If in builders possession, whether NOC from
builder is available Not applicable
9. Whether the property is mutated in the name of Yes.
person creating mortgage
10. Whether the property has been notified for Not applicable
acquisition by the Government authorities
Whether up to date paid land revenue/ municipal
11. tax receipts have been verified and it is ensured No
that there are no arrears of land revenue/Municipal
taxes, as the case may be, over the property.
Whether the possession of the property offered as
12. security is in unhindered possession of the More than 14
 3

mortgagor and the period for which he/she is in

such possession. years
13. In case of Partition/Settlement deeds Whether No
the original there of is available for deposit.
14. In case of partition deeds, whether the same is No
registered under the law for time being in force.
15. Whether the local laws or any other law restricts No
the creation of the mortgage/ sale of the property
to be mortgage to the Bank.
16. Whether the occupancy right is inheritable and Yes
assignable
17. Whether any restrictive condition is required to No
be mentioned in the mortgage deed
Whether the property is enforceable under
18. SARFAESI No, the security
property is
Agricultural Land
19. Physical search conducted:-
At:Nil For Period :Nil Copy of Search Copy of receipt
report of fee paid
enclosed:-Yes enclosed No
Nature of title: Free hold/Lease-hold/ full
20. ownership rights/occupancy/possession rights or Full ownership
any other tenure.
21 If the property is leasehold property Nil
a. Whether lease deed has been registered as
required under the law Nil
b. Residual period of lease Nil
c. Whether there are any prejudicial clauses
or restrictive covenants in the lease deed No
which is likely to effect the lease hold
interests offered as security
d. Whether the consent/Permission from the No
lessor is required to mortgage the property.
If Yes, whether the permission/consent has
been obtained
e. Whether the property is granted under No
Government grant or any other grant
If Yes please specify if any permission is Not applicable
obtained
22. Encumbrance & Litigations Pending (If Yes, Nil as per the
Mention in detail) Encumbrance
Certificate
Whether minor interest is involved? If yes,
23. explain steps to be taken for creating effective No
mortgage and safeguard the Bank interest.
24 Whether the land holding of the title holder No
affected by land celling legislation in force. If yes,
explain the remedial measures to safeguard the
Bank interest.
25 Opinion on Type of mortgage to be created Registered
Equitable mortgage
26 Complete details of the documents to be Given As below
deposited for creation of valid mortgage
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I hereby certify that the title of the said property is clear, marketable, valid
27. and binding on the mortgagor a valid mortgage by way of
Registered Equitable Mortgage can be created by the mortgagor in
favour of the Bank. A valid mortgage by way of Registered Equitable
mortgage can be created by the mortgagor in favour of the Bank.
6. SCHEUDLE OF PROPERTY :
6 Complete or full description of the immovable properties offered as security
for creation of mortgage
i Survey No./ Extent 0.50.5 Ares (ie) 1 acre 25 Cents in
S.No.171/6
ii Location like name of the place, Virudhunagar Register District,
village, city, registration, sub- Aruppukottai Sub Register Office,
district etc. Aruppukottai Taluk, Palayamptti Village
28. Flow of title of the property (13 years/30 years), Given below
should contain how the party acquired the title,
details of parent/link documents etc.,
28) Tracing of Title:-

1) The security property is land measuring 1.25 Acres in S.No.171/6

at Palaiyampatti Village Aruppukottai Taluk more fully described above.

2) The land measuring 1.25 Acres in S.No.171/6 originally and

ancestrally belonged to Soundrapandiyan and Goplakrishnan even before
2003. The said Soundrapandiyan and Goplakrishnan had jointly executed a
registered sale deed dated 15.09.2003 in Doc.No.3692/2003 with respect to
the security property and some other property in favour of Manimaran for
valuable consideration (Doc.No.1). There after the said Manimaran had
executed a registered general power deed dated 11.10.2010 in
Doc.No.7227/2010 with respect to the security property in favour of his wife
namely Govindhammal (Doc.No.2). The said Govindhammal had
executed a registered sale deed dated 18.10.2010 in Doc.No.7227/2010 with
respect to the security property in favour of Mariyammal for valuable
consideration (Doc.No.3). After purchase the patta was also transferred to
the name Mariyammal. The 10(1) adangal, Cultivation adangal and Kist
receipt are all in the name of Mariyammal are produced as Doc.No.4 to 6.
The FMB Sketch for the security property is produced as Doc.No.7. which
help to identify/locate the security property. The title holder further states that
there is no lispendences or encumbrance over the security property. Hence the
said S.Mariyammal W/o. Sakkaraipandi are lawfully entitled to the security
property as absolute owners.
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28A) Tracing of Possession:-

The applicant has produced the 10 (1) adangal, Cultivation Adangal
and Kist Receipt are produced as doc.No.4 to 6 to prove possession.
28B) Tracing of Encumbrance:-
The online Encumbrance dated 04.02.2024 for the security is for the
period from 01.01.1987 to 03.02.2024 issued by the SRO Sub Registrar,
Aruppukottta regarding the security property. The said certificate discloses
only the above document No.1 and 3 are discussed with above. Hence there
is no subsisting encumbrance over the security property upto 03.02.2024

CERTIFICATE
In view of the foregoing, I certify that the title deeds intended to be
deposited, relating to the property and offered as security by way of equitable
mortgage and the documents of title referred to above are perfect evidence of the
title and that if the said equitable mortgage is created in the manner required by
Law, it would satisfy the requirements of creation of equitable mortgage.
In view of the foregoing, I certify that the title deeds intended to be
deposited, relating to the property and offered as security by way of equitable
mortgage and the documents of title referred to above are perfect evidence of the
title and that if the said equitable mortgage is created in the manner required by
Law, it would satisfy the requirements of creation of equitable mortgage.
I further certify that S.Mariyammal W/o. Sakkaraipandi is having clear,
marketable and unencumbered title over the security property stated above. The
mortgage if created will be available to AXIS BANK LTD for the liability of the
intending Borrower The following documents are required to be deposited for
creation of equitable mortgage:-

The above documents are required before disbursement of the loan for creating
valid equitable mortgage.

Sl. Date of Document Particulars of the Document Original/

No. Certified
Photo Copy/
True Copy
15.09.2003 Registered sale deed executed by Original
1)
Soundrapandiyan and Gopalakirshanan in favour
of G.Manimaran (Doc.No.3692/2003)
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11.10.2010 Registered general power deed executed by Original

2)
Manimanran infavour of his wife namely
Gandhimathi
18.10.2010 Registered sale deed executed by M.Gandhimathi Original
3)
in favour of S.Mariyammal (Doc.No.7227/2010)
14.12.2023 10 (1) adangal in the name of Mariyammal Online Copy
4)
16.11.2023 Cultivation adangal in the name of Mariyammal True Copy
5)
16.11.2023 Kist Receipt in the name of Mariyammal Original
6)
05.12.1985 FMB Sketch Xerox
7)
04.02.2024 Online encumbrance certificate for a period from Online Copy
8)
01.01.1987 to 03.02.2024

Remarks, if any:- Nil

Date: 06.02.2023 Signature of the Advocate

Place:Srivilliputtur Name:-P.KANNAN`