Dated: 26-02-2022

N.Udaya Sagar M.A., L.L.B.

Manager - Legal & Operations (AP&TS)

LEGAL REPORT
Smt. Aattili Nagamani, W/o Ramana , for the Property to be mortgaged by Simple situated
at D.No.Near Door No.4-78, , Sy no. 460/2 Gadarada Village, Korukonda Mandal, East Godavari
District., measuring plot area 87Sq Yards with following Boundaries:

North: FT 25.6- Panchayathi Road

South: FT 26.6 Kella Sattibabu ETC Site
East: FT 30.0 Gudupu Venkata Lakshmi Site
West: FT 30.0 Yallampalem Smtnu Site.

Part 1. Details / Description of the Documents/Scrutinized/Verified/Documents to be

collected for Mortgage:

Whether Original / Certified True

Sl.N Date of the
Name of the Document & Type
o Document
Copy of Sale Deed with Regd Doc
No. 2746/2021/ dt. 19/06/2021
executed by 1)Goodupu
Satyanarayana S/o Veerraju, 2)
Goodupu Veeravenkata Rao S/o
1 19/06/2021
Veerraju, 3) Goodupu Nageswara
Rao S/o Veerraju, 4) Gudupu
Sivaji S/o Veerraju, 5) Dasari
Vara Lakshmi ,W/o Veera Babu,
D/o Veerraju
Copy to be taken for creation of
Mortgage
Original Sale Deed with Regd Doc No.
2746/2021/ dt. 19/06/2021 executed by
1)Goodupu Satyanarayana S/o Veerraju,
2) Goodupu Veeravenkata Rao S/o
Veerraju, 3) Goodupu Nageswara Rao S/o
Veerraju, 4) Gudupu Sivaji S/o Veerraju,
5) Dasari Vara Lakshmi ,W/o Veera Babu,
D/o Veerraju

Part 2. : Title Flow Chart (Title Tree): (Chain of title)

1. Sale Deed with Regd Doc No. 2746/2021 dt. 19/06/2021 executed by By 1. Goodupu
Satyanarayana S/o Veerraju, 2. Goodupu Veeravenkata Rao S/o Veerraju, 3. Goodupu
Nageswara Rao S/o Veerraju, 4. Gudupu Sivaji S/o Veerraju, 5. Dasari Vara Lakshmi ,W/o
Veera Babu, D/o Veerraju resident of Gadarada Village, Korukonda Mandal, East
Godavari District.

2. Possession and Enjoyment Certificate issued by Village Revenue Officer/Mucipal

Commissioner/Concerned Authority, D.No.Near Door No.4-78, , Sy no. 460/2 Gadarada

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Village, Korukonda Mandal, East Godavari District, on 21/02/2022 for 15 years and
above. This Certificate issued in favour of Attilli Nagamani.

3. Certificate of encumbrance on 64516922 dt. 16/02/2022 from 01/01/1983 to

15/02/2022

Part 3: Brief History of the Property and how the Mortgagor has derived the Title: (Special
importance to area of the Property and legal heirs):

The property situated within the fields of Gadarada Village, Korukonda Mandal, in Sy no.
460/2 D.No.Near Door No.4-78, , an extent of 87Sq Yards, Mr/Mrs Aattilli Nagalakshmi has having
ownership the property through a Regd Sale Deed with Registration No. 2746/2021, dt.
19/06/2021 registered before Korukonda R.O. Sub Registrar.

This property is Ancestral and Partition in nature. Aattilli Nagalakshmi acquired the
property from 1. Goodupu Satyanarayana S/o Veerraju, 2. Goodupu Veeravenkata Rao S/o
Veerraju, 3. Goodupu Nageswara Rao S/o Veerraju, 4. Gudupu Sivaji S/o Veerraju, 5. Dasari Vara
Lakshmi ,W/o Veera Babu, D/o Veerraju are executed a Sale Deed with Regd Doc No. 2746/2021,
on dt.19/06/2021 infavour of Smt. Aattilli Nagalakshmi. 1. Goodupu Satyanarayana S/o Veerraju,
2. Goodupu Veeravenkata Rao S/o Veerraju, 3. Goodupu Nageswara Rao S/o Veerraju, 4. Gudupu
Sivaji S/o Veerraju, 5. Dasari Vara Lakshmi ,W/o Veera Babu, D/o Veerraju are Possessed the
entire property on 19/06/2021 and handed over the schedule property on the same day. As per
the available documents and recitals in the documents Aattilli Nagalakshmi is the Owner of the
property and enjoying the schedule property without interruption from the date of Partition to
till date. Possession and Enjoyment Certificate issued by Village Revenue Officer/Mucipal
Commissioner/Concerned Authority, D.No.Near Door No.4-78, , Sy no. 460/2 Gadarada Village,
Korukonda Mandal, East Godavari District,on 21/02/2022 for 15 years and above in break-up.
This Certificate issued in favour of Aattilli Nagalakshmi. Presently Aattilli Nagalakshmihaving an
extent of 87Sq Yards. She was in peaceful possession and enjoyment of the schedule property
without interruption till date.

Part 4: Search (Receipt & Date) and Investigation / E. C. and any adverse comments on Title:

Certificate of encumbrance on 64516922 dt. 16/02/2022 from 01/01/1983 to 20/02/2022 issued

by SRO Korukonda R.O.

No encumbrances seen

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Part 5: List of Documents (please Specify Original / Certified copy) for Creation of Mortgage:

Original or

Sl.No. Document Particulars Certified True

Copy

Original Sale Deed with Regd Doc No. 2746/2021 dt. 19/06/2021 executed
by By 1. Goodupu Satyanarayana S/o Veerraju, 2. Goodupu Veeravenkata
1 Rao S/o Veerraju, 3. Goodupu Nageswara Rao S/o Veerraju, 4. Gudupu  Original
Sivaji S/o Veerraju, 5. Dasari Vara Lakshmi ,W/o Veera Babu, D/o Veerraju
resident of Gadarada Village, Korukonda Mandal, East Godavari District.,
Possession and Enjoyment Certificate issued by Village Revenue
Officer/Mucipal Commissioner/Concerned Authority, D.No.Near Door
2 No.4-78, , Sy no. 460/2 Gadarada Village, Korukonda Mandal, East Original
Godavari District,on 21/02/2022 for 15 years and above. This Certificate
issued in favour of Aattilli Nagalakshmi
 Certificate of encumbrance on 64516922 dt. 16/02/2022 from
3  Original
01/01/1983 to 20/02/2022 issued by SRO Korukonda R.O..
Part 6: CERTIFICATE: I Certify that on the basis of above documents seen and verified, along with
attached enclosure Smt Aattilli Nagalakshmi, S/o Ramana(borrower/s) is having clear, marketable
and unencumbered/ Possessary title and they can Mortgage the property by Simple / Registered
Mortgage in favour of Godavari Urban Multi State Credit Co-Operative Society
Limited/Hindusthan MicroFinance Private Limited(BC Partner).

Kind information: This is also treated as a vetting and final scrutiny report.

(SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL)

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Smt : Aattilli Nagalakshmi W/o Ramana Remarks
Mortgaged Property Address: D.No.Near Door No.4-78, , Sy.No. 139/1,. Gadarada
Village, Korukonda Mandal, East Godavari District., measuring plot area 87Sq Yards.  

Whether the Borrower/(s) had Absolute, Clear and Marketable title over the Property/ies Having Ownership right
proposed to be mortgaged on the property/ies and create valid Mortgage

a) What is the nature of the title of the owner i.e. tenancy right, full ownership, occupancy
right, possessory right, minor's right or any other type of right? Clarify Ownership Right

(b) Leasehold immovable property/ies (whether the land building(s) is/are lease hold
lease verify the terms of the lease(s) the name and address (es) of the lessor (s) and
whether any permission/NOC from the lessor(s) Company authority is required for
transfer (such as mortgage, sale etc.) of the property/ies). Not Applicable
Whether there is any restriction/Prohibition under the property/ies under the title deeds
through which he/she has derived the title. No Such Restricted
Whether the latest title deeds and the immediately previous title deeds are available in Yes
Originals
Whether the Building tax/land revenue has been paid upto date No Dues
In case the loan is sought for construction purpose - whether the land has been converted
under the land revenue laws? If not required to be converted, give reasons Not Applicable
(a) Is / Are the property/ies free from encumbrances Yes
(b) Please give detailed account of charge/mortgage or redemptions for a minimum
period of 13 years and also state the subsisting charge / mortgage if any, mentioned in the
encumbrance certificate for the last 13 years. Not Applicable
Simple Mortgage
Type of Mortgage (Registered or Simple). If Simple, whether all original title deeds are Yes
available for creation of Simple Mortgage
Whether property/ies is/are freehold or leasehold or sell occupied or tenanted? If
tenanted, whether the property/ies can be take as mortgage and what precautions to be
taken. Free hold Property
Whether NOC obtained from concerned in case of Flats / office owned / controlled by
societies. Not Applicable
Whether all owners of the Property joined in the creation of mortgage of the property/ies
either by deposit of title deeds or by registered mortgage, etc. Yes

There are No Prior Mortgage/Charge whatsoever as could be seen from the record of
Index-II, for the period of 13 or 30 years pertaining to the immovable property/ies by the
above said title deeds. Not Applicable
There are no claims from minor/s and his/their interest in the property/ties is/are to the
extent of (specify the share of Minor's with name). No Minor Claims
The Mortgage is created will be perfect and available to the GODAVARI URBAN MULTY
STATE CREDIT CO-OPERATIVE SOCIETY LIMITED/HINDUSTHAN MICRO FINANCE
PRIVATE LIMITED(BC PARTNER) for the liability of the intending borrower Yes Simple Mortgage
If Any Adverse remark observed in Title and or in Creation of Mortgage (Simple /
Registered), please specify : Nil
( SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL )

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL