Senior Manager, Credit Policy & Risk Management

KEB Hana Bank Canada - Toronto

CO MP A N Y O VER V IEW
Starting as Korea Investment Finance in 1971, transforming into Hana Bank in 1991, and then taking off as a comprehensive
financial group in 2005, Hana Financial Group makes leaps to become the best financial group in the global market.
Hana Financial Group started with two branches in 1971 and has repeatedly achieved outstanding results. As of the end of December
2021, Hana Financial Group has established itself as the largest global financial group in Korea through 1,122 domestic and overseas
networks.

LO C AT IO N
Work Arrangements: 5 days per week in the office. (9:00am - 5:30pm)
Work Address: 4950 Yonge Street, Suite 1101, Toronto, Ontario, M2N 6K1, Canada (North York)

R O LE
Senior Manager, Credit Policy & Risk Management

BRE A K DO W N O F P O S IT IO N
• Create, review and revise credit policies in accordance with strategic goals and objectives, risk tolerance, and regulatory
requirements
• Develop detailed credit guidelines that outline the systematic processes for credit underwriting, credit evaluation, credit
adjudication & approval, account monitoring
• Define clear underwriting criteria for evaluating creditworthiness of borrowers. Outline the hierarchy of authority for credit
approvals, including the types of decisions that require approval at different levels
• Ensure that all credit policies and guidelines adhere to regulatory and industry standards
• Ensure the Policies and Guidelines adequately address potential credit risks associated with the Bank’s lending activities.
• Establish protocols for ongoing credit monitoring and quality reviews
• Develop reporting mechanisms to track and communicate the performance of the credit portfolio to senior management and
the Board
• Effectively communicate changes in credit policies and guidelines to relevant stakeholders within the organization
• Regularly review and update credit policies and guidelines to adapt to changing market conditions/economic environment,
emerging risks, and regulatory changes
• Perform review of Credit Quality i.e. quality of underwriting, adjudication, adherence to P&Ps, RAF etc.
• Assist in maintaining, updating, or revising the other risk related policies and guidelines (Credit Risk Framework, RAF, ECL
policy etc.)
• Support in preparing quarterly Risk Reports for Senior Management/ Board reporting
• Participate in knowledge transfer, within the team as well as business units and provide appropriate training

KEY H I GH L I GH T S
• Bachelor’s degree in finance, Economics, Business, or related field
• Relevant professional certifications, designations or equivalent education is preferred
• At least three to five years of work experience in credit risk management or a related role
• In-depth knowledge of credit risk analysis, lending principles and regulatory expectations
• Excellent writing and communication skills
• Detail oriented with strong analytical and problem-solving skills
• Familiarity with credit scoring models and relevant software tools for documentation and data analysis is a plus

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