PROJECT REPORT OF

MATOSHRI MEDICAL STORES

INDEX
SR.
NO. PARTICULARS PG NO

1 INTRODUCTION TO PROJECT & PROMOTOR 1

2 COST OF PROJECT AND MEANS OF FINANCE 2
3 PROJECTED PROFITABILITY STATEMENT 3
4 PROJECTED BALANCE SHEET 4
5 RATIO ANALYSIS 5
6 COMPUTATION OF D.S.C.R. 6
7 PROJECTED CASH FLOW STATEMENT 7
8 INTEREST & REPAYMENT OF TERM LOAN 8,9
 PROJECT PROFILE
PG 2

PARTICULARS AMOUNT AMOUNT

COST OF PROJECT :
1 Furniture -

2 Working Capital 2,00,000

TOTAL 2,00,000

MEANS OF FINANCE

1. Proprietor's Own Capital 10.00% 20,000

2. Cash Credit From Banks 90.00% 1,80,000

TOTAL 2,00,000
 FINANCIAL PROJECTION :
PROJECTED PROFITABILITY STATEMENT :
PG 3
YEARS OF PROJECTIONS
PARTICULARS
1 2 3 4 5
INCOME FROM SALE OF :

Gross Receipt 25,96,300 27,26,115 28,62,421 30,05,542 31,55,819

TOTAL REVUNUE : 25,96,300 27,26,115 28,62,421 30,05,542 31,55,819

EXPENSES :
Salary & Wages Expenses 1,80,000 1,89,000 1,98,450 2,08,373 2,18,791
Purcahse 19,47,225 20,44,586 21,46,816 22,54,156 23,66,864
Misc Exp 25,000 25,000 25,000 25,000 25,000
Light Bill Exps. 21,725 22,811 23,952 25,149 26,407
Rent 42,000 44,100 46,305 48,620 51,051
Travelling Exp 28,600 30,030 31,532 33,108 34,763
Depreciation - - - - -
Bank Interest 19,800 19,800 19,800 19,800 19,800
Insurance 5,000 5,000 5,000 5,000 5,000
TOTAL EXPENSES 22,69,350 23,80,328 24,96,854 26,19,207 27,47,677

Net Profit 3,26,950 3,45,788 3,65,567 3,86,335 4,08,142

Income Tax

NET PROFIT AFTER TAX 3,26,950 3,45,788 3,65,567 3,86,335 4,08,142

12.59 12.68 12.77 12.85 12.93
CALCULATION OF DEBT SERVICE COVERAGE RATIO
PG 6
PARTICULARS YEARS
1st 2nd 3rd 4th 5th
COVER AVAILABLE
1 Net Profit after tax 3,26,950 3,45,788 3,65,567 3,86,335 4,08,142
2 Add: depreciation - - - - -
3 Bank Interest 19,800 19,800 19,800 19,800 19,800

3,46,750 3,65,588 3,85,367 4,06,135 4,27,942

SERVICE OBLIGATION
1 Bank Interest 19,800 19,800 19,800 19,800 19,800

19,800 19,800 19,800 19,800 19,800

D.S.C.R. 17.51 18.46 19.46 20.51 21.61

AVERAGE D.S.C.R. 16.26

 PG 7

PROJECTED CASH FLOW STATEMENT

PARTICULARS Starting YEARS

1st 2nd 3rd 4th 5th
INFLOW OF FUND

Increase in Share capital 20,000

Increase in cc 1,80,000

Net Profit after Tax 3,26,950 3,45,788 3,65,567 3,86,335 4,08,142

Depreciation - - - - -

TOTAL SOURCES 2,00,000 3,26,950 3,45,788 3,65,567 3,86,335 4,08,142

OUTFLOW OF FUND

Increase in Capital Exp. -

Increase in Inventories 2,00,000 75,600 79,500 77,325 80,389 73,525

Increase in receivable 36,900 40,590 44,649 49,114 54,025

Term Loan repayment

Promotor Withdrawal 1,20,000 1,20,000 1,20,000 1,20,000 1,20,000

Increase in Current assets

TOTAL DISPOSITION 2,00,000 2,32,500 2,40,090 2,41,974 2,49,503 2,47,550

Opening Balance - - 94,450 2,00,148 3,23,740 4,60,573

Net Surplus - 94,450 1,05,698 1,23,593 1,36,833 1,60,592

Closing Balance - 94,450 2,00,148 3,23,740 4,60,573 6,21,165

 PG 4

PROJECTED BALANCE SHEET AT THE END OF

PARTICULARS Starting 1ST 2ND 3RD 4TH 5TH

A)Capital and Liabilities:
Equity/Capital 20,000 20,000 20,000 20,000 20,000 20,000

Reserves/Surplus 2,06,950 4,32,738 6,78,304 9,44,640 12,32,782

Bank CC 1,80,000 1,80,000 1,80,000 1,80,000 1,80,000 1,80,000

TOTAL 4,06,950 6,32,738 8,78,304 11,44,640 14,32,782

B) Fixed Assets
Gross Block - - - - - -
Depreciation - - - - - -
Net Block - - - - - -
C)Current Assets
Inventories 2,00,000 2,75,600 3,55,100 4,32,425 5,12,814 5,86,339
Receivables 36,900 77,490 1,22,139 1,71,253 2,25,278
Other current assets - - - - -
cash/Bank balance - 94,450 2,00,148 3,23,740 4,60,573 6,21,165

TOTAL 4,06,950 6,32,738 8,78,304 11,44,640 14,32,782

Note: - - - - -
Projection on the basis of Information provided by the client, We do not certify its accuracy as its projection on the basis
of some assumtions.
 PG 5

RATIO ANALYSIS FOR THE PROJECT

PARTICULARS Starting YEAR
1st 2nd 3rd 4th 5th
A DEBT EQUITY RATIO
Long Term Debt 1,80,000 1,80,000 1,80,000 1,80,000 1,80,000
Capital Employed 2,26,950 4,52,738 6,98,304 9,64,640 12,52,782
0.79 0.40 0.26 0.19 0.14

B CURRENT RATIO
Current Assets 4,06,950 6,32,738 8,78,304 11,44,640 14,32,782
Current Liabilities 1,80,000 1,80,000 1,80,000 1,80,000 1,80,000
2.3 3.5 4.9 6.4 8.0

C NET PROFIT RATIO

Net Profit before Tax 3,26,950 3,45,788 3,65,567 3,86,335 4,08,142
Sales 25,96,300 27,26,115 28,62,421 30,05,542 31,55,819
12.6 12.7 12.8 12.9 12.9