PROJECT REPORT OF

MAHESH KRUSHI SEVA KENDRA

INDEX
SR.
NO. PARTICULARS PG NO

1 INTRODUCTION TO PROJECT & PROMOTOR 1

2 COST OF PROJECT AND MEANS OF FINANCE 2
3 PROJECTED PROFITABILITY STATEMENT 3
4 PROJECTED BALANCE SHEET 4
5 RATIO ANALYSIS 5
6 COMPUTATION OF D.S.C.R. 6
7 PROJECTED CASH FLOW STATEMENT 7
8 INTEREST & REPAYMENT OF TERM LOAN 8,9
 PROJECT PROFILE
PG 2

PARTICULARS AMOUNT AMOUNT

COST OF PROJECT :
1 Furniture -

2 Working Capital 2,20,000

TOTAL 2,20,000

MEANS OF FINANCE

1. Proprietor's Own Capital 30,000

2. Cash Credit From Banks 1,90,000

TOTAL 2,20,000
 FINANCIAL PROJECTION :
PROJECTED PROFITABILITY STATEMENT :
PG 3
YEARS OF PROJECTIONS
PARTICULARS
1 2 3 4 5
INCOME FROM SALE OF :

Gross Receipt 13,96,300 14,66,115 15,39,421 16,16,392 16,97,211

TOTAL REVUNUE : 13,96,300 14,66,115 15,39,421 16,16,392 16,97,211

EXPENSES :
Salary & Wages Expenses 90,000 94,500 99,225 1,04,186 1,09,396
Purcahse 9,07,595 9,52,975 10,00,623 10,50,655 11,03,187
Misc Exp 25,000 25,000 25,000 25,000 25,000
Light Bill Exps. 21,725 22,811 23,952 25,149 26,407
Travelling Exp 28,600 30,030 31,532 33,108 34,763
Depreciation - - - - -
Bank Interest 20,900 20,900 20,900 20,900 20,900
Insurance 5,000 5,000 5,000 5,000 5,000
TOTAL EXPENSES 10,98,820 11,51,216 12,06,232 12,63,998 13,24,653

Net Profit 2,97,480 3,14,899 3,33,189 3,52,393 3,72,558

Income Tax

NET PROFIT AFTER TAX 2,97,480 3,14,899 3,33,189 3,52,393 3,72,558

21.30 21.48 21.64 21.80 21.95
CALCULATION OF DEBT SERVICE COVERAGE RATIO
PG 6
PARTICULARS YEARS
1st 2nd 3rd 4th 5th
COVER AVAILABLE
1 Net Profit after tax 2,97,480 3,14,899 3,33,189 3,52,393 3,72,558
2 Add: depreciation - - - - -
3 Bank Interest 20,900 20,900 20,900 20,900 20,900

3,18,380 3,35,799 3,54,089 3,73,293 3,93,458

SERVICE OBLIGATION
1 Bank Interest 20,900 20,900 20,900 20,900 20,900
2 Promotor Withdrawal 1,20,000 1,20,000 1,20,000 1,20,000 1,20,000

1,40,900 1,40,900 1,40,900 1,40,900 1,40,900

D.S.C.R. 2.26 2.38 2.51 2.65 2.79

AVERAGE D.S.C.R. 2.10

 PG 7

PROJECTED CASH FLOW STATEMENT

PARTICULARS Starting YEARS

1st 2nd 3rd 4th 5th
INFLOW OF FUND

Increase in Share capital 30,000

Increase in cc 1,90,000

Net Profit after Tax 2,97,480 3,14,899 3,33,189 3,52,393 3,72,558

Depreciation - - - - -

TOTAL SOURCES 2,20,000 2,97,480 3,14,899 3,33,189 3,52,393 3,72,558

OUTFLOW OF FUND

Increase in Capital Exp. -

Increase in Inventories 2,20,000 75,600 79,500 77,325 80,389 73,525

Increase in receivable 36,900 40,590 44,649 49,114 54,025

Term Loan repayment

Promotor Withdrawal 1,20,000 1,20,000 1,20,000 1,20,000 1,20,000

Increase in Current assets

TOTAL DISPOSITION 2,20,000 2,32,500 2,40,090 2,41,974 2,49,503 2,47,550

Opening Balance - - 64,980 1,39,789 2,31,004 3,33,895

Net Surplus - 64,980 74,809 91,215 1,02,891 1,25,008

Closing Balance - 64,980 1,39,789 2,31,004 3,33,895 4,58,903

 PG 4

PROJECTED BALANCE SHEET AT THE END OF

PARTICULARS Starting 1ST 2ND 3RD 4TH 5TH

A)Capital and Liabilities:
Equity/Capital 30,000 30,000 30,000 30,000 30,000 30,000

Reserves/Surplus 1,77,480 3,72,379 5,85,568 8,17,961 10,70,519

Bank CC 1,90,000 1,90,000 1,90,000 1,90,000 1,90,000 1,90,000

TOTAL 3,97,480 5,92,379 8,05,568 10,37,961 12,90,519

B) Fixed Assets
Gross Block - - - - - -
Depreciation - - - - - -
Net Block - - - - - -
C)Current Assets
Inventories 2,20,000 2,95,600 3,75,100 4,52,425 5,32,814 6,06,339
Receivables 36,900 77,490 1,22,139 1,71,253 2,25,278
Other current assets - - - - -
cash/Bank balance - 64,980 1,39,789 2,31,004 3,33,895 4,58,903

TOTAL 3,97,480 5,92,379 8,05,568 10,37,961 12,90,519

Note: - - - - -
Projection on the basis of Information provided by the client, We do not certify its accuracy as its projection on the basis
of some assumtions.
 PG 5

RATIO ANALYSIS FOR THE PROJECT

PARTICULARS Starting YEAR
1st 2nd 3rd 4th 5th
A DEBT EQUITY RATIO
Long Term Debt 1,90,000 1,90,000 1,90,000 1,90,000 1,90,000
Capital Employed 2,07,480 4,02,379 6,15,568 8,47,961 11,00,519
0.92 0.47 0.31 0.22 0.17

B CURRENT RATIO
Current Assets 3,97,480 5,92,379 8,05,568 10,37,961 12,90,519
Current Liabilities 1,90,000 1,90,000 1,90,000 1,90,000 1,90,000
2.1 3.1 4.2 5.5 6.8

C NET PROFIT RATIO

Net Profit before Tax 2,97,480 3,14,899 3,33,189 3,52,393 3,72,558
Sales 13,96,300 14,66,115 15,39,421 16,16,392 16,97,211
21.3 21.5 21.6 21.8 22.0