Feature SBI HDFC Bank ICICI Bank Kotak Mahindra Bank

Axis Bank
Market Share (%)~22 12 7 4 3
Branch Network Largest (22,000+)Extensive (5,500+)
Widespread (5,300+)
Strong presence (1,500+)
Well-developed (4,900+)
Focus Universal BankingRetail & CorporateRetail
Banking
& CorporatePrivate
Banking& Investment
Retail
Banking
& Corporate Banking
Strengths Large customer base,
Strong
government
brand, superior
support,
Diverse
technology,
product
wide product
portfolio,
efficient
High-net-worth
range
strong
operations
international
customer
Large rural
focus,
presence
andinnovative
semi-urban
products
presence
Weaknesses High operational costs,
Limitedlegacy
rural reach,
systems,
High
dependence
large
risk exposure,
NPA on
burden
Niche
wholesale
aggressive
player,
banking
limited
expansion
Integration
branch network
challenges, lower efficiency