11-01-2024

Quote No : c0ngwxcznar

Benefit Illustration for HDFC Life Sampoorna Jeevan

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sampoorna Jeevan

Age is taken as on last birthday Proposal No: NA

Name of
Name of the Prospect /Policy holder: Nadeem Pasha HDFC Life Sampoorna Jeevan
the Product:
A Non-linked Participating Individual
Age: 32 Tag Line:
Life Insurance Savings Plan
Name of the Life Assured: Nadeem Pasha Unique Identification No: 101N158V05
Age: 32 GST Rate: 4.5% for first year
2.25% second year
Policy Term 43 year(s)
onwards
Premium Payment Term: 12 year(s)
Amount of Installment Premium
100000
(Without GST):
Mode of Payment of Premium: Annual

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Options
Maturity Age Variant Sampoorna Jeevan 75 Basic Sum Assured Rs. 9,42,174
Guaranteed Benefit Option Lump sum Option
Bonus Type
Bonus Option Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 10,00,000
Paid up Addition Option No
Payout Frequency Annual Cash Bonus Start Year 1

Premium Summary
Base Plan CI Rider IB Rider PPR Rider (PAC) PPR Rider (ADC) PPR Rider (CC) Total Installment Premium
Instalment Premium without GST 100000 0 0 0 0 0 100000
Instalment Premium with First Year GST 104500 0 0 0 0 0 104500
Instalment Premium with GST 2nd Year Onwards 102250 0 0 0 0 0 102250

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 (Amounts in Rupees.)
Total Benefits
Guaranteed Benefits Non Guaranteed Benefits @ 4% p.a. Non-Guaranteed Benefits @ 8% p.a. including Guaranteed and Non-Guaranteed Benefits
Survival/Maturity Benefit Death Benefit
Age of Total Survival / Total Survival / Total Death Total Death
Policy Annualized Simple
Life Simple Reversionary Cash Cash Value Cash Cash Value Maturity Benefit Maturity Benefit Benefit incl of Benefit incl of
Year Premium Reversionary
Insured Survival Surrender Death Maturity Bonus/Simple Bonus/Accrued of Accrued Surrender Bonus/Accrued of Accrued Surrender incl Terminal incl Terminal Terminal Terminal
Bonus/Simple
Benefit Benefit Benefit Benefit Reversionary Income Paid Up Paid Up Benefit Paid Up Paid Up Benefit Bonus, if any @ Bonus, if any @ Bonus, if any @ Bonus, if any @
Reversionary
Bonus Additions Additions Additions Additions 4% 8% 4% 8%
Income Bonus
(4+7+8+9) (4+7+12+13) (6+8+9) (6+12+13)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 32 100000 0 0 1000000 0 0 4711 0 0 0 37687 0 0 4711 37687 1004711 1037687
2 33 100000 0 60000 1000000 0 0 4711 0 50578 0 37687 0 34050 4711 37687 1004711 1037687
3 34 100000 0 105000 1000000 0 0 4711 0 90867 0 37687 0 86058 4711 37687 1004711 1037687
4 35 100000 0 200000 1000000 0 0 4711 0 181157 0 37687 0 145029 4711 37687 1004711 1037687
5 36 100000 0 250000 1000000 0 0 4711 0 226446 0 37687 0 211622 4711 37687 1004711 1037687
6 37 100000 0 300000 1000000 0 0 4711 0 286572 0 37687 0 286572 4711 37687 1004711 1037687
7 38 100000 0 350000 1000000 0 0 4711 0 370699 0 37687 0 370699 4711 37687 1004711 1037687
8 39 100000 0 440000 1000000 0 0 4711 0 464878 0 37687 0 464878 4711 37687 1004711 1037687
9 40 100000 0 540000 1000000 0 0 4711 0 570091 0 37687 0 570091 4711 37687 1004711 1037687
10 41 100000 0 600000 1050000 0 0 4711 0 687344 0 37687 0 687344 4711 37687 1054711 1087687
11 42 100000 0 660000 1155000 0 0 4711 0 817723 0 37687 0 817723 4711 37687 1159711 1192687
12 43 100000 0 720000 1260000 0 0 4711 0 663470 0 37687 0 959417 4711 37687 1264711 1297687
13 44 0 0 720000 1260000 0 0 4711 0 658759 0 37687 0 995561 4711 37687 1264711 1297687
14 45 0 0 780000 1260000 0 0 4711 0 714048 0 37687 0 1034516 4711 37687 1264711 1297687
15 46 0 0 780000 1260000 0 0 4711 0 709337 0 37687 0 1076459 4711 37687 1264711 1297687
16 47 0 0 780000 1260000 0 0 4711 0 704626 0 37687 0 1121676 4711 37687 1264711 1297687
17 48 0 0 780000 1260000 0 0 4711 0 699915 0 37687 0 1170456 4711 37687 1264711 1297687
18 49 0 0 780000 1260000 0 0 4711 0 695204 0 37687 0 1223021 4711 37687 1264711 1297687
19 50 0 0 840000 1260000 0 0 4711 0 750493 0 37687 0 1279627 4711 37687 1264711 1317314
20 51 0 0 840000 1260000 0 0 4711 0 745783 0 37687 0 1340540 4711 37687 1264711 1378227
21 52 0 0 840000 1260000 0 0 4711 0 741072 0 37687 0 1406106 4711 37687 1264711 1443793
22 53 0 0 840000 1260000 0 0 4711 0 736361 0 37687 0 1476669 4711 37687 1264711 1514356
23 54 0 0 840000 1260000 0 0 4711 0 731650 0 37687 0 1552668 4711 37687 1264711 1590355
24 55 0 0 840000 1260000 0 0 4711 0 726939 0 37687 0 1634456 4711 37687 1264711 1672143
25 56 0 0 900000 1260000 0 0 4711 0 782228 0 37687 0 1722487 4711 37687 1264711 1760174
26 57 0 0 900000 1260000 0 0 4711 0 777517 0 37687 0 1817294 4711 37687 1264711 1854981
27 58 0 0 900000 1260000 0 0 4711 0 772806 0 37687 0 1919360 4711 37687 1264711 1957047
28 59 0 0 900000 1260000 0 0 4711 0 768096 0 37687 0 2029250 4711 37687 1264711 2066937
29 60 0 0 900000 1260000 0 0 4711 0 763385 0 37687 0 2147587 4711 37687 1264711 2185274
30 61 0 0 960000 1260000 0 0 4711 0 818674 0 37687 0 2274979 4711 37687 1264711 2312666
31 62 0 0 960000 1260000 0 0 4711 0 813963 0 47109 0 2402783 4711 47109 1264711 2449892
32 63 0 0 960000 1260000 0 0 4711 0 809252 0 47109 0 2540380 4711 47109 1264711 2587488
33 64 0 0 960000 1260000 0 0 4711 0 804541 0 47109 0 2688550 4711 47109 1264711 2735659
34 65 0 0 960000 1260000 0 0 4711 0 799830 0 47109 0 2848066 4711 47109 1264711 2895175
35 66 0 0 1020000 1260000 0 0 4711 0 855119 0 47109 0 3019853 4711 47109 1264711 3066961
36 67 0 0 1020000 1260000 0 0 4711 0 850409 0 47109 0 3204831 4711 47109 1264711 3251940
37 68 0 0 1020000 1260000 0 0 4711 0 845698 0 47109 0 3404002 4711 47109 1264711 3451111
38 69 0 0 1020000 1260000 0 0 4711 0 840987 0 47109 0 3618540 4711 47109 1264711 3665649
39 70 0 0 1020000 1260000 0 0 4711 0 836276 0 47109 0 3849578 4711 47109 1264711 3896686
40 71 0 0 1020000 1260000 0 0 4711 0 831565 0 47109 0 4098385 4711 47109 1264711 4145494
41 72 0 0 1080000 1260000 0 0 4711 0 886854 0 47109 0 4366329 4711 47109 1264711 4413438
42 73 0 0 1080000 1260000 0 0 4711 0 883571 0 47109 0 4654981 4711 47109 1264711 4702090
43 74 0 0 0 1260000 942174 0 4711 0 0 0 47109 0 0 3500178 5106585 3500178 5106585

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
3. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
4. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
5. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.

6. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions

7. Taxes will be applicable as per the prevailing provisions of the Income Tax Act, 1961.

I , have explained the premiums charges and benefits under the product fully to the prospect / policy holder. I Nadeem Pasha,having received the information with respect to the above, have understood the above statement before
entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official

Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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