DEAR SUSAN, I HOPE you and your dear family are very fine.

I am feeling happy about this new

position abroad in Mexico City. I live in an apartment located close to my office.

ON MY FIRST DAY AT WORK I learned about the background and products offered by the
company as well as their product portfolio. Front office and back office are very close, and it
helps a lot.

WELL, I HAVE TO GO BUT as soon as I have more interesting news about the firm i will let you
know as soon as possible. Nowadays I am participating in a new service that will be available
this month.

Make sure you write back soon. dear Susan.

Bye for now,
ANA.

A detailed comparison among credit card options was performed finding issues about the way people
understand and use them to get a benefit instead of a trouble.
A foundation point is understanding that a credit card is not an additional income but a loan. So, it
must be paid on their right dates and amounts. Products available in CONDUSEF website are the
official ones. However, the products not included in this website should not be taken because of their
lack of responsibility.
Once we check them all we can choose the cheapest APR (or CAT) meaning the annual percentage
rate including interest rate and fees. 0% APR purchases using credit cards are the best option. Even
deposits beyond the zero balance can get great benefits.
These results help consumers to select the right loan according to their income and budget.

- What is your full name? Miguel Gutierrez Garcia.

- What do you do? I am preparing to enter in the Master in Economic Sciences program.
- What do you study? I study Finance and I got the Business Administration degree.
- Are you single or married? Married
- Tell me about your family. Oh my wife works in a Real Estate firm. We don’t have any kids.
- Is it the first time you are taking this English exam? No, in fact, I did it 20 years ago but I keep
learning to excel my skills
- Do you play any sport or have a hobby? I love drawing, painting and learning new issues.
- Why did you choose to study Management? Because I wanted to learn about business and firms.
- How long have you been studying Management? In fact, I finished in two thousand and three, but it
I am studying again to finish it.
- How did you learn English? I wrote to pen friends abroad.
. How often do you practice English? I like to practice Daily
- What do you usually do to practice it? Reading Facebook posts in English language and checking
daily news from Euro news.
- Have you travelled abroad? What was it like? No, I have not.
- Is it better to study in classrooms than online? I think online is better because you can
- What are your plans for the future? Oh I want to finish my master program and become a teacher.