Writing a literature review can be an arduous task, especially when delving into complex topics such

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A literature review of mobile money involves exploring various aspects such as its history, evolution,
impact on financial inclusion, technological advancements, regulatory frameworks, and challenges
faced in its implementation. It requires examining a wide range of scholarly articles, research papers,
books, and reports to gain insights into the dynamics of mobile money ecosystems worldwide.

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sources, identifying gaps in the research, and proposing avenues for future investigation.
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