You are on page 1of 16

Faysal Islami Noor - Gold

Finally, a card you


can believe in.
Welcome Guide

For details, please visit:


faysalbank.com | 021 111 06 06 06
faysalislami faysalbankltd faysalbanklimited
Dear Card Member,

Welcome to the Faysal Islami Noor family.

Now with your Faysal Islami Gold Card, you are never out
of options. Faysal Islami Noor matches your lifestyle while
being dependable and convenient.

Faysal Islami Noor Card is Pakistan’s first Islamic Card


based on the Islamic Principle of Tawarruq. Your Faysal
Islami Noor card is a fully Shariah Complaint Card with
all the features and benefits that you normally look for in
conventional credit cards.

Detailed information regarding your Faysal Islami Noor Card


is enclosed in this Welcome Guide. We suggest that you
take the time to familiarize yourself with these details as
they will be handy when using your Faysal Islami Noor Card.

Please activate your card immediately by calling our Contact


Centre at 021 111 06 06 06 from your contact numbers
(office/residence) registered on our system and experience
the unmatched benefits and privileges of your Faysal Islami
Noor Card. For further queries, feel free to contact us 24
hours a day, 7 days a week through our call center.

We wish you happy shopping and look forward to serving


you better.

Regards,

Faysal Islami Noor Family

02
Understanding your Faysal Islami Noor Card - Gold KINDLY DO NOT HAND OVER YOUR CARD OR
SHARE PIN WITH ANYONE IN ANY SITUATION OR
CIRCUMSTANCES EVEN FOR A LIMIT INCREASE
OR CANCELLATION OF YOUR CARD ETC.
Chip Important Points
The embedded chip makes it almost
impossible to counterfeit your card. It
works like a fingerprint and holds your By signing and/or using your Faysal Bank Islami Noor Card
account information. you will have confirmed acceptance of the Terms and
Conditions of the Faysal Islami Noor Card membership.

Please call our Contact Centre at 021 111 06 06 06 if:


• You have any queries related to your
Faysal Islami Noor Card
• Your welcome pack does not have your
Faysal Islami Noor Card in it
• The information embossed on your Faysal Islami
ABID MALIK
Noor Card is inaccurate
• Your Faysal Islami Noor Card is lost or stolen
Your Name Mastercard
Your card is accepted at any
• You forgot your Faysal Islami Noor Card PIN
establishment /ATM throughout the
world that displays this sign.
Smile Points (Rewards)

Faysal Islami Noor - Gold Smile Points gives you many


possibilities to earn attractive rewards every time you
Contactless spend on your Faysal Islami Noor Card.
Mastercard contactless payments allow
cardholders to shop quickly and
conveniently at the POS with just a tap
2x Reward Points on Apparel & Utility spending:
of their card. Earn 2x reward points on paying Utility Bill Payments
and Apparel shopping
QR Code
Scan for latest discounts and promotions
3x reward points on social and charitable
organizations
IDEMIA 8 1963532C 01/22
Faysal Islami Noor - Gold is also offering distinctive
3x reward points on selected merchants which include
Charitable and Social Service organizations.

For more details, please visit our website:


Card Validity
www.faysalbank.com
The “valid from” and “valid thru” dates
show the validity period for use on your
card. The card validity extends from the Account Number
opening month to the last day of the This is your account number. Please
closing month. include your card account number on
all cheques and correspondence.

03 04
Rewards Redemption - Instant Discount Program
You no longer have to wait to redeem your accumulated
Round the year up to 50% discount campaigns at leading
Reward Points through a catalogue. Simply redeem your
restaurants across Pakistan.
accumulated reward points at our redemption partner outlets.
You can avail fabulous discounts at a variety of
our discount partners which include the following:

• Discounts on renowned islamic apparel partners


such as hijab-ul-hareem
• Deals and discounts on islamic books and online
islamic stores
• Discounted subscription facility to islamic libraries

For details, please call our Contact Centre on


021 111 06 06 06 or log on to www.faysalbank.com.

Rewards Redemption - Eternal Reward


Faysal Islami Noor - Gold offers Eternal rewards that
work on the principle of Spend & Charity/Donation*.
Now you can redeem the reward points earned on your
spend which are available on Faysal Islami Noor Card and
pay to any charitable organization under charity/donation.
• Shaukat Khanum Memorial Hospital
• Indus Hospital & More

* Please note that this donation/charity amount will not


be accounted under Zakat.

05 06
Faysal Bank – DigiMall Priceless Specials – Previously Buy 1 Get 1
Faysal Bank - DigiMall is an online platform that
Priceless Specials provides thousands of offers
enables you to shop for the right items, at the right
throughout Middle East and Africa across fine dining,
price — worry-free!
premium Spas and activities.
DigiMall is a complete online shopping solution that
enables you to use your Faysal Islami Noor Card to securely You can now explore 2-for-1 offers and discounts
pay for your shopping. You can choose from a wide range of to discover new restaurants and treat the family to
products/services available at the best prices and good a vacation for less.
quality of service provided by Faysal Bank.
How to use:

For new users, simply download the Priceless Specials


mobile app from the App Store or Google Play Store and
register with the first 8 digits of your card to start saving.

For existing users, your MasterCard Buy 1 Get 1 app


will be updated to Priceless Specials app.

Here are just some of the reasons to buy from DigiMall:

• We’ve made buying really easy


• We're at your Service 24/7
• Pay for what you want, not shipping
• Our standards are as high as yours

07 08
Chip & PIN Cards 3D Secure Service

Enjoy more security and peace of mind across the globe


with Faysal Bank Islami Noor Card.

Why is Chip & PIN technology more secure?

The Faysal Bank Chip & PIN Cards have an embedded


microchip on which your Card data is securely stored
ensuring that your Card is unique and cannot be duplicated.
When making a cash or retail transaction with your new
Chip & PIN card, at a merchant, you need to enter your
4-digit PIN. That means that if your Card is ever lost or
stolen, no one else can use it, because only you know
your PIN. This provides you with an additional layer of At Faysal Bank we take your online security seriously.
security for all your transactions and ultimately much That’s why we are pleased to offer “3D Secure”, a service
more peace of mind. which provides you the confidence to enjoy enhanced
security while ensuring you peace of mind during your
How to use your Faysal Bank Chip & PIN Card online purchases on merchant websites which subscribe
to the services of 3D Secure.
When making payments at merchants with your Chip
& PIN card, you should note the following steps that Faysal Islami Noor Card is now
will be performed: More Secure for Online Transactions!

Step 1 Step 2 Step 3 Step 1 Step 2 Step 3

Look Buy Tap & insert

Step 4 Step 5 Step 6


Enter 4 Digit Pin Authorization Collect your card and receipt

00 Submit your required Enter 3D Secure OTP Enter OTP & recieve
00
CVV Code & expiry. sent via SMS / Email confirmation of
your transaction

More Secure & convient


No hassle of activation for online shopping
Note: Since you have completed the transaction using
your PIN, there is no need to sign the transaction receipt.
For further details on 3D Secure, please call our Contact
Centre at 111 06 06 06. For Terms and Conditions and
Frequently Asked Questions (FAQs),visit our website at
www.faysalbank.com.
09 10
Contactless Installment Plan
1. Installment Plan at 2% per month profit
To ease your financial burden, our Installment Plan makes
it possible for you to convert your purchases into affordable
and easy installments of 3 to 60 months at profit rate of
2% per month.

2. Alliance Product Instalment Plan at 0% Profit


Book your first high end product through our alliance
partners at 0% profit rate and no processing fee.
Terms and condition apply

No cancellation fee/charges will be levied on early


cancellation of Installment Plan.
Your Faysal Islami Noor Card brings you the contactless
payments and allows you to shop conveniently and quickly Cash Withdrawal
at the POS with just the tap of your card. You can also use your Faysal Islami Noor Card on any
ATM in the world to withdraw cash displaying or
Contactless payment is ideal for places where speed logos without any upfront fee. Any amount up to 10% of
counts and is accepted at millions of locations nationwide. your total card limit or PKR 25,000/- (whichever is lower)
Contactless transactions do not require you to swipe your is available to you as cash. The Bank shall demand Profit
Card or enter your PIN code (unless above the payment on each Cash Withdrawal, if payment for Cash Withdrawal
threshold) into the POS machine. is not made in full within the Payment Required Date for
Contactless is accepted globally at merchants including each billing cycle, from the date of each Cash Withdrawal
retail stores, fast food restaurants, pharmacies, grocery until the date of full payment at the rate of Profit specified
and convenience stores and at transit locations. You’ll in the Schedule of Charges per month.
even find contactless in taxis and at vending machines.
SMS Alerts
Value-Added Services You will receive SMS Alerts on all your Retail & Digital
Transactions for absolutely free.

PIN Generation
Call and generate your Islami Card PIN at 021 111 06 06 06.

E-Statement
Never miss an Islami Card statement. Receive your
monthly Card statement on your personal e-mail address
absolutely free!
For more details, please call our Contact Centre
at 021 111 06 06 06.

Supplementary Cards
Your Faysal Islami Noor Card brings you value Added With the Faysal Islami Noor Card, you can give up to 5
services aimed to provide convenience and banking Supplementary Cards to your loved ones aged 14 years
at your fingertips. These services include: and above.
11 12
Features are as follows: • Never put your account number or PIN or ATM PIN
• You can assign specific percentages/amounts on the outside of an envelope or postcard. Never put
of your card limit to the Supplementary Cards. your ATM PIN or T-PIN on the card or on your wallet
• All transactions conducted by Supplementary • Kindly do not hand over your card or share your PIN
Cardholders will be the liability of the Primary to anyone in any situation or circumstances even for
Cardholder. a limit increase or cancellation of your card etc.
• In case of loss or theft, only the affected Card needs • Frequently check your e-statement to identify erroneous
to be replaced. charges. It's quicker than waiting for monthly paper
• All charges incurred on all Islami Cards are reported statements. Please register for e-Statements absolutely
on the monthly statement of the Primary Cardholder. FREE by calling our Contact Centre at 021 111 06 06 06.
Card fraud can occur in a number of ways, so it's
Cross Border Transaction
important that you are aware of the common ways of
You can use your Faysal Islami Noor Card for carrying out
avoiding fraud incurring on your Card. The common
transactions at POS terminals, e-commerce merchants
types of fraud and the ways they can happen include:
and any other ADC (Alternative Delivery Channels) in
Pakistan and as well as outside Pakistan. To activate your • Your regular Bank or Card statements fail to appear.
cross border transaction please call on Contact Centre at • Your Card statement includes charges for items
021 111 06 06 06. you have not purchased or ordered.
• You may find a transaction using your details
Limit Your Losses
has been carried out on the internet without your
It's important to be careful when you use your Card(s).
knowledge or consent.
Never lend them to anyone, and never leave your cards or • You provide your Card or PIN details over a telephone
receipts lying around. You prevent the risk of fraud on your
call without making proper identification check.
Card, you as a Cardholder should protect your card and
card number to the best of your ability. This can save you The Internet
from being a victim of Card fraud or theft. Some useful tips • Most internet sales are safe, but as internet purchases
for fraud prevention include: increase, so do incidents of online Card fraud. There
are, however, several steps you can take to reduce the
• Please ensure that no one else uses your Faysal Islami
likelihood of being a victim.
Noor Card at the Point of Sale for any type of transaction. • Deal only with reputable companies. Make sure the
• Immediately report to our Contact Centre 021 111 06 06 06
website you access has a physical address. While
in case your Card is lost/stolen or security information of the
on the checkout page of a shopping site, see if the
PIN is compromised / shared or the uncut card is
site uses a secure server before you give out your
handed over to unknown person.
Card information.
• Always know where your cards are and keep them • Be sure to deal with companies that post their
in a safe place.
privacy policy on their websites and read the privacy
• Ensure that you have signed the signature panel
policy. Most companies that offer online ordering will
on the back of your card for your own security.
include a privacy policy on their website. While some
• Cross check details on the charge slip i.e amount
websites may ask forpersonal information, the only
charged, card number, customer name, card expiry date.
information a merchant needs to process an order is
• Always check receipts against your monthly statements.
the name on the card, the Card number and the expiry
Errors must be reported within 14 days of the statement
date. CW/CVC2 code given at the back of the Islami
receipt date.
Card (Signature panel last 3 digits).
• Record your card numbers and expiry dates in a safe • Avoid using a public computer to shop online
place, separate from your cards. Use it if you need to
and always remember to log off when you have
report lost or stolen cards.
finished shopping.
13 14
• Never click on internet links within e-mails. Instead 3. Are Utility Bill payments considered a cash transaction
type the known URL. or a retail transaction?
• Before shopping online, make sure that the website Utility Bill payment is considered as a retail
has built-in security features. transaction. You may also earn reward points by
• To protect your information, use only a computer that conducting such transactions.
has a firewall in place. 4. How do I cancel Installment Plan?
Please call our 24/7 contact center at
Safety Tips for Using Your Faysal Islami Noor Card 021 111 06 06 06 to request for Installment Plan
• Choose a personal identification number (PIN) that's Cancellation. No cancellation fee will be charged
not your phone number or the numbers in your on early cancellation of installment plans.
birthday or common digits such as 1234 etc. 5. Taxes and Other Government Levies/Duties?
• Memorize your PIN and don't write it on anything in The bank shall collect advance tax, at the time of
your wallet. transfer of any sum remitted outside Pakistan, on
• Check all ATM receipts against card statement. behalf of any person who has completed an Islami
• Never lend your cards to anyone or leave cards and Cards transaction, outside Pakistan as per prevailing
receipts lying around the house and office. FBR rates per transaction for both filer and Non filer.
The Taxes shall be charged as per government
Frequently Asked Questions (FAQs) regulations.
1. How do I activate my Faysal Islami Noor Card? 6. Can I make transactions at crypto/virtual currencies
using my Faysal Islami Noor Card?
Upon receiving your Faysal Bank Islami Noor Card, No, you cannot make any transactions on crypto/
call our Contact Centre at 021 111 06 06 06 from your virtual currencies using my Faysal Islami Noor Card.
contact number (office/residence) registered on our
system to get it activated. For more FAQs please visit www.faysalbank.com

2. How do I make my monthly payments?

You may use any of the following methods to make


monthly payments:

Cheque deposited at any of our drop box locations.


• Cheques drawn on a bank outside the city should
be dropped at least 7 working days before the
payment required date
• Cheques drawn on a bank within the city should
be dropped at least 3 working days before the
payment required date
• Make Cheques payable to Faysal Islami Noor
Card, marked “A/C Payee Only” and payable in
Pakistani Rupees

15 16
‫• ﭼﯿﮏ واﭘﺴﯽ ﮐﯽ ﺻﻮرت ﻣﯿﮟ ﭼﯿﮏ واﭘﺴﯽ ﮐﮯ ﭼﺎرﺟﺰ ‪ ،‬ﺷﯿﮉول آف ﭼﺎرﺟﺰ‬ ‫ﭘﮍﮬﯿﺌﮯ۔ زﯾﺎدہ ﺗﺮ ﮐﻤﭙﻨﯿﺎں ﺟﻮ آن ﻻﺋﻦ آرڈر ﮐﯽ ﭘﯿﺸﮑﺶ ﮐﺮﺗﯽ ﮨﯿﮟ ان ﮐﯽ وﯾﺐ ﺳﺎﺋﭧ‬
‫ﮐﮯ ﻣﻄﺎﺑﻖ وﺻﻮل ﮐﺌﮯ ﺟﺎﺋﯿﮟ ﮔﮯ‬ ‫ﭘﺮ ﭘﺮاﺋﯿﻮﯾﺴﯽ ﭘﺎﻟﯿﺴﯽ ﮨﻮﺗﯽ ﮨﮯ۔ اﮔﺮﭼﮧ ﮐﭽﮫ وﯾﺐ ﺳﺎﺋﭩﺲ ذاﺗﯽ ﻣﻌﻠﻮﻣﺎت ﺟﺎﻧﻨﺎ ﭼﺎﮨﺘﯽ‬
‫• ﺑﺮاہ ِﻣﮩﺮﺑﺎﻧﯽ ﻧﻘﺪ رﻗﻢ اداﺋﯿﮕﯽ ﮐﮯ ﻟﻔﺎﻓﮯ ﻣﯿﮟ رﮐﮫ ﮐﺮ ﻧﮧ ﺑﮭﯿﺠﺌﮯ‬ ‫ﮨﯿﮟ‪ ،‬ﺗﺎﺟﺮ )ﻓﺮوﺧﺖ ﮐﻨﻨﺪہ( ﮐﻮ آرڈر ﭘﺮ ﮐﺎررواﺋﯽ ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ ﺟﻮ ﻣﻌﻠﻮﻣﺎت درﮐﺎر‬
‫‪ ii‬ﭘﮯ آرڈرز‬ ‫ﮨﻮﺗﯽ ﮨﯿﮟ وہ ﮐﺎرڈ ﭘﺮ درج ﻧﺎم‪ ،‬اﺳﻼﻣﯽ ﮐﺎرڈ منﱪ اور ﺗﺎرﯾﺦ ﺗﻨﺴﯿﺦ ﮨﮯ۔ ‪CW/CVC2‬‬
‫‪ iii‬ﮨامری ﮐﺴﯽ ﺑﮭﯽ ﺑﺮاﻧﭻ ﮐﮯ ﮐﺎؤﻧﭩﺮ ﭘﺮ ﻧﻘﺪ رﻗﻢ ﮐﯽ اداﺋﯿﮕﯽ۔ آپ ﮨامرے‬ ‫ﮐﻮڈ اﺳﻼﻣﯽ ﮐﺎرڈ ﮐﯽ ﭘﺸﺖ ﭘﺮ درج ﮐﯿﺎ ﮔﯿﺎ ﮨﮯ )دﺳﺘﺨﻂ ﮐﺎ ﺧﺎﻧﮧ آﺧﺮی ‪ 3‬ﮨﻨﺪ ﺳﮯ(‬
‫راﺑﻄﮧ ﻣﺮﮐﺰ ‪ 021 111 06 06 06‬ﮐﻮ ﺑﮭﯽ ﮐﺎل ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ ﺑﺮاﺋﮯ‪:‬‬ ‫آن ﻻﺋﻦ ﺧﺮﯾﺪاری ﮐﮯ ﻟﺌﮯ ﭘﺒﻠﮏ ﮐﻤﭙﯿﻮﭨﺮ ﮐﮯ اﺳﺘﻌامل ﺳﮯ ﮔﺮﯾﺰ ﮐﯿﺠﺌﮯ‬ ‫•‬
‫‪ iv‬دﯾﮕﺮ ﺑﯿﻨﮑﻮں ﺳﮯ ﺑﯿﻠﻨﺲ ﮐﯽ ﻣﻨﺘﻘﻠﯽ‬ ‫اور ﺧﺮﯾﺪاری ﮐﺮﻧﮯ ﮐﮯ ﺑﻌﺪ ” ﻻگ آف“ ﮐﺮﻧﺎ ﴐور ﯾﺎد رﮐﮭﯿﺌﮯ۔‬
‫‪ v‬ﻓﯿﺼﻞ ﺑﯿﻨﮏ ﻣﯿﮟ آپ ﮐﺎ اﮐﺎؤﻧﭧ ﮨﻮﻧﮯ ﮐﯽ ﺻﻮرت ﻣﯿﮟ رﻗﻢ ﮐﯽ ﻣﻨﺘﻘﻠﯽ‬ ‫ای ﻣﯿﻞ ﮐﮯ اﻧﺪر ﺷﺎﻣﻞ اﻧﭩﺮ ﻧﯿﭧ ﻟﻨﮑﺲ ﮐﻮ ﮐﻠﮏ ﻧﮧ ﮐﯿﺠﺌﮯ۔ اس ﮐﮯ ﺑﺠﺎﺋﮯ ﯾﻮ آر اﯾﻞ‬ ‫•‬
‫‪ vi‬ﻓﯿﺼﻞ ﺑﯿﻨﮏ ﻣﯿﮟ آپ ﮐﺎ اﮐﺎؤﻧﭧ ﮨﻮﻧﮯ ﮐﯽ ﺻﻮرت ﻣﯿﮟ آﭨﻮ ڈﯾﺒﭧ ﮐﯽ ﺳﮩﻮﻟﺖ‬ ‫ﭨﺎﺋﭗ ﮐﯿﺠﺌﮯ‪ ،‬ﺟﻮ آپ ﮐﻮ ﻣﻌﻠﻮم ﮨﻮ۔‬
‫ﮐﮯ ذرﯾﻌﮯ ﮐﻞ ﯾﺎ ﮐﻢ از ﮐﻢ اداﺋﯿﮕﯽ‬ ‫آن ﻻﺋﻦ ﺷﺎﭘﻨﮓ ﺳﮯ ﭘﮩﻠﮯ اس ﺑﺎت ﮐﺎ ﯾﻘﯿﻦ ﮐﺮ ﻟﯿﺠﺌﮯ ﮐﮧ وﯾﺐ ﺳﺎﺋﭧ ﻣﯿﮟ‬ ‫•‬
‫‪ vii‬اﮔﺮ آپ ﭘﺎﮐﺴﺘﺎن ﺳﮯ ﺑﺎﮨﺮ ﻣﻘﯿﻢ ﮨﯿﮟ ﺗﻮ ﮨﻢ ﯾﮧ ﻣﺸﻮرہ دﯾﮟ ﮔﮯ ﮐﮧ آپ‬ ‫”ﺑﻠﭧ۔ اِن“ ﺣﻔﺎﻇﺘﯽ ﺧﺼﻮﺻﯿﺎت ﮨﯿﮟ۔‬
‫ﻣﻘﺎﻣﯽ ﺑﯿﻨﮏ ﮐﮯ ذرﯾﻌﮯ ﭘﺎﮐﺴﺘﺎﻧﯽ روﭘﻮں ﻣﯿﮟ ﭨﯿﻠﯿﮕﺮاﻓﮏ ﻣﻨﺘﻘﻠﯽ ﮐﮯ ذرﯾﻌﮯ‬ ‫اﭘﻨﯽ ﻣﻌﻠﻮﻣﺎت ﮐﯽ ﺣﻔﺎﻇﺖ ﮐﮯ ﻟﺌﮯ ﴏف وہ ﮐﻤﭙﯿﻮﭨﺮ اﺳﺘﻌامل ﮐﯿﺠﺌﮯ ﺟﺲ ﻣﯿﮟ‬ ‫•‬
‫اداﺋﯿﮕﯽ ﮐﯿﺠﺌﮯ )ﭼﺎرﺟﺰ‪ ،‬ﺷﯿﮉول آف ﭼﺎرﺟﺰ ﮐﮯ ﻣﻄﺎﺑﻖ ﻻﮔﻮ ﮨﻮں ﮔﮯ(‬ ‫ﻓﺎﺋﺮ وال ﻓﻌﺎل ﮨﻮ۔‬
‫‪ viii‬آپ اﭘﻨﺎ ﺑﻞ ﻓﯿﺼﻞ ﺑﯿﻨﮏ ﳌﯿﭩﮉ اور دﯾﮕﺮ ﺑﯿﻨﮑﻮں ﮐﯽ اﻧﭩﺮﻧﯿﭧ ﺑﯿﻨﮑﻨﮓ‪ ،‬ﻣﻮﺑﺎﺋﻞ‬
‫اﯾﭗ اور اے ﭨﯽ اﯾﻢ ﮐﮯ ذرﯾﻌﮯ ‪1‬ﺑﻞ ﮐﯽ ﴎوﺳﺰ ﮐﮯ اﺳﺘﻌامل ﺳﮯ ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ‬ ‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ اﺳﺘﻌامل ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ ﺣﻔﺎﻇﺘﯽ ﻣﺸﻮرے‬
‫اﮔﺮ ﻣﯿﮟ اﭘﻨﮯ ﮐﺎرڈ ﭘﺮ ﻣﺨﺘﺺ ﮐﺮدہ ﺣﺪ ﮐﮯ ﻣﻄﺎﺑﻖ ﻧﻘﺪ رﻗﻢ ﻧﮑﻠﻮاﺗﺎ ﮨﻮں ﺗﻮﴎوس‬ ‫‪3‬‬ ‫اﯾﺴﮯ ﭘﺮﺳﻨﻞ آﺋﯿﮉﯾﻨﭩﯽ ﻓﮑﯿﺸﻦ منﱪ )ﭘﻦ = ‪ (PIN‬ﮐﺎ اﻧﺘﺨﺎب ﮐﯿﺠﺌﮯ ﺟﻮ ﻧﮧ ﺗﻮ آپ ﮐﺎ ﻓﻮن‬ ‫•‬
‫ﮐﯽﮐﺘﻨﯽ ﻓﯿﺲ ﻣﺠﮭﮯ ادا ﮐﺮﻧﺎ ﮨﻮﮔﯽ؟‬ ‫منﱪ ﮨﻮ ﯾﺎ ﺳﺎﻟﮕﺮہ ﮐﯽ ﺗﺎرﯾﺦ ﮐﺎ منﱪ ﮨﻮ ﯾﺎ ﺑﺎﻟﮑﻞ ﻋﺎم منﱪ ﺟﯿﺴﮯ ﮐﮧ ‪ 1234‬وﻏﯿﺮہ ﮨﻮں۔‬
‫اےﭨﯽاﯾﻢﯾﺎﮐﺎؤﻧﭩﺮﮐﮯذرﯾﻌﮯﻧﻘﺪرﻗﻢ ﻧﮑﻠﻮاﻧﮯﮐﯽﮐﻮﺋﯽﻓﯿﺲﻧﮩﯿﮟوﺻﻮلﮐﯽ ﺟﺎﺋﮯﮔﯽ‬ ‫اﭘﻨﮯ ﭘﻦ ﮐﻮ ﯾﺎد رﮐﮭﯿﺌﮯ اور اﭘﻨﮯ واﻟﯿﭧ ﻣﯿﮟ ﻣﻮﺟﻮد ﮐﺴﯽ ﺑﮭﯽ ﭼﯿﺰ ﭘﺮ اﺳﮯ ﺗﺤﺮﯾﺮ ﻧﮧ ﮐﯿﺠﺌﮯ۔‬ ‫•‬
‫ﯾﻮﭨﯿﻠﯿﭩﯽ ﺑﻞ ﮐﯽ اداﺋﯿﮕﯽ ﮐﯿﺶ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﺳﻤﺠﮭﯽ ﺟﺎﺋﮯ ﮔﯽ ﯾﺎ رﯾﭩﯿﻞ ﭨﺮاﻧﺰﯾﮑﺸﻦ؟‬ ‫‪4‬‬ ‫ﮐﺎرڈ اﺳﭩﯿﭩﻤﻨﭧ ﮐﮯ روﺑﺮو متﺎم اے ﭨﯽ اﯾﻢ رﺳﯿﺪوں ﮐﯽ ﺟﺎﻧﭻ ﮐﯿﺠﺌﮯ۔‬ ‫•‬
‫ﯾﻮﭨﯿﻠﯿﭩﯽ ﺑﻞ ﮐﯽ اداﺋﯿﮕﯽ رﯾﭩﯿﻞ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﺗﺼﻮر ﮐﯽ ﺟﺎﺋﮯ ﮔﯽ۔ آپ اس ﻃﺮح‬ ‫اﭘﻨﺎ ﮐﺎرڈ ﮐﺴﯽ ﮐﮯ ﺣﻮاﻟﮯ ﻧﮧ ﮐﯿﺠﺌﮯ ﯾﺎ ﮐﺎرڈ اور رﺳﯿﺪوں ﮐﻮ ﮔﮭﺮ ﯾﺎ دﻓﱰ ﻣﯿﮟ‬ ‫•‬
‫ﮐﯽ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﭘﺮ رﯾﻮارڈ ﭘﻮاﺋﻨﭩﺲ ﺑﮭﯽ ﺣﺎﺻﻞ ﮐﺮ ﺳﮑﯿﮟ ﮔﮯ۔‬ ‫اِدﮬﺮ ا ُدﮬﺮ ﻧﮧ ﭼﮭﻮڑﯾﺌﮯ۔‬
‫ﻣﯿﮟ ﻗﺴﻄﻮں ﮐﺎ ﭘﻼن ﮐﺲ ﻃﺮح ﻣﻨﺴﻮخ ﮐﺮ ﺳﮑﺘﺎ ﮨﻮں؟‬ ‫‪5‬‬
‫ﻗﺴﻄﻮں ﮐﮯ ﭘﻼن ﮐﯽ ﻣﻨﺴﻮﺧﯽ ﮐﯽ درﺧﻮاﺳﺖ ﮐﮯ ﻟﺌﮯ ﺑﺮاہ ِ ﻣﮩﺮﺑﺎﻧﯽ‬ ‫اﮐرث ﭘﻮﭼﮭﮯ ﺟﺎﻧﮯ واﻟﮯ ﺳﻮاﻻت‬
‫ﮨامرے راﺑﻄﮧ ﻣﺮﮐﺰ ‪ 021 111 06 06 06‬ﭘﺮﮐﺎل ﮐﯿﺠﺌﮯ۔ ﻗﺴﻄﻮں ﮐﮯ ﭘﻼن‬ ‫‪ 1‬ﻣﯿﮟ اﭘﻨﺎ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﯿﺴﮯ اﯾﮑﭩﯿﻮﯾﭧ ﮐﺮوں؟‬
‫ﮐﯽ ﻗﺒﻞ از وﻗﺖ ﻣﻨﺴﻮﺧﯽ ﮐﮯ ﻟﺌﮯ ﮐﻮﺋﯽ ﻓﯿﺲ ﻧﮩﯿﮟ وﺻﻮل ﮐﯽ ﺟﺎﺋﮯ ﮔﯽ‬ ‫اﭘﻨﺎ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﻣﻮﺻﻮل ﮨﻮﻧﮯ ﭘﺮ اﺳﮯ اﯾﮑﭩﯿﻮﯾﭧ ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ ﮨامرے‬
‫ﭨﯿﮑﺴﺰ اور دﯾﮕﺮ ﴎﮐﺎری ﻣﺤﺼﻮﻻت ‪ /‬واﺟﺒﺎت ﭘﺎﮐﺴﺘﺎن ﺳﮯ ﺑﺎﮨﺮ ﺑﮭﯿﺠﯽ ﺟﺎﻧﮯ‬ ‫‪6‬‬ ‫ﮐﺎل ﺳﯿﻨﭩﺮ ‪ 021 111 06 06 06‬ﭘﺮ اﭘﻨﮯ راﺑﻄﮧ منﱪ )دﻓﱰ‪/‬ﮔﮭﺮ( ﺳﮯ ﮐﺎل ﮐﯿﺠﺌﮯ ﺟﻮ‬
‫واﻟﯽ ﮐﺴﯽ ﺑﮭﯽ رﻗﻢ ﭘﺮﺑﯿﻨﮏ ﭘﯿﺸﮕﯽ ﭨﯿﮑﺲ‪ ،‬ﮐﺴﯽ ﺑﮭﯽ اس ﻓﺮد ﮐﯽ ﺟﺎﻧﺐ ﺳﮯ‬ ‫ﮨامرے ﺳﺴﭩﻢ ﭘﺮ رﺟﺴﭩﺮڈ ﮨﻮ۔‬
‫ﺟﺲ ﻧﮯ اﺳﻼﻣﯽ ﮐﺎرڈ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﻣﮑﻤﻞ ﮐﺮ ﻟﯽ ﮨﻮ‪ ،‬ﺑﯿﺮون ِ ﭘﺎﮐﺴﺘﺎن اﯾﻒ ﺑﯽ آر‬ ‫‪ 2‬ﻣﯿﮟ اﭘﻨﯽ ﻣﺎﮨﺎﻧﮧ اداﺋﯿﮕﯿﺎں ﮐﯿﺴﮯ ﮐﺮوں؟‬
‫ﮐﯽ راﺋﺞ ﴍح ﻓﯽ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﮐﮯ ﻣﻄﺎﺑﻖ ﺑﺮاﺋﮯ ﻓﺎﺋﻠﺮ اور ﻧﺎن ﻓﺎﺋﻠﺮ‪ ،‬دوﻧﻮں ﺳﮯ‬ ‫آپ ﻣﺎﮨﺎﻧﮧ اداﺋﯿﮕﯿﺎں ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ درج ذﯾﻞ ﮐﻮﺋﯽ ﺑﮭﯽ ﻃﺮﯾﻘﮧ اﭘﻨﺎ ﺳﮑﺘﮯ ﮨﯿﮟ‪:‬‬
‫وﺻﻮل ﮐﺮے ﮔﺎ۔ ﭨﯿﮑﺴﺰ ﴎﮐﺎری ﺿﺎﺑﻄﻮں ﮐﮯ ﻣﻄﺎﺑﻖ وﺻﻮل ﮐﺌﮯ ﺟﺎﺋﯿﮟ ﮔﮯ‬ ‫‪ i‬ﮨامرے ﮐﺴﯽ ﺑﮭﯽ ڈراپ ﺑﮑﺲ ﻣﺮﮐﺰ ﭘﺮ ﭼﯿﮏ ﺟﻤﻊ ﮐﺮواﻧﺎ۔‬
‫ﮐﯿﺎ ﻣﯿﮟ اﭘﻨﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮرﮐﺎرڈ ﮐﮯ ذرﯾﻌﮯ ﮐﺮﭘﭩﻮ‪/‬ورﭼﻮﺋﻞ ﮐﺮﻧﺴﯽ‬ ‫‪7‬‬ ‫• ﺑﯿﺮونِ ﺷﮩﺮ ﺑﯿﻨﮏ ﮐﺎ ﭼﯿﮏ اداﺋﯿﮕﯽ ﮐﯽ ﻣﻄﻠﻮﺑﮧ ﺗﺎرﯾﺦ ﺳﮯ ﮐﻢ از ﮐﻢ‬
‫ﻣﯿﮟ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﮐﺮ ﺳﮑﺘﺎ ﮨﻮں؟‬ ‫‪ 7‬اﯾﺎم ﮐﺎر ﻗﺒﻞ ﺟﻤﻊ ﮐﺮواﯾﺌﮯ‬
‫ﺟﯽ ﻧﮩﯿﮟ‪ ،‬آپ اﭘﻨﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮرﮐﺎرڈ ﮐﮯ ذرﯾﻌﮯ ﮐﺮﭘﭩﻮ‪ /‬ورﭼﻮﺋﻞ ﮐﺮﻧﺴﯽ‬ ‫• اﻧﺪرون ِﺷﮩﺮ ﺑﯿﻨﮏ ﮐﺎ ﭼﯿﮏ اداﺋﯿﮕﯽ ﮐﯽ ﻣﻄﻠﻮﺑﮧ ﺗﺎرﯾﺦ ﺳﮯ ﮐﻢ از ﮐﻢ‬
‫ﻣﯿﮟ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﻧﮩﯿﮟ ﮐﺮ ﺳﮑﺘﮯ۔‬ ‫‪ 3‬اﯾﺎم ﮐﺎر ﻗﺒﻞ ﺟﻤﻊ ﮐﺮواﯾﺌﮯ‬
‫• ﭼﯿﮑﺲ ﺑﻨﺎم ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﺑﻨﺎﯾﺌﮯ ﺟﺲ ﭘﺮ "‪"A/C Payee Only‬‬
‫اﮐرث ﭘﻮﭼﮭﮯ ﺟﺎﻧﮯ واﻟﮯ ﻣﺰﯾﺪ ﺳﻮاﻻت ﮐﮯ ﻟﺌﮯ ﺑﺮاہ ِﻣﮩﺮﺑﺎﻧﯽ ‪www.faysalbank.com‬‬ ‫درج ﮨﻮ اور ﭘﺎﮐﺴﺘﺎﻧﯽ روﭘﻮں ﻣﯿﮟ واﺟﺐ اﻻدا ﮨﻮ‬
‫ﺳﮯ رﺟﻮع ﮐﯿﺠﺌﮯ۔‬ ‫• ﺑﺮاہ ِ ﻣﮩﺮﺑﺎﻧﯽ اﭘﻨﺎ ﮐﺎرڈ منﱪ اور اﭘﻨﺎ ﻣﮑﻤﻞ ﻧﺎم ﭼﯿﮏ ﮐﯽ ﭘﺸﺖ ﭘﺮ درج ﮐﯿﺠﺌﮯ‪،‬‬
‫اور ﮨﻤﯿﺸﮧ اﭘﻨﯽ اداﺋﯿﮕﯽ ﮐﺎ ﮐﻮﭘﻦ )اﭘﻨﮯ اﺳﭩﯿﭩﻤﻨﭧ ﮐﺎ ﻧﭽﻼ ﺣﺼﮧ(اﭘﻨﯽ اداﺋﯿﮕﯽ‬
‫ﮐﮯ ﺳﺎﺗﮫ واﭘﺲ ﮐﯿﺠﺌﮯ‬

‫‪17‬‬ ‫‪18‬‬
‫اﭘﻨﺎ ای۔ اﺳﭩﯿﭩﻤﻨﭧ ﭘﺎﺑﻨﺪی ﺳﮯ دﯾﮑﮭﯿﺌﮯ ﺗﺎﮐﮧ ﻏﻠﻄﯽ ﺳﮯ درج ﺷﺪہ ﻣﻌﺎوﺿﻮں‬ ‫•‬ ‫اﺿﺎﻓﯽ ﮐﺎرڈز )ﺳﭙﻠﯿﻤﯿﻨﭩﺮی ﮐﺎرڈز(‬
‫ﮐﯽ ﻧﺸﺎﻧﺪﮨﯽ ﮨﻮ ﺳﮑﮯ۔ ﯾﮧ ﻣﺎﮨﺎﻧﮧ ﺟﺎری ﮐﺮدہ ﮐﺎﻏﺬی اﺳﭩﯿﭩﻤﻨﭧ ﮐﮯ اﻧﺘﻈﺎر ﺳﮯ‬ ‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﮯ ﺳﺎﺗﮫ آ پ ‪ 5‬اﺿﺎﻓﯽ ﮐﺎرڈز‬
‫زﯾﺎدہ ﺗﯿﺰ ﻋﻤﻞ ﮨﮯ۔ ﺑﺮاہ ﻣﮩﺮﺑﺎﻧﯽ ﮨامرے راﺑﻄﮧ ﻣﺮﮐﺰ ‪ 021 111 06 06 06‬ﭘﺮ ﮐﺎل‬ ‫ﺗﮏ اﭘﻨﮯ ﭘﯿﺎروں ﮐﻮ دے ﺳﮑﺘﮯ ﮨﯿﮟ ﺟﻦ ﮐﯽ ﻋﻤﺮﯾﮟ ‪14‬ﺳﺎل اور اس ﺳﮯ زﯾﺎدہ ﮨﻮں۔‬
‫ﮐﺮﮐﮯ ﺑﺎﻟﮑﻞ ﻣﻔﺖ ای اﺳﭩﯿﭩﻤﻨﭧ ﮐﮯ ﻟﺌﮯ رﺟﺴﭩﺮﯾﺸﻦ ﮐﺮواﯾﺌﮯ۔‬ ‫اس ﮐﯽ ﺧﺼﻮﺻﯿﺎت درج ِ ذﯾﻞ ﮨﯿﮟ‪:‬‬
‫ﮐﺎرڈ ﭘﺮ دﮬﻮﮐﮧ دﮨﯽ ﮐﺌﯽ ﻃﺮﯾﻘﻮں ﺳﮯ ﮨﻮ ﺳﮑﺘﯽ ﮨﮯ‪ ،‬ﻟ ٰﮩﺬا ﯾﮧ ﴐوری ﮨﮯ ﮐﮧ‬ ‫•‬ ‫• آپ ﮐﮯ ﺑﻨﯿﺎدی ﮐﺎرڈ ﮐﯽ ﺣﺪ اﺿﺎﻓﯽ ﮐﺎرڈ ﺳﮯ ﻣﺸﱰک ﮨﻮﮔﯽ ﻟﯿﮑﻦ ان ﮐﮯ ﮐﺎرڈ‬
‫آپ اﭘﻨﮯ ﮐﺎرڈ ﭘﺮ دﮬﻮﮐﮧ دﮨﯽ ﺳﮯ ﺑﭽﻨﮯ ﮐﯽ ﻋﺎم ﺻﻮرﺗﻮں ﺳﮯ آﮔﺎہ ﮨﻮں۔‬ ‫منﱪز ﻋﻠﯿﺤﺪہ ﮨﻮں ﮔﮯ۔‬
‫دﮬﻮﮐﮧ دﮨﯽ ﮐﯽ ﻣﻤﮑﻨﮧ ﻋﺎم اﻗﺴﺎم اور ﭘﯿﺶ آﻧﮯ واﻟﯽ ﺻﻮرﺗﻮں ﻣﯿﮟ ﺷﺎﻣﻞ ﮨﯿﮟ‪:‬‬ ‫• آپ اﭘﻨﮯ ﮐﺎرڈ ﮐﯽ ﺣﺪ ﮐﺎ ﻣﺨﺼﻮص ﻓﯿﺼﺪ ‪ /‬رﻗﻮﻣﺎت اﺿﺎﻓﯽ ﮐﺎرڈز ﮐﻮ ﻣﺨﺘﺺ‬
‫• آپ ﮐﺎ ﺑﺎﻗﺎﻋﺪہ ﺑﯿﻨﮏ ﯾﺎ ﮐﺎرڈ اﺳﭩﯿﭩﻤﻨﭧ ﻇﺎﮨﺮ ﻧﮧ ﮨﻮﺳﮑﮯ‬ ‫ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ۔‬
‫• آپ ﮐﮯ ﮐﺎرڈ اﺳﭩﯿﭩﻤﻨﭧ ﻣﯿﮟ ان اﺷﯿﺎء ﮐﮯ ﻣﻌﺎوﺿﮯ ﺷﺎﻣﻞ ﮨﻮں ﺟﻮ آپ ﻧﮯ ﻧﮩﯿﮟ‬ ‫• اﺿﺎﻓﯽ ﮐﺎرڈ ﮨﻮﻟﮉرز ﮐﯽ متﺎم ﮐﯽ ﮔﺌﯽ ﭨﺮاﻧﺰﯾﮑﺸﻨﺰ ﮐﯽ ذﻣﮯ داری اﺻﻞ ﮐﺎرڈ‬
‫ﺧﺮﯾﺪﯾﮟ ﯾﺎ آرڈر ﻧﮩﯿﮟ ﮐﯿﮟ‬ ‫ﮨﻮﻟﮉرﭘﺮ ﮨﻮ ﮔﯽ۔‬
‫• آپ ﮐﻮ اﯾﺴﯽ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﮐﺎ ﭘﺘﮧ ﭼﻠﮯ ﺟﻮ آپ ﮐﮯ ﻋﻠﻢ ﻣﯿﮟ ﻻﺋﮯ ﺑﻐﯿﺮ ﯾﺎ ﺑﻼ‬ ‫• ﮔﻤﺸﺪﮔﯽ اور ﭼﻮری ﮐﯽ ﺻﻮرت ﻣﯿﮟ ﴏف ﻣﺘﺎﺛﺮہ ﮐﺎرڈ ﺟﺎری ﮐﯿﺎ ﺟﺎﺋﮯ ﮔﺎ۔‬
‫اﺟﺎزت اﻧﭩﺮﻧﯿﭧ ﭘﺮ آپ ﮐﯽ ﺗﻔﺼﯿﻼت ﮐﺎ اﺳﺘﻌامل ﮐﺮﺗﮯ ﮨﻮﺋﮯ ﮐﯽ ﮔﺌﯽ ﮨﻮ‬ ‫• متﺎم اﺳﻼﻣﯽ ﮐﺎرڈز ﭘﺮ ﻻﮔﻮ ﻣﻌﺎوﺿﮯ اﺻﻞ ﮐﺎرڈ ﮨﻮﻟﮉر ﮐﮯ ﻣﺎﮨﺎﻧﮧ اﺳﭩﯿﭩﻤﻨﭧ ﭘﺮ‬
‫• آپ اﭘﻨﮯ ﮐﺎرڈ ﯾﺎ ﭘﻦ ﮐﯽ ﺗﻔﺼﯿﻼت ﺑﻐﯿﺮ ﴐوری ﺷﻨﺎﺧﺖ ﮐﺌﮯ ﭨﯿﻠﯿﻔﻮن ﮐﺎل ﭘﺮ ﻓﺮاﮨﻢ ﮐﺮﯾﮟ‬ ‫درج ﮐﺌﮯ ﺟﺎﺋﯿﮟ ﮔﮯ۔‬
‫اس ﺑﺎت ﮐﻮ ﯾﻘﯿﻨﯽ ﺑﻨﺎﺋﯿﮯ ﮐﮧ ﺧﺮﯾﺪاری ﻣﺮﮐﺰ ﭘﺮﮐﻮﺋﯽ دوﴎا ﻓﺮد آپ ﮐﮯ‬ ‫•‬
‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﻮ اﺳﺘﻌامل ﮐﺮﮐﮯ ﮐﺴﯽ ﻗﺴﻢ ﮐﯽ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﻧﮧ ﮐﺮ ﺳﮑﮯ‬ ‫ﮐﺮاس ﺑﺎرڈر ﭨﺮاﻧﺰﯾﮑﺸﻦ‬
‫اﭘﻨﮯ ﮐﺎرڈ ﮐﮯ ﮔﻢ‪/‬ﭼﻮری ﮨﻮﺟﺎﻧﮯ ﯾﺎ ﭘﻦ ﮐﯽ ﺣﻔﺎﻇﺘﯽ ﻣﻌﻠﻮﻣﺎت ﻇﺎﮨﺮ ‪ /‬ﻣﻌﻠﻮم‬ ‫•‬ ‫آپ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﻮ ﭘﺎﮐﺴﺘﺎن اور ﭘﺎﮐﺴﺘﺎن ﺳﮯ ﺑﺎﮨﺮ ﺧﺮﯾﺪاری ﻣﺮاﮐﺰ‬
‫ﮨﻮ ﺟﺎﻧﮯ ﯾﺎﻏﯿﺮ ﺗﺮاﺷﯿﺪہ ﮐﺎرڈﮐﺴﯽ اﺟﻨﺒﯽ ﮐﮯ ﺣﻮاﻟﮯ ﮐﺮ دﯾﺌﮯ ﺟﺎﻧﮯ ﮐﯽ ﺻﻮرت‬ ‫)ﭘﯽ او اﯾﺲ ﭨﺮﻣﯿﻨﻠﺰ(‪ ،‬ای۔ ﮐﺎﻣﺮس ﻣﺮﭼﻨﭩﺲ اور ﮐﺴﯽ ﺑﮭﯽ دﯾﮕﺮ اے ڈی ﺳﯽ‬
‫ﻣﯿﮟ ﮨامرے راﺑﻄﮧ ﻣﺮﮐﺰ ‪ 021 111 06 06 06‬ﮐﻮ ﻓﻮری ﻣﻄﻠﻊ ﮐﯿﺠﺌﮯ‬ ‫)آﻟﭩﺮﻧﯿﭩﯿﻮ ڈﻟﯿﻮری ﭼﯿﻨﻠﺰ( ﮐﯽ ﭨﺮاﻧﺰﯾﮑﺸﻨﺰ ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ اﺳﺘﻌامل ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ۔‬
‫ﮨﻤﯿﺸﮧ اس ﺑﺎت ﺳﮯ آﮔﺎہ رﮨﯿﺌﮯ ﮐﮧ آپ ﮐﮯ ﮐﺎرڈز ﮐﮩﺎں ﮨﯿﮟ اور اﻧﮩﯿﮟ‬ ‫•‬ ‫اﭘﻨﯽ ﺑﯿﺮون ﻣﻠﮏ ﭨﺮاﻧﺰﯾﮑﺸﻦ ﮐﻮ اﯾﮑﭩﯿﻮﯾﭧ ﮐﺮواﻧﮯ ﮐﮯ ﻟﺌﮯ ﺑﺮاہ ِ ﻣﮩﺮﺑﺎﻧﯽ ﮨامرے‬
‫ﻣﺤﻔﻮظ ﺟﮕﮧ ﭘﮧ رﮐﮭﯿﺌﮯ‬ ‫ﮐﺎل ﺳﯿﻨﭩﺮ ‪ 021 111 06 06 06‬ﭘﺮﮐﺎل ﮐﯿﺠﺌﮯ۔‬
‫اﭘﻨﯽ ذاﺗﯽ ﺣﻔﺎﻇﺖ ﮐﮯ ﻟﺌﮯ ﺗﺼﺪﯾﻖ ﮐﺮ ﻟﯿﺠﺌﮯ ﮐﮧ آپ ﻧﮯ اﭘﻨﮯ ﮐﺎرڈ ﮐﯽ ﭘﺸﺖ ﭘﺮ‬ ‫•‬ ‫اﭘﻨﮯ ﻧﻘﺼﺎﻧﺎت ﮐﻮ ﻣﺤﺪود رﮐﮭﯿﺌﮯ‬
‫دﺳﺘﺨﻂ ﮐﮯ ﺧﺎﻧﮯ ﻣﯿﮟ دﺳﺘﺨﻂ ﮐﺮ دﯾﺌﮯ ﮨﯿﮟ‬ ‫ﯾﮧ ﺑﺎت اﮨﻢ ﮨﮯ ﮐﮧ ﺟﺐ آپ اﭘﻨﺎ ﮐﺎرڈ )ﮐﺎرڈز( اﺳﺘﻌامل ﮐﯿﺠﺌﮯ ﺗﻮ ﻣﺤﺘﺎط رﮨﯿﺌﮯ۔‬
‫ﭼﺎرج ﺳﻠﭗ ﯾﻌﻨﯽ وﺻﻮل ﺷﺪہ رﻗﻢ‪ ،‬ﮐﺎرڈ منﱪ‪ ،‬ﺻﺎرف ﮐﺎ ﻧﺎم‪ ،‬ﮐﺎرڈﮐﯽ ﺗﺎرﯾﺦ ِ ﺗﻨﺴﯿﺦ ﮐﯽ‬ ‫•‬ ‫اﻧﮩﯿﮟ ﮐﺒﮭﯽ ﮐﺴﯽ ﮐﮯ ﺣﻮاﻟﮯ ﻧﮧ ﮐﯿﺠﺌﮯ اور ﻧﮧ ﮨﯽ اﭘﻨﮯ ﮐﺎرڈز ﯾﺎ رﺳﯿﺪﯾﮟ اِدﮬﺮ ا ُدﮬﺮ‬
‫ﺗﻔﺼﯿﻼت دوﺑﺎرہ ﺟﺎﻧﭻ ﻟﯿﺠﺌﮯ‬ ‫رﮐﮭﯿﺌﮯ۔ آپ اﭘﻨﮯ ﮐﺎرڈ ﭘﺮ دﮬﻮﮐﮧ دﮨﯽ ﮐﮯ ﺧﻄﺮات ﺳﮯ ﺑﭽﯿﺌﮯ‪ ،‬ﺑﺤﯿﺜﯿﺖ ﮐﺎرڈ‬
‫اﭘﻨﮯ ﻣﺎﮨﺎﻧﮧ اﺳﭩﯿﭩﻤﻨﭩﺲ ﮐﮯ ﺿﻤﻦ ﻣﯿﮟ رﺳﯿﺪوں ﮐﻮ ﮨﻤﯿﺸﮧ ﺟﺎﻧﭻ ﻟﯿﺠﺌﮯ۔ ﮐﺴﯽ‬ ‫•‬ ‫ﮨﻮﻟﮉر آپ ﮐﻮاﭘﻨﯽ اﮨﻠﯿﺖ ﮐﮯ ﻣﻄﺎﺑﻖ اﭘﻨﮯ ﮐﺎرڈ اور ﮐﺎرڈ منﱪ ﮐﯽ ﺣﻔﺎﻇﺖ ﮐﺮﻧﺎ ﮨﻮ ﮔﯽ۔‬
‫ﺑﮭﯽ ﺳﻘﻢ )ﻏﻠﻄﯽ( ﮐﯽ ﺻﻮرت ﻣﯿﮟ اﺳﭩﯿﭩﻤﻨﭧ ﻣﻮﺻﻮل ﮨﻮﻧﮯ ﮐﯽ ﺗﺎرﯾﺦ ﺳﮯ ‪14‬دن‬ ‫ﯾﮧ اﻣﺮ آپ ﮐﻮ اﭘﻨﮯ ﮐﺎرڈ ﮐﯽ دﮬﻮﮐﮧ دﮨﯽ اور ﭼﻮری ﺳﮯ ﻣﺤﻔﻮظ رﮐﮫ ﺳﮑﺘﺎ ﮨﮯ۔‬
‫ﮐﮯ اﻧﺪر اﻧﺪر اﻃﻼع دﯾﻨﺎ ﻻزم ﮨﻮﮔﺎ۔‬ ‫دﮬﻮﮐﮧ دﮨﯽ ﺳﮯ ﺑﭽﺎؤ ﮐﮯ ﻟﺌﮯ ﮐﭽﮫ اﺣﺘﯿﺎﻃﯽ ﺗﺪاﺑﯿﺮ ﻣﯿﮟ ﺷﺎﻣﻞ ﮨﯿﮟ‪:‬‬
‫اﻧﭩﺮﻧﯿﭧ‬ ‫اﭘﻨﮯ ﻣﺎﮨﺎﻧﮧ اﺳﭩﯿﭩﻤﻨﭩﺲ ﮐﮯ ﺿﻤﻦ ﻣﯿﮟ رﺳﯿﺪوں ﮐﻮ ﮨﻤﯿﺸﮧ ﺟﺎﻧﭻ ﻟﯿﺠﺌﮯ۔ ﮐﺴﯽ‬ ‫•‬
‫• اﻧﭩﺮ ﻧﯿﭧ ﮐﯽ زﯾﺎدہ ﺗﺮ ﺳﯿﻠﺰ ﻣﺤﻔﻮظ ﮨﯿﮟ ﻟﯿﮑﻦ ﺟﯿﺴﮯ ﺟﯿﺴﮯ اﻧﭩﺮﻧﯿﭧ ﭘﺮ ﺧﺮﯾﺪاری‬ ‫ﺑﮭﯽ ﺳﻘﻢ )ﻏﻠﻄﯽ( ﮐﯽ ﺻﻮرت ﻣﯿﮟ اﺳﭩﯿﭩﻤﻨﭧ ﻣﻮﺻﻮل ﮨﻮﻧﮯ ﮐﯽ ﺗﺎرﯾﺦ ﺳﮯ ‪14‬‬
‫ﺑﮍﮬﺘﯽ ﮨﮯ‪ ،‬آن ﻻﺋﻦ ﮐﺎرڈ ﮐﮯ دﮬﻮﮐﮧ دﮨﯽ ﮐﮯ واﻗﻌﺎت ﺑﮭﯽ ﺑﮍھ ﺟﺎﺗﮯ ﮨﯿﮟ۔ ﺑﮩﺮ ﺣﺎل آپ‬ ‫دن ﮐﮯ اﻧﺪر اﻧﺪر اﻃﻼع دﯾﻨﺎ ﻻزم ﮨﻮﮔﺎ۔‬
‫اﯾﺴﮯ ﮐﺌﯽ اﻗﺪاﻣﺎت ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ ﮐﮧ آپ ﮐﮯ ﺷﮑﺎر ﮨﻮﻧﮯ ﮐﮯ اﻣﮑﺎﻧﺎت ﮐﻢ ﮨﻮ ﺟﺎﺋﯿﮟ۔‬ ‫اﭘﻨﮯ ﮐﺎرڈ منﱪز اور ان ﮐﯽ ﺗﻨﺴﯿﺦ ﮐﯽ ﺗﺎرﯾﺨﯿﮟ اﭘﻨﮯ ﮐﺎرڈ ﺳﮯ ﻋﻠﯿﺤﺪہ‪،‬ﮐﺴﯽ‬ ‫•‬
‫• ﴏف ﻧﺎﻣﻮر اور ﻣﺸﮩﻮر ﮐﻤﭙﻨﯿﻮں ﺳﮯ ﺳﻮدا ﮐﯿﺠﺌﮯ۔ ﯾﮧ ﯾﻘﯿﻦ ﮐﺮ ﻟﯿﺠﺌﮯ ﮐﮧ‬ ‫ﻣﺤﻔﻮظ ﺟﮕﮧ درج ﮐﺮ ﻟﯿﺠﺌﮯ۔اﭘﻨﮯ ﮐﺎرڈز ﮐﯽ ﮔﻤﺸﺪﮔﯽ ﯾﺎ ﭼﻮری ﮐﯽ اﻃﻼع دﯾﻨﮯ‬
‫آپ ﺟﺲ وﯾﺐ ﺳﺎﺋﭧ ﮐﻮ اﺳﺘﻌامل ﮐﺮ رﮨﮯ ﮨﯿﮟ اس ﮐﺎ ﮐﻮﺋﯽ ﻣﺎدّی ﭘﺘﮧ ﻣﻮﺟﻮد ﮨﮯ۔‬ ‫ﮐﮯ وﻗﺖ ﴐورت ﮨﻮﻧﮯ ﭘﺮ اﻧﮩﯿﮟ اﺳﺘﻌامل ﮐﯿﺠﺌﮯ۔‬
‫ﺟﺐ آپ ﺷﺎﭘﻨﮓ ﺳﺎﺋﭧ ﮐﮯ ﭼﯿﮏ آؤٹ ﭘﯿﺞ ﭘﺮ ﮨﻮں ﺗﻮ اﭘﻨﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ‬ ‫اﭘﻨﺎ اﮐﺎؤﻧﭧ منﱪ ﯾﺎ ﭘﻦ ﯾﺎ اے ﭨﯽ اﯾﻢ ﭘﻦ ﮐﺒﮭﯽ ﺑﮭﯽ ﮐﺴﯽ ﻟﻔﺎﻓﮯ ﯾﺎ ﭘﻮﺳﭧ ﮐﺎرڈ‬ ‫•‬
‫ﮐﯽ ﻣﻌﻠﻮﻣﺎت ﻓﺮاﮨﻢ ﮐﺮﻧﮯ ﺳﮯ ﭘﮩﻠﮯ دﯾﮑﮫ ﻟﯿﺠﺌﮯ ﮐﮧ وہ ﺳﺎﺋﭧ ﻣﺤﻔﻮظ ﴎور‬ ‫ﮐﮯ ﺑﯿﺮوﻧﯽ ﺣﺼﮯ ﭘﺮ ﺗﺤﺮﯾﺮ ﻧﮧ ﮐﯿﺠﺌﮯ۔ اﭘﻨﮯ واﻟﯿﭧ ﻣﯿﮟ ﻣﻮﺟﻮد ﮐﺴﯽ ﮐﺎرڈ ﭘﺮ‬
‫)‪ (secure server‬اﺳﺘﻌامل ﮐﺮﺗﯽ ﮨﮯ‬ ‫اﭘﻨﺎ اے ﭨﯽ اﯾﻢ ﭘﻦ ﯾﺎ ﭨﯽ۔ ﭘﻦ ﺗﺤﺮﯾﺮ ﻧﮧ ﮐﯿﺠﺌﮯ۔‬
‫• ان ﮐﻤﭙﻨﯿﻮں ﮐﮯ ﺳﺎﺗﮫ ﺧﺮﯾﺪ و ﻓﺮوﺧﺖ ﮐﻮ ﯾﻘﯿﻨﯽ ﺑﻨﺎﯾﺌﮯ ﺟﻮ اﭘﻨﯽ وﯾﺐ ﺳﺎﺋﭧ‬ ‫ﺑﺮاہ ِ ﮐﺮم ﮐﺴﯽ ﺑﮭﯽ ﺻﻮرت ﯾﺎ ﮐﯿﺴﮯ ﺑﮭﯽ ﺣﺎﻻت ﻣﯿﮟ اﭘﻨﺎ ﮐﺎرڈ ﮐﺴﯽ ﮐﮯ ﺣﻮاﻟﮯ‬ ‫•‬
‫ﭘﺮ ﭘﺮاﺋﯿﻮﯾﺴﯽ ﭘﺎﻟﯿﺴﯽ )‪ (privacy policy‬ﺟﺎری ﮐﺮﺗﯽ ﮨﯿﮟ اور ﭘﺮاﺋﯿﻮﯾﺴﯽ ﭘﺎﻟﯿﺴﯽ ﮐﻮ‬ ‫ﻧﮧ ﮐﯿﺠﺌﮯ ﯾﺎ ﭘﻦ ﮐﺴﯽ ﭘﺮ ﻇﺎﮨﺮ ﻧﮧ ﮐﯿﺠﺌﮯ‪،‬ﯾﮩﺎں ﺗﮏ ﮐﮧ اﮔﺮ آپ ﮐﮯ ﮐﺎرڈ ﮐﯽ ﺣﺪ‬
‫ﻣﯿﮟ اﺿﺎﻓﮧ ﯾﺎ ﻣﻨﺴﻮﺧﯽ ﮐﯽ ﺟﺎ رﮨﯽ ﮨﻮ‪،‬وﻏﯿﺮہ۔‬
‫‪19‬‬ ‫‪20‬‬
‫وﯾﻠﯿﻮ اﯾﮉڈ ﴎوﺳﺰ‬ ‫‪Faysal Islami Noor Card is now‬‬
‫آپ ﮐﺎ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ آپ ﮐﻮ وﯾﻠﯿﻮ اﯾﮉڈ ﴎوﺳﺰ ﺑﮭﯽ دﯾﺘﺎ ﮨﮯ ﺟﺲ ﮐﺎ ﻣﻘﺼﺪ آپ ﮐﻮ‬ ‫‪More Secure for Online Transactions! Step 3‬‬
‫ﺳﮩﻮﻟﺖ ﻓﺮاﮨﻢ ﮐﺮﻧﺎ اور آپ ﮐﮯ ﻟﺌﮯ ﺑﯿﻨﮑﻨﮓ ﮐﻮ آﺳﺎن ﺑﻨﺎﻧﺎ ﮨﮯ۔ ان ﺧﺪﻣﺎت ﻣﯿﮟ ﺷﺎﻣﻞ ﮨﯿﮟ‪:‬‬
‫‪Step 1‬‬ ‫‪Step 2‬‬ ‫‪Step 3‬‬

‫‪Submit your required‬‬ ‫‪Enter 3D Secure OTP‬‬ ‫‪Enter OTP & recieve‬‬
‫ﻗﺴﻄﻮں ﮐﮯ ﭘﻼن‬ ‫‪CVV Code & expiry.‬‬ ‫‪sent via SMS / Email‬‬ ‫‪confirmation of‬‬
‫‪your transaction‬‬
‫‪ 1‬۔ ﮨﺮ ﻣﺎہ ‪ 2 %‬ﻣﻨﺎﻓﻊ ﮐﯽ ﴍح ﭘﺮ ﻗﺴﻂ ﮐﺎ ﭘﻼن‬
‫آپ ﮐﮯ ﻣﺎﻟﯽ اﺧﺮاﺟﺎت ﮐﮯ ﺑﻮﺟﮫ ﮐﻮ ﮐﻢ ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ ﮨامرا ﻗﺴﻂ ﮐﺎ ﭘﻼن آپ ﮐﻮ‪ ،‬اﭘﻨﯽ‬ ‫‪More Secure & convient‬‬
‫‪No hassle of activation‬‬ ‫‪for online shopping‬‬
‫ﺧﺮﯾﺪاری ﭘﺮ اداﺋﯿﮕﯽ ﮐﻮ ‪ 3‬ﺳﮯ ‪ 60‬ﻣﺎہ ﮐﯽ ﺑﺎﮐﻔﺎﯾﺖ اور آﺳﺎن ﻗﺴﻄﻮں ﭘﺮ ﻣﻨﺘﻘﻞ ﮐﺮﻧﮯ‬
‫ﮐﯽ ﺳﮩﻮﻟﺖ ﴏف ‪ 2%‬ﻣﻨﺎﻓﻊ ﮐﯽ ﴍح ﭘﺮ ﻓﺮاﮨﻢ ﮐﺮﺗﺎ ﮨﮯ۔‬
‫ﮐﻮﻧﭩﯿﮑﭧ ﻟﯿﺲ‬
‫‪ 2‬۔ اﻻﺋﻨﺲ ﭘﺮوڈﮐﭧ اﻧﺴﭩﺎﳌﻨﭧ ﭘﻼن ‪ ،‬ﻣﻨﺎﻓﻊ ﮐﯽ ‪ 0 %‬ﴍح ﭘﺮ ۔‬ ‫آپ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﺳﮯ ﮐﻮﻧﭩﯿﮑﭧ ﻟﯿﺲ ﭘﯿﻤﻨﭩﺲ ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ اور ﯾﮧ آپ‬
‫اﻋﻠﯽ ﺗﺮﯾﻦ ﭘﺮوڈﮐﭧ ﮨامرے اﻻﺋﻨﺲ ﭘﺎرﭨرن ﮐﮯ ذرﯾﻌﮯ ‪ 0%‬ﻣﻨﺎﻓﻊ ﮐﯽ ﴍح ﭘﺮ‪،‬‬ ‫ﮐﻮ ﭘﯽ او اﯾﺲ )‪ (POS‬ﭘﺮ آپ ﮐﮯ ﮐﺎرڈ ﮐﮯ اﯾﮏ اﺷﺎرے ﮐﯽ ﻣﺪد ﺳﮯ ﺑﺎآﺳﺎﻧﯽ اور‬
‫اﭘﻨﯽ ﭘﮩﻠﯽ ٰ‬
‫ﺑﻐﯿﺮ ﭘﺮوﺳﯿﺴﻨﮓ ﻓﯿﺲ ﮐﮯ ﺑُﮏ ﮐﺮواﺋﯿﮯ ۔‬ ‫ﻓﻮری ﺧﺮﯾﺪاری ﮐﯽ ﺳﮩﻮﻟﺖ ﻓﺮاﮨﻢ ﮐﺮﺗﺎ ﮨﮯ۔‬
‫ﴍاﺋﻂ و ﺿﻮاﺑﻂ ﮐﺎ اﻃﻼق ﮨﻮﮔﺎ ۔‬ ‫ﮐﻮﻧﭩﯿﮑﭧ ﻟﯿﺲ ﭘﯿﻤﻨﭧ ان ﺟﮕﮩﻮں ﮐﮯ ﻟﺌﮯ ﺑﮯ ﻣﺜﺎل ﮨﮯ ﺟﮩﺎں ﺗﯿﺰ رﻓﺘﺎری ﻣﻌﻨﯽ‬
‫رﮐﮭﺘﯽ ﮨﮯ اور ﯾﮧ ﻣﻠﮏ ﺑﮭﺮ ﻣﯿﮟ ﻻﮐﮭﻮں ﻣﻘﺎﻣﺎت ﭘﺮ ﻗﺎﺑﻞ ِ ﻗﺒﻮل ﮨﮯ۔ ﮐﻮﻧﭩﯿﮑﭧ ﻟﯿﺲ‬
‫اﻧﺴﭩﺎﳌﻨﭧ ﭘﻼن ﮐﻮ ﻗﺒﻞ از ﻣﺪت ﻣﻨﺴﻮخ ﮐﺮواﻧﮯ ﭘﺮ ﮐﻮﺋﯽ ﻓﯿﺲ‪ /‬ﻣﻌﺎوﺿﮧ ﻻﮔﻮ ﻧﮩﯿﮟ ﮨﻮﮔﺎ ۔‬ ‫ﭨﺮاﻧﺰﯾﮑﺸﻨﺰ ﻣﯿﮟ آپ ﮐﻮ ﭘﯽ او اﯾﺲ ﻣﺸﯿﻦ ﻣﯿﮟ ﮐﺎرڈ ﺳﻮاﺋﭗ )‪ (Swipe‬ﮐﺮﻧﮯ ﯾﺎ ﭘﻦ ﮐﻮڈ‬
‫درج ﮐﺮﻧﮯ ﮐﯽ ﴐورت ﻧﮩﯿﮟ ﮨﻮﺗﯽ )ﺟﺐ ﺗﮏ ﺣﺪ ﺳﮯ اوﭘﺮ اداﺋﯿﮕﯽ ﻧﮧ ﮐﺮﻧﺎ ﮨﻮ(۔‬
‫ﮐﯿﺶ وِدڈرال‬ ‫ﮐﻮﻧﭩﯿﮑﭧ ﻟﯿﺲ دﻧﯿﺎ ﺑﮭﺮ ﻣﯿﮟ ﺗﺠﺎرﺗﯽ ﻣﺮاﮐﺰ ﺑﺸﻤﻮل ﺧﻮردہ ﻓﺮوﺷﻮں )رﯾﭩﯿﻞ اﺳﭩﻮرز(‬
‫آپ ﮐﯿﺶ وِدڈرال ﮐﮯ ﻟﺌﮯ اﭘﻨﺎ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﺑﻐﯿﺮ ﮐﺴﯽ ﺑﺮاہ ِراﺳﺖ ﻓﯿﺲ ﮐﮯ‬ ‫ﻓﺎﺳﭧ ﻓﻮڈرﯾﺴﺘﻮراﻧﻮں‪ ،‬دوا ﻓﺮوﺷﻮں‪ ،‬ﮐﺮﯾﺎﻧﮧ ﻓﺮوﺷﻮں‪ ،‬ﭼﮭﻮﭨﯽ دوﮐﺎﻧﻮں اور دوران‬
‫دﻧﯿﺎ ﺑﮭﺮ ﻣﯿﮟ ﮐﺴﯽ ﺑﮭﯽ اے ﭨﯽ اﯾﻢ ﭘﺮ اﺳﺘﻌامل ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ ﺟﮩﺎں اور ﮐﮯ‬ ‫ﺳﻔﺮ ﻣﻘﺎﻣﺎت ﭘﺮ ﻗﺎﺑﻞ ِ ﻗﺒﻮل ﮨﮯ۔ ﯾﮩﺎں ﺗﮏ ﮐﮧ آپ ﮐﻮﻧﭩﯿﮑﭧ ﻟﯿﺲ ﮐﻮ ﭨﯿﮑﺴﯿﻮں اور‬
‫ﻟﻮﮔﻮ ﻣﻮﺟﻮد ﮨﻮں۔ ﮐﻮﺋﯽ ﺑﮭﯽ رﻗﻢ ﺟﻮ آپ ﮐﮯ ﮐﺎرڈ ﮐﯽ ﮐﻞ ﺣﺪ ﮐﺎ ‪ 10%‬ﮨﻮ ﯾﺎ ‪ 25,000/-‬ﭘﺎﮐﺴﺘﺎﻧﯽ‬ ‫وﯾﻨﮉﻧﮓ ﻣﺸﯿﻦ ﻣﯿﮟ ﺑﮭﯽ ﭘﺎﺋﯿﮟ ﮔﮯ۔‬
‫روﭘﮯ ﺗﮏ )ﺟﻮ ﺑﮭﯽ ﮐﻢ ﮨﻮ( ﮨﻮ‪ ،‬ﺑﻄﻮر ﮐﯿﺶ آپ ﮐﮯ ﻟﺌﮯ دﺳﺘﯿﺎب ﮨﮯ۔ ﺑﯿﻨﮏ ﮨﺮ ﻣﺮﺗﺒﮧ ﮐﯿﺶ‬
‫وِدڈرال ﭘﺮ ﻣﻨﺎﻓﻊ ﮐﺎ ﺗﻘﺎﺿﮧ ﮐﺮے ﮔﺎ ﺟﻮﺑﯿﻨﮏ ﮐﮯ )ﺷﯿﮉول آف ﭼﺎرﺟﺰ( ﻣﯿﮟ درج ﻣﺎﮨﺎﻧﮧ ﻣﻨﺎﻓﻊ‬
‫ﮐﯽ ﴍح ﮐﮯ ﻣﻄﺎﺑﻖ ﮨﻮﮔﺎ‪ ،‬اﮔﺮ ﮨﺮ ﺑﻠﻨﮓ دوراﻧﯿﮯ ﮐﯽ ﻣﻘﺮرہ ﺗﺎرﯾﺦ ﮐﮯ اﻧﺪر ﮐﯿﺶ وِدڈرال ﮐﮯ‬
‫ﻟﺌﮯ ﻣﮑﻤﻞ اداﺋﯿﮕﯽ ﻧﮧ ﮐﯽ ﮔﺌﯽ‪ ،‬ﺟﻮ ﮨﺮ ﻣﺮﺗﺒﮧ ﮐﯿﺶ وِدڈرال ﮐﯽ ﺗﺎرﯾﺦ ﺳﮯ ﻟﮯ ﮐﺮ ﻣﮑﻤﻞ اداﺋﯿﮕﯽ‬
‫ﮐﯽ ﺗﺎرﯾﺦ ﺗﮏ ﮨﻮﮔﺎ۔‬
‫اﯾﺲ اﯾﻢ اﯾﺲ ا َﻟﺮﭨﺲ‬
‫آپ ﮐﻮ اﭘﻨﯽ متﺎم رﯾﭩﯿﻞ اور ڈﯾﺠﯿﭩﻞ ﭨﺮاﻧﺰﯾﮑﺸﻨﺰ ﭘﺮ اﯾﺲ اﯾﻢ اﯾﺲ ا َﻟﺮﭨﺲ ﺑﻼ ﻣﻌﺎوﺿﮧ ﻣﻮﺻﻮل‬
‫ﮨﻮں ﮔﮯ۔‬

‫‪21‬‬ ‫‪22‬‬
‫ﻓﯿﺼﻞ ﺑﯿﻨﮏ ﭼﭗ اور ﭘﻦ ﮐﺎرڈ ﮐﯿﺴﮯ اﺳﺘﻌامل ﮐﯿﺎ ﺟﺎﺋﮯ‬ ‫ﭘﺮاﺋﺲ ﻟﯿﺲ اﺳﭙﯿﺸﻠﺰ ﺳﺎﺑﻘﮧ ‪1‬ﺧﺮﯾﺪﯾﺌﮯ ‪1‬ﻣﻔﺖ ﭘﺎﺋﯿﮯ )‪(Buy 1 Get 1‬‬
‫ﺟﺐ آپ ﺧﺮﯾﺪاری ﻣﺮاﮐﺰ ﭘﺮ اﭘﻨﮯ ﭼﭗ اور ﭘﻦ ﮐﺎرڈ ﺳﮯ اداﺋﯿﮕﯽ ﮐﯿﺠﺌﮯ آپ ﮐﻮ‬ ‫وﺳﻄﯽ )ﻣﮉل اﯾﺴﭧ( اور اﻓﺮﯾﻘﮧ ﻣﯿﮟ ﺑﮩﱰﯾﻦ ﻃﻌﺎم‪،‬‬
‫ٰ‬ ‫ﭘﺮاﺋﺲ ﻟﯿﺲ اﺳﭙﯿﺸﻠﺰ ﭘﻮرے ﻣﴩق‬
‫‪Step 1‬‬
‫درج ذﯾﻞ اﻗﺪاﻣﺎت ﯾﺎد رﮐﮭﻨﺎ ﮨﻮں ﮔﮯ ﺟﻮ اﻧﺠﺎم ﭘﺎﺋﯿﮟ ﮔﮯ‪:‬‬ ‫ﺷﺎﻧﺪار اﺳﭙﺎز اور دﯾﮕﺮ ﮨﺰاروں ﺗﻔﺮﯾﺤﺎت ﻓﺮاﮨﻢ ﮐﺮﺗﺎ ﮨﮯ۔‬
‫ﻣﺮﺣﻠﮧ ‪3‬‬ ‫ﻣﺮﺣﻠﮧ ‪2‬‬ ‫ﻣﺮﺣﻠﮧ ‪1‬‬ ‫اب آپ ‪ 1‬ﭘﺮ ‪ 2‬آﻓﺮز اور ﻧﺌﮯ رﯾﺴﺘﻮران درﯾﺎﻓﺖ ﮐﺮﮐﮯ ڈﺳﮑﺎؤﻧﭩﺲ ﺣﺎﺻﻞ ﮐﺮﺳﮑﺘﮯ ﮨﯿﮟ‬
‫ﮐﺎرڈ داﺧﻞ ﮐﯿﺠﺌﮯ‬ ‫ﺧﺮﯾﺪﯾﺌﮯ‬ ‫دﯾﮑﮭﺌﮯ‬ ‫اور اﭘﻨﯽ ﻓﯿﻤﻠﯽ ﮐﮯ ﺳﺎﺗﮫ ﺑﺎرﻋﺎﯾﺖ ﺗﻌﻄﯿﻼت ﮐﺎ ﻟﻄﻒ اﭨﮭﺎ ﺳﮑﺘﮯ ﮨﯿﮟ۔‬

‫اﺳﺘﻌامل ﮐﺎ ﻃﺮﯾﻘﮧ‪:‬‬
‫اﺳﮯ اﺳﺘﻌامل ﮐﺮﻧﮯ واﻟﮯ ﻧﺌﮯ اﻓﺮاد اﯾﭗ اﺳﭩﻮر ﯾﺎ ﮔﻮﮔﻞ ﺳﮯ ﭘﺮاﺋﺲ ﻟﯿﺲ ﻣﻮﺑﺎﺋﻞ اﯾﭗ‬
‫ڈاؤن ﻟﻮڈ ﮐﺮﮐﮯ اورﺑﭽﺖ ﴍوع ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ اﭘﻨﮯ ﮐﺎرڈ ﮐﮯ اﺑﺘﺪاﺋﯽ ‪8‬ﮨﻨﺪﺳﻮں ﺳﮯ‬
‫رﺟﺴﭩﺮ ﮨﻮ ﺳﮑﺘﮯ ﮨﯿﮟ۔‬
‫ﻣﺮﺣﻠﮧ ‪6‬‬ ‫ﻣﺮﺣﻠﮧ ‪5‬‬ ‫ﻣﺮﺣﻠﮧ ‪4‬‬
‫ﭘﮩﻠﮯ ﺳﮯ اﺳﺘﻌامل ﮐﺮﻧﮯ واﻟﮯ اﻓﺮاد ﮐﮯ ﻟﺌﮯ ان ﮐﺎ ﻣﺎﺳﭩﺮ ﮐﺎرڈ ‪1‬ﺧﺮﯾﺪﯾﺌﮯ اور اﯾﮏ‬
‫اﭘﻨﺎ ﮐﺎرڈ اور رﺳﯿﺪ وﺻﻮل ﮐﯿﺠﺌﮯ‬ ‫اﺧﺘﯿﺎر دﯾﻨﺎ‬ ‫‪ 4‬ﮨﻨﺪﺳﻮں واﻻﭘﻦ درج ﮐﯿﺠﺌﮯ‬
‫ﭘﺎﺋﯿﮯ )‪ (Buy 1 Get 1‬اﯾﭗ ﮐﯽ ﺗﺠﺪﯾﺪ ﭘﺮاﺋﺲ ﻟﯿﺲ اﺳﭙﯿﺸﻞ اﯾﭗ ﮐﮯ ﻟﺌﮯ ﮐﺮ دے ﮔﺎ۔‬
‫‪00‬‬
‫‪00‬‬

‫‪3D‬ﺳﯿﮑﯿﻮر ﴎوس‬
‫ﻓﯿﺼﻞ ﺑﯿﻨﮏ ﻣﯿﮟ ﮨﻢ آپ ﮐﮯ آن ﻻﺋﻦ ﺗﺤﻔﻆ ﮐﺎ ﺳﻨﺠﯿﺪﮔﯽ ﺳﮯ ﺧﯿﺎل رﮐﮭﺘﮯ ﮨﯿﮟ۔‬
‫اﺳﯽ ﻟﺌﮯ ﮨﻤﯿﮟ ‪3D‬ﺳﯿﮑﯿﻮر ﭘﯿﺶ ﮐﺮﺗﮯ ﮨﻮﺋﮯ ﺧﻮﺷﯽ ﮨﮯ‪ ،‬ﮐﯿﻮﻧﮑﮧ ﯾﮧ وہ ﴎوس ﮨﮯ‬
‫ﺟﻮ آپ ﮐﻮ ان ﺗﺠﺎرﺗﯽ وﯾﺐ ﺳﺎﺋﭩﺲ ﺟﻨﮩﻮں ﻧﮯ ‪3D‬ﺳﯿﮑﯿﻮر ﮐﯽ ﺧﺪﻣﺎت ﺳﺒﺴﮑﺮاﺋﺐ‬
‫ﮐﯽ ﮨﻮﺋﯽ ﮨﯿﮟ‪،‬ﺳﮯ آن ﻻﺋﻦ ﺧﺮﯾﺪارﯾﻮں ﮐﮯ دوران آپ ﮐﻮ اﻋﺘامد ﻓﺮاﮨﻢ ﮐﺮﺗﯽ ﮨﮯ ﺗﺎﮐﮧ‬
‫آپ اﺿﺎﻓﯽ ﺗﺤﻔﻆ ﺳﮯ ﻓﺎﺋﺪہ اﭨﮭﺎﺋﯿﮟ اور آپ ﮐﮯ ذﮨﻨﯽ ﺳﮑﻮن ﮐﻮ ﯾﻘﯿﻨﯽ ﺑﻨﺎﺗﯽ ﮨﮯ۔‬
‫‪3D‬ﺳﯿﮑﯿﻮر ﭘﺮﻣﺰﯾﺪ ﺗﻔﺼﯿﻼت ﮐﮯ ﻟﺌﮯ ﺑﺮاہ ِ ﻣﮩﺮﺑﺎﻧﯽ ﮨامرے ﮐﻮﻧﭩﯿﮑﭧ ﺳﯿﻨﭩﺮ‬
‫‪ 021 111 06 06 06‬ﭘﺮ ﮐﺎل ﮐﯿﺠﺌﮯ۔ ﴍاﺋﻂ و ﺿﻮاﺑﻂ اور اﮐرث ﭘﻮﭼﮭﮯ ﺟﺎﻧﮯ واﻟﮯ ﺳﻮاﻻت‬
‫)‪ (FAQs‬ﮐﮯﻟﺌﮯ ﮨامری وﯾﺐ ﺳﺎﺋﭧ ‪ www.faysalbank.com‬ﺳﮯ رﺟﻮع ﮐﯿﺠﺌﮯ۔‬

‫ﭼﭗ اور ﭘﻦ ﮐﺎرڈز‬


‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﮯ ﺳﺎﺗﮫ دﻧﯿﺎ ﺑﮭﺮ ﻣﯿﮟ زﯾﺎدہ ﺗﺤﻔﻆ اور ذﮨﻨﯽ ﺳﮑﻮن‬
‫ﮐﺎ ﻓﺎﺋﺪہ اﭨﮭﺎﺋﯿﮯ۔‬
‫ﭼﭗ اور ﭘﻦ ﭨﯿﮑﻨﺎﻟﻮﺟﯽ زﯾﺎدہ ﻣﺤﻔﻮظ ﮐﯿﻮں ﮨﮯ؟‬
‫ﻓﯿﺼﻞ ﺑﯿﻨﮏ ﭼﭗ اور ﭘﻦ ﮐﺎرڈز ﻣﯿﮟ اﯾﻤﺒﯿﮉڈ ﻣﺎﺋﯿﮑﺮو ﭼﭗ ﻣﻮﺟﻮد ﮨﮯ ﺟﺲ ﻣﯿﮟ آپ ﮐﺎ ڈﯾﭩﺎ‬
‫ﻣﺤﻔﻮظ ﻃﺮﯾﻘﮯ ﺳﮯ ﺟﻤﻊ ﮨﻮﺗﺎ ﮨﮯ اور اس ﺑﺎت ﮐﻮ ﯾﻘﯿﻨﯽ ﺑﻨﺎﺗﺎ ﮨﮯ ﮐﮧ آپ ﮐﺎ ﮐﺎرڈ ﻣﻨﻔﺮد ﮨﮯ‬
‫اور اس ﮐﯽ ﻧﻘﻞ ﻧﮩﯿﮟ ﺑﻨﺎﺋﯽ ﺟﺎ ﺳﮑﺘﯽ۔ ﺟﺐ ﺧﺮﯾﺪاری ﻣﺮﮐﺰ ﭘﺮ اﭘﻨﮯ ﻧﺌﮯ ﭼﭗ اور ﭘﻦ ﮐﺎرڈ‬
‫ﺳﮯ ﻧﻘﺪ ﯾﺎ رﯾﭩﯿﻞ ﻟﯿﻦ دﯾﻦ ﮐﺮﯾﮟ ﮔﮯ ﺗﻮ آپ ﮐﻮ اﭘﻨﺎ ‪ 4‬ﮨﻨﺪﺳﻮں واﻻ ﭘﻦ داﺧﻞ ﮐﺮﻧﺎ ﮨﻮﮔﺎ۔ اس ﮐﺎ‬
‫ﻣﻄﻠﺐ ﮨﮯ ﮐﮧ اﮔﺮ ﮐﺒﮭﯽ آپ ﮐﺎ ﮐﺎرڈ ﮔﻢ ﯾﺎ ﭼﻮری ﮨﻮ ﺟﺎﺋﮯ ﺗﻮﮐﻮﺋﯽ دوﴎا ﻓﺮد اﺳﮯ اﺳﺘﻌامل‬
‫ﻧﮩﯿﮟ ﮐﺮ ﺳﮑﺘﺎ‪ ،‬ﮐﯿﻮﻧﮑﮧ اﭘﻨﺎ ﭘﻦ ﴏ ف آپ ﮨﯽ ﺟﺎﻧﺘﮯ ﮨﯿﮟ۔ ﯾﮧ آپ ﮐﻮ آپ ﮐﮯ متﺎم ﻟﯿﻦ دﯾﻦ‬
‫ﮐﮯ ﻟﺌﮯ اﯾﮏ اﺿﺎﻓﯽ ﺗﺤﻔﻆ ﻓﺮاﮨﻢ ﮐﺮﺗﺎ ﮨﮯ اور ﯾﻘﯿﻨﺎً ذﮨﻨﯽ ﺳﮑﻮن ﺑﮭﯽ ﻣﮩﯿﺎ ﮐﺮﺗﺎ ﮨﮯ۔‬

‫‪23‬‬ ‫‪24‬‬
‫ﺗﻔﺼﯿﻼت ﮐﮯ ﻟﺌﮯ ﺑﺮاہ ِﻣﮩﺮﺑﺎﻧﯽ اﭘﻨﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر۔ ﺑﻠﯿﺰوﯾﻠﮑﻢ ﭘﯿﮏ رﯾﻮارڈز‬
‫اور ڈﺳﮑﺎؤﻧﭩﺲ ﮐﺘﺎﺑﭽﮧ دﯾﮑﮭﯿﺌﮯ ﯾﺎ ‪ www.faysalbank.com‬ﺳﮯ رﺟﻮع ﮐﯿﺠﺌﮯ۔‬

‫رﯾﻮارڈز ﮐﺎ ﺣﺼﻮل ۔ دامئﯽ رﯾﻮارڈ‬


‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر۔ ﮔﻮﻟﮉ اﯾﮏ دامئﯽ رﯾﻮارڈ ﭘﯿﺶ ﮐﺮﺗﺎ ﮨﮯ ﺟﻮ ﺧﺮچ اور ﻓﻼح‪ /‬ﻋﻄﯿﮧ *‬
‫ﮐﮯ اﺻﻮﻟﻮں ﭘﺮ ﮐﺎم ﮐﺮﺗﺎ ﮨﮯ۔‬
‫اب آپ اﭘﻨﮯ ﺧﺮچ ﭘﺮ ﺣﺎﺻﻞ ﮨﻮﻧﮯ واﻟﮯ رﯾﻮارڈ ﭘﻮاﺋﻨﭩﺲ‪ ،‬ﺟﻮ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﭘﺮ‬
‫ﻓﯿﺼﻞ ﺑﯿﻨﮏ ۔ ڈﯾﺠﯽ ﻣﺎل‬ ‫دﺳﺘﯿﺎب ﮨﯿﮟ‪ ،‬ﮐﻮ ﮐﺴﯽ ﺑﮭﯽ ﻓﻼﺣﯽ ادارے ﮐﻮ ﻓﻼح‪ /‬ﻋﻄﯿﮧ ﮐﮯ ﺗﺤﺖ ادا ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ۔‬
‫ﻓﯿﺼﻞ ﺑﯿﻨﮏ۔ ڈﯾﺠﯽ ﻣﺎل اﯾﮏ آن ﻻﺋﻦ ﭘﻠﯿﭧ ﻓﺎرم ﮨﮯ ﺟﻮ آپ ﮐﻮ ﺻﺤﯿﺢ داﻣﻮں ﭘﺮ‬
‫ﺻﺤﯿﺢ اﺷﯿﺎء ﮐﯽ ﺧﺮﯾﺪاری ﮐﯽ ﺳﮩﻮﻟﺖ ﻓﺮاﮨﻢ ﮐﺮﺗﺎ ﮨﮯ ۔ ﺑﮯ ﻓﮑﺮی ﮐﮯ ﺳﺎﺗﮫ!‬
‫ڈﯾﺠﯽ ﻣﺎل اﯾﮏ ﻣﮑﻤﻞ آن ﻻﺋﻦ ﺧﺮﯾﺪاری ﮐﯽ ﺳﮩﻮﻟﺖ ﮨﮯ ﺟﻮ آپ ﮐﻮ اﭘﻨﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ‬
‫ﻧﻮر ﮐﺎرڈ ﮐﮯ اﺳﺘﻌامل ﭘﺮ ﺧﺮﯾﺪاری ﮐﯽ اداﺋﯿﮕﯽ ﺑﺎﺣﻔﺎﻇﺖ ﮐﺮﻧﮯ ﻣﯿﮟ ﻣﺪدﮔﺎر ﮨﮯ۔‬
‫آپ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﯽ ﻓﺮاﮨﻢ ﮐﺮدہ ﻋﻤﺪہ ﻣﻌﯿﺎری ﺧﺪﻣﺎت ﺑﮩﱰﯾﻦ ﻗﯿﻤﺖ ﭘﺮ‪،‬‬
‫دﺳﺘﯿﺎب ﻣﺼﻨﻮﻋﺎت‪ /‬ﺧﺪﻣﺎت ﮐﮯ وﺳﯿﻊ اﻧﺘﺨﺎب ﺳﮯ ﭘﺴﻨﺪ ﮐﺮ ﺳﮑﺘﮯ ﮨﯿﮟ۔‬

‫* ﯾﺎد رﮐﮭﯿﺌﮯ ﮐﮧ ﯾﮧ ﻋﻄﯿﮧ‪ /‬ﻓﻼﺣﯽ رﻗﻢ زﮐ ٰﻮۃ ﻣﯿﮟ ﺷامر ﻧﮩﯿﮟ ﮐﯽ ﺟﺎﺋﮯ ﮔﯽ ۔‬

‫ﯾﮩﺎں ﭼﻨﺪ وﺟﻮﮨﺎت درج ﮨﯿﮟ ﮐﮧ ﺧﺮﯾﺪاری ڈﯾﺠﯽ ﻣﺎل ﺳﮯ ﮐﯿﻮں ﮐﯽ ﺟﺎﺋﮯ‪:‬‬
‫ڈﺳﮑﺎؤﻧﭧ ﭘﺮوﮔﺮام‬
‫ﺳﺎرا ﺳﺎل ﭘﺎﮐﺴﺘﺎن ﺑﮭﺮ ﻣﯿﮟ آپ ﮐﮯ ﺻﻒ ا ّول ﮐﮯ رﯾﺴﺘﻮران ﻣﯿﮟ ‪ 50%‬ﺗﮏ رﻋﺎﯾﺖ‬
‫• ﮨﻢ ﻧﮯ ﺧﺮﯾﺪاری ﮐﻮ واﻗﻌﯽ آﺳﺎن ﺑﻨﺎدﯾﺎ ﮨﮯ‬ ‫ﮨامرے ﮨﻤﮧ اﻗﺴﺎم ڈﺳﮑﺎؤﻧﭧ ﭘﺎرﭨرنز ﻣﺮاﮐﺰ ﭘﺮ آپ ﺷﺎﻧﺪار ڈﺳﮑﺎؤﻧﭩﺲ ﺳﮯ ﻓﺎﺋﺪہ اﭨﮭﺎ‬
‫• ﮨﻢ آپ ﮐﯽ ﺧﺪﻣﺖ ﮐﮯ ﻟﺌﮯ ‪ 24/7‬ﺣﺎﴐ ﮨﯿﮟ‬ ‫ﺳﮑﺘﮯ ﮨﯿﮟ ﺟﺲ ﻣﯿﮟ درج ِذﯾﻞ ﺷﺎﻣﻞ ﮨﯿﮟ‪:‬‬
‫• اداﺋﯿﮕﯽ ﴏف ﻣﻄﻠﻮﺑﮧ اﺷﯿﺎء ﮐﮯ ﻟﺌﮯ ﮐﯿﺠﺌﮯ‪ ،‬ﺗﺮﺳﯿﻞ ﮐﮯ ﻟﺌﮯ ﻧﮩﯿﮟ‬
‫• ﮨامرے ﻣﻌﯿﺎر ات آپ ﮨﯽ ﮐﯽ ﻃﺮح ٰ‬
‫اﻋﻠﯽ ﮨﯿﮟ۔‬ ‫• ﺟﺎﻧﮯ ﭘﮩﭽﺎﻧﮯ اﺳﻼﻣﯽ ﻣﻠﺒﻮﺳﺎت ﭘﺎرﭨرنز ﻣﺮاﮐﺰﭘﺮ ڈﺳﮑﺎؤﻧﭩﺲ‬
‫• اﺳﻼﻣﯽ ﮐﺘﺐ اور آن ﻻﺋﻦ اﺳﻼﻣﯽ اﺳﭩﻮرز ﭘﺮ ﺧﺮﯾﺪاری اور ڈﺳﮑﺎؤﻧﭩﺲ‬
‫• اﺳﻼﻣﯽ ﮐﺘﺐ ﺧﺎﻧﻮں )ﻻﺋﱪﯾﺮﯾﻮں( ﻣﯿﮟ رﻋﺎﯾﺘﯽ ﺳﺒﺴﮑﺮﭘﺸﻦ ﮐﯽ ﺳﮩﻮﻟﺖ‬

‫‪25‬‬ ‫‪26‬‬
‫ﺑﺮاہ ِ ﮐﺮم ﮐﺴﯽ ﺑﮭﯽ ﺻﻮرت ﯾﺎ ﮐﯿﺴﮯ ﺑﮭﯽ ﺣﺎﻻت ﻣﯿﮟ اﭘﻨﺎ ﮐﺎرڈ ﮐﺴﯽ ﮐﮯ‬ ‫اﭘﻨﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ۔ ﮔﻮﻟﮉ ﮐﻮ ﺳﻤﺠﮭﻨﺎ‬
‫ﺣﻮاﻟﮯ ﻧﮧ ﮐﯿﺠﺌﮯ ﯾﺎ ﭘﻦ ﮐﺴﯽ ﭘﺮ ﻇﺎﮨﺮ ﻧﮧ ﮐﯿﺠﺌﮯ‪،‬ﯾﮩﺎں ﺗﮏ ﮐﮧ اﮔﺮ آپ ﮐﮯ‬
‫ﮐﺎرڈ ﮐﯽ ﺣﺪ ﻣﯿﮟ اﺿﺎﻓﮧ ﯾﺎ ﻣﻨﺴﻮﺧﯽ ﮐﯽ ﺟﺎ رﮨﯽ ﮨﻮ‪،‬وﻏﯿﺮہ۔‬
‫ﭼِ ﭗ‬
‫اﮨﻢ ﻧﮑﺎت‬ ‫اﯾﻤﺒﯿﮉڈ ﭼﭗ آپ ﮐﮯ ﮐﺎرڈ ﭘﺮ ﺟﻌﻠﺴﺎزی ﮐﻮ ﺗﻘﺮﯾﺒﺎً ﻧﺎ ﻣﻤﮑﻦ ﺑﻨﺎ‬
‫دﯾﺘﯽ ﮨﮯ۔ ﯾﮧ اﻧﮕﻠﯿﻮں ﮐﮯ ﻧﺸﺎن ﮐﯽ ﻃﺮح ﮐﺎم ﮐﺮﺗﯽ ﮨﮯ اور آپ‬
‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﭘﺮ دﺳﺘﺨﻂ ﮐﺮﮐﮯ اور‪ /‬ﯾﺎ اﺳﮯ اﺳﺘﻌامل ﮐﺮﮐﮯ آپ‬ ‫ﮐﮯ اﮐﺎؤﻧﭧ ﮐﯽ ﻣﻌﻠﻮﻣﺎت ﻣﺤﻔﻮظ رﮐﮭﺘﯽ ﮨﮯ۔‬
‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﻣﻤﱪ ﺷﭗ ﮐﯽ ﴍاﺋﻂ و ﺿﻮاﺑﻂ ﮐﯽ ﻣﻨﻈﻮری ﮐﯽ‬
‫ﺗﺼﺪﯾﻖ ﮐﺮﯾﮟ ﮔﮯ۔‬
‫ﺑﺮاہ ِ ﻣﮩﺮﺑﺎﻧﯽ ﮨامرے راﺑﻄﮧ ﻣﺮﮐﺰ ‪ 021 111 06 06 06‬ﭘﺮ ﮐﺎل ﮐﯿﺠﺌﮯ اﮔﺮ‪:‬‬
‫آپ اﭘﻨﮯ ﻓﯿﺼﻞ ﺑﯿﻨﮏ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﮯ ﺑﺎرے ﻣﯿﮟ ﮐﭽﮫ ﺟﺎﻧﻨﺎ ﭼﺎﮨﺘﮯ ﮨﻮں‬ ‫•‬
‫آپ ﮐﮯ وﯾﻠﮑﻢ ﭘﯿﮏ ﻣﯿﮟ ﻓﯿﺼﻞ ﺑﯿﻨﮏ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈﻣﻮﺟﻮد ﻧﮧ ﮨﻮ‬ ‫•‬
‫آپ ﮐﮯ ﮐﺎرڈ ﭘﺮ اﺑﮭﺮی ﻣﻌﻠﻮﻣﺎت درﺳﺖ ﻧﮧ ﮨﻮں‬ ‫•‬
‫‪ABID MALIK‬‬
‫آپ ﮐﺎ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮرﮐﺎرڈ ﮔﻢ ﯾﺎ ﭼﻮری ﮨﻮ ﺟﺎﺋﮯ‬ ‫•‬
‫آپ اﭘﻨﮯ ﻓﯿﺼﻞ ﺑﯿﻨﮏ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈﮐﺎ ﭘﻦ ﺑﮭﻮل ﮔﺌﮯ ﮨﻮں۔‬ ‫•‬ ‫آپ ﮐﺎ ﻧﺎم‬ ‫ﻣﺎﺳﭩﺮ ﮐﺎرڈ‬
‫آپ ﮐﺎ ﮐﺎرڈ دﻧﯿﺎ ﺑﮭﺮ ﻣﯿﮟ ﮨﺮ ادارے‪ /‬اے‬
‫اﺳامﺋﻞ ﭘﻮاﺋﻨﭩﺲ )رﯾﻮارڈز(‬ ‫ﭨﯽ اﯾﻢ ﭘﺮ‪ ،‬ﺟﮩﺎں ﺑﮭﯽ ﯾﮧ ﺳﺎﺋﻦ ﻇﺎﮨﺮ ﮨﻮﺗﯽ‬
‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر۔ﮔﻮﻟﮉ اﺳامﺋﻞ ﭘﻮاﺋﻨﭩﺲ آپ ﮐﻮ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﺳﮯ ﮨﺮ ﻣﺮﺗﺒﮧ‬ ‫ﮨﻮں‪ ،‬ﻗﺎﺑﻞ ﻗﺒﻮل ﮨﻮﮔﺎ۔‬
‫ﺧﺮﯾﺪاری ﭘﺮ ﭘُﺮ ﮐﺸﺶ رﯾﻮارڈز ﮐﺎ ﻣﻮﻗﻌﮧ ﻓﺮاﮨﻢ ﮐﺮﺗﮯ ﮨﯿﮟ۔‬
‫ﮐﻨﭩﯿﮑﭧﻟﯿﺲ‬
‫ﻣﻠﺒﻮﺳﺎت ﮐﯽ ﺧﺮﯾﺪاری اور ﺑﻠﻮں ﮐﯽ اداﺋﯿﮕﯽ ﮐﯽ ﭘﺮ ‪ 2x‬رﯾﻮارڈ ﭘﻮاﺋﻨﭩﺲ ‪:‬‬ ‫ﻣﺎﺳﭩﺮ ﮐﺎرڈ ﮐﻨﭩﯿﮑﭧ ﻟﯿﺲ ﭘﯿﻤﻨﭩﺲ ﮐﺎرڈ ﮨﻮﻟﮉر ﮐﻮ‬
‫ﺧﺮﯾﺪاری ﻣﺮاﮐﺰ ﭘﺮ ﻓﻮری اور آﺳﺎن ﺧﺮﯾﺪاری ﮐﯽ‬
‫ﻣﻠﺒﻮﺳﺎتﮐﯽﺧﺮﯾﺪاریاورﺑﻠﻮں ﮐﯽاداﺋﯿﮕﯽﭘﺮ‪ 2x‬رﯾﻮارڈﭘﻮاﺋﻨﭩﺲﺣﺎﺻﻞﮐﯿﺠﺌﮯ۔‬ ‫ﺳﮩﻮﻟﺖ ﮐﺎرڈ ﮐﯽ ﴏف اﯾﮏ دﺳﺘﮏ )ﭨﯿﭗ( ﺳﮯ‬
‫ﻓﺮاﮨﻢ ﮐﺮﺗﯽ ﮨﮯ۔‬
‫ﻣﻌﺎﴍﺗﯽ اور ﻓﻼﺣﯽ اداروں ﭘﺮ ‪ 3x‬رﯾﻮارڈ ﭘﻮاﺋﻨﭩﺲ‬ ‫‪ QR‬ﮐﻮڈ‬
‫ﺗﺎزہ ﺗﺮﯾﻦ ڈﺳﮑﺎؤﻧﭩﺲ اور ﭘﺮوﻣﻮﺷﻨﺰ ﮐﮯ ﻟﺌﮯ‬
‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر۔ ﺑﻠﯿﺰﻣﻨﺘﺨﺐ ﺗﺠﺎرﺗﯽ ﻣﺮاﮐﺰ ﭘﺮ ﺧﺼﻮﺻﯽ ‪ 3x‬رﯾﻮارڈ ﭘﻮاﺋﻨﭩﺲ ﭘﯿﺶ‬ ‫اﺳﮑﯿﻦ ﮐﯿﺠﺌﮯ ۔‬
‫ﮐﺮرﮨﺎﮨﮯ ﺟﺲ ﻣﯿﮟ ﻓﻼﺣﯽ اور ﻣﻌﺎﴍﺗﯽ ﺧﺪﻣﺖ ﮐﮯ ادارے ﺷﺎﻣﻞ ﮨﯿﮟ۔‬
‫ﻣﺰﯾﺪ ﺗﻔﺼﯿﻼت ﮐﮯ ﻟﺌﮯ ﺑﺮاہ ِ ﻣﮩﺮﺑﺎﻧﯽ ﮨامری وﯾﺐ ﺳﺎﺋﭧ ‪www.faysalbank.com‬‬
‫ﺳﮯ رﺟﻮع ﮐﯿﺠﺌﮯ۔‬ ‫‪IDEMIA 8 1963532C 01/22‬‬

‫رﯾﻮارڈز ﮐﺎ ﺣﺼﻮل ۔ ﻓﻮری‬


‫آپ ﮐﻮ اﭘﻨﮯ ﺟﻤﻊ ﺷﺪہ رﯾﻮارڈ ﭘﻮاﺋﻨﭩﺲ ﺑﺬرﯾﻌﮧ ﮐﺘﺎﺑﭽﮧ ﺣﺎﺻﻞ ﮐﺮﻧﮯ ﮐﮯ ﻟﺌﮯ زﯾﺎدہ‬
‫اﻧﺘﻈﺎر ﻧﮩﯿﮟ ﮐﺮﻧﺎ ﮨﻮ ﮔﺎ۔ ﺑﺲ ﮨامرے ﴍﯾﮏ رﯾﮉﯾﻤﭙﺸﻦ ﻣﺮاﮐﺰ ﺳﮯ ﻓﻮری ﺟﻤﻊ ﺷﺪہ‬
‫رﯾﻮارڈ ﭘﻮاﺋﻨﭩﺲ ﺳﮯ ﻓﺎﺋﺪہ اﭨﮭﺎﺋﯿﮯ۔‬
‫ﮐﺎرڈ ﮐﯽ ﻣﯿﻌﺎد‬
‫"‪ "valid from‬اور "‪ "valid thru‬ﮐﮯ ﺳﺎﺗﮫ درج‬ ‫اﮐﺎؤﻧﭧ منﱪ‬
‫ﺗﺎرﯾﺨﯿﮟ‪ ،‬آپ ﮐﮯ ﮐﺎرڈ ﭘﺮاﺳﺘﻌامل ﮐﯽ ﻣﺪت ﻇﺎﮨﺮ‬
‫ﮐﺮﺗﯽ ﮨﯿﮟ۔ ﴍوع ﮨﻮﻧﮯ واﻟﮯ ﻣﮩﯿﻨﮯ ﺳﮯ ﻟﮯ ﮐﺮ‬ ‫ﯾﮧ آپ ﮐﺎ اﮐﺎؤﻧﭧ منﱪ ﮨﮯ۔ ﺑﺮاہ ﻣﮩﺮﺑﺎﻧﯽ اﭘﻨﺎ‬
‫ﮐﺎرڈ اﮐﺎؤﻧﭧ منﱪ متﺎم ﭼﯿﮑﺲ اور ﺧﻂ وﮐﺘﺎﺑﺖ‬
‫ﺧﺘﻢ ﮨﻮﻧﮯ واﻟﮯ ﻣﮩﯿﻨﮯ ﮐﮯ آﺧﺮی دن ﺗﮏ ﮐﺎرڈ‬ ‫ﻣﯿﮟ ﺷﺎﻣﻞ ﮐﯿﺠﺌﮯ۔‬
‫ﮐﯽ ﻣﯿﻌﺎد ﻣﺆﺛﺮ ﮨﮯ۔‬

‫‪27‬‬ ‫‪28‬‬
‫ﻋﺰﯾﺰ ﮐﺎرڈ ﻣﻤﱪ‪،‬‬
‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﻓﯿﻤﻠﯽ ﻣﯿﮟ ﺧﻮش آﻣﺪﯾﺪ۔‬

‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﮯ ﺳﺎﺗﮫ اب آپ ﮐﮯ ﭘﺎس ﮐﺒﮭﯽ ﺑﮭﯽ اﺧﺘﯿﺎرات ﮐﯽ‬
‫ﮐﻤﯽ ﻧﮧ ﮨﻮﮔﯽ۔ ﮨامری ﮐﻮﺷﺶ ﮨﮯ ﮐﮧ ﮨﻢ آپ ﮐﻮ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﮯ‬
‫ﺳﺎﺗﮫ وہ اﻋﺘامد اور ﺳﮩﻮﻟﺖ ﻓﺮاﮨﻢ ﮐﺮﯾﮟ ﺟﻮ آپ ﮐﮯ ﻃﺮز ِ زﻧﺪﮔﯽ ﮐﮯ ﻋﯿﻦ‬
‫ﻣﻄﺎﺑﻖ ﮨﻮ۔‬
‫ﯾﻘﯿﻦ ﮐﺮﻧﮯ ﮐﯽ وﺟﮧ ‪ ،‬ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﭘﺎﮐﺴﺘﺎن ﮐﺎ ﭘﮩﻼ اﺳﻼﻣﯽ ﮐﺎرڈ ﮨﮯ ﺟﻮ”ﺗﻮ ّرق“ ﮐﮯ‬
‫اﺳﻼﻣﯽ اﺻﻮل ﭘﺮ ﻣﺒﻨﯽ ﮨﮯ۔ آپ ﮐﺎ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﻣﮑﻤﻞ ﻃﻮر ﭘﺮ ﴍﯾﻌﺖ‬
‫ﮐﮯ ﻣﻄﺎﺑﻖ ﮐﺎرڈ ﮨﮯ ﺟﺲ ﻣﯿﮟ وہ متﺎم ﺧﺼﻮﺻﯿﺎت اور ﻓﻮاﺋﺪ ﻣﻮﺟﻮد ﮨﯿﮟ ﺟﻮ‬
‫آپ رواﯾﺘﯽ ﮐﺮﯾﮉٹ ﮐﺎرڈز ﻣﯿﮟ ﺗﻼش ﮐﺮﺗﮯ ﮨﯿﮟ۔‬

‫آپ ﮐﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﮯ ﺑﺎرے ﻣﯿﮟ ﺗﻔﺼﯿﻠﯽ ﻣﻌﻠﻮﻣﺎت اس اﺳﺘﻘﺒﺎﻟﯽ‬
‫راﮨﻨام ﮐﮯ ﺳﺎﺗﮫ ﻣﻨﺴﻠﮏ ﮨﯿﮟ۔ ﮨامرا ﻣﺸﻮرہ ﮨﮯ ﮐﮧ آپ وﻗﺖ ﻧﮑﺎل ﮐﺮ اﭘﻨﮯ‬
‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈ ﮐﯽ ﺗﻔﺼﯿﻼت ﺟﺎن ﻟﯿﺠﺌﮯ‪ ،‬اس ﻃﺮح آپ ﮐﻮ اﺳﮯ‬
‫اﺳﺘﻌامل ﮐﺮﻧﮯ ﻣﯿﮟ آﺳﺎﻧﯽ ﮨﻮ ﮔﯽ۔‬

‫ﮨامرے ﺳﺴﭩﻢ ﻣﯿﮟ رﺟﺴﭩﺮڈ اﭘﻨﮯ راﺑﻄﮧ منﱪ)دﻓﱰ‪/‬ﮔﮭﺮ( ﺳﮯ ﺑﺮاہ ِ ﻣﮩﺮﺑﺎﻧﯽ‬


‫‪ 021 111 06 06 06‬ﭘﺮ ﮐﺎل ﮐﯿﺠﺌﮯ اوراﭘﻨﺎ ﮐﺎرڈ ﻓﻮری اﯾﮑﭩﯿﻮﯾﭧ ﮐﯿﺠﺌﮯ‪،‬‬
‫اور اﭘﻨﮯ ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﮐﺎرڈﮐﮯ ﺑﮯ ﻣﺜﺎل ﻓﻮاﺋﺪ اور ﻣﺮاﻋﺎت ﺣﺎﺻﻞ‬
‫ﮐﯿﺠﺌﮯ۔ ﻣﺰﯾﺪ ﻣﻌﻠﻮﻣﺎت ﮐﮯ ﻟﺌﮯ ﺑﻼ ﺗﺎ ّﻣﻞ دن ﮐﮯ ‪24‬ﮔﮭﻨﭩﮯ اور ﮨﻔﺘﮯ ﮐﮯ‬
‫ﺳﺎﺗﻮں دن آپ ﮨامرے راﺑﻄﮧ ﻣﺮﮐﺰ )ﮐﻮﻧﭩﮑﭧ ﺳﯿﻨﭩﺮ( ﺳﮯ راﺑﻄﮧ ﮐﯿﺠﺌﮯ۔‬

‫ﮨﻢ اﭼﮭﯽ ﺧﺮﯾﺪاری ﮐﮯ ﻟﺌﮯ آپ ﮐﮯ ﻟﺌﮯ ﻧﯿﮏ ﺧﻮاﮨﺸﺎت رﮐﮭﺘﮯ ﮨﯿﮟ اور‬
‫آپ ﮐﯽ ﺑﮩﱰ ﺧﺪﻣﺖ ﮐﮯ ﻟﺌﮯ ﮐﻮﺷﺎں ﮨﯿﮟ۔‬

‫ﻧﯿﮏمتﻨﺎﺋﯿﮟ‪،‬‬

‫ﻓﯿﺼﻞ اﺳﻼﻣﯽ ﻧﻮر ﻓﯿﻤﻠﯽ‬

‫‪29‬‬

You might also like