Professional Documents
Culture Documents
Atualização > link link link link link link link link link link link link
DATA IPCA IGPM Poupança CDI IRF-M IRF-M 1 IRF-M 1+ IMA-S IMA-C IMA-C 5 IMA-C 5+ IMA-B
Jul-94 6.84% 40.00% 5.55% 6.68%
Aug-94 1.86% 7.56% 2.64% 4.16%
Sep-94 1.53% 1.75% 2.95% 3.85%
Oct-94 2.62% 1.82% 3.07% 3.65%
Nov-94 2.81% 2.85% 3.44% 4.11%
Dec-94 1.71% 0.84% 3.39% 3.84%
Jan-95 1.70% 0.92% 2.61% 3.47%
Feb-95 1.02% 1.39% 2.36% 3.23%
Mar-95 1.55% 1.12% 2.81% 4.41%
Apr-95 2.43% 2.10% 3.98% 4.22%
May-95 2.67% 0.58% 3.76% 4.27%
Jun-95 2.26% 2.46% 3.40% 4.05%
Jul-95 2.36% 1.82% 3.51% 4.01%
Aug-95 0.99% 2.20% 3.12% 3.81%
Sep-95 0.99% -0.71% 2.45% 3.25%
Oct-95 1.41% 0.52% 2.16% 3.06%
Nov-95 1.47% 1.20% 1.95% 2.84%
Dec-95 1.56% 0.71% 1.85% 2.73%
Jan-96 1.34% 1.73% 1.76% 2.56%
Feb-96 1.03% 0.97% 1.47% 2.31%
Mar-96 0.35% 0.40% 1.32% 2.20%
Apr-96 1.26% 0.32% 1.16% 2.03%
May-96 1.22% 1.55% 1.09% 2.00%
Jun-96 1.19% 1.02% 1.11% 1.94%
Jul-96 1.11% 1.35% 1.09% 1.91%
Aug-96 0.44% 0.28% 1.13% 1.95%
Sep-96 0.15% 0.10% 1.17% 1.88%
Oct-96 0.30% 0.19% 1.25% 1.86%
Nov-96 0.32% 0.20% 1.32% 1.79%
Dec-96 0.47% 0.73% 1.38% 1.79%
Jan-97 1.18% 1.77% 1.25% 1.74%
Feb-97 0.50% 0.43% 1.16% 1.66%
Mar-97 0.51% 1.15% 1.13% 1.62%
Apr-97 0.88% 0.68% 1.12% 1.66%
May-97 0.41% 0.21% 1.14% 1.58%
Jun-97 0.54% 0.74% 1.16% 1.59%
Jul-97 0.22% 0.09% 1.16% 1.61%
Aug-97 -0.02% 0.09% 1.13% 1.58%
Sep-97 0.06% 0.48% 1.15% 1.58%
Oct-97 0.23% 0.37% 1.16% 1.68%
Nov-97 0.17% 0.64% 2.04% 2.98%
Dec-97 0.43% 0.84% 1.82% 2.91%
Jan-98 0.71% 0.96% 1.65% 2.67%
Feb-98 0.46% 0.18% 0.95% 2.11%
Mar-98 0.34% 0.19% 1.40% 2.18%
Apr-98 0.24% 0.13% 0.97% 1.69%
May-98 0.50% 0.14% 0.96% 1.63%
Jun-98 0.02% 0.38% 0.99% 1.60%
Jul-98 -0.12% -0.17% 1.05% 1.69%
Aug-98 -0.51% -0.16% 0.88% 1.47%
Sep-98 -0.22% -0.08% 0.95% 2.49%
Oct-98 0.02% 0.08% 1.39% 2.93%
Nov-98 -0.12% -0.32% 1.12% 2.58%
Dec-98 0.33% 0.45% 1.25% 2.38%
Jan-99 0.70% 0.84% 1.02% 2.17%
Feb-99 1.05% 3.61% 1.33% 2.35%
Mar-99 1.10% 2.83% 1.67% 3.29%
Apr-99 0.56% 0.71% 1.11% 2.28%
May-99 0.30% -0.29% 1.08% 1.96%
Jun-99 0.19% 0.36% 0.81% 1.63%
Jul-99 1.09% 1.55% 0.79% 1.62%
Aug-99 0.56% 1.56% 0.80% 1.55%
Sep-99 0.31% 1.45% 0.77% 1.47%
Oct-99 1.19% 1.70% 0.73% 1.37%
Nov-99 0.95% 2.39% 0.70% 1.37%
Dec-99 0.60% 1.81% 0.80% 1.58%
Jan-00 0.62% 1.24% 0.72% 1.44%
Feb-00 0.13% 0.35% 0.73% 1.44% 1.57%
Mar-00 0.22% 0.15% 0.73% 1.44% 1.95%
Apr-00 0.42% 0.23% 0.63% 1.28% 0.66%
May-00 0.01% 0.31% 0.75% 1.49% 1.45%
Jun-00 0.23% 0.85% 0.72% 1.39% 2.31%
Jul-00 1.61% 1.57% 0.66% 1.30% 1.67%
Aug-00 1.31% 2.39% 0.70% 1.40% 1.65%
Sep-00 0.23% 1.16% 0.60% 1.22% 1.29%
Oct-00 0.14% 0.38% 0.63% 1.28% 1.13%
Nov-00 0.32% 0.29% 0.62% 1.22% 1.06%
Dec-00 0.59% 0.63% 0.60% 1.19% 1.91%
Jan-01 0.57% 0.62% 0.64% 1.26% 1.74% 1.69% 2.76%
Feb-01 0.46% 0.23% 0.54% 1.01% 0.66% 0.75% -0.15%
Mar-01 0.38% 0.56% 0.67% 1.25% -0.10% 0.13% -2.09%
Apr-01 0.58% 1.00% 0.66% 1.18% 0.84% 0.97% -0.36%
May-01 0.41% 0.86% 0.68% 1.33% 1.43% 1.60% 0.03%
Jun-01 0.52% 0.98% 0.65% 1.27% 1.13% 1.17% 0.97%
Jul-01 1.33% 1.48% 0.75% 1.50% 1.28% 1.33% -0.37%
Aug-01 0.70% 1.38% 0.85% 1.60% 2.57% 2.56% 3.52%
Sep-01 0.28% 0.31% 0.66% 1.32% 1.39% 1.41% -0.33%
Oct-01 0.83% 1.18% 0.79% 1.53% 2.09% 2.05% 4.75%
Nov-01 0.71% 1.10% 0.69% 1.39% 1.77% 1.74% 3.82%
Dec-01 0.65% 0.22% 0.70% 1.39% 1.89% 1.82% 4.99%
Jan-02 0.52% 0.36% 0.76% 1.53% 1.55% 1.55% 1.65%
Feb-02 0.36% 0.06% 0.62% 1.25% 1.62% 1.49% 2.96%
Mar-02 0.60% 0.09% 0.68% 1.37% 1.47% 1.41% 2.12%
Apr-02 0.80% 0.56% 0.74% 1.48% 1.21% 1.23% -1.79%
May-02 0.21% 0.83% 0.71% 1.40% 1.55% 1.56% 0.12%
Jun-02 0.42% 1.54% 0.66% 1.31% 0.07% 0.11% -6.78%
Jul-02 1.19% 1.95% 0.77% 1.53% 1.25% 1.26% -0.57%
Aug-02 0.65% 2.32% 0.75% 1.45% 3.06% 3.01% 9.26%
Sep-02 0.72% 2.40% 0.70% 1.38% 1.03% 1.09% -5.29%
Oct-02 1.31% 3.87% 0.78% 1.64% 1.75% 1.73% 3.51%
Nov-02 3.02% 5.19% 0.77% 1.53% 1.76% 1.75% 1.78%
Dec-02 2.10% 3.75% 0.86% 1.73% 2.13% 2.04% 5.17%
Jan-03 2.25% 2.33% 0.99% 1.97% 2.23% 2.17% 3.99%
Feb-03 1.57% 2.28% 0.91% 1.83% 1.88% 1.88% 1.88%
Mar-03 1.23% 1.53% 0.88% 1.77% 1.92% 1.92% 1.92%
Apr-03 0.97% 0.92% 0.92% 1.87% 2.85% 2.78% 4.24%
May-03 0.61% -0.26% 0.97% 1.96% 1.66% 1.65% 2.34%
Jun-03 -0.15% -1.00% 0.92% 1.85% 2.29% 2.22% 2.72%
Jul-03 0.20% -0.42% 1.05% 2.08% 2.25% 2.22% 2.40%
Aug-03 0.34% 0.38% 0.91% 1.76% 2.67% 2.56% 3.86%
Sep-03 0.78% 1.18% 0.84% 1.67% 2.06% 2.01% 2.44%
Oct-03 0.29% 0.38% 0.82% 1.63% 1.81% 1.78% 2.17%
Nov-03 0.34% 0.49% 0.68% 1.34% 2.13% 1.99% 3.04%
Dec-03 0.52% 0.61% 0.69% 1.37% 1.42% 1.39% 1.56%
Jan-04 0.76% 0.88% 0.63% 1.26% 1.14% 1.13% 1.69%
Feb-04 0.61% 0.69% 0.55% 1.08% 1.06% 1.07% 0.90%
Mar-04 0.47% 1.13% 0.68% 1.37% 1.57% 1.57% 1.68%
Apr-04 0.37% 1.21% 0.59% 1.17% 0.77% 0.91% -0.21%
May-04 0.51% 1.31% 0.66% 1.22% -0.02% 0.35% -2.56% 1.22% 2.80% 2.99% 2.66% -0.37%
Jun-04 0.71% 1.38% 0.68% 1.22% 2.12% 1.85% 4.09% 1.34% 2.41% 1.80% 2.85% 1.38%
Jul-04 0.91% 1.31% 0.70% 1.28% 1.18% 2.33% 0.36% 1.28% 1.93% 1.40% 2.32% 1.68%
Aug-04 0.69% 1.22% 0.70% 1.29% 1.31% 1.32% 1.22% 1.29% -0.08% 0.26% -0.33% 0.94%
Sep-04 0.33% 0.69% 0.67% 1.24% 1.47% 1.40% 2.42% 1.20% 1.53% 1.72% 1.40% 1.30%
Oct-04 0.44% 0.39% 0.61% 1.21% 1.06% 1.09% 0.85% 1.27% 0.57% 0.43% 0.67% 0.95%
Nov-04 0.69% 0.82% 0.62% 1.25% 1.30% 1.27% 1.57% 1.27% 1.08% 1.22% 0.98% 1.19%
Dec-04 0.86% 0.74% 0.74% 1.48% 1.48% 1.44% 1.91% 1.58% 1.47% 1.50% 1.46% 1.51%
Jan-05 0.58% 0.39% 0.69% 1.38% 1.05% 1.08% -0.53% 1.45% 0.36% -0.21% 0.77% 1.21%
Feb-05 0.59% 0.30% 0.60% 1.22% 1.36% 1.33% 1.59% 1.26% 0.61% 0.58% 0.64% 0.55%
Mar-05 0.61% 0.85% 0.76% 1.52% 1.28% 1.42% 0.49% 1.58% 1.89% 2.41% 1.53% 0.98%
Apr-05 0.87% 0.86% 0.70% 1.41% 1.42% 1.40% 1.49% 1.43% 1.68% 1.90% 1.52% 1.36%
May-05 0.49% -0.22% 0.75% 1.50% 1.63% 1.54% 2.02% 1.52% -0.01% -0.70% 0.48% 1.45%
Jun-05 -0.02% -0.44% 0.80% 1.58% 1.75% 1.68% 1.97% 1.62% -0.02% -0.04% -0.01% 0.52%
Jul-05 0.25% -0.34% 0.76% 1.51% 1.27% 1.43% 0.82% 1.53% 0.28% 0.42% 0.20% 0.73%
Aug-05 0.17% -0.65% 0.85% 1.65% 1.52% 1.60% 1.32% 1.65% -0.17% -0.34% -0.06% 1.06%
Sep-05 0.35% -0.53% 0.77% 1.50% 1.74% 1.56% 2.10% 1.54% -0.56% -0.34% -0.69% 0.57%
Oct-05 0.75% 0.60% 0.71% 1.40% 1.34% 1.51% 1.05% 1.44% 1.23% 1.96% 0.80% 0.90%
Nov-05 0.55% 0.40% 0.69% 1.38% 1.86% 1.58% 2.28% 1.52% 0.73% 1.28% 0.41% 1.94%
Dec-05 0.36% -0.01% 0.73% 1.47% 1.76% 1.48% 2.11% 1.59% 1.16% 1.37% 1.12% 1.82%
Jan-06 0.59% 0.92% 0.73% 1.43% 1.80% 1.64% 2.11% 1.51% 2.15% 2.28% 2.10% 2.69%
Feb-06 0.41% 0.01% 0.57% 1.14% 1.63% 1.32% 2.09% 1.19% 5.30% 0.77% 6.94% 5.30%
Mar-06 0.43% -0.23% 0.71% 1.42% 1.38% 1.49% 1.23% 1.44% 0.33% 0.55% 0.22% -0.38%
Apr-06 0.21% -0.42% 0.59% 1.08% 1.08% 1.11% 1.04% 1.08% -0.37% 0.21% -0.62% 0.46%
May-06 0.10% 0.38% 0.69% 1.28% 0.36% 1.07% -0.67% 1.28% -0.89% 1.00% -1.69% -3.38%
Jun-06 -0.21% 0.75% 0.69% 1.18% 1.81% 1.38% 2.44% 1.19% 0.42% 1.30% 0.05% 1.78%
Jul-06 0.19% 0.18% 0.68% 1.17% 1.55% 1.27% 2.05% 1.17% 0.89% 1.28% 0.72% 3.41%
Aug-06 0.05% 0.37% 0.74% 1.25% 1.71% 1.42% 2.21% 1.26% 1.18% 1.42% 1.07% 2.22%
Sep-06 0.21% 0.29% 0.65% 1.05% 1.33% 1.17% 1.58% 1.06% 1.20% 1.30% 1.16% 0.58%
Oct-06 0.33% 0.47% 0.69% 1.09% 1.55% 1.23% 1.99% 1.10% 2.70% 1.77% 3.11% 2.76%
Nov-06 0.31% 0.75% 0.63% 1.02% 1.24% 1.07% 1.44% 1.02% 3.21% 2.50% 3.51% 2.06%
Dec-06 0.48% 0.32% 0.65% 0.98% 1.49% 1.06% 1.97% 0.99% 2.31% 1.55% 2.58% 2.90%
Jan-07 0.44% 0.50% 0.72% 1.08% 1.04% 1.03% 0.99% 1.08% 1.90% 1.29% 2.11% 1.47%
Feb-07 0.44% 0.27% 0.57% 0.87% 1.13% 0.92% 1.41% 0.87% 1.18% 0.88% 1.28% 1.38%
Mar-07 0.37% 0.34% 0.69% 1.05% 1.39% 1.10% 1.70% 1.05% 2.81% 1.04% 3.41% 2.17%
Apr-07 0.25% 0.04% 0.63% 0.94% 1.78% 1.08% 2.62% 0.94% 5.23% 0.91% 6.62% 4.33%
May-07 0.28% 0.04% 0.67% 1.02% 1.45% 1.09% 1.82% 1.03% 5.27% 1.44% 6.32% 2.60%
Jun-07 0.28% 0.26% 0.60% 0.90% 0.55% 0.95% 0.19% 0.91% 1.16% 1.13% 1.17% 0.47%
Jul-07 0.24% 0.28% 0.65% 0.97% 0.46% 0.89% -0.01% 0.97% 0.28% 1.12% 0.05% -0.95%
Aug-07 0.47% 0.98% 0.65% 0.99% 0.06% 0.87% -0.78% 0.99% -1.15% 1.55% -1.86% -0.57%
Sep-07 0.18% 1.29% 0.54% 0.80% 1.40% 0.87% 1.92% 0.81% 2.50% 2.13% 2.60% 2.47%
Oct-07 0.30% 1.05% 0.61% 0.92% 0.58% 0.83% 0.33% 0.95% 1.27% 1.59% 1.19% -0.25%
Nov-07 0.38% 0.69% 0.56% 0.84% 0.14% 0.82% -0.52% 0.84% 0.38% 1.13% 0.19% -0.48%
Dec-07 0.74% 1.76% 0.56% 0.84% 0.29% 0.83% 0.01% 0.85% 1.79% 2.61% 1.59% 0.71%
Jan-08 0.54% 1.09% 0.60% 0.92% 1.10% 0.98% 1.30% 0.95% 1.38% 1.63% 1.32% 1.38%
Feb-08 0.49% 0.53% 0.52% 0.79% 1.31% 0.89% 1.79% 0.82% 1.08% 0.85% 1.14% 2.16%
Mar-08 0.48% 0.74% 0.54% 0.84% -0.04% 0.72% -0.76% 0.85% 0.88% 1.00% 0.85% -2.00%
Apr-08 0.55% 0.69% 0.60% 0.90% 0.52% 0.74% -0.27% 0.90% 1.34% 1.16% 1.35% 2.57%
May-08 0.79% 1.61% 0.57% 0.87% 0.67% 0.85% 0.99% 0.88% 2.13% 2.11% 2.13% 1.23%
Jun-08 0.74% 1.98% 0.62% 0.95% -0.20% 0.93% -0.81% 0.95% 2.46% 2.63% 2.45% 0.18%
Jul-08 0.53% 1.76% 0.69% 1.06% 2.10% 1.07% 2.71% 1.07% 2.47% 2.48% 2.47% 0.86%
Aug-08 0.28% -0.32% 0.66% 1.01% 1.35% 1.03% 1.41% 1.01% -0.81% -0.08% -0.86% 0.56%
Sep-08 0.26% 0.11% 0.70% 1.10% 0.89% 1.17% 0.15% 1.04% -0.21% 0.57% -0.26% -1.67%
Oct-08 0.45% 0.98% 0.75% 1.17% -1.81% 1.05% -2.53% 1.14% 1.05% 1.40% 1.03% -3.83%
Nov-08 0.36% 0.38% 0.66% 1.00% 2.59% 1.25% 2.60% 1.00% 1.33% 1.01% 1.35% 3.36%
Dec-08 0.28% -0.13% 0.72% 1.11% 4.75% 1.55% 7.28% 1.13% 0.70% 0.52% 0.72% 6.08%
Jan-09 0.48% -0.44% 0.68% 1.04% 1.92% 1.50% 1.70% 1.07% 0.24% 0.18% 0.25% 4.31%
Feb-09 0.55% 0.26% 0.55% 0.85% 1.31% 1.08% 1.82% 0.85% 0.72% 0.79% 0.71% 1.36%
Mar-09 0.20% -0.74% 0.64% 0.97% 1.82% 1.41% 2.74% 0.98% -0.29% -0.09% -0.30% 1.62%
Apr-09 0.48% -0.15% 0.55% 0.84% 0.27% 0.77% -0.11% 0.84% 0.37% 0.34% 0.37% -0.20%
May-09 0.47% -0.07% 0.55% 0.77% 1.79% 0.95% 2.25% 0.77% 0.69% 0.53% 0.70% 4.51%
Jun-09 0.36% -0.10% 0.57% 0.75% 0.36% 0.90% 0.08% 0.77% 2.29% 0.91% 2.38% 0.47%
Jul-09 0.24% -0.43% 0.61% 0.78% 0.97% 0.85% 1.10% 0.79% 0.34% 0.36% 0.34% 1.27%
Aug-09 0.15% -0.36% 0.52% 0.69% 0.80% 0.72% 0.79% 0.69% 1.94% 1.07% 1.99% 1.69%
Sep-09 0.24% 0.42% 0.50% 0.69% 0.50% 0.69% 0.50% 0.69% 3.78% 2.51% 3.87% 0.89%
Oct-09 0.28% 0.05% 0.50% 0.69% 0.53% 0.73% 0.49% 0.69% 1.43% 0.91% 1.46% -1.12%
Nov-09 0.41% 0.10% 0.50% 0.66% 0.69% 0.67% 0.67% 0.66% 0.53% 0.47% 0.53% 1.04%
Dec-09 0.37% -0.26% 0.55% 0.72% 0.87% 0.73% 0.80% 0.73% -2.45% 0.10% -2.61% 1.78%
Jan-10 0.75% 0.63% 0.50% 0.66% 1.10% 0.82% 1.13% 0.66% 1.50% 1.49% 1.50% 1.18%
Feb-10 0.78% 1.18% 0.50% 0.59% 0.90% 0.61% 1.38% 0.59% 2.26% 1.44% 2.31% 1.75%
Mar-10 0.52% 0.94% 0.58% 0.76% 1.20% 0.90% 1.32% 0.76% 2.39% 1.37% 2.45% 1.97%
Apr-10 0.57% 0.77% 0.50% 0.66% 0.20% 0.47% 0.17% 0.66% 1.44% 1.08% 1.46% 0.68%
May-10 0.43% 1.19% 0.55% 0.75% 1.16% 0.83% 1.03% 0.75% 1.82% 1.78% 1.83% -0.34%
Jun-10 0.00% 0.85% 0.56% 0.79% 0.94% 0.75% 1.31% 0.79% 1.19% 1.16% 1.19% 1.27%
Jul-10 0.01% 0.15% 0.62% 0.86% 1.63% 1.22% 1.55% 0.86% 0.49% 0.46% 0.49% 1.58%
Aug-10 0.04% 0.77% 0.59% 0.89% 1.39% 0.95% 1.74% 0.89% 1.59% 1.05% 1.62% 2.00%
Sep-10 0.45% 1.15% 0.57% 0.84% 0.48% 0.85% 0.21% 0.85% 2.99% 1.96% 3.05% 0.52%
Voltar para Alocação
3 TaxaRetorno
da Aplicação
Nominal Esperado (ao ano) 12.50%
4 PeríodoPeríodo
de Aplicação
de Aplicação (em anos) 30
6
5
5 Inflação Inflação 6.00%
Calcular Resultado
Plano do Milhão
Seu patrimônio em 30 anos será: 838,125.62
Alcançará R$ 1 Milhão em: #N/A
Evolução do Patrimônio
Evolução do Patrimônio de 5 em
***Valores tomam a forma de uma exponencial ao longo d
Ano
5
10
15
20
25
30
35
40
45
50
Distribuição % Aportes e % Juros no Patrimônio
***Aportes têm maior imporância no início do que no final
% Aportes % Aportes | Juros % Juros %
88.94% 5 11.06%
80.86% 10 19.14%
74.04% 15 25.96%
20
68.24% 31.76%
25
63.27% 36.73%
30
59.02% 40.98%
35
55.35% 40 44.65%
52.18% 45 47.82%
49.44% 50 50.56%
47.06% 52.94%
0 0.5 1
Dias Acumulado
1 R$ 0.01
2 R$ 0.02
3 R$ 0.04
4 R$ 0.08
VOLTAR
5 R$ 0.16
6 R$ 0.32
7 R$ 0.64
8 R$ 1.28
9 R$ 2.56
10 R$ 5.12
11 R$ 10.24
12 R$ 20.48
13 R$ 40.96
14 R$ 81.92
15 R$ 163.84
16 R$ 327.68
17 R$ 655.36
18 R$ 1,310.72
19 R$ 2,621.44
20 R$ 5,242.88
21 R$ 10,485.76
22 R$ 20,971.52
23 R$ 41,943.04
24 R$ 83,886.08
25 R$ 167,772.16
26 R$ 335,544.32
27 R$ 671,088.64
28 R$ 1,342,177.28
29 R$ 2,684,354.56
30 R$ 5,368,709.12