Janaki Rajendaran

CONS UMER CIR
CONSUMER: JANAKI E JANAKI E DATE: 23-12-2023

MEMBER ID: NB67828899_ CIRC2CNPE TIME: 16:44:40
MEMBER REFERENCE NUMBER: 81186630 CONTROL NUMBER: 006929481574
CONSUMER INFORMATION:
NAME: JANAKI E JANAKI E

DATE OF BIRTH: 11-04-1992 GENDER: FEMALE
CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS
753 1. LOW CREDIT AGE

CREDITVISION® SCORE
2. HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS IN PAST 6 MONTHS
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (high risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) AYMPJ8187H
UNIVERSAL ID NUMBER (UID) NOT DISCLOSED
TELEPHONE(S):
TEL EPHONE TYPE TEL EPHONE NUMBER TEL EPHONE EXTENSION
MOBILE PHONE 8012744107

(e) 9994587926
MOBILE PHONE
EMAIL CONTACT(S):
EMAIL ADDRESS
RAJENDRANJANU92@GMAIL.COM
RAKSHANTRAVELS3046@GMAIL.COM
ADDRESS(ES):
ADDRESS : EW SA 2441 GANDHIMA NAGAR COIMBATORE NORT ,H COIMBATORE TAMIL NADU COIMBATORE ,COIMBATORE ,TAMIL NADU ,641009
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 31-05-2022
ADDRESS : DOOR NO: A2441 ,GANDHIMA NAGAR ,GANAPATHY , COIMBATORE NORTH ,COIMBATORE ,TAMIL NADU ,641006
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 29-10-2020

(e)
ADDRESS : 1/142 A D COLONY KASI GOUNDAN PUDHUR VEL ,AYUTHAMPALAYAM RAKKIAPALAYAM TIRUPPUR ,TAMIL NADU ,641654
CATEGORY: PERMANENT ADDRESS RESIDENCE CODE: OW NED DATE REPORTED: 19-11-2018
EMPLOYMENT INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL INCOME
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INDICATOR
Others Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BAL ANCES DATE OPENED
All Accounts TOTAL:14 HIGH CR/SANC. AMT:356433 CURRENT:1800 RECENT:23-03-2023
OVERDUE:0 OVERDUE:0 OLDEST:31-10-2020

ZERO-BALANCE:13
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 6 1 2 3 06-12-2023
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:23-03-2023 SANCTIONED:88000
ACCOUNT NUMBER:NOT DISCLOSED LAST PAYMENT:23-03-2023 CURRENT BALANCE:0
TYPE:GOLD LOAN CLOSED:14-09-2023 EMI:88000
OW NERSHIP:INDIVIDUAL REPORTED AND CERTIFIED:

30-09-2023
PMT HIST START:01-09-2023
PMT HIST END:01-03-2023
DAYS PAST DUE/ASSET CL ASSIFICATION (UP TO 36 MONTHS; L EFT TO RIGHT)
STD STD STD STD STD STD STD

09-23 08-23 07-23 06-23 05-23 04-23 03-23
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED: CURRENT BALANCE:1800

28-02-2023
TYPE:PERSONAL LOAN PMT FREQ: Monthly
OW NERSHIP:INDIVIDUAL
COLLATERAL TYPE:NO COLLATERAL

000
02-23
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED: CURRENT BALANCE:0

28-02-2023
TYPE:PERSONAL LOAN
000
02-23

31-10-2023
STD STD STD STD STD STD STD STD STD

10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23
TYPE:GOLD LOAN CLOSED:02-01-2023

31-01-2023
000 000
01-23 12-22
ACCOUNT NUMBER:NOT DISCLOSED CLOSED:19-10-2022 CURRENT BALANCE:0
TYPE:PERSONAL LOAN REPORTED AND CERTIFIED:

31-10-2022
000 000 000 000

10-22 09-22 08-22 07-22
TYPE:PERSONAL LOAN CLOSED:19-10-2022 PMT FREQ: Monthly

31-10-2022
000 000 000 000

10-22 09-22 08-22 07-22

30-06-2022
000
06-22


30-06-2022
000
06-22

31-07-2022
000 000 000

07-22 06-22 05-22

31-07-2022
000 000
07-22 06-22
TYPE:CONSUMER LOAN CLOSED:17-08-2021 EMI:1565
OW NERSHIP:INDIVIDUAL REPORTED AND CERTIFIED: PMT FREQ: Monthly

23-08-2021
REPAYMENT TENURE:11
ACTUAL PAYMENT:3500
000 090 059 029 000 000 000 000 000 000 000
08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20

31-10-2023
XXX XXX XXX STD STD STD STD STD STD STD STD STD
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22
STD STD STD

02-22 01-22 12-21

10-04-2023
XXX XXX STD STD STD STD STD STD STD STD STD STD
12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21
STD
12-20
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 06-12-2023 HOUSING LOAN 1500000
NOT DISCLOSED 02-02-2023 BUSINESS LOAN – GENERAL 2000000
NOT DISCLOSED 21-01-2023 HOUSING LOAN 2000000
NOT DISCLOSED 24-10-2022 PERSONAL LOAN 18000
NOT DISCLOSED 27-06-2022 USED CAR LOAN 300000
NOT DISCLOSED 20-05-2022 PERSONAL LOAN 3000
END OF REPORT ON JANAKI E JANAKI E
All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL Limited based on information
provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts the following: W hile TransUnion CIBIL takes reasonable
care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions caused by inaccurate or inadequate information submitted to it. However, TransUnion
CIBIL shall take reasonable steps to ensure accurate reproduction of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such
inaccuracies in the CIR. Further, TransUnion CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion
CIBIL responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii) enter into or not to enter into
any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is governed by the provisions of the Credit Information
Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit Information Companies Rules, 2006 and the terms and conditions of the Operating Rules
for TransUnion CIBIL and its Members.
© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved
TransUnion CIBIL CIN : U72300MH2000PLC128359

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CONS UMER CIR

CONSUMER: JANAKI E JANAKI E DATE: 23-12-2023

NAME: JANAKI E JANAKI E

CIBIL TRANSUNION SCORE(S):

753 1. LOW CREDIT AGE

POSSIBLE RANGE FOR CREDITVISION® SCORE

* At least one tradeline with information updated in last 36 months is required.

INCOME TAX ID NUMBER (PAN) AYMPJ8187H

UNIVERSAL ID NUMBER (UID) NOT DISCLOSED

MOBILE PHONE 8012744107

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 31-05-2022

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 29-10-2020

CATEGORY: PERMANENT ADDRESS RESIDENCE CODE: OW NED DATE REPORTED: 19-11-2018

Others Not Available Not Available Not Available

ACCOUNT TYPE ACCOUNTS ADVANCES BAL ANCES DATE OPENED

All Accounts TOTAL:14 HIGH CR/SANC. AMT:356433 CURRENT:1800 RECENT:23-03-2023

OVERDUE:0 OVERDUE:0 OLDEST:31-10-2020

All Enquiries 6 1 2 3 06-12-2023

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:23-03-2023 SANCTIONED:88000

ACCOUNT NUMBER:NOT DISCLOSED LAST PAYMENT:23-03-2023 CURRENT BALANCE:0

TYPE:GOLD LOAN CLOSED:14-09-2023 EMI:88000

OW NERSHIP:INDIVIDUAL REPORTED AND CERTIFIED:

PMT HIST START:01-09-2023

PMT HIST END:01-03-2023

DAYS PAST DUE/ASSET CL ASSIFICATION (UP TO 36 MONTHS; L EFT TO RIGHT)

STD STD STD STD STD STD STD

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:28-02-2023 SANCTIONED:1800

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED: CURRENT BALANCE:1800

DAYS PAST DUE/ASSET CL ASSIFICATION (UP TO 36 MONTHS; L EFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:28-02-2023 SANCTIONED:16200

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED: CURRENT BALANCE:0

DAYS PAST DUE/ASSET CL ASSIFICATION (UP TO 36 MONTHS; L EFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:20-02-2023 SANCTIONED:73000

ACCOUNT NUMBER:NOT DISCLOSED LAST PAYMENT:20-02-2023 CURRENT BALANCE:0

TYPE:GOLD LOAN CLOSED:04-10-2023 EMI:73000

OW NERSHIP:INDIVIDUAL REPORTED AND CERTIFIED:

PMT HIST START:01-10-2023

PMT HIST END:01-02-2023

DAYS PAST DUE/ASSET CL ASSIFICATION (UP TO 36 MONTHS; L EFT TO RIGHT)

STD STD STD STD STD STD STD STD STD

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:29-12-2022 SANCTIONED:6483

ACCOUNT NUMBER:NOT DISCLOSED LAST PAYMENT:02-01-2023 CURRENT BALANCE:0

TYPE:GOLD LOAN CLOSED:02-01-2023

OW NERSHIP:INDIVIDUAL REPORTED AND CERTIFIED:

PMT HIST START:01-01-2023

PMT HIST END:01-12-2022

DAYS PAST DUE/ASSET CL ASSIFICATION (UP TO 36 MONTHS; L EFT TO RIGHT)

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:20-07-2022 SANCTIONED:10800

ACCOUNT NUMBER:NOT DISCLOSED CLOSED:19-10-2022 CURRENT BALANCE:0

TYPE:PERSONAL LOAN REPORTED AND CERTIFIED:

PMT HIST END:01-07-2022

DAYS PAST DUE/ASSET CL ASSIFICATION (UP TO 36 MONTHS; L EFT TO RIGHT)

000 000 000 000

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:20-07-2022 SANCTIONED:2700

ACCOUNT NUMBER:NOT DISCLOSED LAST PAYMENT:19-10-2022 CURRENT BALANCE:0