CREDIT INFORMATION BUREAU(INDIA)

IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION

CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

CIBIL ENQUIRY DETAILS :

NAME : RAMASAMY KAVITHA RESIDENCE ADDRESS : 1/194,MUTHU NAGAR,
PANAPALAYAM,
DATE OF BIRTH : 20-02-1985
THEKKALUR,
GENDER : Female PANAPALAYAM,AVINASHI,
PAN NO. : RESIDENCE TELEPHONE NO: 9865427788
DRIVING LICENCE NO. : OFFICE ADDRESS : 1/194,MUTHU NAGAR,
PASSPORT NO. : PANAPALAYAM,
THEKKALUR,
PANAPALAYAM,AVINASHI,

OFFICE TELEPHONE NUMBER : 9865427788

CONSUMER INFORMATION :

NAME : R.KAVITHA R.KAVITHA GENDER : Male

DATE OF BIRTH : 20-FEB-85

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION SCORE 1.
729 2.Too many tradelines with worst status in the past 6
months
3.
4.
5.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer not in CIBIL database or history older than 36 months : -1

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
* * At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER(PAN) INIPK9657N 16-04-2011

VOTER ID NUMER UYR0077990

Universal ID Number 279194237328

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

Mobile Phone 9003745135

Office Phone 9944710889

Mobile Phone 7418094066

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TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

Not Classified 9566650423

EMAIL CONTACT(S): KAVITHAKAVITHA27620@GMAIL.COM

ADDRESS(ES):

ADDRESS : TIRUPPUR TAMIL NADU 33, 641654

CATEGORY : Residence Address RESIDENCE CODE : DATE REPORTED : 28-02-2023

ADDRESS : 1/194 MUTHU NAGAR, PANAPALAYAM THEKKALUR, PANAPALAYAM, AVANASHI, TIRUPPUR

CATEGORY : Not Categorized RESIDENCE CODE : DATE REPORTED : 29-02-2016

EMPLOYMENT INFORMATION:

ACCOUNT TYPE: DATE REPORTED OCCUPATION CODE INCOME NET/GROSS INCOME MONTHLY/ANNUAL
INCOME INDICATOR

Personal Loan 28-02-2023 Others

SUMMARY:
ACCOUNT(S)

ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL : 15 HIGH CR/SANC. AMT : 1,773,9 CURRENT : 1,285,996 RECENT : 18-10-2022
OVERDUE : 2 OVERDUE : 12,746 OLDEST : 29-02-2016
ZERO-BALANCE : 9

ENQUIRIES

ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 24 2 14 22 27-03-2023

ACCOUNT(S):

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TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 15-10-2022 SANCTIONED : 548,456

ACCOUNT NO: REPORTED AND 31-03-2023 CURRENT BALANCE: 523,309
TYPE: Auto Loan PMT HIST START : 01-03-2023 OVERDUE : 11,844
OWNERSHIP: Individual PMT HIST END : 01-10-2022

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

027 000 000 000 000 000

03 - 23 02 - 23 01 - 23 12 - 22 11 - 22 10 - 22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 18-10-2022 SANCTIONED : 100,000

ACCOUNT NO: REPORTED AND 28-02-2023 CURRENT BALANCE: 82,803
TYPE: PMT HIST START : 01-02-2023 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-10-2022

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 000 000 000 000

02 - 23 01 - 23 12 - 22 11 - 22 10 - 22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 26-08-2022 SANCTIONED : 600,000

ACCOUNT NO: REPORTED AND 28-02-2023 CURRENT BALANCE: 552,403
TYPE: Property Loan PMT HIST START : 01-02-2023 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-08-2022

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

STD STD XXX STD STD STD STD

02 - 23 01 - 23 12 - 22 11 - 22 10 - 22 09 - 22 08 - 22

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TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 14-08-2022 SANCTIONED : 5,367

ACCOUNT NO: REPORTED AND 28-02-2023 CURRENT BALANCE: 0
TYPE: Personal Loan PMT HIST START : 01-02-2023 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-08-2022

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 000 XXX 000 000 000 000

02 - 23 01 - 23 12 - 22 11 - 22 10 - 22 09 - 22 08 - 22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 23-07-2022 SANCTIONED : 50,000

ACCOUNT NO: REPORTED AND 28-02-2023 CURRENT BALANCE: 43,190
TYPE: Housing Loan PMT HIST START : 01-02-2023 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-07-2022

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 000 000 000 000 000 000 000

02 - 23 01 - 23 12 - 22 11 - 22 10 - 22 09 - 22 08 - 22 07 - 22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 14-01-2022 SANCTIONED : 22,834

ACCOUNT NO: REPORTED AND 18-07-2022 CURRENT BALANCE: 0
TYPE: Consumer PMT HIST START : 01-07-2022 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-01-2022

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 000 000 000 000 000 000

07 - 22 06 - 22 05 - 22 04 - 22 03 - 22 02 - 22 01 - 22

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TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 21-11-2020 SANCTIONED : 79,590

ACCOUNT NO: REPORTED AND 31-08-2022 CURRENT BALANCE: 0
TYPE: Two-wheeler PMT HIST START : 01-08-2022 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-12-2020

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 XXX 000 000 068 038 007 000 000 000 000 XXX 071 101 070 040 009 000

08 - 22 07 - 22 06 - 22 05 - 22 04 - 22 03 - 22 02 - 22 01 - 22 12 - 21 11 - 21 10 - 21 09 - 21 08 - 21 07 - 21 06 - 21 05 - 21 04 - 21 03 - 21

069 041 000

02 - 21 01 - 21 12 - 20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 30-07-2020 SANCTIONED : 71,000

ACCOUNT NO: REPORTED AND 31-10-2020 CURRENT BALANCE: 73,145
TYPE: Gold Loan PMT HIST START : 01-10-2020 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-07-2020

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

STD STD STD STD

10 - 20 09 - 20 08 - 20 07 - 20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 08-06-2020 SANCTIONED : 66,000

ACCOUNT NO: REPORTED AND 31-07-2020 CURRENT BALANCE: 0
TYPE: Gold Loan PMT HIST START : 01-07-2020 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

STD STD

07 - 20 06 - 20

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TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 28-05-2020 SANCTIONED : 60,000

ACCOUNT NO: REPORTED AND 30-06-2020 CURRENT BALANCE: 0
TYPE: Gold Loan PMT HIST START : 01-06-2020 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-05-2020

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

STD STD

06 - 20 05 - 20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 26-05-2020 SANCTIONED : 10,000

ACCOUNT NO: REPORTED AND 31-10-2020 CURRENT BALANCE: 11,146
TYPE: Gold Loan PMT HIST START : 01-10-2020 OVERDUE : 902
OWNERSHIP: Individual PMT HIST END : 01-05-2020

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

STD STD STD STD STD STD

10 - 20 09 - 20 08 - 20 07 - 20 06 - 20 05 - 20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 22-05-2020 SANCTIONED : 37,500

ACCOUNT NO: REPORTED AND 30-06-2020 CURRENT BALANCE: 0
TYPE: Gold Loan PMT HIST START : 01-06-2020 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-05-2020

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

STD STD

06 - 20 05 - 20

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TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 12-07-2019 SANCTIONED : 17,990

ACCOUNT NO: REPORTED AND 31-03-2021 CURRENT BALANCE: 0
TYPE: Consumer PMT HIST START : 01-03-2021 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-07-2019

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000

03 - 21 02 - 21 01 - 21 12 - 20 11 - 20 10 - 20 09 - 20 08 - 20 07 - 20 06 - 20 05 - 20 04 - 20 03 - 20 02 - 20 01 - 20 12 - 19 11 - 19 10 - 19

000 000 000

09 - 19 08 - 19 07 - 19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 28-06-2019 SANCTIONED : 50,000

ACCOUNT NO: REPORTED AND 31-07-2019 CURRENT BALANCE: 0
TYPE: Business Loan PMT HIST START : 01-07-2019 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-06-2019

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 000

07 - 19 06 - 19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME : NOT DISCLOSED OPENENED: 29-02-2016 SANCTIONED : 55,176

ACCOUNT NO: REPORTED AND 30-06-2022 CURRENT BALANCE: 0
TYPE: Housing Loan PMT HIST START : 01-06-2022 OVERDUE :
OWNERSHIP: Individual PMT HIST END : 01-07-2019

DAYS PAST DUE/ASSET CLASSIFICATION(UPTO 36 MONTHS;LEFT TO RIGHT)

000 056 056 026 054 026 000 025 026 000 000 000 000 087 084 085 054 026

06 - 22 05 - 22 04 - 22 03 - 22 02 - 22 01 - 22 12 - 21 11 - 21 10 - 21 09 - 21 08 - 21 07 - 21 06 - 21 05 - 21 04 - 21 03 - 21 02 - 21 01 - 21

056 025 000 024 000 000 024 024 024 024 024 026 000 000 000 000 000 000

12 - 20 11 - 20 10 - 20 09 - 20 08 - 20 07 - 20 06 - 20 05 - 20 04 - 20 03 - 20 02 - 20 01 - 20 12 - 19 11 - 19 10 - 19 09 - 19 08 - 19 07 - 19

Services provided in association © 2019 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 7 of9

TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 27-03-2023 Other 1

NOT DISCLOSED 18-03-2023 Business Loan - General 2,500,000

NOT DISCLOSED 04-01-2023 Business Loan - General 600,000

NOT DISCLOSED 01-12-2022 Auto Loan (Personal) 1

NOT DISCLOSED 18-11-2022 Auto Loan (Personal) 792,045

NOT DISCLOSED 02-11-2022 Personal Loan 200,000

NOT DISCLOSED 13-10-2022 Personal Loan 200,000

NOT DISCLOSED 10-10-2022 Auto Loan (Personal) 1

NOT DISCLOSED 07-09-2022 Personal Loan 250,023

NOT DISCLOSED 08-08-2022 Property Loan 10,000

NOT DISCLOSED 21-07-2022 Other 100,000

NOT DISCLOSED 21-07-2022 Other 500,000

NOT DISCLOSED 21-07-2022 Other 500,000

NOT DISCLOSED 13-05-2022 Personal Loan 150,000

NOT DISCLOSED 04-03-2022 Business Loan - General 1

NOT DISCLOSED 01-03-2022 Business Loan - General 1

NOT DISCLOSED 12-01-2022 Consumer Loan 50,000

NOT DISCLOSED 18-12-2021 Business Loan - General 100,000

NOT DISCLOSED 06-10-2021 Personal Loan 150,023

NOT DISCLOSED 24-09-2021 Consumer Loan 17,990

NOT DISCLOSED 24-09-2021 Consumer Loan 60,000

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TransUnion CIBIL CIN : U72300MH2000PLC128359

 CREDIT INFORMATION BUREAU(INDIA)
IN ASSOCIATION WITH DUN & BRADSTREET AND TRANSUNION
CIBIL CONSUMER CREDIT INFORMATION REPORT

CONSUMER : R.KAVITHA R.KAVITHA DATE : 2023-04-07 00:00:

MEMBER ID : NB67821114 TIME : 12:11:45
MEMBER REFERENCE NUMBER : AC639321 CONTROL NUMBER: 5,69,65,58,971

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 24-09-2021 Consumer Loan 13,999

NOT DISCLOSED 16-02-2021 Personal Loan 150,000

NOT DISCLOSED 11-11-2020 Two-wheeler Loan 78,000

END OF REPORT ON R.KAVITHA R.

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL Limited
based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts the following:
While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions caused by inaccurate or
inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction of the information submitted by
the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further,TransUnion CIBIL does not guarantee the adequacy
or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL responsible for any access or reliance on the CIR. The
CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii) enter into or not to enter into any financial transaction with not
reflect the views of CIBIL or its directors or employees.The use of this the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the
CIR is governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

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