1 Whistle Blower Policy as a Risk Mitigation Tool

1. Whistle Blowing demonstrate to which core value of our Bank

 Courage
 Excellence
 Leadership
 Innovation

2. To protect the identity of the complainant, acknowledgement will not be issued and
the whistle blowers are advised not to enter into any further correspondence in their
interest.[True/ False
 True
 False

3. If the Designated Authority, after conducting an inquiry, is of the opinion that there are
no sufficient grounds for proceeding with the inquiry, it may___
 Punish the employee against whom the complaint is made
 Punish the complainant
 Ask explanation from the complainant
 Close the complaint

4. Employees of the Bank may lodge the complaint / raise concerns under Internal
Whistle Blower Policy for employees through ____
 INTRANET
 SMEX PORTAL
 SIEBEL CRM
 HR Connect

5. Which of the following is not an objective of “Whistle Blower Policy”?

 Escalate staff shortage problem to the management
 Report abuse of power and authority by any official of the Bank or any other act
with activity with the intention of unethical personal gain
 Report violation of Banks Code of Conduct
 To provide a platform for its directors and employees to freely express their
concerns on the various matter about any mal-practices, fraud.

6. Which is not a USP of “Whistle Blower Policy” ?

 Confidentiality
 Protected Disclosures
 Protect Victimization
 Anonymous Allegations
 1 Whistle Blower Policy as a Risk Mitigation Tool

7. The investigation under Whistle Blower Policy should be completed within___ Days
from the date of assignment and report should be submitted to the Designation
Authority.
 15 days
 21 days
 30 days
 45 days

8. Who can make a complaint under the “Internal Whistle Blower Policy” of the Bank
 Only customers of the Bank
 Only employees of the Bank
 Only Directors of the Bank
 Any employee or Director of the Bank

9. Anonymous complaints can be entertained as per Whistle Blower Policy on case to

case basis by Designated Authority [True/ False ]
 False
 True

10. All whistle –blower complaints, enclosed documents/ annexures, and the
investigation reports shall be retained by the _______
 GOI
 Bank
 RBI
 FMG

11. The Whistle Blower Policy applies to ___

 Only Officer employees
 All employees including directors
 All employees except directors
 All employees except CGM-HRM

12. Access to online portal for whistle-blowers is restricted to only___

 Designated Authority
 No such restriction
 Chairman to ACB
 Both of the above can access
 1 Whistle Blower Policy as a Risk Mitigation Tool

13. Which of the following statement is not correct under the internal whistle blower policy
of our Bank?
 Malicious or frivolous allegations made may result in disciplinary action against the
Whistle Blower.
 The Victimization of Whistle Blower shall be treated as a serious matter including
initiating disciplinary action against the person(s) causing or allowing victimization
of Whistle Blower.
 This policy also entertains anonymous complaints
 The Chief Risk Officer ( CRO) of the Bank shall be the Designated Authority to
receive Protected Disclosures / written complaints

14. Which of the following actions would you consider as a possible example of speak-
up / whistle- blowing?
 Misuse of Branch premises for unauthorized / illegal activities
 One of your colleagues has recently purchased a SUV car
 Sanction of loan to a staff member after complying bank’s extant guidelines
 Your manager has rejected your leave application

15. Which of the following area/s is /are covered under the Internal Whistle Blower Policy
for employees and directors of the Bank
 Misuse of Office-misuse of discretionary lending/ administrative Powers
 Misuse of cash of bank by custodians during the day of overnight for personal
gains
 Suspected or actual fraud
 All of the above

16. Full form of PIDPI is____

 Public Information Disclosed with Protection of Informers
 Public Information Disclosure with Protection of Informers
 Public Information Disclosure and Protection of Informers
 Public Interest Disclosure and Protection of Informer

17. Under which of the following guiding principles, action can be taken against the
Whistle Blower Complainant?
 Confidentiality
 Malicious Allegations
 Destruction of protection disclosures
 Anonymous allegation
 1 Whistle Blower Policy as a Risk Mitigation Tool

18. Under Whistle Blower policy a Designated Officer shall not be below the rank of ___
 Chief Manager
 AGM
 GM
 DGM

19. In case the complainant is not satisfied with the redressal of their complaints, he may
escalate the matter directly to the ______
 Chairman, Audit Committee of the Board
 Chairman, Resolution Committee of the Board
 Chairman, Grievance Committee of the Board
 He can’t escalate matters directly

20. ____means a concern raised by a written communication made in good faith that
discloses or demonstrates information that may evidence unethical or improper
activity concerning the bank
 Protected Disclosure
 Subject
 Safeguards
 None of the above
21. The Designated Authority shall not seek any confirmation from the complainant,
if______
 The disclosures are made online from the HR Connect Portal
 The disclosure are sent through other staff members
 The disclosures are handed over personally
 The disclosures are made through Branch email

22. The Designated Authority shall report all Whistle Blower Complaints to the Audit
Committee of the Board, together with results of investigations and an update on the
actions taken by the Bank at least once in every ______.
 Fortnightly
 Month
 Year
 Quarter

23. The Policy also provides the complainants direct access to the Chairman of the Audit
Committee of Board, in deserving cases[True / False ]
 True
 False
 1 Whistle Blower Policy as a Risk Mitigation Tool

24. The Whistle Blowers can escalate the complaint / disclosures raised through whistle
blower to the Chairman, Audit Committee of the Board (ACB), if he is not satisfied with
the proceedings or findings of investigation. [True / False ]
 True
 False

25. Under which section every listed company shall establish a vigil mechanism for their
directors and their employees to report genuine concerns or grievances?
 Section 176 of the Companies Act, 2013
 Section 179 of the Companies Act, 2013
 Section 178 of the Companies Act, 2013
 Section 177 of the Companies Act, 2013

26. The Designated Officer under Whistle Blower policy ensure that no punitive action is
taken by any Administrative Authority against any person on perceived reasons/
suspicion of being Whistle Blower (True/False)
 True
 False

27. In the event of the identity of the complainant being disclosed, the committee is
authorized to recommended appropriate action against the person making such
disclosures (True/False)
 True
 False

28. As per Whistle-blower policy who is the designated authority to receive complaints
under the Policy
 Chief Vigilance Officer
 Chairman of the Bank
 CGM-HRM
 Chief Risk Officer

29. The Designated Authority (CRO) under Whistle Blower Policy shall ensure resolution of
complaints within____days from the date of receipt of the complaint at his / her office.
 15 days
 90 days
 30 days
 60 days
 1 Whistle Blower Policy as a Risk Mitigation Tool

30. Under Whistle Blower Policy mandatory points for raising complaints are____
 The Complaint should be addressed to Chief Risk Officer
 The Complaint should be sent in a sealed envelope
 The Complaint should give his/ her name, EC, address, contact details etc. in the
complaint
 All of the above

31. Under the whistle Blower Policy, the complainant should give his/ her name, EC No.,
address, Phone No, Email etc. (True/ False )
 False
 True

32. Which of the following areas are covered under the “Internal Whistle Blower Policy for
employees and directors of the Bank”
 Accepting consideration in cash of kind from customers/ middlemen for
favourably considering credit proposals
 Unauthorized debits to General Ledger / Profit and Loss accounts
 Obtaining personal gains for settling genuine claims of customers
 All of the above

33. Whistle Blowing is____

 Blowing the whistle
 Blowing the middle alarm in the break time
 To reveal wrong doing within an organization
 None of these

34. This Whistle Blower policy does not entertain anonymous complaints and encourages
employees to put their Name, Address, email address, contact numbers etc. because
appropriate follow up questions and investigation may not be feasible unless the
source of the information is identified.[ True / False ]
 True
 False

35. Which of the following area is not covered under the Internal Whistle Blower Policy for
employees and directors of the Bank of Baroda?
 Complaints under Public Interest Disclosure and Protection of Informers (PIDPI)
Resolution 2004
 Incorrect financial reporting
 Failure to comply with existing rules and regulations resulting in financial loss
 Leakage of sensitive information, breach of any policy
 1 Whistle Blower Policy as a Risk Mitigation Tool

36. If a Whistle Blower employee is victimized, he / she can file a complaint before____
 CGM-HR
 CVO
 Chairman of the Bank
 Chairman of ACB

37. If the whistle blower is not satisfied with the findings of the Investigation then they can
escalate the matter to____
 Chairman of the Bank
 Chairperson of ACB
 Chief Vigilance Officer
 Chief Risk Officer

38. If any official is aggrieved by any action on the ground that he is being victimized due
to the fact that he had filed a complaint or disclosure, he may file an application
before the______
 Chairperson, Audit Committee of RBI
 Designated Executive Director
 Chairperson of the Bank
 Chairperson, Audit Committee of the Board

39. If the complaint is anonymous / pseudonymous as per the Whistle Blower Policy, the
Designated Authority___ in the matter.
 May take an action if he prefers
 May refer the matter to ACB
 May take an action
 May not take any action

40. After conduct of Enquiry who is responsible for closure of complaints?

 Designated Authority
 Chairman of ACB
 Designated Officer
 Chairman of Bank

41. Every effort shall be made to treat the Whistle Blower’s indentity with appropriate
regard for confidentiality at all times. ( True/ False)
 True
 False
 1 Whistle Blower Policy as a Risk Mitigation Tool

42. Who is Chief Risk Officer in Our Bank?

 Mr. Rajiv Kumar
 Mr. S Patra
 Mr. S Anantharaman
 Mr. K N Nayak

100% Correct

1. Which of the following is correct?

 A. Complainant must prove the truth of an allegation
 B. Complaint must have been made good faith
 C. The onus of providing the allegations lies with the complainant
 D. Both A & B are correct

2. The Custody of the original complaint under the Whistle Blower Policy with the
documents will remain with the ____and at no time that complaint can be accessed
without proper authority from the said authority.
 Designated Officer
 In-Charge of housekeeping
 Chief Risk Officer
 Chief Vigilance Officer

3. All the envelopes, super scribed with the complaints under Whistle Blower Policy will
be opened by_____
 Chief Risk Officer
 Designated Officer
 Chief Vigilance Officer
 General Manager-CIAD