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Stage 1 Stage 4
Understand your 02 Follow a schedule of
needs and goals 03 budgeting and stick to it
Stage 2 Stage 5
01
Assess your current 06 Monitor your expenses
financial state and budget
04
Stage 3 Stage 6
05
Create funds essential Refine your budget
to your survival as needed
FINANCIAL PLANNING CYCLE
Zenith Central Bank
Understand your Assess your current Create funds Follow a schedule Monitor your Refine your
needs and goals financial state essential to of budgeting expenses budget as needed
your survival and stick to it and budget
FINANCIAL PLANNING CYCLE
Zenith Central Bank
Stage 1
Understand your needs and goals
Stage 2
Assess your current financial state
Stage 3
Create funds essential to your survival
Stage 4
Follow a schedule of budgeting and stick to it
Stage 5
Monitor your expenses and budget
Stage 6
Refine your budget as needed
FINANCIAL PLANNING CYCLE
Zenith Central Bank
Stage 4
Stage 2 Stage 6
Follow a schedule
Assess your current of budgeting and Refine your budget
financial state stick to it as needed
Stage 1
Understand your needs and goals
Stage 2
Assess your current financial state
Stage 3
Create funds essential to your survival
Stage 4
Follow a schedule of budgeting and stick to it
Stage 5
Monitor your expenses and budget
Stage 6
Refine your budget as needed
FINANCIAL PLANNING CYCLE
Zenith Central Bank
01 02 03 04 06
05
Stage 1
01 Understand your
needs and goals
Stage 6 Stage 2
Refine your budget as 06 02 Assess your current
needed financial state
Stage 5 Stage 3
Monitor your expenses 05 03 Create funds essential
and budget to your survival
Stage 4
Follow a schedule of 04
budgeting and stick to it
FINANCIAL PLANNING CYCLE
Zenith Central Bank
Understand your Assess your current Create funds essential to Follow a schedule of Monitor your expenses Refine your budget as
needs and goals financial state your survival budgeting and stick to it and budget needed
Stage 6 Stage 1
16.7% 16.7%
Stage 5 Stage 2
16.7% 16.7%
Stage 4 Stage 3
16.7% 16.7%
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