Final Exam Semester- III September (23-24)

Part A- 40 Marks

Attempt Any 10 Questions- Each Question carries 4 marks.

1. Explain the Term ULIP in Insurance.

2. Explain Acturial science in brief.
3. Explain the term NAV and how it is calculated?
4. List 5 fee based services in bank.
5. List 4 differences between Life Insurance and Non-life Insurance.
6. What is CRR and Repo rate?
7. What is fiduciary responsibility in financial services and explain with examples.
8. Explain Physical evidence as one of the “P” in financial services.
9. List 3 difference between NBFC and Bank
10. Explain Term Life Insurance
11. What is Mutual Banking
12. What are niche products in General Insurance.

Part B- 40 Marks

Attempt Any 4 Questions- Each Question carries 10 marks.

1. Write short note on Keyman and Employer-Employee

2. Explain the term called Cash Management Services and list type of services.
3. Write types of Mutual funds and explain.
4. Write a note on BancAssurance.
5. Explain the term- Bill discounting, Working Capital, Term Loan and LC.
6. State the importance of digitization and Artificial Intelligence in Banking.

Part C- 20 Marks

Case Study

Company called ABC is into manufacturing of toys in India. His existing turnover is 100 crores.He is
looking to expand his business in other segments like school bags and school kits and looking for
funding. His projected turnover is approx. 200 crores. He has hired around 50 new staff. He will train
them and look for long term associations with his employees.

a. How will he raise funds for new Project?

b. Which social security and employee retention tool will he use for current employees?
c. How will he hedge the risk in case something happens to director or key person?
d. How will he market new products and through which distribution channels?

All the best