.

Mr Dorin Domnitanu Customer Service Centre

Flat 1 Fazal House St William House
656a High Road Leytonstone Cardiff
London
CF10 5BH
E11 3AA
Tel 0344 824 8888
Text Relay (NGT)
18001 0344 824 8888

25th March 2024

If you'd like this in Braille, large print or audio
please ask us by calling 0800 302 9155

Agreement number: 515384971

What you need to know

We've updated your payment Your new payment schedule

starts from 19/04/24
schedule
Dear Mr Domnitanu We'll collect your payments
automatically by Direct
Thank you for making an extra £1,505.00 payment as a partial early Debit, so there's nothing you
settlement. We've added this to your agreement and included your new need to do
payment schedule below. We've also included more information about how
we worked out your new balance on the following pages. If you have any questions,
call us on
Your new payment schedule 0344 824 8888

How often you'll make your How many repayments How much you'll pay
repayments
.

Monthly .
26 £ 464.28

Your agreement is due to end on 19th May 2026.

We'll collect your new payments automatically

As you already pay by Direct Debit, there's nothing you need to do. We'll automatically update your
payments to the new amount if it's different and take it on your usual payment date each month.

Manage your account online at

www.blackhorse.co.uk where you can make payments, get
a settlement figure, change your payment date and much
more. We also have tools to help if you have money worries.
Black Horse Limited. Registered Office: 25 Gresham Street, London EC2V 7HN.
Registered Number: 661204 England and Wales.
Authorised and regulated by the Financial Conduct Authority. CML51A(MFVSTL34516 1123)
We're here to help

If you have any questions about this letter, please call us on 0344 824 8888. Our lines are open between
8:30am to 6:00pm, Monday to Friday and between 9:00am to 1:00pm on Saturday.

Yours sincerely

Manager

CML51B (MFVSTL34516 1123)

 .

How we worked out your new balance

Here's how we worked out your new balance after you made an extra £1,505.00 payment as a partial early
settlement of your agreement.

Balance still to pay £ 14,027.10

Your extra payment £ 1,505.00
Interest saved by making the extra payment £ 450.82
(known as an 'interest rebate')
Your new balance £ 12,071.28

If you've recently made your monthly repayment or any other extra repayments, these may not have shown
on your account in time for us to include them in the figures above.

If you'd like more information

The way we work out settlement figures and interest rebates is based on the Consumer Credit (Early
Settlement) Regulations 2004. You can find these regulations at www.legislation.gov.uk

If you'd like more information about how we work out your settlement figure, please call us on 0344 824
8888. Citizens Advice, www.citizensadvice.org.uk or other local money advice services will also be able to
help.

CM97C1 (MFVSTL34516 1123)