Professional Documents
Culture Documents
English
Discoveries
WORKBOOK
English
Discoveries
WORKBOOK
Intermediate 1
COPYRIGHT NOTICE
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photocopied, transmitted or translated in any form or by any means
without permission in writing from Edusoft, Ltd.
Dear Student,
Welcome to the English Discoveries Workbook for Intermediate 1. Using this workbook
will help you practice your English.
Each unit of the workbook corresponds directly to a unit in the English Discoveries
Intermediate 1 course. After completing a unit within the course, you should complete
the corresponding activities in the workbook.
The units in this workbook integrate all four language skills: Listening, Reading, Speaking,
and Writing. The workbook units also provide a wide range of grammar and vocabulary
activities.
If you want to refer to the computer lesson texts while you are away from your computer,
you can find them in the workbook Appendix.
Special emphasis has been given throughout the workbook to speaking and writing
activities. You will see that you have many opportunities to express yourself in both
spoken and written English.
Unit 2
13
Away From Home
Unit 3
19
Celebrations
Unit 4
25
Bad Weather
Unit 5
33
Arts And Entertainment
Unit 6
41
At Work
Unit 7
47
Sending A Package
Unit 8
53
Emergency
Unit 9
Banking 61
Unit 10
Gadgets
Appendix
Lesson Texts 77
Intermediate 1 Unit 1
Sports
a. Do you remember who said what in the radio interview between the presenter, Duke, and
the football hero, Joe Norse? Complete the table below.
Joe
Duke
Norse
d. Write the dialogue for a radio interview between Duke and Coach Washington. Use the
words and phrases from activities a. and b. to help you.
Duke: Welcome to “Local Athletes.” Today’s guest is Coach Fraser Washington.
Coach Washington: Hello Duke and listeners. I am very excited to be here
Duke: Me too. What are your future plans for the team?
Coach Washington: In this days, I want to recruit new players
Duke: What do you thing about Hank Perry and Dick Verall?
Coach Washington: This students are good players and they will have good future in sports.
True False
X
1. Once, children learned to read and write in elementary school.
2. Nowadays, parents teach their children 1-2-3 and A-B-C before they X
start school.
X
3. Today, many children must take entrance exams for kindergarten.
b. “College for Kids?” discusses formal education for pre-school children. Mark whether the
statements below are for or against formal education for pre-school children.
For Against
e. Write your own letter to Harriet Nelson. Use the words and phrases from activities a, b, and
c. to help you.
f. Read and discuss your letter with a partner. Do you agree or disagree with your partner’s
letter?
Math Test
a. Do you remember the dialogue, “Math Test”? Rewrite the dialogue by putting the words
below in the correct order.
b. Mark whether a teacher, or a student, or both might ask the following questions.
c. Write a dialogue between Mr. Pascal and one of his students. Use the sentences and
phrases in activities a. and b. to help you.
Present Prefect: Statements Q And A
a. Complete the dialogue between two parents with the adverbs: since, yet, already, for, and
just. For some of the answers there is more than one correct choice.
Sue: Hi, Tim. I haven’t seen you (1) FOR such a long time, not (2) SINCE
Tim: They’re fine. Clara has (3) JUST started high school. What about your twins?
Sue: Well, they only started last week. But they have (5) ALREADY made lots of
friends. What does Clara think of high school?
Tim: Actually she hasn’t made many friends (6) YET and she’s finding the
homework assignments really difficult.
Sue: Oh dear, I’m sure it will get better and anyway, grades and diplomas aren’t everything.
c. Here are some more questions that Duke asked, Joe Norse in his radio interview. Write the
answers that Joe might have given.
2
Away From Home
Justin: Hi Sara, I want you to meet Yavor. Yavor is from Bulgaria. He just (1) TRANSFERRED
from the European office.
Yavor: Really well (2) SO FAR . But as I told Justin, I haven’t had a regular work day
yet. I’m still (3) IN TRAINING .
Sara: That’s interesting. I’m also in the finance department. So if you’re working here, does
? that mean there’s an (6) OPPORTUNITY for me in the European office
b. Match the responses to the questions and statements, based on the video conversation
between Justin and Yavor.
a. What kind of work are you doing here? a 1. It’s great. Everyone is so friendly.
a. How do you like living here so far? a 3. For now I’m still in training.
c. Yavor goes out to lunch with Sara. Complete the dialogue below.
Questions
Kim’s Answers
c. With a partner, practice the interview between Pat and Kim. Use the questions and
answers from activities a. and b. to help you.
d. Read the postcard that Kim’s mother sent her. Imagine you are Kim and write a reply. Use
the words and phrases from activity a. to help you.
Dear Kim,
Dear Mum,
f. Design a poster advertising Craighouse School’s exchange program. Include the following
information.
• How long the program has been running
• How long the program lasts
• Where the students stay during the program
• How old the students have to be
• The effects of the program on the students’ French
Enjoying Your Stay
a. Do you remember the dialogue, “Enjoying Your Stay”? Here are two alternative dialogues.
Separate the jumbled sentences to make two alternative dialogues.
Dialogue 1
Woman: Well, Akiko, are you enjoying your stay in the U.S.?
Dialogue 2
Woman: Well Akiko, are you enjoying your stay in the U.S.?
Akiko: Yes, I am. I love it there
Woman: Where have you been?
Akiko: I have cousins in Florida. I went to visit them
Woman: Do you have any family in the United States?
b. Choose one of the dialogues and practice it with a partner. Take turns reading the different
parts.
Present Perfect: Progressive
a. Kim returns home from France at the end of the school year. She misses France a lot and
especially her roommate, Chantal. Complete Kim’s letter to Chantal with the correct form
present perfect of the verb in brackets.
Dear Chantal,
Well, here I am at home again in Scotland. I (1) HAVE BEEN WORKING (work hard
at school. My French has improved a lot but I’ve missed a lot of material in subjects
such as mathematics and science.
My mum and I (2) have been arguing (argue) a lot - she really missed me when I was
in Paris but now that I’m home she wants me to study harder and go out less. She’s also
not very happy about all th long-distance phone calls I (3) have been making
(make) to you in Paris!
What about you? What (4) have you been doing (you/do)? Do you miss
me?I hope you (5) have been practicing (practice) your English so you’ll be able to
speak to my friends when you come to visit this summer!
b. Imagine you are Chantal. Answer Kim’s letter, using the Present Perfect Progressive to write
about what you have been doing at home and at school.
c. Exchange letters with a partner. Has your partner used the Present Perfect Progressive
correctly?
Intermediate 1 Unit 3
Unit 3
Celebrations
Call-In
a. Do you remember the radio call-in program from the compuer lesson? Which
celebrations are the people from the program talking about? Match the celebrations in B
to the sentences in A.
A
c 1. It has always been a tradition to celebrate it with a fair in the park.
b 2. My whole family gathered for the event.
B
a. Thanksgiving
b. A Birthday Party
c. Bank Holiday
d. Independence Day
b. Did you notice the way Doug, the radio host, answered his callers? Mark the sentences
below which he used to respond to the callers.
c. Which of these sentences best describes how Doug answered his callers? In class, discuss
your answer with a partner.
a. He was very rude to his callers.
o b. He was very friendly to his callers.
c. He wasn’t interested in his callers.
d. Continue the radio call-in between Doug and another caller who also wants to talk about
his/her favorite celebration. Use the words and phrases from activities a. and b. to help
you.
Doug: Now we’re going to hear more about your favorite celebrations. Caller number
five, you’re on the air.
Caller: Hello, Doug. This is Abraham Ibarra, My favorite celebration has always been
Doug: That sounds great, What exactly do you do that day?
Caller: It is commemorated on September 15 of each year, in order to remember our national
independence.
Doug: Is there any kind of activity?
honor
traditional
symbolizes
dessert
turkey
parade
famous
giant
Christmas
Thanksgiving
b. Write the phrases from activity a. which have a similar meaning to the phrases below.
1. I have been having a good time. Really, it's no problem. I have been enjoying myself.
2. It doesn’t matter. It's ok. Don't worry about it
3. That’s all right. It's ok. Don't worry about it.
4. I arrived late. I'm sorry I didn't get here on time.
c. Look at this picture of a party. One of the guests has arrived late and is apologizing to the
host. Why do you think she was late? Choose one of the following reasons and write a
dialogue between the guest and the host. Use the words and phrases from activities a. and
b. to help you.
The Lord Mayor’s Show is a giant parade streets of London in a special carriage.
that is held every year in the city of This carriage is made of gold and was
London. Over 5,500 people attend the made for the mayor in 1751 by a local
parade and it is the biggest event of its artist. During the year, the carriage can be
kind in the world. All the main roads are seen in the Museum of London. The
closed for the procession, so if you want mayor is accompanied by lots of people
to get close to the parade, you have to dressed in special costumes. In the
arrive very early in the morning. evening, a fireworks display is held on a
boat on London’s River Thames and there
The Lord Mayor’s Show has been
is dancing and music in the streets.
celebrated by the people of London since
1215. The mayor rides through the
b. Answer the following questions about the Lord Mayor’s Show. Use the passive voice in
your answers.
2. Why do you need to arrive early if you want to get close to the parade?
Because aal the main roads are closed for the procession.
3. When was the Lord Mayor’s Show first celebrated?
Since 1215.
4. Where can the Lord Mayor’s carriage be seen during the year?
Ther carriage can be seen in the Museum of London.
5. What is special about the firework display at the end of the show?
Is hels on a boat on London's River Thames and there is dancing and music in the streets
2. This carriage is made of gold and it was made for the mayor in 1751 by a local artist.
e. Write about a parade that you know about, took part in, or watched. Answer the following
questions:
• Is the parade held every year?
• Are the main roads closed?
• For how many years has the parade been held?
• Is anything special made for the parade?
f. Tell your partner about your parade. Are the two parades similar in any way?
Intermediate 1 Unit 4
4
Bad Weather
Weather
a. Do you understand all the weather words in the computer lesson? Match the words
below to the correct weather icon.
1. 2. 3. 4.
cloud frost rain . fog
5. 6. 7.
wind sunshine lightning
b. Will Tide, the announcer, gave another radio weather report a few days later. Read his
report and underline the sentences which DO NOT belong.
That’s all from weather room right now. Make sure you all keep warm and dry
over the next few days!
c. Complete the following weather report for your country. Use the words and phrases
from activities a. and b. to help you.
Good evening, listeners. The weather we have been enjoying will come to an end
That’s all from the weather room. So for now make sure .
d. Exchange weather reports with a partner, and practice reading them aloud.
Weather Warning
bright • low • warm • strong • above average • cloudy • cold • heavy • freezing
b. The following sentences are all advice from a warning for bad weather. Number the advice
in order of importance.
c. Compare your answer from activity b. with a partner. Do you agree on the order of
importance?
c. Write the sentences from activity b. under the appropriate pictures below.
B C E1. 2. 3.
4. 5.
6. A
d. Write three more pieces of advice for people expecting bad weather.
• Can you take the plates and other things into the house?
• It’s starting to rain already • Looks like the storm is coming • We must be quick!
Man: Look at those clouds! (1) Looks like the storm is coming.
Woman: Yes, you’re right. We don’t have much time to get everything inside.
(2) We must be quick!
Man: I’ll take the food off the barbeque right away. (3) Can you take the plates and
other things into the house?
Woman: Of course, I can. Oh, no. (4) It’s starting to rain already.
If it rains, we can...
Run to a dry place with a roof. Wait for the rain to pass and continue as planned
You can still buy umbrellas from the world’s first umbrella shop,
“James Smith and Sons,” (6)which opened in 1830 in
London, England.
b. The following sentences are about the inventor of the raincoat, Charles Mackintosh.
Read the sentences and join them together, using relative clauses.
2. Mackintosh lived and worked in Glasgow, Scotland. The weather is often cold and rainy in
Glasgow.
Mackintosh lived and worked in Glasgow, Scotland, where the weather is often cold and rainy.
3. He created a substance similar to rubber. He spread the substance on clothes to make them
waterproof.
He created a substance similar to rubber, which he spread on clothes to make them waterproof.
4. Mackintosh made some improvements to his original design. The improvements made the
clothes more practical.
Mackintosh made some improvements to his original design, which made the clothes more practical.
5. Many people in England use raincoats. They call their raincoats “mackintoshes.”
Many people in England use raincoats, which they call "mackintoshes.
Intermediate 1 Unit 5
5
Arts And Entertainment
Music
a. What did you learn from the radio interview between Lex Benedict and the rock band in the
computer lesson? Mark the correct column: True, false, or not in text.
Not in
True False
Text
1. The name of the group that is being interviewed is “The x
Institute of Music.”
A B
c. Read the questions that Lex Benedict asked the rock group. Then match the answers
below to the correct questions.
Questions:
d 1. Do you all teach at State University?
b 2. Who had the idea to start a rock group?
c 3. Will you be playing at other colleges?
d 4. Do you want to give another concert at State University?
b 5. Would you like to give up your present jobs to play in the rock group full time?
Answers:
a. We’d love to give another concert at State University.
b. It was John’s idea. He’s crazy about rock music.
c. None of us are thinking of giving up our present jobs at the moment.
d. No, not all of us work at State University.
e. Oh, yes. We’ll be playing at lots of other places.
d. Write three more questions that Lex Benedict could ask the group. Exchange questions
with a partner and have him/her answer your questions.
Questions:
1 Wncd wkoo yiu gct itncr nkt9
2. Wni ks tnc aijpiscr ie yiur sidgs9
3. @rc yiu tnkdmkdg `hiut itncr rktjis9
e. With a partner, practice the end of the interview with the rock group.
The Garbage Man
a. Do you remember the reading about the artist, Harry Morgan?
Complete this newspaper review of his exhibition with the words below.
The Harry Morgan Exhibition is on at the Plaza Art Gallery on 50th Avenue for the month
of November.
b. Read the following ad for Harry Morgan’s exhibition and write down three new facts that
the ad tells you about the exhibition.
Come hear the artist talk about his work every Tuesday at 12 o’clock.
Entrance: Free
Jean: Ben, are you free tomorrow? How about coming with me to the latest exhibition at
the Wheeler Gallery / “The Phantom of the Opera” at the Rose Theater / the
concert at the City Concert Hall?
Ben: Sorry, I can’t, Jean. I have an exam. / I have an appointment with the dentist. / I promised
to help a friend move to a new apartment.
Jean: Perhaps we could make it next week / tomorrow / this weekend instead.
Ben: I’d like to, but I’m very busy at the moment.
c. Underline the phrases in the dialogue from activity a. that you can use to invite or to
refuse an invitation. Mark which of the following phrases can be used for inviting or
refusing an invitation.
Inviting Refusing
d. Your friend wants to invite you out, but you have to refuse the invitation. Use the phrases
from activities a. and c. to write a dialogue between you and your friend.
5 a.
2. John Quill has been promised a one-man
exhibition of his sculptures at the New Arts Gallery.
3.
4 b.
4.
Pop star Mick Starlight, who is recovering in the hospital,
was sent cards and flowers by his friends.
5.
Dancers Sarah Hill and Anthony Elliot were paid
$100,000 to appear in a special ballet performance in
Paris last week.
1 c.
3 d. 2 e.
b. Read about Rowena Richard, an artist who sculpts in wood. Circle the correct form of the
verb to complete the text.
R owena Richard is an 80 year-old artist who works with wood. She (1) began/
The exhibition was a great success and since then she (5) has given/has been given
the opportunity to (6) exhibit/be exhibited her work all over the country.
Her work is now very famous and she (7) pays/is paid a lot of money for her
sculptures.
c. Write an interview with Rowena Richard based on the information given in activity a. Try
to use expressions such as:
Interviewer: So, Rowena. How did you start creating works of art?
Rowena: Well, I was 60 years old and one day I begun a made acultures
Interviewer: why do you like to made wooord aculpura
Rowena:. m o r e p e o p l e h a v e
b e e n a s k e d t o t h e i n t e r
s i m i l a r u e s t i o n s
Interviewer: tell me absoul exibition
Rowena: t h e e x h i b i t i o n i s
w o n d e r f u l
At Work
Ad agency requires
copywriter
The applicant should have at least 2 years’ experience
in the advertising business, including copywriting.
Experience working with clients is an advantage.
Applicants should send their resumes to Bob Johnson,
Bingham Advertising, 1605 Thirty-ninth Avenue,
New York City, 39704
Which word is used in the ad for:
b. Complete the resume that Karen sent to Bob Johnson. Use the headings provided below.
RESUME
c. Write your own resume. Remember to include information about your education and
work experience, as well as personal details such as your address and contact information.
Overtime
a. The company you read about in the computer lesson also has a new Human Resource
Officer. Read the notice that the company posted on its notice board, telling them about
the Human Resource Officer’s services. Complete the notice with the phrases below.
• To: accuntant
From: Sylvia
Stone
I work in the Production Department. There have been a lot of new orders and I have been
working a lot of overtime recently. I am afraid I will have to pay a lot of what I have earned
in income tax, so I would like to know if I can save tax in any way. May I come and talk to
you some time, perhaps during my lunch break?
c. Imagine you are either the company accountant or the Human Resource Officer. Write a
reply to one of the e-mails, suggesting a time to meet.
Woman: so. / I / don’t / think / wear / like these / executives / A lot of / shirts
what is made of ?
Dear Dick,
I’m going to be 35 next week and I think it’s time for a change. I (1) have had / had
enough of my job. I (2) have been doing / was doing the same thing for too long. It’s
been almost seven years since I first (3) have started / started work at Bingham
Advertising. I know I (4) have been promoted / was promoted last year and I (5) was given
Bob
b. Read Dick Ander’s reply. Write the correct form of the verb in brackets.
Dear Bob,
Are you sure you (1) wanted . (want) to leave Bingham Advertising? After all,
you (2)have worked (work) there for a long time and (3)have gained (gain) a lot
of experience. You (4) (put in) too many hours of overtime, just to give
it all up now. I remember how you (5) used (use) to love the advertising
business. You (6) telled (tell) me you would never give it up. There’s just one
thing. If you do go, think about taking me with you!
Let’s meet for a talk.
Dick
Intermediate 1 Unit 7
7
Sending A Package
Family
a. Do you remember Deidre from the computer lesson? Later, she called her mother-in-law
back and left the following voice mail message. Read the message and complete it with
the phrases below.
I’ll leave this message • you had it specially wrapped • you haven’t heard from me
parcel of clothes you sent
Thanks for your call, Irene. I’m sorry (1) you haven’t heatd from mr but you know how the
baby keeps me busy. I guess you’re busy right now so (2) it leagethis message (3)
Parcel of clothes you sent arrived safely and as (4)you had is specially wrapped you
had , the baby had great fun opening it by himself. The clothes are beautiful and I’m going
to try them on him right now. I’ll catch you later. Bye.
b. When Deidre tried the clothes on her baby, she saw that they were too small for him.
What should she do? Discuss your answer with a partner.
Deidre should .
c. Deidre received some more voice mail messages on her answering machine. When she
phoned the people back, she had to leave voice mail messages herself. Match Deidre’s
messages with the replies that she gave.
Deidre’s Messages
a. This is a message for Mrs. Deidre Thomas from the Little Bookworm Children’s
2
Bookshop. The baby books you ordered have arrived. Would you like us to bill
you and send them on – or do you prefer to come in to the shop and pick them
up yourself?
get it and if you like the presents. You can always send them back to the shop
Deidre’s Replies
1. Hi, it’s Deidre from downstairs. Thanks so much for taking my parcel. I’ll come by later today
to take it from you – if that’s convenient.
2. This is Mrs. Thomas speaking. I’m glad the books I ordered have finally arrived. I’ll pop into
the shop sometime this week to get them, so don’t bother sending them on to me.
3. Mom, I haven’t received anything yet. When did you send the parcel? I hope it hasn’t got
lost in the mail. We’re in this evening, so try to give me a call so we can talk. Bye for now.
d. With a partner, practice a short phone conversation between Deidre and one of the people
from activity c.
Sending a Package
a. Did you understand the instructions for sending a package in the computer lesson? Here
are some post office instructions for preparing packages before you send them. Read the
instructions and then write the headings from the next page above the correct paragraphs.
(3) s e a l i n g t h e p a c k a g e
The box should be sealed with 2-inch-wide (5 cm) adhesive tape. You
should use special packing tape, which is stronger than regular tape. Don’t
use string because it can get caught in the machines that the post office
uses for processing the mail.
(4) w r i t i n g t h e a d d r e s s
Write clearly on the front of the package the complete name and address
of the person to whom you are sending the package. On the back you
should write your own name and address, in case the package gets lost.
You should always try to include the correct postal code.
b. Match the words and phrases below with words and phrases in italics from the text in
activity a.
1. parcel package
2. sticky adhesive
3. doesn’t arrive gests lost
4. advisable i t ’ s a g o o d i d e a
5. complete fill out
6. delivered s e n t
7. postage stamps
8. wrapping paper packing
1. This is the slowest kind of delivery, but it is also the cheapest. Surface mall
2. This is the most popular way to send mail. Regular airmail
3. If you want to send a package or a letter quickly, you should use this service.
Express mall
4. If you are sending something important and want to be sure it won’t get lost, it is a good
idea to use this service. Registered mall
d. Close your book and practice giving your partner instructions on preparing and sending a
package.
Airmail to Tokyo
a. Do you remember the dialogue, “Airmail to Tokyo”? Use the choices in italics to complete
the dialogue between a post-office clerk and someone who is sending a package.
Customer: I’d like to send this package airmail / surface mail / special delivery to Madrid /
Bangalore / Sydney.
Clerk: Sure. Let’s see. It weighs 15 pounds / 10 pounds / 5 pounds. That’s $30 / $15 /
$4.50.
Customer: Sorry. How much did you say?
Clerk: $30 / $15 / $4.50, Ma’am / Sir.
Customer: How long will it take to get there?
Clerk: It’ll be there in about twenty / ten / two days.
b. Practice your dialogue with a partner. Take turns to be the customer and the clerk.
c. Mark which of the following sentences a post-office clerk would say and which a customer
would say.
Customer Clerk
d. Write a dialogue between a customer and a post-office clerk. Use the words and phrases
from activities a. and c. to help you.
Customer:
Clerk:
Customer:
Clerk:
Customer:
Clerk:
Passive Voice: Modals
a. Read the following instructions from the post office about reporting a lost package. Underline
the modals in the passive voice.
You must attach a letter or statement from the person who was supposed to
receive the letter.
Evidence, such as a sales receipt, should also be provided, in order to prove the
value of your parcel.
A B
If you don’t wrap your parcel properly, B it will have to be weighed at the post office.
If you don’t put the correct postal code,E it could be damaged.
If you want your parcel to arrive quickly, D it must be sent by registered mail.
If you have a heavy package, A it should be sent express.
If you want to make sure that your package
your parcel might be sent to the wrong
arrives, C
c. Write four more instructions for sending a package. Use the information you have learned
from this unit. Include passive modals in your instructions.
1. IF YOU ARE REUSING AN OLD BOX TO ACK A PARCEL IN, ALL PREVIUS LABELS AND
ADREES SHOUL BE DELETED
2. packing paper or bubble wrap shoult be to score te contents of packague
3.the packagues or nunlle wramo a in sealed wide adhesive
4. the address lo woman the packague is sent and the sender addrees should be wiliam on the
ackage
8
Emergency
Emergency
a. In the computer lesson, Mary left John a message about a road accident. Later on, John
phones Mary back and talks to her. Use the words below to complete their conversation.
c. Below is a police report of Mary’s accident. Complete the report with the details from
activity a.
ACCIDENT REPORT
Case Number: 34675
d. Exchange reports with a partner. Do you agree with each other’s answers?
e. Imagine you are the police officer who interviewed Mary after the accident. Which of the
following questions do you think the police officer asked her in order to complete the
report? Add three more questions of your own.
Mary: We were driving over the bridge when a truck came speeding towards us. It
crossed over on to our side of the road. We couldn’t do anything to prevent the accident.
Alex Winters (Marge’s husband) • Thomas Brown (the driver of the ambulance)
Marge Winters • Jonas Matthews (a medical student doing ambulance service)
c. Write a short newspaper report of the accident as shown in activity b. Give your report a
headline and include quotations from the people involved.
(headline)
Yesterday there was a serious accident on .
“ ,” said Fred Smith, the ambulance driver who
was called to the accident.
The accident happened because .
“ ,” said Jim Cook, the motorcyclist
who was injured. Both drivers were taken to .
“ ,” said the doctor who treated them.
d. Exchange your report with a partner. Read your report to the class.
I Have to Go
a. Read what some people say about different obligations. Match what each person says to
the appropriate picture below. Then write what the other person in the picture says in
reply.
A
. You’d better hurry. You might be late.
B C
. I know, but it’s hard to think of Don’t worry. It’s on its way. Tell
everything at the same time. the baby to wait
D E
. OK, as soon as I’ve passed you. I was in such a rush to get home to you
that I forgot to fill up.
b. Compare your answers with a partner.
Clauses: Noun and Adverbial Clauses
a. Put the word in the following sentences in the correct order.
b. Complete the sentences with the words below and match them to the sentences from
activity a.
2. I think the accident happened because the truck moved to the other
5. I didn’t see who was driving the car. It all happened so fast.
1. I was driving over the new bridge when I noticed the stunning architecture and the river flowing
beneath. .
2. As soon as I saw the motorcycle coming towards me, I instinctively slowed down and gave it plenty of
space to pass safely. .
3. I waited at the scene of the accident until the tow truck arrived to clear the wreckage from the road.
.
4. While the police officer was taking notes, I provided a detailed account of the events leading up to the
incident. .
5. The driver was traveling over the speed limit because he was running late for an important business
meeting. .
6. The police officer called an ambulance so that the injured pedestrian could receive immediate medical
attention. .
7. The paramedic decided to take the driver to the hospital although the injuries appeared minor, as a
precautionary measure. .
8. I’ll only buy you a bicycle if if you promise to wear a helmet and follow all safety rules while riding. .
d. Imagine you are a witness at the scene of the car accident shown in the picture below.
Write a dialogue between yourself and the police officer who is called to the scene. Use the
words and phrases from activities a., b. and c. to help you.
Police officer: Good afternoon, sir. I'm Officer Rodriguez. I understand you witnessed
the accident. Could you please provide me with your account of what happened?
Witness: Hello, Officer Rodriguez. Yes, I saw the whole thing. I was driving over the
new bridge when the accident occurred. The blue car was traveling over the speed limit,
Police officer: Thank you for that information. Could you describe the sequence of
Witness: While the police officer was taking notes, I noticed that the road was a
bit slippery due to the recent rain. I'm not sure if that played a role, but it's worth
considering.
Police officer: hank you for pointing that out. Did you happen to notice if anyone was
injured?
Witness: Fortunately, the occupants of both vehicles seemed okay, but I decided
to wait at the scene of the accident until the tow truck arrived to clear the wreckage from
the road
Banking
Introduction
1. You need /must/can to keep $200 in your account if you don’t want to pay a fee.
2. You can/should/have to withdraw money from any ATM in the country without a fee.
3. Ought to/Should/Have to we open a checking account and a savings account?
4. If you’d like, you should/can/must do direct deposit into your checking account.
5. If I decide to buy a car, I’ll have to/must to/able to take out a loan from the bank.
6. With my banking app, I‘m should/ able to/ought to deposit a check using my smartphone.
Seaview National Bank
a. Match the bank clerk’s responses to the customer’s statements or questions.
Banker
With our Secure Savings account you can earn compound interest
OK, we’ll sign you up for direct deposit.
Your balance is $500.
Well, you can also do text or phone banking.
You should do Internet banking. All you need is a computer and an Internet
connection.
b. You are a bank clerk who has to explain banking terms to a customer. Define the
following terms.
4. Debit card It´s a financial instrument related to a bank account, which allows you to operate with the
entity through ATMs
c. You are a bank clerk and your partner is a customer. Tell him or her the benefits of
banking at your bank. Then, switch roles.
The Machine Ate My Bank Card!
a. Do you remember the video from the computer lesson? Max goes to the ATM machine
to take out money, then returns to the restaurant. Read the new dialogue between Max
and Thea, and answer the questions.
3. Max mentions two things his banking app does. What are they?
Shows where is the nearest ATM
b. Write a new dialogue between a bank clerk and a customer. Use words and phrases from
activity a.
Bank Clerk: Hello. How can I help you?
Customer: I'd like to open a checking account with no monthly fee.
Bank Clerk: Our Rewards Plus savings account has a high interest rate.
Customer: like these idea.
Bank Clerk: Will you be able to keep a minimum balance of $500 in your account? It's
necessary.
Customer: Of course.
Hi.
I am a DBHI customer. I have a Primary checking account and a Basic savings
account, and I have a couple of questions:
What happens if I make a purchase and there isn’t enough money in my checking
account to cover the purchase?
Thank you,
Trey Nuno
Dear Trey,
First of all, you should sign up for overdraft protection. With overdraft
protection, if you don’t have enough money in your account, we’ll cover the
purchase. Then, we’ll take the money you owe out of your savings account. Our
overdraft protection is free. You only have to pay a fee when you use it.
Secondly, since you’re a student under 23 years old, we can drop the monthly
maintenance fee, and you’ll be able to bank for free!
Best regards,
The DBHI Capital Bank Customer Service Team
1. What is an overdraft?
It is a situation in which the savings account has a balance less than zero
1. The advertisement mentions two methods of improved security. What are they?
Touch ID
2. What are four things that you can do with this app?
Send money to friends
Deposit checks
Gadgets
Introduction
a. Circle the correct words to complete the following dialogues.
Karen: Do you want to enter the company’s 48-hour digital (4) device/hackathon/tablet?
Jack: It sounds like fun, but I’m a designer, not (5) a trend/laptop/programmer.
I know. But we need someone to make our (6) storage/digital camera/app look
really nice.
b. The sentences below are in the future tense. What future meaning is each one trying to
express? Match the meanings to the sentences.
Sentences
1. We’re going to sell a gadget that turns regular bikes into electric bikes. B
2. This gadget will make chopping vegetables fun. C
3. I’m going to take a class on creating apps. A
4. The bus to the gadget fair will be leaving each morning at 7:00. C
5. This fitness tracker will keep track of how many steps you take each day. A
6. I’ll be using my tablet in the mornings, but you can use it in the afternoons. B
Plans we have made and actions that are about to happen very soon.
Events we are sure will happen, or predict will happen, in the future
b. Read the sentences below and circle the correct future tense.
X
3. We will call you when your smartphone is ready.
1. Paperless World – Are you sick of all those papers lying around the house? Move them
out of your life and into your computer, using this top-rated scanning app. Paperless
World lets you scan business cards, receipts, documents, and more, quickly and easily
D.
Direct Your Life – You take pictures and videos of people and events in your life. But
then what? Direct Your Life lets you weave those photos and videos together, into a
professional-looking video clip. No editing experience needed! B
Pass It On Over– Looking for a quick way to send large files over e-mail? With Pass It
On Over, you write an e-mail, attach a file, and the recipient receives a link to the file,
which they can view or download. It’s not the only app like it, but it’s the fastest! A
Best Route – When you’re in a new city or new part of town, Best Route will be your
best friend. This app will let you know the quickest way to get to where you want to
go. Whether by foot, car, or public transportation, Best Route will get you there in the
easiest (and quickest) way possible. C
User Comments
a. This app saved my life when I was in Rome. It showed me how to get from place to
place most efficiently.
b. Finally, an app that lets you share large files with others easily and quickly!
c. I hate clutter, yet papers kept piling up and taking over my space. Then I found this app,
and it has literally changed my life. I recommend it for everyone trying to live a clutter-
free life!
d. All my friends are impressed by my movie making skills. After every event I make a
movie using videos and pictures that I took on my phone. Then I share it with friends.
But I have a secret. The real movie maker is this app!
b. Complete the table with the correct linking words
c. Read the paragraph below and answer the questions that follow.
App Carpenter
Do you want your handheld device to do an annoying or tedious task, but you can’t
find an app that’ll do it? No problem. App Carpenter will create the app for you, and
customize it to fit your needs. We’ll take care of everything from programming to creating
a user-friendly design. We’ll create an attractive logo or icon, too. We’ll also make sure
your app works on all handheld devices. Finally, we’ll submit your app to an online store,
so it can be part of the huge app marketplace.
1. Which linking word in the text is used to express addition? Do you want your handheld device
3. Which linking word in the text is used to express sequence? We fill create an attractive
b. Write an e-mail to the App Carpenter team asking for more information about their
product. Ask about the following:
Interviewer: Congratulations on coming in second place. Can you tell us about your app?
Anna: Sure. Our app is called Find Out More. It helps you find out information about
products you see in the store. It gives you product reviews, and shows you
where you can buy the product for the lowest price.
Markos: All you do is take a product off the shelf and scan the barcode with the app.
Within seconds, you have the information you want.
Interviewer: This app sounds great for consumers.
Anna: It is. Recently, I was shopping for a fitness tracker. There were so many
different kinds in the store, I wasn’t sure which to get. I used my phone to
look up reviews online, but the process was slow and tedious. That’s how I
came up with the idea for the app.
Markos: In addition, you can scan the barcodes on food products to get nutritional
information.
Interviewer: Let me know when your app is on the market. I’ll definitely download it!
b. Complete the table based on what you learned from the interview.
Not
True False mentioned
in interview
x
1. The app won first place in the hackathon.
x
2. The app is good for consumers.
x
3. Markos had the idea for the app.
c. Write a short paragraph explaining why you would or wouldn’t use the Find Out More app.
Customer: I’m going to start making my own fruit and vegetable juices. So I’m looking
for a juicer that’ll be easy to use, but will also work well. Do you have any
suggestions?
Sales Clerk: I recommend the DYV juicer. It works very well and is simple to use. It’s also
very quiet.
Customer: Is it easy to clean? If it’s hard to clean, I’m also not going to want to use it
often.
Sales Clerk: Yes, the DYV is very easy to clean.
Customer: Great. I’ll take it.
Sales Clerk: Actually, all our juicers will be going on sale next Monday.
Customer: Ok, I’ll be back on Monday!
1. What kind of gadget are the sales clerk and customer discussing?
I film going to start making my own fruit and vegetable juices
It’s inexpensive.
It’s quiet.
Buyer: I’ve seen some great smart objects. There’s a suitcase that lets you know how
much it weighs. And if it gets lost, you can track it with your smartphone. I’ve
also seen new kinds of wearable technology. A jacket with sensors lets you
communicate with your smartphone. You tap or swipe on the sleeve of the
jacket to play music, use the GPS, or make and answer calls.
Buyer: I’m going to see the 3-D printers. I can’t wait to see what kind of objects they’re
printing today.
1. What is smart about the suitcase the buyer mentions? Give two reasons.
a. It is THE place to be to keep up with the latest trends in the gadget world
b. It is also fun! There are so many cool and interesting gadgets
2. The buyer mentions three types of wearable technology. What are they?
a. A jacket with sensors
b. jacket to play music
c. going to see the 3-D printers
Technology Podcast
a. Do you remember the podcast on The Internet of Things? Read the following article and
answer the questions.
Picture a world where everyday objects are “smart”-from your couch to your coffee
maker to your home. There are smart roads and smart streetlights, which work
together to create a smart city. This world of smart everything is what people refer to
as “the Internet of things,” or IoT.
Objects and devices are smart when they use software and electronics, such as
sensors, to communicate with the Internet, continuously sending and receiving
information.
We’re already on our way to IoT, with many smart devices in existence and in the
works. From a T-shirt that acts as a fitness tracker, measuring your heart rate and blood
pressure, to smart parking spaces that let drivers know when a parking space is empty.
IoT, here we come!
1. What kind of inventions help make a city smart? Give examples from the article.
Picture a world where everyday objects are ¡smart¡–-from your couch to your coffee
b. If you were going to invent a smart object, what would it be? Describe your smart
object, and explain what tasks it would do.
Sports
Duke: Welcome to “Local Athletes." Today’s guest is Joe Norse, a secondary school student
who has helped his football team win the city championship for the last three years.
I myself have seen Joe play, and let me tell you, he has really mastered the game of
football. Joe, your school, Jefferson High, has been attended by some of the greatest
football players ever. Hank “The Tank” Perry and Dick Verall both graduated from
Jefferson. How does it feel to be playing on the same field as those great players?
Joe: Well, Duke, it motivates me, for sure. Our school has always had a great history of
producing famous athletes.
Duke: Your coach, Fraser Washington, always says: “A team that is motivated is a team that
wins." Do you agree?
Joe: Yes, I do. It’s a fact that even a team with lots of great players can lose if there is no
motivation to win.
Duke: Joe, I understand you’ve already been invited to visit several colleges that are interested
in you. Have you accepted any offers yet?
Joe: No, not yet, Duke. Right now I’m thinking mostly about passing my exams and getting
my diploma.
Duke: Well, you’ve made an intelligent decision. Good luck, Joe.
Joe: Thanks, Duke.
Pre-school education is changing. Once, elementary school was the place to learn 1-2-3 and
A-B-C. But today, highly motivated parents have begun teaching these basics to their children
before they start school. Kindergarten has now become a mini-college, where geography,
history, and even mathematics are taught. Small children are even given homework assignments.
Professor David Shift, who is the Director of Early Childhood Education at the University of
Highville, says, “We must simply accept the fact that children today know more than children
did years ago."
Eleanor Idle, of the New School Institute, doesn’t agree. “Children need to be children. They learn
as they play. They don’t need formal education this early. It just isn’t normal. Soon they’ll be given
entrance exams for kindergarten. Very young children shouldn’t spend their time worrying about
grades and diplomas!"
Dr. Idle believes that if there is already so much competition in kindergarten, there is no limit
to how much there will be in high school. “We don’t need to make it any harder on students
than it already is,” she says. “After all, there were still many college graduates when playing was
all children did in kindergarten."
Many people who agree with Idle say that early childhood programs should offer subjects
that children enjoy and do well in naturally, like art, music, science, and gym. After all, learning
should be child’s play.
Math Test
- How did you do on that math test yesterday?
- That was the hardest test I’ve ever taken.
- Yeah. I wonder if Mr. Pascal has graded them yet.
- I’m sure he has.
- How can you be so sure?
- I saw him this morning, and he wasn’t happy at all.
the mark you get on a test or in If you don’t study, you won’t get
grade, n.
a course a good grade.
homework, n.
work a teacher gives learners Timmy, you can play after you
to do at home finish your English homework.
Word Definition Example Sentence
Study Exchange
by Pat Miller
Craighouse School in Glasgow has been sending children overseas to France on an exchange
program since 1971. The students’ French improves a lot, and when they come back they usually
no longer need a French tutor to help them outside of school. The children who take part in the
exchange program have to be over the age of thirteen.
Mrs. Bankes, whose daughter is participating in this year’s exchange group, says, “I think it’s a
wonderful opportunity for Kim. Although she has only been away for a month, I have already
started to miss her. I’ve been making long-distance calls to Paris about once a week since she
left.”
Anyone who has seen Kim in Paris knows that she hasn’t been missing anyone. Kim is very happy
with the program. She says that her French has really improved, and hearing her French accent,
it was easy to believe her.
“I haven’t been homesick even once,” Kim says. “I have made several new friends and I have a
great roommate, Chantal, who I will keep in touch with when I leave. I don’t even feel like going
home at all.”
The exchange program also helps these young people meet again after the program has ended,
and friends like Chantal and Kim will probably meet at Kim’s home in Scotland next year. Of
course, that’s if Kim hasn’t already decided to stay in France and become a French citizen!
Parents who are interested in sending their children abroad on this program should contact the
Craighouse School in Pollock, Glasgow.
feeling sad because you are far Does being away from your
homesick, adj.
from your home family make you homesick?
to feel that you want to be with I like living at the university, but I
miss, v.
someone or something miss my home.
Call-In
Host: Welcome, listeners, to today’s “Call-in Line.” I’m your host, Doug, and on today’s
show I’d like to hear about your favorite celebration. Good morning, caller number
one. You’re on the air.
Stella: Hi, Doug! This is Stella. My favorite celebration has always been Independence Day.
Last year we had a fireworks display and our annual bake sale. I baked old-
fashioned apple pie.
Host: I can almost taste that apple pie. Thank you, Stella. Now we go to Gertrude, who’s
been waiting on the line.
Gertrude: Hello. This might sound unusual, but in England, where I was born, there is a Bank
Holiday festival. It has always been a tradition to celebrate it with a fair in a park.
There is usually a parade as well.
Host: That sounds very English, Gertrude. Now, are there any men out there celebrating
anything?
Mike: Hi, Doug. My name is Mike, and my favorite celebration is Thanksgiving. I am a
descendant of one of the first Englishmen who came to America. I was born here,
and I consider it an honor to be an American.
Host: Well, it’s been an honor for us to have you on our program, Mike! And now, our last
caller is...
Penelope: Penelope. My favorite celebration was my 97th birthday. My whole family gathered for
the event.
Host: Penelope, your favorite celebration really is unique. Well, that’s all we have time for
today. Have a spectacular day, listeners, and let’s keep talking to each other.
to be a symbol - something
The Statue of Liberty, in New
symbolize, v. that reminds us of something
York City, symbolizes freedom.
else
Word Definition Example Sentence
Weather
Announcer: And here’s Will Tide with the weather report.
Will: Good morning, listeners. Wrap yourselves up warmly today, because the weather
will continue to be cold and frosty with a chance of fog in low areas. According
to national weather reports, the storm which was expected later today is traveling at
fifty miles an hour, and should reach this area around midnight tonight. Strong winds
and heavy rains are expected, along with thunder and lightning. There is a chance
of flooding, and light ships have been warned of the danger. Temperatures will be
below average for this time of year, with an expected low of forty degrees Fahrenheit.
Tomorrow will be cool and dry, with cloudy skies and normal temperatures.
Tomorrow evening temperatures will continue to go up, and bright sunshine and
above - average temperatures are expected for the weekend.
Well, I’m sure we’ll all be glad to have a break from the rain.
That’s all from the weather room. So for now, stay warm and keep dry.
Weather Warning
This is a warning from the National Weather Department. Although we have been having
a lot of warm sunshine recently, the weather is going to change very soon. According to our
weather reporter, a fall in temperature to below five degrees Fahrenheit is expected by
tomorrow morning. There will be freezing winds of up to sixty miles an hour as well as heavy
rains, which may cause flooding in the city and terrible damage. People should stay home and
look after themselves. Please make sure that your children and animals are kept inside.
Big Storm
- Look at those clouds!
- Oh, dear. I hope it doesn’t rain.
- Me, too. But it sure looks like a big storm is coming.
- Well, if it rains we can eat inside.
- What if it starts before the food is ready?
- Let’s just hope that it doesn’t.
bright sunshine, strong rays that come from the I need sunglasses in this bright
exp. sun and give a lot of light sunshine.
cloudy skies, exp. skies that are filled with clouds Cloudy skies usually means rain.
a flash of light in the sky during It rained last night, but there
lightning, n.
an electrical storm was no thunder and lightning.
a short, loud sound in the sky There was very loud thunder in
thunder, n.
during an electrical storm our area during the storm.
Music
DJ: Hello, listeners. This is Lex Benedict on WNOW. I hope you’re enjoying yourselves
this evening. We have some guests with us tonight that all you college students out
there should be interested in. They are the members of a hot new rock band called
“The Institute of Music," and they are all graduates of State University. Their first
concert was held last week at the University’s science auditorium, where they were
a great hit with the students. They say that attendance at the concert was higher
than at most lectures. Now, let’s hear the musicians introduce themselves.
Professor: OK. I’ll start... I’m Professor Barry Jameson, and I’m the lead singer of the band.
DJ: It’s very unusual to find a geography professor who is also in a rock band. Can you
tell us when you started being interested in music?
Professor: Well, I was given a guitar by my wife when I was accepted as a professor here at State
University. I’ve been playing ever since.
DJ: OK. Let’s take a break while we listen to your new song, “Examination Blues”... and
here it is...
Have you ever thought about the cigarette packs and food wrappers that people in your city throw
away? Harry Morgan has; he collects them. Have you heard of recycling? Well, Harry doesn’t just
recycle; he creates works of art from the things he collects.
Ever since Harry was a child, he has been interested in making models out of unusual things.
Over the years, he has used a variety of materials. “The good thing about garbage,” Harry’s been
heard to say, “is that there’s always plenty of it." Some of his earlier works were made from bicycle
parts, broken machines, and even old farm equipment. They have been made from every piece
of garbage that Harry could get his hands on. Harry’s latest collection, which is being exhibited at
the Plaza Art Gallery, is even more unusual. He has made sculptures which are built from
wastepaper only. One of these, which is called “Harmony,” is made of empty cigarette packs and
matchboxes. Another work, called “Love in the Morning,” has been made out of breakfast cereal
boxes and pieces of old newspaper.
This is hardly what one would call art. Or is it? Why not come and judge for yourself? Visit the
Plaza Art Gallery and explore the world of Harry’s art. Harry is quickly becoming the “Champion
of Garbage Art," and soon many people may find themselves joining the Harry Morgan fan club.
Picasso Exhibit
- Jenny, have you been to the Picasso exhibit at the Tate yet?
- No, I haven’t, but I’d like to see it.
- Well, how about going with me tomorrow?
- Sorry. I can’t. Tomorrow is my father’s birthday, and we’ve been planning a party for him for
weeks.
to make something that did not She creates art from pieces of
create, v.
exist before metal.
French Tie
- What do you think of this tie?
- Hmm. Isn’t it a little too bright?
- I don’t think so. A lot of executives wear ties like these.
- What is it made of?
- One hundred percent silk. And it comes from France.
- OK. Let’s buy it.
a written request to be
application, n. accepted to something, usually I filled out a job application.
a job or school
Family
Hello, Deirdre? Aren’t you home yet? This is your mother-in-law, calling from California. I haven't
heard from you in weeks. I’ve been doing some shopping and have sent you a parcel that
contains new clothes for the baby. I’ve sent it special delivery, so you should receive it by Friday.
The parcel is specially wrapped, so let the baby open it by himself. Let’s speak to one another
soon. Give a kiss to the baby for me. Bye.
Next, decide which kind of delivery is best, according to how urgently the package is needed.
Surface mail, which sends parcels by land and sea, is the cheapest, but also the slowest. Regular
airmail is faster, but may not be good for heavy packages. If you want your parcel to be delivered
by the next weekday, it should be sent express.
If you have a scale and stamps at home, you can simply call the post office or go online to find
out how much postage is needed. Then, if your parcel isn’t too big, all you have to do is place
your parcel in the nearest mailbox and with luck, it will be delivered on time. If, however, you
choose the express service or surface mail, you will have to take your package to the post office,
where it will be weighed and you will be told how much postage needs to be paid.
Airmail to Tokyo
- I’d like to send this package airmail to Tokyo.
- Sure. Let’s see. It weighs 14 pounds. That’s $40.
- Sorry. How much did you say?
- Forty dollars, ma’am.
- How long will it take to get there?
- It’ll be there in about ten days.
a place to buy stamps and send A letter arrived from the post
post office, n.
or receive mail office.
Emergency
John, where are you? It’s Mary. I’ve been trying to call you all evening. Listen, John. There’s been
an accident. We were crossing that bridge on Route 6 when this big truck came speeding towards
us. It crossed over onto the wrong side of the road, and there was nowhere for us to go. It was
awful! I’ve never been so scared in my life. An ambulance was called and we were rushed to the
emergency room at Parker General Hospital. I’m OK, but Mike’s being kept in the hospital. Nothing
serious; he’s just hurt his leg. We’ve been waiting to find out whether it’s broken. Please call me
as soon as you get in. Bye.
“Isn’t that dangerous, Marge?” asked Alex, still worried. But his wife was already going out the
door. “Why don’t I take you for a nice drive through the park? I know a very pretty route," Alex
said. Marge agreed, and they set out.
However, on the way to the park, Marge felt a pain in her stomach. “You’ve been very quiet these
past few minutes, dear. Is everything all right?”
Marge looked at Alex, her face white. “Quick! We must get to the hospital. The baby is coming.
Forget about asking for directions. I know the way. No! Take the road on the left.You didn’t signal
left!” she shouted at him.
“I hope that we get there in time," Alex said. “We must rush."
Marge turned to Alex. “Why have you stopped?” she said. “Go on!”
“I can’t. We don’t have any more gas. I’ll have to call an ambulance from the cell phone.
You know, I knew a woman who had a baby in an ambulance.” “Really?” laughed Marge, in
between pains.
Soon, an ambulance came speeding towards them. The driver helped Marge into the
ambulance, and they rushed to the hospital. But Marge couldn't wait. The baby was born on
the way.
I Have to Go
- Oh, no! It’s three o’clock. I have to go.
- What? Why so early?
- I’m supposed to baby sit for my brother at four o’clock.
- Can’t you stay until at least four?
- No, really. I can’t. I’m supposed to be home at 3:30.
- Well, OK. See you later.
Clauses: Review
- Do you know what time Karl is coming?
- Not exactly, but I know that he’s going to be late. He’s only coming after he finishes his
homework.
- Oh. Then he’s going to be very late.
Road Accidents
when the bone in the leg is in Paul fell, and now he has a
broken leg, exp.
two or more pieces broken leg.
over the speed faster than is allowed on a You should never go over the
limit, exp. particular road speed limit.
Vocabulary
Debit card: With a Seaview National Bank's debit card, you'll have no bills to pay later. Make a
purchase, and the money is withdrawn automatically from your checking account. Seaview
debit cards can also be used as ATM cards, and have no annual fee.
Direct deposit: You can sit back and relax as your paycheck gets deposited directly into your
checking or savings account.
Compound interest: Let your savings grow quickly by earning compounded daily interest.
That's interest on your interest!
Max: Sorry I'm late. You'll never guess what just happened.
Max: I stopped by the ATM to take some cash out and the machine swallowed my card!
Max: Of course I'm sure. The machine ate my bank card! It won't give it back to me.
Max: Bad luck! This is a disaster. I'm flying to Boston tomorrow morning - I don't have any
cash, the ATM ate my card, and all the banks are closed.
Thea: You know you should really look into mobile banking. You can deposit your checks
electronically, and there's someone to help 24 hours a day. AND they have card-less
cash withdrawal. No more lost cards!
Max: Thank you for the information Thea. I'm really glad you are so excited about mobile
banking. But that doesn't help me. I need to speak to someone.
Thea: Take a look at your phone's app store. Maybe your bank has a mobile banking app
you can download.
Max: Yes! Yes, it does. Here it is - BSC mobile banking app. Card-less cash withdrawals -
No extra fees. Perfect. I'm downloading it right away! Now all I have to do is go back
to the ATM, enter the six-digit PIN the app sends me, and take out my money.
Thea: That's great! I'll pay for my coffee and then we can go.
Max: Ah there's no rush I'll just have something to drink then we can go.
Max: Why?
Customer: Do you have any checking plans which don't have a maintenance fee?
Bank Clerk: Yes, our Premium checking account doesn't have a monthly fee. But you do
need to keep a minimum balance in the account.
I just opened a DBHI Primary Checking Account online, with a deposit of $600, and would like
to clarify a couple of things.
First of all, does Primary Checking have a monthly maintenance fee? Secondly, I saw online
that Primary Checking customers can receive a free debit card. Is this true?
I'd also like to know what measures DBHI Capital takes to ensure that card users' information
remains secure.
Sincerely,
Shannon Blake
Thank you for inquiring about our Primary Checking Account. We'd be happy to answer your
questions.
Regarding a monthly maintenance fee, Primary Checking has no fee, as long as you meet one
of the following requirements each month:
1. You have a minimum balance of $500 in your account
2. You make a deposit of at least $250 into your account
If you do not meet one of these two requirements, there will be a $12 maintenance fee for the
month.
Regarding the security of the Primary Checking debit card, you can relax knowing that all DBHI
Capital credit and debit cards use advanced chip technology. Our chips encrypt all personal
data, offering customers the highest degree of privacy protection.
If you have further questions, please e-mail again or contact our Customer Service Center at
1-800-555-6555.
Best regards,
I'm going to talk about three major trends: mobile banking, improved security, and social media
The first trend is mobile banking- more and more people are using their smart phones to do
their banking. With mobile banking, you're able to do your banking from anywhere in the world.
There's even an app to deposit checks. All you have to do is sign into your account, take a
picture of the check with the camera on your device, and submit the image for deposit.
Other apps let you make mobile payments at stores. You save your credit or debit card
information on your mobile device. To pay, you just hold your phone under a special reader at
the checkout counter.
Another trend we're seeing is more secure payment systems. Newer identification methods
use biometrics. When you use biometrics your physical traits, such as your face, eyes and
fingerprints, are scanned into a computer. The information is then saved in a database. The
next time you go to your bank, you're scanned again. If your scan matches, you can access
your account! Biometrics makes life much harder for hackers and people who want to steal
your identity.
The third trend I'd like to talk about is the use of social media. Banks today are interacting
more and more with their customers on social media sites. Customers use their bank's social
media site to post questions or complaints. Banks are also using social media to find out more
about their customers' interests and banking needs.
Another combination of banking and social media is "peer-to-peer," or "p2p," money transfers.
There are apps that connect to social media sites, so you're able to send money directly to
your friends.
To review, the three banking trends we discussed today are: mobile banking, advanced
security methods, and use of social media. Keep an eye out for these trends and watch how
they shape the future of banking.
Unit 10
Gadgets
Vocabulary
computer you can carry with Many people bring their laptops to
laptop, n
you the coffee shop to do work.
Word Definition Example Sentence
2. Customize– Tired of your smartphone wallpaper or ringtone? Customize offers the largest
choice of wallpapers, alarms, and ringtones of any app we’ve ever seen. Users can also
share their own wallpaper designs on the app.
3. Culture Questing – Looking for cultural activities? This app will show you which cultural
events are taking place near you. You can search by topic, such as art, music, or theater.
4. Buy My Pic – With this app you can submit photos to a photo marketplace. Who knows?
Maybe your photo will be purchased for use in products, marketing, or advertising.
Student Hackathon
Interviewer: I'm here today at the Digi-tech 24-hour Student Hackathon. And with me is the
winning team of programmers from Stanleyville College. Congratulations you
guys! Luisa, can you tell us a little bit about your app?
Luisa: Sure! Clothes Matcher is an app for people with color blindness.
Interviewer: How does that work?
Luisa: People who are color-blind have a hard time telling the difference between
certain colors. They often can't tell if one item of clothing matches another.
Kenny: So we decided to create a mobile app to help them know which pieces of
clothing go together. All you need to do is take a selfie with your phone and the
app will let you know if you're good to go!
Interviewer: And what was it like taking part in this 24-hour hackathon?
Maria: It was incredibly hard work, but I really loved the challenge of tackling a project
that usually takes weeks or months to complete, and doing it in just 24 hours.
Interviewer: And what about the rest of the team?
Kenny: I knew we had a great idea, but I was worried we wouldn't be able to finish on
time.
Luisa: Yeah at the last minute we had some tricky bugs and problems with the code.
But in the end, it all worked out.
Interviewer: So what are your plans for the future? Do you think this could be the making of
a start-up?
Maria: Well our first plan is to go home and get some sleep!
Kenny: Yeah, absolutely! But after that we might start thinking of turning this into a
commercial product.
Interviewer: Well good luck in whatever you decide to do. And once again, congratulations!
Choosing a Device
Sales Clerk: Good afternoon. Is there anything I can help you with today?
Customer: I can't make up my mind whether to buy a tablet or a laptop.
Bank Clerk: There are pros and cons to each. What do you need it for?
Customer: I want to go online, check my e-mail, and watch some movies.
Bank Clerk: Then I think a tablet is the best option. They're cheaper, too!
Customer: Is there any difference in battery life?
Bank Clerk: Yes, that's another advantage; tablets have a much longer battery life.
Visit the Interactive Zone, where you can try out new tech devices.
Drop by Thursday's flash sale (12:00 p.m. – 4:00 p.m.), and buy gadgets at discounted prices!
The show will include demos, speakers, entertainment, food, and lots more!
TechNews Blog
Posted 4 hours ago by TechNews contributor: Enzo Rossi
I just got back from the annual Tech-Trend Gadget Expo. And it was as fun and exciting as
usual. There were gadgets galore! This year there was even a section for people to try out the
latest gadgets and tech devices. I got to fly a picture-taking drone!
But what was the main focus of this year's show? Smart objects. But I don't mean just new
and improved smartphones or smartwatches. I mean smart everything – smart TVs, smart cars,
and smart kitchen appliances. Almost any object I could think of was there, connected to the
Internet or smartphone, gathering and giving information.
There were many wearables that monitor health. Some were bands you wear around your
wrist that measure heart rate and blood pressure. Some wearables send health information
straight to your doctor. There was even a smart bed that uses 500 sensors to let you know
how well you sleep. It sends the results to your smartphone, tablet, or computer.
This trend, to connect objects to a computer device to make it smart, is called the Internet
of Things. I attended a lecture on the topic, and learned that soon, we’ll find the Internet of
Things in all areas of our lives. We'll have smart homes, smart offices, and smart cities. Then,
the Internet of Things will no longer be a trend. It'll just be a way of life.
The Internet of Things
Hannah: This is podcast #21 of More to Know. I'm Hannah Keaton. All you techies out
there may have heard of the "The Internet of Things." What is the Internet of
Things? Technology forecaster, Jules Wright, is here with us today to answer that
question. Welcome, Jules.
Jules: Well, you know how there are smartphones and smartwatches? The Internet of
Things (also known as IoT) refers to the idea of making all devices "smart" by
connecting them to the Internet. Everything from your clothes to your coffee
maker will be able to get and send information.
For instance, a bed that will help you get a more restful sleep by tracking your
sleep patterns. A device in a flowerpot will remind you to water you plant. Your
alarm clock will wake you up earlier if there's heavy traffic on the way to work.
A refrigerator will keep track of how much of an item you have, and order more
of it online before it runs out.
Hannah: That's very cool. And what will make these objects smart?
Jules: They'll have special electronics and software inside, plus a continuous
connection to the Internet. And they'll send and receive information using
sensors and other technologies.
But the ultimate idea behind IoT is that objects will communicate with each
other. They'll do this by collecting and exchanging information. When you're
driving home in the winter, for example, your car will tell the heating system in
your home to raise the temperature. So by the time you get home, it'll already be
nice and warm.
The Internet of Things.is expected to affect almost every part of our lives. Our
world will be one big information system.
Hannah: That sounds very exciting. However, it sounds almost too good to be true. There
must also be some drawbacks to IoT. We're going to take a short break for a
message from our sponsors. When we return, Jules will share with us some of
the possible disadvantages of the Internet of Things.