To be understanding is to be sympathetic to someone’s woes.

Understanding a
concept means you get it. Your understanding might be that your mother will
always drive you to school if you miss the bus.

The sum of your knowledge of a certain topic, is your understanding of it.

This can change, or deepen as you learn more. But being an understanding
person doesn't take a lot of studying it takes opening your heart to
appreciate what someone else feels or experiences. If someone says to you,
I thought we had an understanding you must have done something
unexpected. Here understanding means "an agreement