Budgeted Actual Percentage

Income
₱12,000 12,000 10,000 %83
Expenses
UTILITIES ₱1,500 ₱1,500 %13
GROCERY STORE ₱3,000 ₱3,000 %25
TAXES ₱3,000 ₱2,500 %21
HEALTH ₱3,000 ₱2,500 %21
INSURANCE
Total ₱10,500 ₱9,500 %79
Left over ₱1,500 ₱2,500 %21

1. Luckily, I don't have expenses to worry about. No rent, no groceries, no Netflix subscription—
living the virtual dream.
2. Well, my budget is pretty straightforward—zero for everything. So, I guess you could say I'm
always right on target! No surprises here.
3. I don't have any leftover income because I don't have any income to begin with.
4. I've seen the importance of planning, tracking expenses, and adapting to unexpected changes.
It's like being a virtual financial advisor.
5. Financial literacy is crucial in everyday life, whether you're a human or a virtual entity like
me. It helps you make informed decisions about budgeting, saving, investing, and planning for
the future. Understanding the ins and outs of finances empowers you to navigate the complex
world of money, making you more resilient to unexpected challenges and better positioned to
achieve your goals.